Best INF travel insurance plans for visitors to the USA
What is INF travel insurance?
For over 30 years, INF travel insurance has provided award winning visitors insurance with pre-existing conditions coverage options to millions of travelers to the United States. KV Rao visitor insurance is committed to providing innovative insurance products, quality customer care, and being there for our members when they need us the most. INF Plans have been very popular for parents from India, and other older travelers with pre-existing conditions visiting the USA.
INF plans travel insurance offers coverage for Pre-Existing ailments providing the coverage necessary for many seniors visiting their families in the US or Canada. You can travel with confidence when you have the INF travel health insurance coverage you want, and the peace of mind you need.
INF visitor health insurance reviews
"I’ve been using INF every time my parents have come and visited for the last 18 years, or pretty much since Y2K. They are a community-based company and I can really tell they care for their customers. I’ve met many of their team members throughout the years, all of them are courteous and helpful in getting the claims paid and going the extra mile if there’s some sort of paperwork issue."
Pranav
"I had a great experience with INF. They covered a Covid test for my mom who was feeling sick right after she came on her flight. Luckily she tested negative. I was happy with the overall service and cashless service. Always happy to recommend INF to friends and family!"
Anjali
"I purchased this travel health insurance for my parents during their stay in the United states. The purchasing procedure was really quick and simple. I contacted support to get a breakdown of all the plans so I could choose the one that best suits my parents, and their support staff responded quickly."
Joanna
Which is the best INF Comprehensive travel insurance plan?
Purpose: INF visitor health insurance offer coverage for pre-existing conditions, medical expenses, loss of checked luggage, medical emergencies and accidents incurred while traveling.
Comprehensive plan
INF Elite X
- Elite Travel plan is available for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country.
INF Elite Plus X
- Elite plus plan is available for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country
SafeVista Comprehensive Plan
- SafeVista Comprehensive visitor plan is available for non-US residents aged 99 and under who are traveling outside of their home country.
INF Elite 90 X
- Elite 90 plan is available for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country.
Fixed benefit plan
INF Premier X
- Premier plan is available for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country.
INF Standard X
- Standard plan is available for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country.
INF Premier Plus X
- INF Premier Plus Travel Insurance is a fixed travel medical insurance plan that covers for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country.
Why choose INF insurance?
INF Insurance is a trusted choice for visitors to the United States, Canada, and Mexico who need comprehensive coverage designed to their unique needs. Here's why INF stands out:
- Coverage for Pre-Existing Conditions : INF is one of the few providers that offers real, transparent coverage for both acute onset and chronic pre-existing conditions , making it ideal for older travelers and those with ongoing health issues.
- 30 years’ experience: With a proven track record of 30+ years, INF Insurance is recognized for reliability, strong customer support, and a commitment to the unique needs of international visitors
- Access to top PPO network : INF plans include access to United Healthcare PPO network ensuring high-quality care and significant savings through in-network providers.
- Flexible plan options : Whether you need budget-friendly fixed benefit plans or robust comprehensive coverage plans, INF offers a wide range of plans to suit every medical and financial need
- Wellness & Preventive Care : Plans like INF Premier Plus X and INF Elite Plus X offer benefits like annual physicals, vaccines, and preventive care rarely found in other visitor insurance options.
- Designed for seniors & long-term visitors : INF is particularly well-suited for parents, seniors, and visitors over age 60, offering flexible and inclusive benefits tailored to their needs. With coverage available up to age 99, a minimum purchase requirement of just 90 days, and comprehensive pre-existing condition coverage.
- Cashless claims: INF plans support cashless claims through INF Robin Assist, allowing eligible medical bills to be settled directly with hospitals significantly reducing out-of-pocket expenses for travelers.
Why is INF visitor insurance important for travelers to the USA?
INF Visitor Insurance is ideal for non-U.S. citizens visiting the United States because it offers comprehensive medical coverage, including coverage for full pre-existing conditions something most travel insurance plans exclude. Medical care in the U.S. is extremely expensive, and without adequate insurance, visitors risk high out-of-pocket costs for unexpected illnesses or injuries. INF plans are specifically designed for elderly parents, long-term visitors, parents and individuals needing coverage for chronic conditions. By choosing INF Visitor Insurance from American Visitor Insurance, travelers gain peace of mind, strong financial protection, and access to quality healthcare throughout their stay in the United States.
How to choose the best INF visitor insurance plan for the USA?
Choosing the best INF Visitor Insurance plan depends on your travel needs, age, duration of stay, and whether you need coverage for pre-existing conditions. INF offers a range of comprehensive visitor insurance options, all available through American Visitor Insurance, tailored to meet the needs of international travelers visiting the United States.
Here are key factors to consider when selecting the best INF insurance plan:
- Coverage for pre-existing conditions: If you are an elderly traveler or someone with chronic health issues, look for INF plans like INF Elite X , Premier X, or Premier Plus X, which offer extensive pre-existing condition coverage, including full coverage (not just acute onset).
- Duration of stay: For long-term visitors, plans like INF Elite Plus and INF Premiums plans are ideal as they offer extended coverage options with robust benefits.
- Age and medical needs: INF plans are especially suitable for senior parents visiting the U.S. Choose a plan that matches the visitor’s age group and expected medical needs.
- With Acute Onset and Flexible Coverage: For visitors with acute onset of pre-existing conditions, the INF SafeVista Comprehensive plan is an excellent choice. It offers coverage up to the policy maximum for the acute onset of pre-existing conditions for individuals up to 99 years of age. The plan also provides flexible coverage durations, ranging from 10 days to 364 days, making it ideal for both short-term and extended stays in the United States.
- Network and cashless services: INF plans offer access to top healthcare providers through United Healthcare PPO, allowing cashless claims through INF Robin Assist and easier access to hospitals.
- Budget and Premium: Compare different INF insurance plans on American Visitor Insurance to find one that fits your budget without compromising on essential benefits.
By comparing plan benefits, exclusions, and pricing on Americanvisitorinsurance.com, you can confidently select the best INF insurance plan for your U.S. visit.
Best INF visitor insurance - FAQ's
1. Where can I buy INF travel insurance?
You can purchase and compare INF plans online at American Visitor Insurance, a trusted source for visitor health insurance.
2. Are pre-existing conditions covered?
Yes, it is possible to find cheap travel insurance for seniors over 70. Many insurance providers offer specialized travel insurance plans that cater to the needs of older adults. By comparing quotes from different insurers and considering factors such as coverage options, deductibles, and pre-existing condition coverage, seniors can find affordable travel insurance that suits their specific requirements. It is advisable to shop around and explore various options to find the most cost-effective travel insurance policy for seniors over 70.
3. Can I buy INF insurance after arriving in the USA?
Yes, you can. However, some waiting periods (usually 5 days) may apply for new sickness coverage if the plan is purchased after arrival.
What is covered by INF visitor medical insurance?
A worsening pre-existing condition is one that is otherwise stable but has become worse in a new manifestation.
2. Acute Onset of Pre-Existing Conditions
Sudden, Rapid, Unpredictable emergency related to pre-existing issue.
3. New Sickness & Accidents
- New Illnesses include UTI or Kidney Issues, Fever, Headache, etc - Accidents are random in nature
- Covid is covered like a new sickness under INF.
What is not covered by INF visitor medical insurance:
Includes treatment for on-going illnesses, derivatives/ complications of that illness, medical devices to monitor chronic conditions, or maintenance drugs for pre-existing conditions like Lipitor or Amlodipine.
2. Preventative Treatment, Devices, or Prescription Drugs
INF will not cover preventive treatment like physicals, regular doctor checkups, or drugs that are used for prevention of other diseases.
3. Pregnancy & Childbirth
No coverage for pregnancy before the policy effective date.
4. Cancer Treatment
No coverage for cancer treatment, or cancer related illnesses in the policy.
5. Dialysis Treatment
No coverage for dialysis treatment.
6. Planned, expected, or anticipated medical care
There is no coverage for expected, planned, or anticipated medical care. If your clients are planning to take their visitor to any clinic, treatment, or anything of the like it will be rejected by the insurance company.
7. Medical Tourism
INF does not cover medical tourism for issues like elective or medically necessary surgery, cancer treatments, specialist treatment for on-going medical issues.
INF Visitor Medical Insurance plans are designed only to cover truly unexpected sickness and accidents- all other claims are at risk of being denied if they are deemed to meet any (but not limited to) of the above restrictions.
INF Visitor Medical Insurance plans will cover any unexpected sickness or accident, but any planned medical treatments, treatment for on-going issues, or maintainance treatment will not be covered by INF.
Compare best INF Elite travel insurance for USA
Visitors insurance for travelers - Forum
My mother is already in the US. I am looking to buy an insurance for her. I was wondering if I can purchase the INF plans?
Thank you,Mohammad
Thank you for contacting us at American Visitor Insurance for your visitor medical insurance needs!
If the person is already in the US, then they cannot purchase the HOP plans offered by INF. They can purchase any of the other INF plans, but there will be a 5 day waiting period for any new sickness and 15 days for Covid. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
The member also needs to submit their I-94 form.
Please let us know if you have any more questions.
Sincerely,www.americanvisitorinsurance.com
(877) 340 7910
Insurance for visitor to USA for more than 3 months
Hi,I would like to insurance for USA which offers coverage for 4 months and covers pre-existing conditions.
Thank you,Jack
Thank you for contacting us at American Visitor Insurance for your visitor medical insurance needs!. If your visitor will be staying for three months or longer, you may want to consider a plan we are offering called Elite plan from INF. It will cover 80% of expenses including many unexpected medical issues due to pre-existing conditions. The coverage is NOT limited to "acute onset" of pre-existing conditions.
The look-back period for the plan is only 90 days which means you have a much better chance of having pre-existing medical conditions covered, especially if they are stable for your. The plan has a $75,000 maximum for persons over 69 years and $150,000 for persons under 70 with a $250 or $500 deductible (same for pre-existing condition coverage). It is an 80/20 plan covering 80% while you pay 20% of expenses.
For all information about the plan, go here:
This is a very unique plan offering "full" coverage for pre-existing conditions with such a short look back period for those conditions. Please note that the plan does NOT cover routine, necessary treatment for a pre-existing conditions. The coverage is for any issue arising, not just "acute" (or something that must be treated right away) issues.
Another option is the same coverage for pre-existing conditions from a fixed plan. A fixed plan will pay a limited amount for each medical expense (it may not cover 100%), please see brochure for details.
The plan is called INF Premier. Like the Elite plan above coverage is available up to $150,000 for persons under 70 years and $100,000 for those 70 to 99 years of age. Persons under 70 years can choose between a $250 or $75 deductible, with other clients choices of $250 or $500 deductible.
With the Premier plan, you must choose the deductible for the pre-existing condition coverage and that determines the maximum coverage for acute onset of pre-existing conditions (the higher the deductible, the higher the maximum you are allowed). For all information about the plan, go here:
You can compare the plans here: Compare INF pre-existing conditions coverage plansLet us know if you have any further questions or concerns about this or other plans you may find on our website.
Sincerely,
www.americanvisitorinsurance.com
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