For over 30 years, INF travel medical insurance has provided award winning visitors insurance options to millions of travelers to the United States. KV Rao visitor insurance is committed to providing innovative insurance products, quality customer care, and being there for our members when they need us the most. INF medical insurance offers coverage for Pre-Existing Visitor Accident & Sickness Insurance on the market- providing the coverage necessary for many travelers visiting their families in the United States or Canada. You can travel with confidence when you have the INF travel health insurance coverage you want, and the peace of mind you need.
Ideal for: For any foreign nationals visiting the United States and US Citizen Expatriates visiting the United States.
Purpose: INF visitor health insurance offer coverage for dental, loss of checked luggage, medical emergencies and accidents incurred while traveling.
Elite Network Traveler USA Premier Standard
There is no change in the coverage.
If they are currently enrolled, the policy will not be voided. If they are enrolling after the arrival date (most common situation now) they may go through special underwriting.
INF plans cover COVID-19 like a new sickness, subject to the terms and conditions of the policy. This is not a guarantee of benefits, however, as each claim is evaluated individually.
Currently, we will continue to support our customers and allow new enrollments in INF Standard and INF Traveler USA and others case by case.
Yes, they can enroll in the INF policies.
As of now, the pre-existing coverage will remain intact. For new enrollments, they may undergo special underwriting.
Yes, the plan will cover eligible sickness and accidents.
If they are a Non-US Citizen or Non-US Resident, yes they will be able to
INF plans cover COVID-19 like a new sickness, subject to the terms and conditions of the policy. This is not a guarantee of benefits, however, as each claim is evaluated individually. Additionally, we do not cover anyone who is already sick or showing symptoms, or plans to see a physician in the immediate future. As you know, the situation is developing day by day and is constantly changing. If the Travellers are interested in enrolling, we advise them to enroll right away.
As the world-wide outbreak of the coronavirus (Covid 19) continues to grow with no end in sight - it is important let travelers know that they need to have medical coverage which can cover the cost of treatment. Treatment costs of the coronavirus have been known to reach tens-of-thousands of dollars for in-patient hospitalizations, lab tests, and other needed medical facilities to treat the disease. Although there is no vaccine for the coronavirus, the travelers can still find medical coverage for visitors which will help with the treatment of the virus. Our claims show that individuals who are above 70 years are very susceptible to new illness and sickness such as the flu and pneumonia. In fact, the majority of claims paid out for those above the age of 70 years will be for these types of new sickness - not pre-existing conditions.
The cost hospitalization for a visitor who is aged 70-79 years with a case of pneumonia can range anywhere from $22,564 to upward for $56,323.67! This should be the expectation if one of the travelers suddenly becomes ill with the coronavirus. Often times, many patients will need extra care for these conditions- and this is only exacerbated by their age and that fact that there is still no vaccine for coronavirus.
INF travel insurance coverage for Coronavirus is straightforward. The coronavirus will be covered as per any new sickness in the policy since it is not explicitly excluded. Note that these plans only offer coverage in the US and Canada.
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