For over 30 years, INF travel medical insurance has provided award winning visitors insurance options to millions of travelers to the United States. KV Rao visitor insurance is committed to providing innovative insurance products, quality customer care, and being there for our members when they need us the most. INF medical insurance offers coverage for Pre-Existing Visitor Accident & Sickness Insurance on the market-providing the coverage necessary for many travelers visiting their families in the United States or Canada. You can travel with confidence when you have the INF travel health insurance coverage you want, and the peace of mind you need.
Review INF Covid19 insurance that covers coronavirus
There is no change in the coverage.
If they are currently enrolled, the policy will not be voided. If they are enrolling after the arrival date (most common situation now) they may go through special underwriting.
Currently, we will continue to support our customers and allow new enrollments in INF Standard and INF Traveler USA and others case by case.
Yes, they can enroll in the INF policies.
As of now, the pre-existing coverage will remain intact. For new enrollments, they may undergo special underwriting.
Yes, the plan will cover eligible sickness and accidents.
If they are a Non-US Citizen or Non-US Resident, yes they will be able to
INF plans cover covid19 like a new sickness, subject to the terms and conditions of the policy. This is not a guarantee of benefits, however, as each claim is evaluated individually. Additionally, we do not cover anyone who is already sick or showing symptoms, or plans to see a physician in the immediate future. As you know, the situation is developing day by day and is constantly changing. If the Travellers are interested in enrolling, we advise them to enroll right away.
INF travel insurance that covers coronavirus will treat it as a new sickness, even if you are infected on the airplane.
We cannot prove that you were infected with covid19 by simply being in contact with someone who had / has it. This has no effect on the coronavirus travel insurance. We will cover covid19 like any other new sickness.
Being tested is a service, if we determine a related service was done 12 months prior to the effective date, the condition would be considered Pre-Existing
We would still cover coronavirus like a new sickness. There is no incubation period exclusion clause in our policy. covid19 is covered just as if you catch the flu. Both testing & treatment are covered.
Yes, INF will cover covid19 like any other sickness. We do not have a pandemic or travel advisory exclusion clause in our policy.
No, INF will not pay out any benefits if you are already showing symptoms of covid19 before you enroll in the policy.
Antibody test prescriptions can be obtained via INF's telemedicine program for $0 (free). covid19 tests and prescriptions are covered. In both cases, you must be showing symptoms and tests should be prescribed by a physician (medically necessary) to be covered.
Pre-existing condition is a medical ailment that existed before the start of the travel insurance cover. Acute onset of a pre-existing condition is a sudden relapse of the pre-existing condition without advance warning which requires medical attention within 24 hours.
Travelers with pre-existing conditions always find it hard to buy travel health insurance. There are various conditions that are considered as pre- existing diseases but some of common ailments in this category are Asthma, heart related issues, high blood pressure, kidney disease, cancer, diabetes etc. Typically all insurance providers have their terms and conditions for the pre-existing condition coverage provided. Travelers can buy a travel insurance policy without a medical check, however most insurance providers only provide coverage for acute onset of pre-existing conditions. With the pre-existing condition there is a "look back" period of 60-180 days to determine the claim. Most insurance providers offer travel insurance for acute onset of pre-existing conditions with fixed or limited coverage.
If any of the travelers has one of these conditions it's very important for them to buy a policy that includes the illnesses in the coverage and to be aware of the terms of pre-existing condition coverage.
INF is one of the few companies which offers travel insurance plans for travelers with full coverage for pre-existing ailments. INF offers the best travel insurance for pre existing medical conditions with full Pre-Existing conditions coverage. This means INF visitors insurance with pre-existing conditions coverage insures any in-patient, out-patient, urgent care, specialist, doctor visits, anything related to pre-existing conditions. INF insurance will cover any pre-existing conditions ranging from blood pressure, diabetes, to kidney complications and arthritis.All of these issues are covered by the INF Premier, INF Elite, Elite Plus and INF Elite 90 best travel insurance for pre existing conditions.
Compare the best travel insurance for full pre-existing conditions plans INF Premier & INF Elite best travel insurance for pre-existing conditions.Note: **INF Premier, Elite, Elite Plus and Elite 90 plans have a fixed pre-existing condition maximum limit up to which the pre-existing condition would be covered.
INF travel insurance offers coverage for coronavirus as any other new sickness. It is available for Non-US citizens or residents travelling to the US, Canada and Mexico.INF Premier plan:
At American Visitor Insurance, we are committed to getting you the best travel insurance coverage for Covid19 as any other new sickness. INF offers travel insurance plans for coverage in the USA, Canada and Mexico. INF Insurance: offers two fixed benefit plans namely INF premier insurance and INF standard insurance and two comprehensive benefit plans namely INF Elite Network Insurance and INF traveler USA plans covers pre-existing complications from COVID-19. Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.
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Compare quotes online for INF visitors insurance for pre-existing conditions coverage in USA...Click here to read more »
Compare quotes online for INF visitors insurance...Click here to read more »
Insurance for visitor to USA for more than 3 monthsHi,
Thank you for contacting us at American Visitor Insurance for your visitor medical insurance needs!. If your visitor will be staying for three months or longer, you may want to consider a plan we are offering called Elite plan from INF. It will cover 80% of expenses including many unexpected medical issues due to pre-existing conditions. The coverage is NOT limited to "acute onset" of pre-existing conditions.
The look-back period for the plan is only 90 days which means you have a much better chance of having pre-existing medical conditions covered, especially if they are stable for your. The plan has a $75,000 maximum for persons over 69 years and $150,000 for persons under 70 with a $250 or $500 deductible (same for pre-existing condition coverage). It is an 80/20 plan covering 80% while you pay 20% of expenses.
For all information about the plan, go here:
This is a very unique plan offering "full" coverage for pre-existing conditions with such a short look back period for those conditions. Please note that the plan does NOT cover routine, necessary treatment for a pre-existing conditions. The coverage is for any issue arising, not just "acute" (or something that must be treated right away) issues.
Another option is the same coverage for pre-existing conditions from a fixed plan. A fixed plan will pay a limited amount for each medical expense (it may not cover 100%), please see brochure for details.
The plan is called INF Premier. Like the Elite plan above coverage is available up to $150,000 for persons under 70 years and $100,000 for those 70 to 99 years of age. Persons under 70 years can choose between a $250 or $75 deductible, with other clients choices of $250 or $500 deductible.
With the Premier plan, you must choose the deductible for the pre-existing condition coverage and that determines the maximum coverage for acute onset of pre-existing conditions (the higher the deductible, the higher the maximum you are allowed). For all information about the plan, go here:Buy Now
Let us know if you have any further questions or concerns about this or other plans you may find on our website.Sincerely,
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