US Health Care costs and the need for visitor health insurance

Each year, the United States of America experiences a rise in the number of international visitors. In this context, the question often arises: "What are the healthcare costs or medical expenses in US medical facilities and hospitals?" Healthcare, while excellent, is very expensive, especially when compared to other developed nations in Europe or Japan. The ever-increasing healthcare expenses present clear challenges, with Americans incurring significantly higher costs for certain services compared to other countries.

Considering the high costs for visitors, the expenses for international visitors to the US. Can be quite daunting. Various international visitors to the US include short-term tourists on vacation or visiting family, international students enrolled in US colleges on F1 visas with their dependents, exchange scholars on J visas participating in research or cultural exchange programs along with their dependents, new immigrants looking to settle in the US, and non-immigrants working temporarily in the US, such as those on H1b visas.

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Rising US visa medical insurance premiums is an important factor in one's cost of living and has increasingly reduced the disposal income with a major portion of the income going to health care deductibles, Co-payments and Co-insurance. People cannot guess when a medical incident might occur and how expensive it is going to be and this causes financial stress in people which in itself is not good for one’s health.

The cost of a routine physician's visit is significantly higher in the U.S., where it might be $176, compared to around $100 in Spain An echocardiogram can cost around $1,000 in Massachusetts and around $3000 in New Jersey depending on the provider, while the same procedure would cost approximately $100 in Japan Americans face substantially higher costs for certain services relative to other countries. For example, Turing Pharmaceuticals infamously increased the price of Daraprim from $13.50 to $750 per tablet.

The cost of common ailments like Diabetes Mellitus with Hyperglycemia admitted to an emergency room would cost around $25,000. Stroke resulting in ICU for about 10 days would cost $120,000, Heart attack treatment with medical bills for ambulance, hospital emergency room, ICU, EKG and MRI heart scans and continuing care from cardiologists would cost about $20,000, The average treatment cost of acute kidney failure in the USA was over $22,000 in 2018.