- Patriot America Plus is a top-rated travel health insurance for Green Card holders, offering comprehensive coverage for hospitalization, emergency care, medical evacuation, and acute onset of pre-existing condition.
- Covers acute onset of pre-existing conditions under age 70.
- Covers emergency evacuation up to $1,000,000.
- Urgent care available with a copay of up to $25.
- Direct billing through UnitedHealthcare PPO and First Health PPO within the U.S.
- Optional coverage for adventure sports and recreational activities.
- Eligible as long as Green Card holder maintains a foreign residence address.
Best Health Insurance For Green Card Holders
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Which Health Insurance Plans for Green Card Parents Are Right for You?
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Most Popular Health Insurance for Green Card Holders
Patriot America Plus is widely chosen for its comprehensive benefits, making it ideal medical insurance for green card holders with access to a large PPO network across the USA.
View PlanBest Plan for Full Pre-Existing Coverage (Senior Parents)
INF Elite X is a top choice for health insurance for elderly immigrant parents covering ongoing conditions not just emergencies.
View PlanTop Balanced Plan (Coverage + Cost)
Visitors Protect works well as health insurance for green card holders senior citizen parents, offering pre-existing condition coverage with flexible benefits.
View PlanBest Value Plan for New Immigrants
Diplomat America is a strong option for health insurance for new green card holders with acute onset coverage.
View PlanBest Plan for Seniors (Age 70+)
Safe Travels USA Comprehensive is ideal medical insurance for new green card holders over 70, covering cardiac and stroke-related acute onset conditions.
View PlanMost Popular Fixed Plan with Pre-Existing Coverage
INF Premier X is a good fit for insurance for green card holders over 65 especially for budget-conscious families needing chronic condition coverage.
View PlanCheapest Insurance for Elderly Immigrant Parents
Safe Travels Elite is a low-cost option for insurance for elderly immigrant parents, offering basic protection for relatively healthy seniors.
View PlanCompare all the best, cheapest, and most popular Green Card holder health insurance plans in one place
Health Insurance for Green Card Holders (Permanent Residents)
Health insurance is essential for protecting your health and finances while living in the U.S., where medical expenses can be extremely high compared to many other places around the globe. Green Card holders also known as permanent residents, may have varying insurance needs depending on their age, residency status, and travel patterns.
Since all Green Card holders have differing personal and family situations, selecting the right health insurance plan can feel complex. Coverage requirements, eligibility rules, and plan benefits vary based on individual circumstances.
Our goal is to make it simple and easy to navigate and find the right plan according to the needs especially for the Green Card Holders. Whether you are a permanent resident of the US or the one who is shuttling between the home country and the US, you will find the right plan based on your input in our quote form.
WHO IS THIS FOR
- check_circleNew immigrants that receive Green Cards while entering the U.S.
- check_circlePermanent residents who reside and work in the U.S. full-time
- check_circleGreen Card holders aged 65 or older not yet qualified for Medicare
- check_circleSeniors over 70 requiring specialized coverage
- check_circleGreen Card holders that frequently travel between the U.S. and home country
Medical Insurance for Parents of Green Card Holders
Immigration to the United States by older parents of U.S. citizens will be an important issue for those that are new immigrants to the country. This is due to the high cost of health care and changing polices on immigration.
Historically the Trump Administration had proposed a rule that would have require new immigrant parents of U.S. citizens to provide proof of adequate health insurance coverage in order to apply for a Green Card as a new immigrant. This proposal faced numerous legal challenges in the courts and was subsequently held up for review resulting in uncertainty about when and/or if it will go into effect.
While this proclamation is not enforced, parents who are U.S. citizens applying for Green Cards should also strongly consider obtaining adequate health insurance coverage before entering into the country. This creates an opportunity for additional support in the event that a visa or an entry decision is made on the grounds of whether an applicant will become a public charge. Therefore, health insurance is an additional factor for consideration when preparing your application package.
Since eligibility for domestic U.S. health insurance plans (including Medicare) may be delayed, short-term and interim health insurance plans designed for Green Card holders can provide essential medical coverage during this transition period. These plans offer protection for unexpected medical expenses until immigrant parents qualify for long-term coverage through a U.S. health plan.
Medical Insurance for Green Card Holders: Coverage by Age
Medical Insurance for Green Card Holders Under 65 Years
Green Card holders under the age of 65 have several health insurance options depending on employment status and length of stay in the United States.
Short-Term Visitor Health Insurance
Short-term visitor health insurance may be a suitable option initially, especially for new immigrants, while evaluating long-term domestic insurance choices. Visitor Insurance plans can be easily compared and purchased using our online comparison tool.
Employer-Sponsored Health Insurance
Green Card holders who are employed may be eligible for employer-sponsored health insurance, which is often the most comprehensive option.
Domestic Health Insurance Plans
Individuals may also purchase domestic health insurance plans such as Blue Cross Blue Shield, subject to state availability and eligibility.
Health Insurance for Green Card Holders Over 65 Years
Medical insurance for green card holders over 65 are more limited due to eligibility requirements for U.S. government programs.
One of the most cost-effective fixed-benefit options for immigrant parents over 65 is the Safe Travels Elite Insurance plan - offering affordable coverage for common medical expenses.
Medical Insurance for Green Card Holders Over 70
Finding medical insurance for Green Card holders over 70 can be challenging, especially for new U.S. immigrants. Health insurance options for seniors in this age group depend on how long they've lived in the United States and whether they qualify for Medicare.
If a Green Card holder has lived in the U.S. for at least five years and has worked for 10 years (40 quarters), they may qualify for Medicare coverage. Those who meet the residency requirement but not the work history requirement can still purchase Medicare by paying a higher premium.
However, if Medicare is not an option, Green Card holders over 70 can consider travel medical insurance plans available on American Visitor Insurance.
- Provide short-term health coverage for unexpected illnesses or accidents.
- Usually do not cover preventive care (like checkups or vaccines).
- Offer limited benefits for pre-existing conditions.
For those ineligible for Medicare, American Visitor Insurance offers the best Green Card Holders over 70 years medical insurance plans. These plans work as interim options until they are eligible for Medicare.
Travel Insurance for Green Card Holders - Reviews
Charlotte
"I always appreciate good business conduct. When I return for a longer stay, I will certainly come back to your firm for insurance coverage."
Shelie
"The team responded to my query within the hour and helped me choose the right plan for my parents visiting from India. Very professional service."
Simon
"The customer support team at American Visitor Insurance was outstanding. They guided me step by step and made sure I had the right coverage."
Which Is the Cheapest Travel Health Insurance for Green Card Holders in the USA?
The cheapest travel health insurance for Green Card holders in the USA includes plans like Safe Travels Elite Insurance, INF Standard X and Safe Travels USA, with prices starting from around $25/month. These budget-friendly options are ideal for cost-conscious travelers seeking basic to comprehensive coverage.
- check_circlePolicy maximum $25,000 to $175,000
- check_circleDeductible option $0
- check_circleCoverage 5 days to 364 days
- check_circleDirect billing through First Health International
- check_circleCovers acute onset of pre-existing conditions up to 89 years
- check_circlePolicy maximum $50,000 to $150,000
- check_circleDeductible options $0 to $5,000
- check_circleCoverage 30 days to 364 days
- check_circleGreat savings with United Healthcare PPO network
- cancelDoes not cover pre-existing conditions
- check_circlePolicy maximum $50,000 to $1,000,000
- check_circleDeductible options $0 to $5,000
- check_circleCoverage 5 days to 364 days
- check_circleDirect billing through First Health International
- check_circleUnexpected Recurrence of Pre-Existing Condition up to 70 years
Which Is the Best Travel Medical Insurance for Green Card Holders in the USA?
The best health insurance for Green Card holders in the USA includes top rated plans like Patriot America Plus, Safe Travels USA Comprehensive, SafeVista Protect, Diplomat America, Patriot Platinum all offering comprehensive coverage with access to PPO networks and essential benefits such as hospitalization, emergency care, medical evacuation, and coverage for the acute onset of pre existing conditions.
Safe Travels USA Comprehensive Insurance
description Plan Details picture_as_pdf Plan Brochure- Safe Travels USA Comprehensive is a top health insurance for immigrant parents over 65, offering temporary coverage for Green Card holders. It covers unexpected illnesses, accidents, and the acute onset of pre-existing conditions up to age 89, including cardiac and stroke-related benefits.
- Covers acute onset of pre-existing conditions up to age 89.
- Covers emergency evacuation up to $1,000,000.
- Urgent care available with a copay of up to $30 per incident.
- Direct billing through First Health International PPO.
- Cardiac and stroke coverage up to $25,000 (ages ≤ 69) and $15,000 (ages 70+).
- SafeVista Protect is a popular travel medical insurance for green card holders over 65, offering coverage for emergency care, hospitalization, medical evacuation, and acute onset of pre-existing conditions, making it a strong option for seniors, including those over 70.
- Covers acute onset of pre-existing conditions up to age 85.
- Covers emergency evacuation up to $25,000.
- Urgent care available with a copay of up to $25.
- Direct billing through UnitedHealthcare PPO Network.
- Free worldwide telehealth access via Doctor Please for remote consultations.
What Are the Best Visitor Insurance for Green Card Holders Staying Longer in the USA?
For Green Card holders staying long-term in the USA, choosing the right travel medical insurance for green card holders depends on age, health, and coverage needs. Top options include INF Elite X, INF Premier X and INF Elite Plus X. These plans offer comprehensive coverage for hospitalization, emergency care, medical evacuation, and the acute onset of pre-existing conditions.
INF Elite X is ideal for seniors seeking high coverage limits and PPO network access, while INF Premier X balances affordability with broad medical protection. INF Elite Plus X is especially suited as top medical insurance for new green card holders over 70 or those with pre-existing conditions, ensuring peace of mind during extended stays in the USA.
- check_circlePolicy maximum $100,000 - $1,000,000
- check_circleDeductible $75 - $5,000
- check_circleCoverage 90 days - 364 days
- check_circleDirect billing through United Healthcare network
- check_circleCovers full pre-existing conditions up to 99 years
- check_circlePolicy maximum $150,000 - $1,000,000
- check_circleDeductible $100 - $5,000
- check_circleCoverage 90 days - 364 days
- check_circleDirect billing through United Healthcare network
- check_circleCovers full pre-existing conditions up to 99 years
- check_circlePolicy maximum $150,000 - $250,000
- check_circleDeductible $500 - $5,000
- check_circleCoverage 90 days - 364 days
- check_circleDirect billing through First health international
- check_circleCovers full pre-existing conditions up to 99 years
How Much Does Health Insurance Cost for Green Card Parents?
The cost of health insurance for Green Card holders in the U.S. varies depending on factors such as age, coverage amount, deductible, and whether the plan includes pre-existing condition coverage. Typically, premiums range from $44 to $403 per month.
Whether you are a new permanent resident or a long-term Green Card holder, compare plans to find one that offers:
- Comprehensive coverage for emergencies and preventive care
- Affordable premiums that fit your budget
- Access to quality healthcare providers across the U.S.
| Plan Name | Max Coverage | Deductible | Age 40 | Age 50 | Age 60 | Age 70 |
|---|---|---|---|---|---|---|
|
Safe Travels Elite
Trawick International |
$50,000 | $0 | $44 | $61 | $61 | $109 |
|
Patriot America Lite
IMG |
$50,000 | $250 | $72 | $120 | $153 | $252 |
|
Patriot America Plus
IMG |
$50,000 | $250 | $77 | $128 | $164 | $289 |
|
INF Standard X
INF Insurance |
$50,000 | $250 | $58 | $69 | $77 | $269 |
|
Safe Travels USA
Trawick International |
$50,000 | $250 | $85 | $127 | $147 | $252 |
|
Safe Travels USA Comprehensive
Trawick International |
$50,000 | $250 | $90 | $148 | $172 | $294 |
|
SafeVista Protect
INF Insurance |
$100,000 | $250 | $108 | $174 | $230 | $320 |
|
Diplomat America
Global Underwriters |
$50,000 | $250 | $143 | $207 | $261 | $403 |
Are Senior Green Card Holders Eligible for Medicare?
Green Card Holders (lawful permanent residents) in the U.S. can qualify for Medicare, if they meet certain requirements related to age, residency duration and work history. To be eligible for Medicare, Green Card Holders must meet the following conditions:
Medicare Costs for Green Card Holders
If you don't have enough work history to qualify for premium-free Part A, you can still enroll by paying premiums:
$518/month if you worked fewer than 30 quarters
$285/month if you worked 30-39 quarters
Standard premium of about $185/month
Your Initial Enrollment Period lasts for 7 months which starts 3 months before your 65th birthday month, then includes the month of your 65th birthday and finally ends 3 months after your birthday month. If you miss your Initial Enrollment Period, you can sign up during the General Enrollment Period, which runs from January 1 to March 31 each year.
You may face a late enrollment penalty for Part B (and sometimes Part A) if you delay enrollment without having other creditable coverage (such as employer insurance). You may qualify for a Special Enrollment Period if you delayed enrolling in Medicare due to having other creditable coverage (e.g., through an employer or union).
How Can I Buy Health Insurance for Elderly Green Card Holders Online?
Complete the Green card holder health insurance quote form with relevant details.
Compare price and benefits of the Green Card Holder insurance options to find what fits your needs best.
Buy the plan that best fits your needs and budget using a credit card and completing the online application.
Review the US Green Card medical insurance policy documents received by email for coverage details and contact numbers.
Travel Medical Insurance for Green Card Parents - FAQs
Following are the list of US travel insurance plans:
- The age and health of the Green Card Holder (older the Green Card holder, higher the cost)
- The length of coverage that you are buying the insurance
- The medical maximum coverage limit chosen (higher the coverage, higher the cost)
- The deductible and co-insurance of the insurance
- Any add-on benefits (pre-existing conditions coverage etc.. cost more)
Pre-Existing Conditions Health Insurance for Green Card Parents (Age 60-70+)
A pre-existing condition is any medical condition that existed before the start of a policy. For most health insurance for green card holders over 65, coverage is limited to acute onset, which means a sudden and unexpected medical emergency requiring immediate care (typically within 24 hours). Common conditions include asthma, heart disease, high blood pressure, kidney disease, and diabetes. Coverage varies by insurer, and this is the main reason for price differences across plans.
Important: Most plans only cover emergency flare-ups (acute onset). Routine doctor visits, medications, and ongoing treatment are not covered unless you choose a full coverage plan.
Acute Onset Coverage Plans for Green Card Holders
Patriot America Plus and Safe Travels USA Comprehensive insurance are popular options for health insurance for green card holders over 65, covering sudden and unexpected emergencies related to pre-existing conditions such as heart attacks, strokes, or severe asthma attacks. Similarly, Safe Travels USA and Safe Travels Elite provide basic protection for acute onset situations. However, these plans do not cover routine doctor visits, medications, or ongoing management of the condition.
| Plan | Acute Onset Age Limit | Cost (Age 60) | Minimum Term |
|---|---|---|---|
| Safe Travels Elite | Up to 89 | $76/month | 5 days |
| Safe Travels USA Comprehensive | Up to 89 | $173/month | 5 days |
| Safe Travels USA | Up to 69 | $148/month | 5 days |
| Patriot America Plus | Up to 70 | $159/month | 5 days |
| Diplomat America | Up to 70 | $253/month | 15 days |
Full Pre-Existing Condition Insurance for Green Card Parents
INF Elite X, INF Premier X and INF Elite Plus X are top health insurance for elderly parents on green card with full pre-existing condition coverage. These plans go beyond emergency care and include ongoing treatment, doctor visits, prescriptions, and lab work for known conditions. A minimum purchase of 90 days is required.
| Plan | Coverage Type | Cost (Age 60) |
|---|---|---|
| INF Premier X | Fixed (Scheduled Benefits) | $385 / 3 months |
| INF Elite X | Comprehensive (Full Cover) | $1,340 / 3 months |
| INF Elite Plus X | Comprehensive (High Limit) | $1,823 / 3 months |
Travel Health Insurance for Elderly Immigrants in the USA
At American Visitor Insurance, we offer affordable travel health insurance for senior immigrants in the USA. Protect immigrant parents and elderly Green Card seniors over 60 years with coverage for medical emergencies, hospitalization, and pre-existing conditions. Find the best senior immigrant travel medical insurance for pre-existing conditions, offer flexible policy durations that fits your budget and health care needs.
Health Insurance For Green Card Holders Senior Citizen Parents Options
Can buy health insurance for elderly Green Card immigrant parents from a few days up to 5 years.
Available as monthly, quarterly, semi-annually or annual increments.
Health insurance for elderly immigrant parents available even 24 months after arriving in the US.
Health insurance for Green Card Holders senior citizen parents till they are eligible for domestic US health plans.
Best Medical Insurance for Green Card Parents
Travel Health Insurance for Green Card Parents
Travel medial insurance for a senior citizen Green Card holders.
Read More →Compare best pre-existing condition coverage for Green Card holders.
Read More →Annual travel insurance for individuals who take multiple trips within a year.
Read More →Travel insurance for Green Card Holders
Commonly asked questions about Green Card Visa health insurance.
Read More →Questions and answers about health insurance for spouse visa.
Read More →Which Are the Best Travel Insurance Companies in USA?
You can find reliable U.S. travel insurance providers such as International Medical Group (IMG), Global Underwriters, Trawick International, INF Insurance.