There is no specific requirement for Green Card holders to have medical insurance under U.S. immigration law. However, it is highly recommended to have health insurance coverage to protect against unexpected medical expenses given the very expensive cost of US healthcare.
American Visitor Insurance works with reputed US travel insurance providers to give Green Card holders in USA a wide range of health insurance options. We have nearly two decades experience in understanding the diverse requirements of new immigrants and Green Card holders in US and in offering appropriate medical insurance options to them. Our licensed dedicated customer support team provide service at all times helping customers find the most appropriate Green Card parents insurance for their needs as well as guide them when using the insurance in the event of a medical or travel emergency. We also provide answers to all health insurance for parents questions, reviews of different products, testimonials for customers as well as provide an user friendly US health insurance comparison tool where Green Card parents can compare different products based on price as well as the coverage benefits. All of these tools help parents make an informed decision while buying travel insurance.
Yes, they can buy INF travel insurance as long as they have a residence outside the US.
Health Insurance is an essential requirement these days for our well-being whether we are traveling to the US or living in the US as the healthcare in the US is very expensive. Green Card holders can be the permanent residents who are living in the US, or the new immigrants who are coming to the US after receiving their Green Card or it could be individuals who are 65 and are not eligible for Medicare or people who shuttle between their home country and the US or people over the age of 70 needing Green Card insurance. Here we are going to see the plans available for Green Card holders.
These unique circumstances of each individual or different types of Green Card holders might seem to make the process of getting the right plan a little tricky and complex.
Our goal is to make it simple and easy to navigate and find the right plan according to the needs especially for the Green Card holders. Whether you are a permanent resident of the US or the one who is shuttling between the home country and the US, you will find the right plan based on your input in our quote form
The former Trump administration had proposed a rule which expected prospective new US Green Card senior citizen parents to provide proof of having good US immigrant health insurance coverage for elderly immigrant parents in the US. This proclamation however has come under legal scrutiny with different cases filed against this Trump administration initiative.
This proposed rule will mostly impact Green Card parents of current US citizens who are and are applying for US Green cards. According to this new rule visas to enter the US can be denied if one is not able to provide proof of proper US immigrant health insurance for Green Card holders senior citizen parents.
While details of the new immigrant health insurance for Green Card parents requirements are still to be announced, the best US Green Card holder insurance plans that we offer work well as short term health insurance which prospective Green Card senior citizen parents can use till they are eligible for domestic US insurance plans.
In this situation, it might be most appropriate to buy short term Visitor insurance till you understand your domestic insurance option. You can compare and buy Visitor Insurance using our compare tool. If you are under the age of 65 or working in a corporate environment, it is best to get insurance through your employer. Alternatively you can buy the Blue Cross/Blue Shield insurance available in your state.
If you are looking for health insurance for non U.S. citizens over 65, unfortunately you are not immediately eligible for the Medicare program benefits for Green Card holders over 65. This is available to US residents on reaching 65 years if they have paid US taxes for 40 quarters (minimum of 10 years). As a new immigrant, you will not be immediately eligible for Obamacare for Green Card holders over 65 for at least three years of continuous living in the US. However, we have health insurance for seniors with green card, new immigrants over 65 years can buy till they are eligible for Medicare. The most affordable Fixed benefits health insurance for immigrant parents over 65 plan is Travel Medical USA Visitor Choice Insurance.
Pre-existing Condition Coverage"I had a no-problem trip but Seven corners was easy to deal with in the securing of the travel insurance and dealing with a few issues prior to departure."
"I have always gotten a quick response with a live person. I placed a claim, we will see it their payment to me is as good as their customer service is."
"Good policy options and pricing. Like to purchase high coverage for medical without covering full cost of trips - like the options Seven Corners provides."
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
Viewing the available plans for Green Card holders
Complete the US health insurance quote request form by providing details of the parents and their requirements.
Comparing the available plans for Green Card holders
Compare the price and the benefits of the international parent travel insurance options to identify what fits your needs best.
Complete the purchase online for the suitable plan
Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.
Review the policy documents and save them for future use
Review the US Green Card medical insurance for parents policy documents received by email closely for coverage details and relevant contact numbers.
Yes, there are many travel insurance options for seniors over 70 from the USA. Many US travel insurance providers offer policies specifically designed for older travelers, and some policies may have no age limit for coverage. However, it is important to note that the cost of travel medical insurance for seniors is higher than for younger travelers due to increased health risks and the likelihood of pre-existing conditions. Additionally, coverage and benefits may vary depending on the policy, and it is important to carefully review policy terms and conditions to ensure that you get the coverage you need.
Some US insurance providers that offer travel medical insurance for seniors over 70 from the USA include Trawick International, Seven Corners, IMG and WorldTrips. It's recommended to research and compare different policies on American Visitor Insurance based on costs, benefits and coverage for pre-existing conditions to find the best traveller insurance and value for your needs.
The most important insurance coverage for senior travelers is extent of medical coverage. Seniors are more likely to have pre-existing medical conditions and may be at higher risk for medical emergencies while traveling, making it essential to have adequate medical coverage in case of illness or injury. Travel medical coverage can include coverage for hospitalization, emergency medical treatment, and medical evacuation if needed.
In addition to travel medical coverage, senior travelers may also want to consider trip cancellation and interruption coverage, which can help protect against financial loss if they need to cancel or cut short their trip due to unforeseen circumstances such as illness or weather-related events. There is the option available for US travelers to buy travel insurance with cancel for any reason, which gives full flexibility to cancel a trip.
Among other important insurance coverage for senior travelers is the coverage for lost or stolen luggage, travel delays or missed connections, and accidental death or dismemberment. Older travelers should compare different US travel insurance policies to find the best coverage and value for their individual needs on American Visitor Insurance.
Yes, it is possible to find cheap travel insurance for seniors over 70. Many insurance providers offer specialized travel insurance plans that cater to the needs of older adults. By comparing quotes from different insurers and considering factors such as coverage options, deductibles, and pre-existing condition coverage, seniors can find affordable travel insurance that suits their specific requirements. It is advisable to shop around and explore various options to find the most cost-effective travel insurance policy for seniors over 70.
Older travelers can easily compare different travel insurance over 70 plans on American Visitor Insurance which allows you to compare features, benefits, and prices of different policies. Travelers can review travel insurance plans based on your specific needs and preferences. For example, if you are looking for visitor insurance which focuses on the health of the traveler, you can compare insurance based on the specific coverage for medical ailments, coverage for pre-existing conditions, the co-insurance and deductible for the insurance plan Some of the factors that you should consider while comparing visitor insurance health insurance for the traveler are:
Visitor health insurance which insures mainly the health of the traveler against accident or sickness when he/she is traveling overseas is very important since healthcare is very expensive, especially in the USA. Visitor health insurance is important even if you have health insurance in your home country which you believe will work in the US. The main reason for this is that US insurance providers negotiate with the healthcare providers in the US to get a better pricing for medical services, something that is not available to international insurance providers. This makes US healthcare very expensive even with travel medical insurance coverage which do not have negotiated rates with US healthcare providers.
Visitor insurance which focuses on insuring the travel expenses along with the health of the traveler is very important to protect travelers from unforeseen risks and emergencies that may occur during their trip. Travel insurance can provide coverage for various situations such as:
Having the best visitor insurance is really important given its relative cost to that of the trip and the cost of healthcare overseas. Visitor insurance can help you save money, time, and hassle in case something goes wrong during your trip. It can also give you peace of mind and confidence to enjoy your travel experience. Therefore, travel insurance is strongly recommended for travelers to travel safely and securely.
It is easy to find the best visitor insurance online by comparing several insurance options on American Visitor Insurance based on cost as well as coverage benefits offered.
The cost of travel health insurance which focuses on the health of the traveler depends on factors such as:
Yes. There are six main exclusions (applies to all the INF plans) Cancer Dialysis Cataract / Vision sickness Mental Illness (depression / anxiety) Preventive / Maintenance care (except for INF Elite Plus and INF Premier Plus) Sleep Apnoea.
Yes, Green Card holders are eligible to enroll in the INF Plans as long as they maintain a residence outside the US.
Yes, people who are already in the US, can buy the INF plans, but they must get prior permission to apply for INF plans. To do this, they must submit the following forms:
The I-94 form is a government doc that can be filled out on line, they should choose “Get most Recent” on the website here: https://i94.cbp.dhs.gov/ and you should complete this “health attestation form”.
Note: Hop Travel Assist plans are not available if visitors are already in abroad
Yes, you can purchase INF travel medical insurance even if you have pre-existing conditions. INF offers INF Premier, INF Premier Plus, INF Elite, INF Elite Plus, INF Elite 90 plans that travel insurance with pre existing conditions. However, coverage for pre-existing conditions may have some limitations and exclusions depending on the plan and your specific condition. It is important to carefully review the policy details and ensure that the coverage meets your specific needs.
INF travel medical insurance for pre-existing conditions is a type of travel insurance that provides coverage for individuals who have pre-existing medical conditions.
The INF insurance plans are designed to provide coverage for medical emergencies and unexpected medical events that may occur while traveling. The plans include benefits such as hospitalization, doctor visits, prescription medication, emergency medical evacuation, and more.
INF offers best health insurance for visitors to USA with pre-existing conditions, including the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus, INF Elite 90. These plans have varying levels of coverage and benefits, so it is important to review each plan carefully to determine which one best fits your specific needs.
The cost of the INF visitors insurance will vary depending on the age of the traveler, the type of coverage and the length of your trip. Typically, visitor’s insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers seeking coverage for pre-existing conditions that INF insurance offers.
The INF Elite Travel Insurance plan is INF’s comprehensive insurance for visitors traveling to the United States. There are 3 types of INF insurance Elite plans and the price of these plans varies depending on the coverage they provide. The INF Elite plan, INF Elite 90 plan and INF Elite Plus plan.
The INF Elite plan is a comprehensive travel medical insurance plan that offers coverage for emergency medical and dental expenses, medical evacuation, trip interruption, and other benefits for visitors to the USA. The INF Elite plan, INF Elite 90 plan and INF Elite Plus plan are all part of the Elite Network of plans offered by INF.
The INF Elite 90 plan is designed for travellers who need coverage of eligible medical expenses up to 90%.
The INF Elite Plus plan provides coverage for pre-existing conditions as defined in the plan, as per policy limitations, exclusions and maximums, with no benefit waiting period.
INF Elite Plus also provides Preventive & maintenance care benefits, which can be used for a number of different covered medical services and offers coverage for TDAP, Flu, etc Vaccines.
You can apply for INF insurance online through American Visitor Insurance. You can also call them at +1 (877) 340 7910 to get more information on how to apply for INF insurance from licensed insurance agents.
The maximum length of coverage for INF insurance is 364 days.
INF insurance is available for international visitors to the United States, Canada or Mexico.
The main requirements for applying for INF insurance is the travelers passport details and the travel dates. You can apply for INF insurance online on American Visitor Insurance or call +1 (877) 340 7910 to get help in applying for INF insurance.
To purchase INF insurance coverage, you must not be a citizen or permanent resident of the host country you are traveling to, ie the US, Mexico, or Canada. The coverage is available for non-U.S. residents and non-U.S. citizens traveling to the United States, Mexico or Canada between the ages of 14 days and 79 years. US green card holders can buy INF insurance if they have a residence outside the USA. The coverage duration is available from 5 days up to 364 days.
There is a minimum purchase of 90 days required to buy these INF Elite plans.
The INF plans use the United Healthcare Preferred Provider Organisation (PPO). This means that even if the pre-existing coverage limit is low, customers will still be able to access the full PPO discounts via United Health Care (UHC).
For example : A customer has to go to the Emergency Room (ER) for blood pressure and get a bill of $10,000 and the customer has the INF HOP UltraPlus plan. Although the UltraPlus covers $700 for pre-existing, the customer will get the PPO discount on the bill since it is covered. This in itself can translate to very significant savings such as an 80% discount + $700 paid out. This means your total coverage was $8,700 and out of pocket expense is only $1,300.
The Full pre-existing conditions coverage plans treat any issue related to a pre-existing condition like a New Accident and Sickness, subject to the policy maximum and deductible limits. This explains why 'Full pre-existing conditions visitor insurance coverage' plans are more expensive than coverage only for 'pre-existing conditions'.
In short the answer is Yes. INF insurance will cover any pre-existing conditions ranging from blood pressure, diabetes, to kidney complications and arthritis. All of these issues are all covered by the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus, INF Elite 90 best travel insurance for pre existing conditions
Compare the best travel insurance for full pre-existing conditions plans Compare INF Full pre-existing conditions.
Note: **INF Premier, Elite, Elite Plus , Premier Plus and Elite 90 plans have a minimum purchase should be 90 days.
Yes. Green Card holders can buy INF insurance, in fact many older Green Card holder especially those who are above age 65 buy INF insurance. INF insurance plans also has the advantage of offering ancillary benefits such as dental and telemedicine that are usually covered under separate policies for domestic health insurance.
Following are the list of US travel insurance plans:
Green Card holders can buy the INF plans initially for One year at a time. They can however then renew the policy. There is no "term limit" for INF plans.
They must go through special membership approval for INF Elite / Premier / Standard / Traveler USA for Greencard holders. Green Card holders can buy INF medical insurance for parents as long as they have a residence outside the US.
Yes, they can buy INF travel insurance.
If you have sponsored your parents visit and have completed the I-134 Form during their visa application, then you can be held responsible for any medical bills. The I-134 form is an Affidavit of Support declaring to the U.S. government that the visa applicant, in this case your parents, will be financially supported by the sponsor (you) in the United States. This is to remove the risk of the visa applicant from becoming a public charge (financial liability) to the US government. As the sponsor, you will be responsible for any living and healthcare expenses of the visa applicant while in the United States.
In the event that the visitor visa holder needs healthcare services, the healthcare provider can hold you who provided the I-134 form, ie 'Affidavit of Support' responsible for any medical bills that are not paid by the visitor to the US. Given the high US healthcare costs it is important that you as the sponsor ensures that any parents has best health insurance coverage as long as the I-134 Affidavit of support is valid. At American visitor insurance, we have excellent US travel health insurance for visitors visa applicants.
An Affidavit of Support is enforceable until the visa applicant either becomes a US citizen, or is credited with 40 quarters of work (which is typically 10 years).
Yes, people who are already in the US, can buy the INF plans, but they must get prior permission to apply for INF plans. To do this, they must submit the following forms:
The I-94 form is a government doc that can be filled out on line, they should choose “Get most Recent” on the website here: https://i94.cbp.dhs.gov/ and you should complete this “health attestation form”.
Yes, you can purchase INF travel medical insurance even if you have pre-existing conditions. INF offers Premier, Elite, Elite Plus and Elite 90 plans that provide coverage for pre-existing conditions. However, coverage for pre-existing conditions may have some limitations and exclusions depending on the plan and your specific condition. It is important to carefully review the policy details and ensure that the coverage meets your specific needs.
INF travel medical insurance for pre-existing conditions is a type of travel insurance that provides coverage for individuals who have pre-existing medical conditions. These conditions can include chronic illnesses such as diabetes, heart disease, or cancer, or any other condition that requires regular medical treatment or attention.
The INF insurance plans are designed to provide coverage for medical emergencies and unexpected medical events that may occur while traveling. The plans include benefits such as hospitalization, doctor visits, prescription medication, emergency medical evacuation, and more.
INF offers several insurance plans for travelers with pre-existing conditions, including the INF Premier, INF Elite, INF Elite Plus and INF Elite 90. These plans have varying levels of coverage and benefits, so it is important to review each plan carefully to determine which one best fits your specific needs.
Purchasing health insurance for parents on Green Card depends on the specific situation of the Green Card holder. The following are broadly the different categories of Green Card holders, and the options for their health insurance.
It is important understand what your options are based on your specific situation. Compare different health insurance options on American Visitor Insurance to find a plan that best suits your needs and budget if you are not able to get insurance through an employer on through Medicare. Talk to licensed insurance agents on American Visitor Insurance to get guidance based on your specific situation as a Green Card holder.
The best visitors insurance for parents visiting USA is listed here:
Perfect for people planning on immigrating to US but not yet left their home countries.
Click here to read more »Green card holders who travel frequently to their home country.
Click here to read more »New US immigrants who can be parents or family members or Fiancee (K visa) visitors.
Click here to read more »Compare Green Card holder insurance plans who may not immediately qualify for US domestic health insurance.
Click here to read more »Parents who have applied for Green Card and are waiting for approval can buy these insurance plans.
Click here to read more »Under the Affordable Care Act (ACA) also popularly known as Obamacare, it is mandatory for all US residents (including Green Card holders) to have health insurance, failing which they will have to pay a fine which increases annually. This mandatory health insurance for elderly parents on Green Card is however waived for those who have lived more than 330 days outside the USA. In this situation, where Green Card holders usually live outside the US, and are visiting the country, they can buy many of our visitor insurance plans as health insurance for elderly parents on green card.
International Medical Group's (IMG's) Patriot America Lite is an option if they have a permanent address outside the US. Alternatively, you can buy the Visit USA or WorldMed plans offered by TravelInsure. The most affordable fixed benefits plan is the Travel Medical USA Visitor Choice which can be renewed for up to Three years. INF offers health insurance for pre-existing conditions which works well as health insurance for immigrant parents over 65. Green Card holders can buy INF medical insurance for parents as long as they have a residence outside the US.
Can buy health insurance for elderly Green Card immigrant parents from a few days up to 5 years.
Available as monthly, quarterly, semi-annually or annual increments.
Health insurance for elderly immigrant parents available even 24 months after arriving in the US.
Health insurance for Green Card holders senior citizen parents till they are eligible for domestic US health plans.
Green Card holders visiting USA that covers pre-existing conditions
Dear Sir,We two my wife and myself will be reaching USA with Green Card and will stay in Florida.
Will like to know which is the best health insurance for new immigrants over 65 ?
We both are in fairly good health but must cover pre-existing conditions.
We have no income source in US.
There is one fixed option renewable for up to 3 years:
Travel Medical USA Visitor Choice :This plan is designed for immigrants who intend to stay on in the USA. The plan is renewable for up to 3 years.
"INF insurance offers coverage for pre-existing conditions. The Premier Plan is the only fixed benefit (Scheduled benefits) plan with full pre-existing coverage and the Elite Plan is the only comprehensive visitor medical insurance plan with full pre-existing coverage. INF Premier and INF Elite plans should be purchased for minimum 3 months." Green Card holders can buy INF medical insurance for parents as long as they have a residence outside the US.
There is one comprehensive benefit insurance:
If you can list a country other than the US as your home country, this comprehensive policy may work for you.
Patriot America or Patriot PlatinumSimilarly, the Patriot Platinum plan has some coverage for pre-existing conditions. Please see the brochure for details. This plan has more options available for persons over 70.
Please let us know if we can help you in any further.
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