There is no specific requirement for Green Card holders to have medical insurance under U.S. immigration law. However, it is highly recommended to have health insurance coverage to protect against unexpected medical expenses given the very expensive cost of US healthcare.
Comprehensive plans
If one has applied for the Green Card and are waiting for permanent residency, they can buy visitor health insurance coverage that is ideal for them till they get the Green card and are eligible for other domestic US health insurance options.
Medical insurance for green card holders over 80 can be challenging, especially if they are new US immigrants. Health insurance for green card holders over 80 years old is complex unless they have lived in the U.S. for at least five years and meet other specific requirements like having worked in the US for 10 years (40 quarters) to eligible for Medicare. If they have lived for 5 years in the US, they can pay higher premium and be eligible for Medicare coverage. If however Medicare is not an option, Green Card Holders over 80 years can buy travel health insurance available on American Visitor Insurance, which provide health insurance coverage but will not cover preventive care or has limited coverage for pre-existing ailments. For those ineligible for Medicare, American Visitors Insurance offers the best Green Card Holders over 80 years medical insurance plans. These plans work as interim options till they are eligible for Medicare.
| Travel insurance USA | Coverage | Deductible | Provider Network | Cost # |
|---|---|---|---|---|
| Safe Travels Elite Diamond Trawick International | $50,000 | $100 | First HealthCare | $283 |
| INF Standard X INF | $50,000 | $250 | United HealthCare | $328 |
| Patriot America Lite IMG | $10,000 | $250 | United HealthCare | $395 |
| Diplomat America Global Underwriters | $50,000 | $250 | No PPO | $746 |
| Patriot America Plus IMG | $10,000 | $250 | United HealthCare | $762 |
| Safe Travels USA Trawick International | $50,000 | $250 | First HealthCare | $853 |
| INF Safe Traveler USA X INF | $75,000 | $500 | United HealthCare | $998 |
| Safe Travels USA Comprehensive Trawick International | $20,000 | $250 | First HealthCare | $1024 |
| Patriot Platinum IMG | $20,000 | $250 | United HealthCare | $1476 |
# Approximate cost of Green Card holders health insurance is for a 80-year-old visitor for a duration of 1 month
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Can buy health insurance for elderly Green Card immigrant parents from a few days up to 5 years.
Available as monthly, quarterly, semi-annually or annual increments.
Health insurance for elderly immigrant parents available even 24 months after arriving in the US.
Health insurance for Green Card holders senior citizen parents till they are eligible for domestic US health plans.
Yes, it is possible to find cheap health insurance for Green Card senior over 80. Ideally older Green card holders should be enrolled in Medicare, however this might not be an option for new Green card holders who have lived less than 5 years in the US. American Visitor Insurance offers travel health insurance which provide health coverage in the US, but exclude preventive care and have limited coverage for pre-existing conditions.
By comparing quotes from different insurers and considering factors such as coverage options, deductibles, and pre-existing condition coverage, Green card holders over 80 years can find affordable medical insurance for those over 80 years to suit their specific budget and requirements. It is recommended that one compares plans both for price as well as benefits on American Visitor Insurance to find the most cost-effective Green card insurance for seniors over 80.
The cost of short term health insurance for Green card holder over 80 years which focuses on the health of the Green card holder depends on the following:
There is no specific requirement for Green Card holders to have medical insurance under U.S. immigration law. However, it is highly recommended to have health insurance coverage to protect against unexpected medical expenses given the very expensive cost of US healthcare.
Patriot America Plus and Patriot Platinum Insurance for Green Card holders over 80 years are available as long as they maintain a residence outside the US. These plans offered by IMG are specifically designed for short term travel to USA.
Commonly asked questions about Green Card Visa health insurance.
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