INF Traveler USA 90 Insurance for Covid19

INF Traveler USA 90 Insurance Cost

Age & Citizenship
Start date
End date
Liaison Student Plus
Insurance provider
Plan life - 364 days (Minimum Enrolment 30 days)
Policy maximum?
Ages 0 to 69 years:$150,000; $250,000; $300,000
Ages 70 to 99 years:$75,000
Deductible options?
Ages 0 to 69 years:$50; $100; $250; $500; $1,000; $2,500; $5,000
Ages 70 to 99 years:$250; $500; $1,000; $2,500; $5,000
INF Traveler USA 90 Plan underwriter
Underwritten by Crum & Forster SPC
INF Traveler USA 90 Plan rating
AM Best Rating: A

Traveler USA 90 Links

  • Brochures
  • Comprehensive
  • Claims
  • Renewal
  • Cancellation
  • Find PPO Network
  • Reviews

INF Traveler USA 90 For Visitor Accident & Sickness Insurance

INF Traveler USA 90 provides the best comprehensive coverage for those traveling to the United States & Canada. Traveler USA 90 covers all new sicknesses & accidents, and features the following benefits:
  • First Health PPO Network: The Traveler USA 90 works at any In-Network provider. Get access to Cashless Claims (Insurance direct billing), Discounted Medical Rates.
  • Comprehensive Insurance for Ages 70+: The Traveler USA 90 provides the only comprehensive insurance for visitors up to 99 years old.
  • Coverage for Infectious Diseases like UTI: INF Traveler USA 90 is the only visitors insurance which covers treatment for Urinary Tract Infections, common amongst older travelers visiting the United States.

INF Traveler USA 90 Insurance - Key Highlights

  • Covers 90% of elgibile medical expenses
  • This is a comprehensive plan too but does not cover pre existing condition
  • Minimum purchase of 30 days is required for this plan
  • COVID-19 Medically Necessary Testing & Treatment covered 100% as any other new sickness with no cost sharing
  • Covers eligible accident & sickness (excluding pre-existing conditions) while traveling to USA, Canada, and Mexico
  • Non-Insurance Dental, Vision, Hearing & Prescription Discount Card Included for INF members
  • United Healthcare PPO providers Direct Billing
  • This plan is not available to US residents and is only available to non-US residents
  • Non-Insurance Telemedicine services provided by MeMD
  • Sickness & Accident Plan with 90% in network coinsurance.

INF Traveler USA 90 Insurance Summary

EligibiltyINF Traveler USA 90 insurance eligibility
  • This plan is available for Non-US Citizens
  • Anyone visiting USA or Canada can enroll in this plan.
  • An application fee of $15 needs to be paid for enrolling as a member for the policy and it expires at the termination of the policy.
  • Minimum Enrolment should be 90 days to buy INF Elite Network Plan.
  • Available to visitors to the USA who have not yet arrived in the United States
RenewalINF Traveler USA 90 coinsurance?
    • In-Network: The plan covers 90% of the Preferred Allowance
    • Out-of-Network: 70% of Usual, Reasonable & Customary (URC) Charges
Expenses incured by customer after deductibleINF Traveler USA 90 Cancellation

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

  • Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes
  • Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy.
    • For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
    • However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).

Steps to buy travel insurance

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INF Travel USA Plan - Frequently asked questions

What is the advantage of buying Traveler USA 90 Insurance?

Traveler USA 90 Insurance Covid19 travel insurance by INF for coronavirus will cover eligible medical expenses resulting from covid19/SARS-CoV-2.

Does Traveler USA 90 Insurance cover covid illness?

INF Covid19 travel insurance by Traveler USA 90 travel insurance for coronavirus coverage will cover eligible medical expenses resulting from covid19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

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INF Traveler USA 90 Insurance Plan Benefits

In-Patient Medical Benefits
Hospital Room (Average Semi-Private), Board, & Miscellaneous Covered
Hospital Intensive Care Unit Covered
Surgeon Covered
Anesthetist Covered
Assistance Surgeon Covered
Doctor’s Non-Surgical Visits Covered
Consultant Doctor, when requested by attending Doctor Covered
Pre-Admission Tests within 14 days before hospital admission Covered
Surgical Room & Supply Expenses Covered
Surgeon Covered
Anesthetist Covered
Assistance Surgeon Covered
Doctor’s Non-Surgical Visits Covered
Diagnostic X-rays & Lab Services Covered
CAT Scan, PET Scan, or MRI Covered
Emergency local ambulance Covered
Dental Treatment injury to Sound, Natural teeth (Due to Accident) Covered
Repatriation of Remains Up to $20,000
Medical Evacuation Up to $25,000
Accidental Death and Dismemberment $25,000
Incurral Period 90 days after the date of Injury/Sickness
Physiotherapy $50 per visit up to a maximum of $500
Chemotherapy and/or Radiation Therapy Covered
Emergency Medical Treatment of Pregnancy Covered

INF insurance does not cover medical tourism

INF insurance will not cover visitors to US if they are already sick, if a traveller is already in the hospital, expecting to use the insurance, if travelers have scheduled medical procedures, or if travelers are seeking on-going treatment. If a visitor proceeds to do any of the preceding, it may result in the cancellation of coverage, full refund of the amount paid, and all claims denied.
INF has a 5 day waiting period for new sickness / pre-existing coverage if the traveler has already arrived in the United States.

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INF Provider network and how to find hospital or doctor?

INF maintains a wide network of health care providers.
First Health Care Provider Network
Find a network doctor, hospital, lab or health care provider in your area. Health care providers who are in our network have agreed to charge lower prices, which helps lower your health care costs.
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Frequently asked questions about INF travel insurance coverage for Covid19

Now that the CDC announced that the world is at a level 3 travel advisory, is there any coverage for your policies for COVID19?

There is no change in the coverage.

Will these policies be voided given that travelers are basically stuck wherever they are and there is no place "better" to travel to?

If they are currently enrolled, the policy will not be voided. If they are enrolling after the arrival date (most common situation now) they may go through special underwriting.

Will you be issuing new policies since the CDC announcement?

Currently, we will continue to support our customers and allow new enrollments in INF Standard and INF Traveler USA and others case by case.

Many people are currently stuck in countries with their other policies running out and non-renewable. Can they purchase the your policies ?

Yes, they can enroll in the INF policies.

Will you continue to allow pre-existing condition coverage during the month of April for the "marooned" travelers?

As of now, the pre-existing coverage will remain intact. For new enrollments, they may undergo special underwriting.

Will these policies cover any other illness, injury or accident as long as the person does not travel?

Yes, the plan will cover eligible sickness and accidents.

Can they travel (say from US to Canada and back)?

If they are a Non-US Citizen or Non-US Resident, yes they will be able to

Will they cover covid19 if they stay in one country or if they travel or not at all?

INF plans cover covid19 like a new sickness, subject to the terms and conditions of the policy. This is not a guarantee of benefits, however, as each claim is evaluated individually. Additionally, we do not cover anyone who is already sick or showing symptoms, or plans to see a physician in the immediate future. As you know, the situation is developing day by day and is constantly changing. If the Travellers are interested in enrolling, we advise them to enroll right away.

What happens if I catch covid19 on the flight to the USA?

INF travel insurance that covers coronavirus will treat it as a new sickness, even if you are infected on the airplane.

But what about contact tracing? Won't the insurance company deny the claim knowing I was in contact with someone infected?

We cannot prove that you were infected with covid19 by simply being in contact with someone who had / has it. This has no effect on the coronavirus travel insurance. We will cover covid19 like any other new sickness.

What happens if I am asymptomatic (i.e. testing done before the trip shows positive) and still decide to travel?

Being tested is a service, if we determine a related service was done 12 months prior to the effective date, the condition would be considered Pre-Existing

What if I catch covid19 in the airport on the way to the US?

We would still cover coronavirus like a new sickness. There is no incubation period exclusion clause in our policy. covid19 is covered just as if you catch the flu. Both testing & treatment are covered.

Will INF travel insurance cover Coronavirus even though it's declared a pandemic & there are travel advisories out by my government about non-essential travel?

Yes, INF will cover covid19 like any other sickness. We do not have a pandemic or travel advisory exclusion clause in our policy.

If I am already sick with covid19, will INF travel health insurance coronavirus cover my medical expenses?

No, INF will not pay out any benefits if you are already showing symptoms of covid19 before you enroll in the policy.

Are antibody tests & covid19 tests covered by INF?

Antibody test prescriptions can be obtained via INF's telemedicine program for $0 (free). covid19 tests and prescriptions are covered. In both cases, you must be showing symptoms and tests should be prescribed by a physician (medically necessary) to be covered.

INF Travel insurance for Covid19

At American Visitor Insurance, we are committed to getting you the best travel insurance coverage for Covid19. INF offers travel insurance plans for coverage in the USA, Canada and Mexico. INF Insurance: offers two fixed benefit plans namely INF Premier Insurance and INF Standard Insurance and two comprehensive benefit plans namely INF Elite Insurance and INF Traveler USA with Covid19 coverage. Please know we are here to help you make the best, informed decision to get coverage even for covid19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.&raq