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Which is the best visitor insurance in USA?

The best visitor insurance in the USA depends on individual needs, as no single plan suits everyone. Some may prioritize affordability, while others seek comprehensive coverage. Insurance costs are higher for those needing coverage for pre-existing conditions. It's advisable to compare plans based on price and benefits, and review feedback before purchasing. For more details please contact us at (877)-340-7910 or email and one of our licensed agents to get help finding international health insurance for USA.

What the benefits of buying Visitors insurance for USA?

Travel medical insurance USA provides hospitalization as well as out-patient treatment coverage.
Some visitor coverage plans also cover acute onset of pre-existing conditions.
US visitor visa health insurance plans have a wide PPO network of hospitals which lowers medical bills.
Visitors travel insurance to USA plans offer accidental death and dismemberment coverage.

Best medical insurance for visitors to usa

Does American visitor insurance cover accidents and emergency medical ailments?

What does Travel Medical Insurance cover?

The important travel health insurance for USA benefits are listed below. Travelers can use the visitors medical insurance cost calculator to review prices and coverage details by different US insurance companies for visitor visa health insurance USA plans.

Medical coverage for accidents and emergency medical ailments

Doctors visit
This allows travelers to visit Doctors for sudden

unanticipated medical ailments (continuing treatment for pre-existing ailments and preventive care are not covered). The Co-pay and deductible will vary depending on the chosen health insurance for USA travel, travelers do have the option of No Co-pay and $0 deductible.

Pharmacy drugs
Doctor prescribed eligible pharmacy drugs are also covered.

Visitors medical insurance coverage for pre-existing conditions
A pre-existing condition is a medical ailment that existed before the start of the US holiday insurance for visitors coverage. Conditions considered as pre-existing diseases include Asthma, heart related issues, high blood pressure, kidney disease, cancer, diabetes etc. It is difficult to find health insurance for tourists in USA that covers pre-existing conditions. Only some tourist health insurance cover pre-existing conditions with INF being one such company. Some INF visitor insurance in USA plans insures in-patient, out-patient, urgent care, specialist and doctor visits related to pre-existing conditions.

Surgery
Emergency surgery treatment will be covered. The maximum available amount for surgery is typically $50,000, but this varies from plan to plan.

Medical Evacuation
Provides coverage for medical evacuation up to $1,000,000 if the traveler has to be evacuated to get access to proper medical treatment in the event of a medical emergency.

Repatriation of remains
The repatriation of remains benefit pays for the repatriation expenses back to the home country in the event of death of the traveler. While this depends on the tourist health insurance chosen, one can get repatriation coverage up to $50,000.

Emergency dental coverage
Emergency dental coverage up to $300 is available for acute onset of pain to natural teeth.

Point to note while buying travel health insurance to USA

High US Healthcare Costs: In US hospitals, patients with travel insurance to USA within the PPO network, incur significantly lower costs for treatments compared to uninsured patients. Simply having visitors health insurance in USA or USA Travel Insurance for visitors or health insurance for visitors in USA can greatly reduce medical expenses.

The best health insurance for tourists in USA varies based on the best USA travel insurance for visitors plan chosen, however travelers can get coverage up to $1,000,000.

What is the best insurance plans for Parents and Seniors visiting the US?

Safe Travels Advantage
- Safe Travels Advantage is the cheapest travel insurance for Parents or Senior Citizens visiting USA.
- Acute onset of pre-existing conditions up to 89 years, including cardiac conditions or stroke.
- Plan is available up to 89 years, coverage from 5 days to 364 days, and renewable.
- Coverage options: $25,000, $50,000, $100,000, and $150,000, with deductible $0.
- Emergency medical evacuation covered up to $100,000 or Unlimited.
- Urgent care covered up to $130 per visit, one visit per day, and 30 visits per Policy Period.
- Cost for a 65-year-old traveler starts from $39 to $102 per month, depending on the chosen plan. Coverage options include a medical maximum of $25,000 or $150,000, with $0 deductible.
Brochure Plan details Buy Online
Visitors Care insurance
- IMG Visitors Care insurance is the cheap visitor health insurance for visiting the US.
- The Visitors Care Plan offers three variants: Lite, Plus, and Platinum. These options are designed to help senior citizens choose a plan that fits their budget.
- Plan is available up to 99 years, coverage from 5 days to 364 days, and renewable up to 2 years.
- Acute onset of pre-existing conditions up to 70 years.
- Coverage options: $25,000, $50,000, $100,000, with deductibles from $0, $50, and $100.
- Emergency medical evacuation covered up to $50,000 maximum.
- Urgent care covered up to $130 per visit, one visit per day, and 30 visits per Policy Period.
- Cost for a 65-year-old traveler starts from $40 to $92 per month, depending on the chosen plan. Coverage options include a medical maximum of $25,000 or $100,000, with $0 or $100 deductibles.
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Safe Travels Elite
- Safe Travels Elite insurance is a fixed-benefit affordable US visitors insurance for Seniors.
- Acute onset of pre-existing conditions up to 89 years, including cardiac conditions or stroke.
- Plan is available up to 89 years, coverage from 5 days to 364 days, and renewable.
- Coverage options: $25,000, $50,000, $75,000, $100,000, and $175,000, with deductible $0.
- Emergency medical evacuation covered up to $100,000 or Unlimited.
- Well doctor visit pays up to $125.
- Cost for a 65-year-old traveler starts from $50 to $134 per month, depending on the chosen plan. Coverage options include a medical maximum of $25,000 or $175,000, with $0 deductible.
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Safe Travels USA insurance
- Safe Travels USA is an affordable comprehensive travel insurance plan for visitors to USA, best plan for seniors visiting USA.
- Unexpected recurrence of pre-existing conditions up to $10,000 for ages up to 70 years.
- Plan is available up to 89 years, coverage from 5 days to 364 days, and renewable.
- Coverage options: $50,000 and $100,000, with deductible from $0 to $5,000 per policy period.
- Emergency medical evacuation covered 100% up to $2,000,000.
- Cost for a 65-year-old traveler starts from $160 per month with a medical maximum of $50,000 and deductible $250. The premium varies based on factors such as age, policy maximum, deductible, and duration.
Brochure Plan details Buy Online
Patriot America Plus insurance
- Patriot America Plus is the perfect choice for parents, family members, or friends traveling to the US from abroad.
- Acute onset of pre-existing conditions covered up to the policy maximum for ages up to 70 years.
- Plan is available up to 99 years, coverage from 5 days to 364 days, and renewable up to 2 years.
- Coverage options: $50,000 and $100,000, with deductible from $0 to $2,500 per policy period.
- Emergency medical evacuation covered up to $1,000,000 maximum limit.
- Cost for a 65-year-old traveler starts from $173 per month with a medical maximum of $50,000 and deductible $250. The premium varies based on factors such as age, policy maximum, deductible, and duration.
Brochures
Patriot America Plus brochure links

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Atlas America insurance
- Atlas America is an ideal visitor medical insurance for parents visiting USA and foreign tourists to the United States.
- Acute onset of pre-existing conditions covered up to the policy maximum for ages up to 79 years.
- Plan is available up to 99 years, coverage from 5 days to 364 days, and renewable.
- Coverage options: $50,000 and $100,000, with deductible from $0 to $5,000 per policy period.
- Emergency medical evacuation covered up to $1,000,000 maximum limit.
- Cost for a 65-year-old traveler starts from $206 per month with a medical maximum of $50,000 and deductible $250. The premium varies based on factors such as age, policy maximum, deductible, and duration.
Brochures
Atlas Travel Insurance Brochure Links

View Atlas travel insurance brochures in different languages:

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Visit USA Health Care insurance
- Visit USA travel insurance is an excellent medical insurance for tourists and holiday travelers, parents of students studying in the United States, new immigrants, and visiting scholars in the USA.
- Visit USA insurance offers three plan options: Budget, Standard, and Superior.
- Acute onset of pre-existing conditions covers $2,500 for ages above 65 years.
- Plan is available up to 99 years, coverage from 5 days to 364 days, and renewable.
- Emergency medical evacuation covered up to $250,000 maximum limit.
- Cost for a 65-year-old traveler starts from $148 per month with a medical maximum of $75,000 and deductible $250. The premium varies based on factors such as age, policy maximum, deductible, and duration.
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Patriot America Platinum insurance
- Patriot Platinum America insurance offers first-class medical coverage for seniors visiting USA.
- Acute onset of pre-existing conditions covered up to the policy maximum for ages up to 70 years.
- Plan is available up to 99 years, coverage from 5 days to 364 days, and renewable up to 2 years.
- $1,000,000 coverage is available, with deductible from $0 to $2,500 per policy period.
- Emergency medical evacuation covered up to $1,000,000 maximum limit.
- Cost for a 65-year-old traveler starts from $379 per month with a medical maximum of $1,000,000 and deductible $250. The premium varies based on factors such as age, policy maximum, deductible, and duration.
Brochure Plan details Buy Online

How much does travel medical insurance cost for parents visiting the USA?

The cost of the best medical insurance for parents visiting the USA ranges from $39 to $262 per month. The cost depends on factors such as the visitor's age, medical maximum coverage, deductible, visitors coverage type (Fixed vs Comprehensive coverage), and whether the plan includes coverage for pre-existing conditions. For an average traveler, there are cheap travel insurance plans available for less than a dollar a day.

Plan Name	Medical Maximum	Deductible	Cost*
Safe Travels Advantage insurance^{Trawick International}	$25,000	$0	$39
Visitors Care insurance^IMG	$25,000	$100	$40
Visit USA Budget insurance^{Travel Insure}	$50,000	$250	$49
Atlas Essential America insurance^WorldTrips	$50,000	$250	$153
Patriot America Lite insurance^IMG	$50,000	$250	$157
Safe Travels USA Cost Saver insurance^{Trawick International}	$50,000	$250	$162
Patriot America Plus insurance^IMG	$50,000	$250	$173
Travel Medical Basic insurance^{Seven Corners}	$50,000	$250	$173
Atlas America Premium insurance^WorldTrips	$50,000	$250	$206
Diplomat America insurance^{Global Underwriters}	$50,000	$250	$262

*The average cost of the best travel insurance for the USA is based on quotes for a 65-year-old traveler for one month.

What is the best insurance plans for Seniors with pre-existing conditions

Safe Travels Advantage insurance

Safe Travels Advantage fixed benefit insurance is the best plan for seniors with pre-existing condition coverage.
This plan covers Acute Onset of pre-existing conditions for individuals up to 89 years of age.
Cardiac conditions or stroke are included under pre-existing conditions.
Acute Onset of a Pre-existing Condition covered up to the policy maximum. For ages 80 and above, coverage is limited to $15,000.
Coverage related to cardiac conditions or stroke is limited to $25,000. For ages 80 and above, the limit is $15,000.
Cost for a 65-year-old traveler starts from $39 per month with a medical maximum of $25,000 and deductible $0. The premium varies based on factors such as age, policy maximum, deductible, and duration.

Brochure Plan details Buy Online

Atlas America Premium insurance

Atlas Premium America insurance is an ideal plan for parents visiting the USA with pre-existing condition coverage.
Acute Onset of pre-existing conditions covered up to the policy maximum for individuals up to 79 years of age.
Provides up to $25,000 lifetime maximum for emergency medical evacuation.
Cost for a 65-year-old traveler starts from $258 per month with a medical maximum of $50,000 and deductible $250. The premium varies based on factors such as age, policy maximum, deductible, and duration.

Brochures Plan details Buy Online

Safe Travels USA Comprehensive

Safe Travels USA Comprehensive offers extensive medical coverage for seniors visiting the United States.
Acute Onset of pre-existing conditions covered up to the policy maximum for individuals up to 70 years of age.
Coverage related to cardiac conditions or stroke is limited to $25,000. For ages 80 and above, the limit is $15,000.
Cost for a 65-year-old traveler starts from $197 per month with a medical maximum of $50,000 and deductible $250. The premium varies based on factors such as age, policy maximum, deductible, and duration.

Brochure Plan details Buy Online

Visitors Protect insurance

Visitors Protect is the best pre-existing conditions travel insurance for parents visiting the USA.
pre-existing conditions are covered up to 99 years of age.
Coverage for pre-existing conditions is up to $25,000 for ages 69 and below, and up to $20,000 for ages 70 and above, with deductibles up to $1,500.
Coverage is available for 90 days to 12 months and cannot be renewed.
Cost for a 65-year-old traveler starts from $954 per 3 months with a medical maximum of $50,000 and deductible $500. The premium varies based on factors such as age, policy maximum, deductible, and duration.

Brochure Plan details Buy Online

How much does travel insurance with pre-existing conditions cost for parents?

The cost of the best travel medical insurance with pre-existing conditions for parents visiting the USA ranges from $39 to $262 per month. The cost depends on factors such as the visitor's age, medical maximum coverage, deductible, visitors coverage type (Fixed vs Comprehensive coverage), and whether the plan includes coverage for pre-existing conditions. For an average traveler, there are cheap travel insurance plans available for less than a dollar a day.

Plan Name	Medical Maximum	Deductible	Cost*
Safe Travels Advantage insurance^{Trawick International}	$25,000	$0	$39
Visitors Care insurance^IMG	$25,000	$100	$40
Safe Travels Elite insurance^{Trawick International}	$25,000	$0	$50
Safe Travels USA Cost Saver^{Trawick International}	$50,000	$250	$162
Patriot America Plus insurance^IMG	$50,000	$250	$173
Travel Medical Basic insurance^{Seven Corners}	$50,000	$250	$173
Atlas America Premium insurance^WorldTrips	$50,000	$250	$206
Diplomat America insurance^{Global Underwriters}	$50,000	$250	$262

*The average cost of the best travel insurance for the USA is based on quotes for a 65-year-old traveler for one month.

How to get your own US travel health insurance?

Complete the travel insurance quote form by providing traveler details and insurance requirements.

Compare price and benefits of different travel insurance plans to find what fits your needs best.

Buy the plan that best fits your requirements online.

Review international travel health insurance policy documents for details and contact numbers

What are the types of US Visitors travel insurance?

Fixed Benefit travel insurance

A fixed benefit or scheduled benefits travel insurance plan is the cheapest US travel insurance plan. This is because the Fixed benefit travel insurance have a fixed limit of coverage for different medical benefits. Fixed benefit international travel medical insurance works well for small ailments but can be inadequate for more serious medical conditions involving hospitalisation.

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Comprehensive travel insurance

Comprehensive travel insurance provide full coverage for medical expenses up to the policy medical maximum limit. As opposed to fixed benefit international travel medical insurance there are no coverage limits for each benefit. It is much more expensive when compared to fixed benefit plans but also provides significantly superior coverage especially in case of a serious medical emergency or hospitalisation.

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