US Immigrant insurance plans

Compare and buy US Immigrants health insurance

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US immigrant insurance required for US visa

Insurance for Green Card holders On October 4th, 2019, the Donald Trump administration has announced that the US government will insist on proof of adequate US immigrant health insurance without which visas to enter the US will be denied. This new rule is expected to become effective on November 3rd 2019. The Trump administration states that new immigrants who enter the US without proper US immigrant insurance add to the burden of US taxpayers for the cost of their healthcare.

Once this policy comes into effect, prospective new US immigrants would be asked for proof of immigrant health insurance coverage. The Visas can be denied if the consular office is not satisfied by the provided proof of health insurance in the US.

There are several thousands of travelers coming to the US every year. Many of these visitors are visiting for short stays while others come to live longer in the US. One significant group traveling to the United States are prospective immigrants. These are people who come to the US and over time settle down permanently in the US as immigrants. They initially come as temporary residents to work, study or do research and then apply for the permanent residency in the US.

The United States immigration authorities issue Permanent Residency status commonly known as Green Card’s to eligible applicants after rigorous vetting of applicants. These prospective immigrants are likely to stay in the US for long periods. Health Care is something that everyone who comes to the US has to be aware of considering that that healthcare in the US is very expensive and one simply cannot afford to be uninsured while in the US. Till they are eligible for domestic US healthcare, it is important that they have proper health insurance.

Keeping this in mind, US insurance companies have designed health insurance plans for this group of prospective immigrants. American Visitor Insurance offers US immigrant health insurance products for this group of people till they are eligible for US domestic insurance options. Best US immigrant Health insurance plans are similar to visitor insurance plans but are available for longer durations and can be renewed.

They offer coverage for unexpected sickness and injury.Due to the coronavirus pandemic travelling without insurance is very risky. The need for US immigrant health insurance has now become a necessary travel documents for new immigrants.They also cover repatriation, emergency evacuation and some cover acute onset of pre-existing conditions, however they offer no coverage for preventive care.

American Visitor Insurance provides the customers with an exclusive US immigrant medical insurance quote compare facility where a quote is provided among various available plans by entering the relevant details in a quote form.

Along with this the website provides access to the specific plans and detailed benefits by providing specific links to the product brochures. Plans are categorised for different immigrant groups such as for Green Card holders traveling outside country, Green Card holders living permanently in the US, recent Immigrants, applied and waiting for Green Card... Some of the popular plans suitable for immigrants regardless whether permanently in the US or traveling out or waiting for Green Cards are:

Patriot America Plus: This is a comprehensive plan from the company International Medical Group (IMG). This plan is available for the immigrants like Green Card holders and is available for US citizens visiting US for short term while they reside outside the US permanently.
Travel Medical USA Visitor Choice: This plan is a fixed plan and is from the company Seven Corners. This plan is renewable for 3 years making it another choice for immigrant insurance plan.

Some of the immigrant medical insurance options and some highlights of these plans is also highlighted in this page. The quote form which is the highlight of this page is just made so intuitive and user friendly. This asks for the age of the primary, age of spouse and dependent if applicable, coverage limit which is the policy maximum, deductible amount, citizenship status, mailing address and the coverage preference. The coverage preference option gives options to select the pre-existing coverage. When you get the quote, the summary page shows the right plans for your criteria and specific details.

Immigrant insurance USA, Medical insurance for immigrants USA - useful links

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Pre-existing conditions

US Expatriate Insurance

What does US Immigrant travel insurance cover?

Health care expenses

Covers hospital expenses for sickness or accidents.

Doctor visit

Insures Doctor visits for sudden injury or sickness.

Pharmacy drugs

Doctor prescribed eligible pharmacy drugs expenses.

Pre-existing conditions

Some plans insure acute onset of pre-existing conditions.

Medical evacuation

Medical evacuation expenses to nearest facility included.

Repat of remains

Repatriation of remains to home country included.

Best US immigrant for visa holders - FAQ's

01. Why do immigrants need US immigrant insurance?

  • It is very risky for anyone to be uninsured in the US, especially new immigrants who soon after arriving in the USA are particularly vulnerable given the new environment that they are in.
  • There is a waiting period till new US immigrants are eligible for Medicare or to purchase domestic health insurance. Immigrants can however buy new US immigrant insurance plans as an interim coverage.

02. Can a US immigrant get health insurance?

Yes, there is immigrant health insurance, or health insurance for permanent residents available. However it must be noted that domestic US medical insurance for Green card holders including Medicare and Medicaid have a waiting period of five years. US immigrants are eligible for Medicaid coverage only if they satisfy the resident state’s income or residency rules.

It is important to buy temporary US immigrant health insurance till Green card holders become eligible for domestic insurance plans. The visitor health insurance plans that we offer also work very well as health insurance while waiting for Green card.

Given the high cost of US health care, it is very important to have health insurance for elderly immigrant parents and medical insurance for Green card holders even before they become eligible for domestic US plans

03. How do immigrants get health insurance?

There are several plans designed to offer temporary coverage for new immigrants. New immigrants can buy visitors medical insurance cover which work well as new immigrant insurance in the US till they are eligible for domestic US health insurance.

These plans can provide new immigrants with coverage for up to 2 years. At American visitor insurance new immigrants can get quotes and compare several new immigrant health insurance policies and make an informed decision.

Resourceful New Immigrants health insurance information

travel insurance medical insurance

New Immigrants insurance resources

International travel insurance resources for New Immigrants.

Factors for travel insurance

Factors for New Immigrants medical insurance

Important factors while deciding on the best US New Immigrants health insurance plans.

Types of visitor insurance online

Types of US New Immigrants insurance online

Understanding different types of US New Immigrants travel insurance options.

claims procedure

New Immigrants insurance claims procedure

New Immigrants medical insurance claims process for hospitalization.

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New US immigrant insurance

Immigrant Plans - Long term Plans

Perfect for people planning on immigrating to US but not yet left their home countries.

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Green Card Holders Frequently traveling overseas

Green card holders who travel frequently to their home country.

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Recent US Immigrants

New US immigrants who can be parents or family members or Fiancee (K visa) visitors.

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Green Card Holders permanently living in US

Compare Green card holder insurance plans who may not immediately qualify for US domestic health insurance.

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Applied for Green Card and waiting

Parents who have applied for Green Card and are waiting for approval can buy these insurance plans.

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US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

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