This plan is specifically designed for group travelers, it offers medical protection to you, your family and friends with low rates benefit. The group travel medical insurance covers for tour, business trip, adult and student missionary groups, social organisations, high school bands, private or government sponsored international training missions. Details below are the review of Select Basic from Travel Insurance Services, review of Select Elite from Travel Insurance Services and review of Select Plus from Travel Insurance Services.
Underwriter of Travel Insurance Select
Travel Insurance Select is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania Insurance Company.
Travel Insurance Select Rating
AM Best Rating: "A" (Excellent)
Travel Insurance Select Insurance Carrier
Crum & Forster/United States Fire
Travel Insure Travel Select Select Eligibility
Travel Insure Travel Select Elite, Plus, Basic Insurance is available for trips originating anywhere. Rates for the first 30 days will be based on the usual calculation, then for each additional day a rate of $5 is added.
Travel Insurance Select offers covid19 coverage for international trips as follows
A person who becomes ill prior to their trip (including with Covid-19) and is diagnosed and under treatment by a legally qualified physician, in which case Trip Cancellation benefits may apply. (Trip Cancellation benefits could also apply in this scenario if an immediate family member or travel companion becomes ill and meets the same criteria.) Note - a positive Covid test alone is not sufficient proof to substantiate a claim under Trip Cancellation.
A person traveling in an affected country who becomes ill, in which case Emergency Medical Expense or Emergency Medical Evacuation benefits may apply,
A person facing mandatory quarantine in their destination due to a positive Covid-19 test, in which case Trip Interruption and/or Travel Delay benefits may apply, or
Cancel For Any Reason (CFAR) – this option must be purchased as an upgrade within 21 days of your initial trip deposit/payment. To use CFAR, you must cancel your trip at least two days prior to your scheduled departure date. Other conditions apply – see plan details.
Comprehensive plan provides exhaustive coverage when compared to fixed or scheduled benefit plans. The plan pays for all expenses after the deductible and co-insurance component. The plan is recommended given the high costs of health care arouond the world. The plan is worth every penny of premium paid in the event of catastrophic medical emergencies.
These plans do not have benefit limits based on the type of medical expense.
Benefits for covered medical expenses go all the way up to the plan maximum (less deductible and co-insurance)
Trip Cancellation$15,000 Max$100,000 Max$100,000 Max
Trip Interruption$15,000 Max$125,000 Max$150,000 Max
Trip Delay(12 hours)Up to $500 max; $100 per dayUp to $1000 max; $200 per dayUp to $2,000 max; $250 per day
Missed ConnectionBasic $500 maxplus $1000 maxelite $1500 max
Baggage & Personal Effects Loss$500 Max; $250 Per Item Article; $500 Valuable Items$1,000 Max; $250 Per Item Article; $500 Valuable Items$2,500 Max; $500 Per Item Article; $1000 Valuable Items
Baggage Delay$100 Max$300 Max$500 Max
Accident and Sickness Medical Expense$50,000 Max; $500 Emergency Dental Expense$100,000 Max; $750 Emergency Dental Expense$150,000 Max; $1000 Emergency Dental Expense
Emergency Medical Evacuation, Medical Repatriation and Return of Remains$100,000 Max$500,000 Max$1,000,000 Max
Rental Car DamageNot Available$25,000$35,000
Reimbursement of Miles or Reward Points$50$75$75
Sports Equipment RentalNot Available$750$1,500
Search & RescueNot AvailableNot Available$5,000
Accidental Death & DismembermentNot Available$25,000 Principal Sum$50,000 Principal Sum
Travel Insure international health insurance for Coronavirus
The Travel Insurance Select plan does not have a specific Trip Cancellation or Trip Interruption peril tied to a CDC Warning. Therefore, the main eligible coverages would be:
A person traveling in an affected country who becomes ill, in which case emergency medical expense or emergency medical evacuation coverage may apply, or
Cancel For Any Reason (CFAR) – this option must be purchased as an upgrade within 21 days of your initial trip deposit/payment. Other conditions apply – see plan details.
Crum & Forster considered this to be a foreseen event on 01/23/2020.
Frequently asked questions aboutTravel Insurance Select trip plan coverage for Coronavirus
Is there any way I can get coverage in case I want to cancel in light of the evolving coronavirus outbreak?
Yes, our recommended approach is to get the Cancel For Any Reason (CFAR) upgrade on your plan. If you select this upgrade, you can cancel your trip for literally any reason at all (including fear of the virus or general uncertainty). See the questions below to understand how CFAR works.
My trip got postponed and I will be traveling on later trip dates. Can I upgrade my coverage now to include Cancel For Any Reason when transferring trip dates?
No, CFAR can only be added at the initial plan purchase, and must be done within the time-sensitive period (within 21 days of initial trip deposit – review your plan document for specifics).
What is the cancellation process for Cancel For Any Reason?
You must cancel the trip 48 hours or more prior to your scheduled departure date.
You will only receive 75% of what is not refunded to you by the tour operator at time of cancellation.
Will the trip cancellation benefit cover trips canceled solely due to fear of coronavirus?
If cancellation is done by traveler solely due to fear of coronavirus, then no claim will be paid. Having fear of the possibilities is not a covered reason in travel insurance plans.