International travel insurance for Coronavirus, Covid international travel insurance

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International Medical Group (IMG)

For new policies starting after March 11, 2020, there is no coverage for COVID-19 disease. The World Health Organization (WHO) in announcing coronavirus as a pandemic has designated the entire world a “level 3” travel zone. Since the coronavirus and COVID-19 is now a known threat (not an unknown possibility), it will no longer be covered by IMG policies. However, if your IMG policy had already started prior to the March 11th announcement and it was NOT to travel into a level 3 travel area (at the time of travel), you will be covered for COVID-19 and that coverage will continue on renewals to that policy. If the travelers visits the country that the CDC, WHO or US Department of State has issued an alert to not visit, the coverage for coronavirus will be excluded. The Patriot travel insurance will not offer coverage benefits if the traveler visits the country after the alert has been issued. If the traveler is already in the country before the alert was issued, then the insured may be covered.

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Seven Corners Covid19 travel insurance:

Seven Corners Covid19 insurance coverage for sickness arising from Coronavirus is like any other sickness with the exclusions as in the policy details. Seven corners Covid19 Liaison travel Plus insurance offers coverage for overseas medical expenses arising from Covid19 infection while the travellers are outside their home country. The Covid19 treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and Any mutation or variation of SARS-CoV-2.

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Travel Insure international travelers insurance for Coronavirus

Covid travel health insurance by Visit USA Covid insurance for USA offers coverage for coronavirus as a covered medical expense.
Covid student health insurance by Study USA (Plus, Preferred and Platinum plans ONLY) offers international student health insurance with coronavirus coverage for students outside their home country.

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Best Tokio Marine HCCMIS covid health insurance for international travel

Atlas International, Atlas Premium and Atlas Essential insurance with coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.On March 11, 2020, the U.S. Department of State issued a Global Level 3 Travel Advisory urging U.S. residents to reconsider traveling abroad to any country. If you are an Atlas Travel, Atlas Premium, Atlas MultiTrip, or Atlas Group policyholder, this activates your political evacuation benefit as long as your location has not been under a level 3 or higher advisory in the past 10 days, or prior to your arrival.
If the CDC Issues a Level 3 Travel Warning for the Location Where You Are Currently Traveling: Coronavirus-related expenses will be covered for up to 10 days following the date the level 3 warning is issued, given that your expenses do not arise directly or indirectly from another policy exclusion.
Once 10 Days Have Passed from the Date the CDC Issued the Level 3 Travel Warning for Your Current Location: You will no longer be covered for coronavirus-related expenses. You will still be covered for all other eligible expenses.
TokioMarine HCC travel insurance will cover sickness arising from novel Coronavirus as an eligible illness, unless the virus has been contracted in a location for which the US Centers for Disease Control (CDC) has issued a Level 3 Travel Warning. Further there is a policy exclusion if the CDC has issued a level 3 Travel Warning if a) the warning has been in effect within the 6 months immediately prior to your date of arrival, or b) within 10 days following the date the warning is issued you have failed to depart the country or location.

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Global Underwriters insurance

Global Underwriters insurance offers coverage for coronavirus as any new sickness. If it is pre-existing, then it's excluded. That is of the travelers is infected before the plan effective date, the travel insurance will treat it as pre-existing and will not offer coverage for it.
The coronavirus testing would be covered if a medical physician deems it necessary that the insured fits the criteria for the test and the insured is effective on the policy during the time of the testing. The medical expenses would be covered as well during the time of the policy and if the signs and symptoms started during the effective date of the policy and will be paid per the parameters of the policy.

While the language of coverage is generally similar across the industry, there are some variations in coverage and which advisories are heeded between US visitor insurance providers that offer coverage for Coronavirus (Covid 19). Travelers should carefully compare and understand the different travel insurance policies before purchasing visitor medical insurance for coronavirus to make sure they are protected.

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GeoBlue travel insurance for Covid-19:

Diagnostic testing for COVID-19 is covered without copay or other member contribution.
Treatment for COVID-19 is covered as an Illness under the policy, unless a member failed to depart a country within a reasonable time from the date the country became subject to a level-3 travel warning by the CDC, or similar travel warning from that country’s government. Members remaining in a country in that circumstance would not be covered for COVID-19, but otherwise would retain all coverage under the policy within its normal terms and conditions.
Preventive quarantine in a hotel, cruise ship or any other location would not be covered. The plan would cover medical evacuation if deemed medically appropriate for the illness/injury, subject to the usual plan provisions.