Safe Travels USA Insurance
Safe Travels USA Insurance is a comprehensive travel medical insurance plan built for international visitors, parents, and Green Card holders coming to the United States. As a visitor insurance and visitor medical insurance plan, it covers accidents and sudden illness, offers access to the UnitedHealthcare PPO Network, and includes limited coverage for the unexpected recurrence of a pre-existing condition.
What Is Safe Travels USA Insurance?
Safe Travels USA is a travel medical insurance plan for non-U.S. citizens visiting the USA. It is available for travelers up to 89 years of age and can be purchased for coverage periods from 5 to 364 days, with renewal options. As a comprehensive visitor medical insurance plan, it offers benefits up to $1,000,000 for covered accidents and illnesses, along with limited coverage for the unexpected recurrence of a pre-existing condition for eligible travelers up to age 70.
This visitors insurance plan participates in the UnitedHealthcare PPO Network, one of the most widely recognized preferred provider networks across the United States. This plan is not available to U.S. citizens or residents who have lived in the U.S. for more than 365 days.
After buying the plan, Traveler can get all the plan document and plan id card by using Safe Travels USA login. At American Visitor Insurance, US Travelers can contact the Safe Travels USA insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
Who Is Safe Travels USA Best Suited For?
Dedicated cardiac and stroke benefits up to $25,000 (under 70) or $15,000 (70+) make this a practical option for parents visiting on a B1/B2 visa.
Coverage from just 5 days and renewable up to 364 total days, fitting everything from a short family visit to an extended stay in the US.
Inside the UnitedHealthcare PPO Network, this plan pays 90% of the first $2,500 then 100% up to the policy maximum, keeping out-of-pocket costs predictable.
Optional Sports Activity Coverage adds up to $50,000 for eligible recreational sports and activities.
Coverage maximums narrow with age (65-79: $50K/$100K only; 80+: $50K only), and the plan does not cover routine or chronic pre-existing condition treatment.
How Much Is Safe Travels USA Insurance Coverage?
The policy maximum is the total dollar amount of benefits available under your Safe Travels USA visitor insurance plan. Once this maximum is reached, no additional benefits will be paid. As a comprehensive travel medical insurance option for non-U.S. citizens visiting the United States, Safe Travels USA offers the following policy maximum choices based on the traveler's age:
- check_circleAges 0-64: $50,000, $100,000, $250,000, $500,000, or $1,000,000
- check_circleAges 65-79: $50,000 or $100,000
- check_circleAges 80-89: $50,000 only
Safe Travels USA is available to travelers aged 14 days to 89 years and is one of the higher coverage limit options among visitor medical insurance plans for the USA, with protection up to $1,000,000 for younger travelers.
What Is the Deductible in Safe Travels USA Insurance?
The deductible is the amount the insured traveler must pay out-of-pocket before Safe Travels USA travel medical insurance begins to cover eligible expenses. Safe Travels USA offers deductible options of $0, $50, $100, $250, $500, $1,000, $2,500, or $5,000 per Period of Insurance, so travelers can choose a deductible that fits their budget - a lower deductible means a higher premium, while a higher deductible helps lower the monthly cost of this visitor insurance plan.
A separate $200 additional deductible applies per visit if you receive Emergency Room treatment for a sickness that does not result in hospital admission.
What Is Coinsurance in Safe Travels USA Travel Insurance?
Coinsurance is the share of eligible medical expenses that Safe Travels USA pays after your deductible has been met. Under the UHC Direct provider network (part of the UnitedHealthcare network), this travel medical insurance plan pays 90% of the first $2,500 of eligible expenses, then 100% up to the policy maximum selected - giving visitors predictable, budget-friendly cost sharing while in the USA.
Why Should I Buy Safe Travels USA Health Insurance?
Safe Travels USA is a comprehensive travel medical insurance plan for non-U.S. citizens visiting the USA, offered by Trawick International and underwritten by Zurich Insurance Europe AG, Belgian branch (AM Best rating: A - Excellent). Inside the UnitedHealthcare PPO Network, the plan pays 90% of the first $2,500 in eligible expenses after the deductible, then 100% up to your chosen policy maximum, making it a popular choice for parents visiting the USA, tourists, business travelers, and Green Card holders.
- check_circle Limited coverage for the unexpected recurrence of a pre-existing condition, up to $1,000, for travelers up to age 70.
- check_circle Emergency medical evacuation covered 100% up to $1,000,000, including up to $25,000 for evacuations tied to a covered pre-existing condition.
- check_circle Dedicated cardiac and stroke coverage up to $25,000 (under 70) or $15,000 (70+) per period of insurance.
- check_circle Optional sports activity coverage up to $50,000 for eligible Class 1 and Class 2 recreational sports.
- check_circle Dental treatment covered up to $250, plus a $125 well doctor visit benefit within the first 21 days of coverage.
- check_circle Urgent Care Clinic visits covered with just a $30 copay per incident, waived for members who choose a $0 deductible.
- check_circle Repatriation of mortal remains covered 100% up to $50,000, plus up to $5,000 for local burial or cremation abroad.
- check_circle Green card holders are eligible to purchase this plan, in addition to non-U.S. citizens and residents.
- check_circle Renewable and extendable The Safe Travels USA plan can be renewed if initially purchased for more than five days. A $5 renewal fee applies in addition to the premium cost, and the plan is extendable for up to 364 days total.
Who Is Eligible for Safe Travels USA Travel Health Insurance?
- check_circle For Non-U.S. residents and non-U.S. citizens traveling outside their home country, including the United States.
- check_circle Available for travelers ages 14 days to 89 years.
- check_circle Green Card holders are eligible to purchase this visitor medical insurance plan.
- check_circle Not available to anyone who has lived in the United States for more than 365 days prior to their effective date.
How Much Does Safe Travels USA Insurance Cost?
The Safe Travels USA insurance cost typically ranges from $43 to $853 per month, depending on the traveler’s age, coverage maximum, and deductible. The Safe Travels USA cost is generally higher for older travelers, while a higher deductible can help lower the Safe Travels USA price.
The table below shows sample Safe Travels USA insurance rates based on a $250 deductible. Comparing deductibles, coverage limits, and premiums can help you choose the right travel medical insurance for visitors to the USA.
Ages 65-79: $50,000, $100,000
Ages 80-89: $50,000 only
Deductible: $250
| Age of traveler | $50,000 | $100,000 | $250,000 | $500,000 | $1,000,000 |
|---|---|---|---|---|---|
| 18 - 29 years | $43 | $54 | $61 | $77 | $83 |
| 30 - 39 years | $58 | $80 | $84 | $102 | $106 |
| 40 - 49 years | $85 | $107 | $120 | $146 | $157 |
| 50 - 59 years | $127 | $160 | $180 | $227 | $234 |
| 60 - 64 years | $147 | $193 | $239 | $287 | $295 |
| 65 - 69 years | $160 | $217 | Not available for this age group | ||
| 70 - 79 years | $252 | $332 | Not available for this age group | ||
| 80 - 89 years | $853 ($50,000 maximum coverage, $250 deductible) | ||||
Source: American Visitor Insurance® | Prices verified for 2026 travel season.
What Are the Benefits of Safe Travels USA Insurance?
| Hospital Room & Board | The average semi private room rate |
| Urgent Care Co-Pay | $30 per Incident (Not subject to Deductible); copayment not applicable if the Deductible is $0 |
| Walk In Clinic | $15 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible |
| Well Doctor Visit | $125 - One Visit per Period of Insurance |
| Physician visits | Covered |
| Cardiac Conditions and Stroke Expenses | Up to $25,000 per Period of Insurance for ages up to 69 or $15,000 per Period of Insurance for ages 70+ |
| Emergency Room Sickness | $200 Additional deductible per visit |
| Hospital Intensive Care Unit | 3 times the average semi-private room rate |
| Diagnostic X-rays and Lab Services | Covered |
| Prescription Drugs and Medications | Up to the plan Maximum |
| Emergency Medical Treatment of Pregnancy | Up to $1,000 |
| Mental or Nervous Disorders | Up to $2,500 |
| Physiotherapy/Physical Medicine/Chiropractic | $50 per visit per day (10 visits per Period of Insurance) |
| Dental Treatment | Up to $250 |
| Diagnostic X-rays and Lab Services | Covered |
| Emergency Room Injury/Accident | Covered |
| Emergency Medical Evacuation | 100% up to $1,000,000 (up to $25,000 for any condition covered under Unexpected Recurrence of a Pre-Existing Condition) |
| Ambulance Service | Covered |
| Natural Disaster Evacuation | $10,000 ($250/day to a max of 5 days) |
| Political Evacuation | $25,000 |
| Repatriation of Mortal Remains | 100% up to $50,000 |
| Local Burial/Cremation | $5,000 |
| Return of Minor Children or Grandchildren or Traveling Companion | $5,000 |
| Emergency Reunion | $15,000 |
| Medically Necessary Repatriation | 100% up to $15,000 |
| Trip Interruption | $5,000 |
| Loss of Checked Baggage | $1,000 |
| Accidental Death and Dismemberment | $25,000 Principal Sum |
| Return to Home Country Coverage | Up to $25,000 - provides coverage during the Period of Insurance, in your Home Country while on an Incidental Trip |
| Sports Activity Coverage | Up to $50,000. Provides coverage while performing, practicing, or participating listed Sports only. Collision and Extreme Sports are excluded. |
| Unexpected Recurrence of a Pre-Existing Condition | $1,000 per Period of insurance for those up to age 70 |
Safe Travels USA Visitor Medical Insurance PPO Network - How It Works?
Inside the U.S., Safe Travels USA participates in the UHC Direct PPO network - a tier-one network of physicians, hospitals and healthcare providers recognized across all 50 states.
You can find a provider in the USA by using the following link
- In-Network PPO Care: 90% of first $2,500, then 100%
- Out-of-network coinsurance: 90% of first $2,500, then 100%
- Pharmacies: All Pharmacies are considered out-of-network for this plan.
- Dental providers: All dental providers are considered out-of-network for this plan.
What Are The Optional Riders for Safe Travels USA Insurance?
Travelers can add these riders to their Safe Travels USA travel insurance plan at the time of application for a minimal additional cost.
| Option 1 | Increase to $50,000 maximum AD&D benefit | Additional $0.25 per person per day |
| Option 2 | Increase to $100,000 maximum AD&D benefit | Additional $0.50 per person per day |
| Option 3 | Increase to $250,000 maximum AD&D benefit | Additional $1.75 per person per day |
| Option 4 | Increase to $500,000 maximum AD&D benefit | Additional $4.00 per person per day |
- Persons up to age 69 are eligible for all Options
- Persons age 70-79 are eligible for Option 1 and 2
- Persons age 80 and older are eligible for Option 1 only
- Children are eligible for Option 1 only
- Covers up to $50,000 - provides coverage while performing, practicing, or participating listed Sports only. Collision and Extreme Sports are excluded.
- If coverage is purchased for Class 1: this benefit provides coverage to the Covered Person while performing, practicing, or participating in archery, tennis, swimming, cross country, track, volleyball, and golf.
- If coverage is purchased for Class 2: includes following sports, ballet, baseball, basketball, cheerleading, equestrian, fencing, field hockey, football (except division 1), gymnastics, hockey (no league play), karate, lacrosse, polo, rowing, rugby, soccer, and softball.
- Any Sport Activity not expressly covered hereunder is excluded from this Policy unless the activity is noncontact and engaged in by You solely for leisure, recreation, entertainment, or fitness purposes only.
- Covers up to $25,000 - provides coverage during the period of insurance, in your home country while on an incidental trip.
- For trips up to 60 days (total) per 12 months of coverage purchased. To be eligible your period of insurance must be greater than 30 days and are returning to the home country after the trip began. More Details »
Safe Travels Primary and Secondary Travel Health Insurance Blog
The safe travel usa primary insurance plan is the one that starts to pay as soon as there is an unexpected injury/illness or when there is a medical expense without assuming that there is a secondary plan. In other words, the primary plan should pay regardless of the existence of the secondary plan just as if the patient had only the primary plan to cover him/her. The Secondary health insurance plan unlike the Primary under the coordination of benefits provision will then take into consideration the expenses that were not covered by the primary plan and will be considered for payment under the Secondary plan. Therefore, the Secondary plan will fill any gaps found in coverage from the Primary plan.
Ready to Get Covered With Safe Travels USA Insurance?
Compare quotes and buy your travel insurance, visitor insurance plan online in minutes — best price guaranteed.
How Do I File a Claim With Safe Travels USA Visitor Insurance?
To file a claim with Safe Travels USA Insurance, follow these steps:
Visitor Insurance With Cardiac, Stroke & Recreational Sports Coverage
Hi, Is there visitor insurance for the USA that covers cardiac and stroke-related medical expenses and also offers coverage for recreational sports injuries?
Regards,
Joe
Hi Joe,
Thank you for contacting American Visitor Insurance with your inquiry!
We’re always looking for good insurance options for international travelers, and we recently added a new plan from Trawick International. One of the features of this plan is coverage for cardiac and stroke-related expenses, with benefits of up to $25,000 for travelers up to age 69 and up to $15,000 for older travelers. The plan can be purchased whether you are already in the USA or still abroad.
If you need to visit an urgent care facility, the copay is only $30. If you select a $0 deductible, there is no urgent care copay.
The plan also offers an optional Athletic Sports Rider for an additional cost. This can provide coverage while participating in organized, non-professional sports such as tennis, swimming, golf, baseball, basketball, soccer, volleyball, softball, gymnastics, fencing, rowing, and other eligible activities
Safe Travels USA InsuranceFeel free to call or email us with any questions or comments you may have. We wish you and yours safe and happy travels!
To compare all Safe Travels USA plans, you can use this link: Compare Trawick plans
Sincerely,
www.americanvisitorinsurance.com Customer care (877) 340 7910Safe Travels USA Travel Health Insurance. - Frequently Asked Questions
Why Buy Safe Travels USA Insurance Through American Visitor Insurance?
American Visitor Insurance offers a simple and reliable way to choose the right travel medical insurance for visitors to the USA with confidence, and purchase your Safe Travels USA plan online in minutes.
- check_circleEasy plan comparison and purchase - review plan details, policy maximum and deductible options, and compare benefits and pricing all in one place.
- check_circleHelpful resources for better decisions - detailed FAQs, a blog, and guides based on real customer questions, including how the pre-existing condition benefit works.
- check_circleExperienced customer support - our licensed team has over 20 years of experience in the US visitors insurance industry.
- check_circleSupport when you need it - teams across both the East and West Coast of the US, available across multiple time zones for applications and claims.
- check_circleLicensed & trusted platform - American Visitor Insurance is a licensed US-based insurance platform (NJ License #1181604).