Safe Travels USA Visitors Insurance provides coverage for Coronavirus (Covid 19)
This plan is available for people traveling to the USA and are not US Citizens, US Residents or Greencard Holders
The plan require pre-certification for the virus.
Safe travels USA insurance provides coverage for COVID 19 as long as the plan is effective before the individual gets sick. Trawick International requires pre certification in case of requirement of coverage for COVID 19. That is, the insured needs to call the insurance company and let them know the need for COVID 19 coverage.
If there is a chance of cancelling the plan, then it is important to check the terms and conditions of cancellation for that particular plan.
*Safe travels USA visitors medical insurance covers COVID-19 subject to the terms and conditions of the policy normal limits and policy conditions including pre-ex, so if you already have the virus - it will not cover you. If you are in the incubation period when you buy, it will be considered pre-existing condition. * Testing for COVID-19 will be covered under your policy if you are sick, are referred by a medical practitioner and it is carried out at an approved facility, subject to the terms and conditions in your policy. * In the event that a test proves positive and requires treatment, members can be assured that all associated treatment costs would be covered under the normal benefit limits and terms of their policy.
Comprehensive plan provides exhaustive coverage when compared to fixed or scheduled benefit plans. The plan pays for all expenses after the deductible and co-insurance component. The plan is recommended given the high costs of health care arouond the world. The plan is worth every penny of premium paid in the event of catastrophic medical emergencies.
These plans do not have benefit limits based on the type of medical expense.
Benefits for covered medical expenses go all the way up to the plan maximum (less deductible and co-insurance)
Safe Travels USA offers comprehensive US medical coverage for illness and accident. It is ideal for foreign travelers visiting USA and then other countries worldwide. Travelers on transit visa in US can also purchase Safe travels USA medical insurance. Safe travels USA insurance also offers coverage for Unexpected Recurrence of a pre-existing conditions.
This plan offer a Well Doctor Visit which pays up to $75 (one visit per person per policy period). The Well Doctor Visit must occur within the first 21 days from the effective date of coverage. To be eligible you must purchase at least 30 days of coverage initially. Once purchase is confirmed, you may register for the benefit at https://trawickinternational.com/wellness/Register
These plans are not available to US Citizens, US Residents or Green Card Holders.
Trawick International Safe Travels USA plan summary
What is the eligibility to buy Safe Travels USA
Foreign residents visiting USA and worldwide
Travelers up to the age of 89 years
Not available for green card holders
This Policy provides coverage to non-US citizens who reside outside the USA and are traveling outside of their Home Country to visit solely the United States, or to visit a combination of the United States and other countries worldwide. This Policy is not available to green card holders in the USA. This Policy is not available to anyone age 90 or above.
Safe Travels USA optional riders
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
Medical expense benefits (subject to maximum, deductible and co-insurance)
Hospital Room and Board ChargesThe average semi private room rate
ICU Room and Board ChargesThree times the average semi private room rate
Outpatient MedicalUsual customary charge up to the selected medical maximum
Urgent Care Co-Pay$30 per Incident, if the $0 out of Network Deductible is chosen, there is no Co-Pay
Emergency Medical Treatment of Pregnancy$1,000 per Policy Period
Mental or Nervous Disorders$2,500 per Policy Period
Physiotherapy/Physical Medicine/ChiropracticLimited to $50 per visit, one visit per day and 10 visits per Policy Period.
Dental Treatment (Injury and emergency alleviation of pain)$250 per Policy Period
X-rays, Prescriptions and AmbulanceCovered
Well Doctor VisitPays up to $75. One visit per person per policy period. This visit must occur within 21 days after the coverage is effective. Initial purchase of 30 days is necessary. Please register here for this benefitClick here.
Emergency illness with no direct hospitalization admission$200 additional deductible per visit only applies while receiving care in a hospital for an illness that does not result in hospital admittance
Emergency room injury/accident or illness with direct hospital admissionUsual customary charge to the selected policy maximum
Unexpected Recurrence of a Pre-Existing Condition$1,000 per Policy Period
Benefit Period90 days from the date of the Covered Accident, Injury or Sickness
Additional Benefits (not subject to Policy Maximum, Deductible or Co-Insurance)
Accidental Death & Dismemberment Principal Sum$25,000
Felonious Assault and Violent Crime$50,000
Adaptive Home and Vehicle$5,000
Seatbelt Benefit10% up to $50,000
Airbag Benefit10% up to $50,000
Hijacking and Air or Water PiracyCovered
Emergency Medical Evacuation100% up to $2,000,000
Political/Natural Disaster Evacuation$25,000
Repatriation of Remains100% up to $50,000
Return of Minor Child(ren) or Travel Companion$5,000
Hospital Confinement$50 per night up to a maximum of $500 per Policy Period
Lost Baggage$1,000 per Policy Period
Trip Interruption$5,000 (Per Policy Period does not cover lost trip cost)
Upgrade AD&D Up to $500,000
Home Country Coverage/Follow Me Home CoverageUp to 60 days - prorated
The Primary insurance plan is the one that starts to pay as soon as there is an unexpected injury/illness or when there is a medical expense without assuming that there is a secondary plan. In other words, the primary plan should pay regardless of the existence of the secondary plan just as if the patient had only the primary plan to cover him/her. The Secondary health insurance plan unlike the Primary under the coordination of benefits provision will then take into consideration the expenses that were not covered by the primary plan and will be considered for payment under the Secondary plan. Therefore, the Secondary plan will fill any gaps found in coverage from the Primary plan.