IMG travel insurance plan is ideal for adventure trips which requires high end coverage. Offers coverage for cancel for any reason and Interruption for any reason coverage at no additional price. Travel LX covers most adventure sports and travelers visiting remote or mysterious places globally.
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International Medical Group’s Travel LX Insurance plan summary
- US Residents on domestic and worldwide trips
- Includes cancel for any reason and interrupt for any reason benefit
- Maximum trip duration: 90 days
- Maximum age insured: 99 years
- Pre-Existing Condition Exclusion Waiver: Yes, if purchased within 24 hours of final trip payment
- Pre-existing condition review period: 60 days
- Premium refund: if cancelled within 10 days from the plan effective date, as long as your trip departure date has not occurred and you have not filed a claim.
- Minimum trip cost to be insured: $500
- Coverage type: Primary
Coverage details of Travel LX Insurance
| Benefits | Coverage |
|---|---|
| Trip Cancellation | Up to $100,000 of Trip Cost |
| Trip Interruption | 150% of Trip Cost |
| Travel Delay | $1,000 ($250 per Day after initial delay of 6 hours) |
| Missed Connection | $500 (after initial common carrier delay of 3 hours) |
| Change Fee | $300 |
| Reimbursement of Miles or Reward Points | $75 |
| Baggage & Personal Effects | $2,500 |
| Baggage Delay | $500 (after initial delay of 12 hours) |
| Accident & Sickness Medical Expense | $500,000 |
| Hospital of Choice | Available |
| Emergency Medical Evacuation | $1,000,000 |
| Common Carrier AD&D | $100,000 |
| Search & Rescue | $10,000 |
| Sports Equipment Rental | $2,000 ($500 per Day) |
| Waives excluded sports/recreation activities | Included |
| Cancel for any Reason | Up to 75% of trip cost insured if purchased within 20 days of initial trip deposit; Must insure 100% of prepaid trip cost subject to cancellation penalties or restrictions |
| Interruption for any Reason | Included 75% of trip cost insured |
| Non-Emergency Evacuation | $50,000 |
| Rental Car Damage | $40,000 |
Related links for Travel LX Insurance
- IMG Trip Insurance Blog
Read the article on trip protection cover offered by IMG Trip insurance plan
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- Travel Lite vs Travel SE vs Travel LX
Compare and review the plans benefits of IMG Trip insurance plans
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