Why choose iTravelInsured Travel LX insurance?
iTravelInsured Travel LX is a travel protection plan with highest levels of benefits of all iTravelInsured plans for elite discerning travelers. Cancel For any reason and Interruption for Any Reason (CFAR/IFAR) can be purchased as an optional upgrade at an additional cost. (This is not available in NY). This plan provides coverage for many adventure activities and is ideal for travelers going to remote locations worldwide.
With iTravelInsured Travel LX you can recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted for a variety of covered reasons. Benefits are also provided for travel delays, baggage delays, and emergency medical treatment while you’re away from home.
iTravelInsured Travel LX insurance reviews
What are the key highlights of iTravelInsured Travel LX insurance?
- Ideal plan for US residents on domestic and worldwide trips.
- Travelers can choose trip cost up to $150,000.
- Rental car damage and theft coverage up to $40,000.
- Medical evacuation and Repatriation of Remains covered up to $1,000,000.
- Accident and Sickness medical expense covered up to $500,000.
- Pet kennel benefit covered up to $100 per day with $500 maximum per pet.
- Search and rescue benefit covered up to $10,000 per person.
- 10 days free look period.
- Optional cancel for any reason benefit covered up to $75% of non-refundable trip cost.
- Plan can be purchased one day before departure.
Who is eligible to buy iTravelInsured Travel LX insurance?
- US residents on domestic and worldwide trips.
- Available for travelers up to 99 years.
- Maximum trip duration is 180 days.
Are pre-existing condition covered by iTravelInsured Travel LX?
- Yes. Pre-exisiting condition exclusion Waiver is covered if purchased within 24 hours of final trip payment.
- Pre-Existing Condition review period: 60 days prior to effective plan date.
What is pre-existing condition Waiver?
What does iTravelInsured Travel LX Cruise Insurance cover?
- Cancelling your Cruise: Covers 100% of your trip cost.
- Getting injured or Sick: Emergency accident and sickness benefits up to $500,000.
- Missing the Boat: Coverage up to $500 per person.
- Medical Evacuation: Coverage up to $1,000,000.
- Trip Cost Coverage: The plan offers coverage for trips up to $150,000.
IMG best cruise insurance for US travelers
What are the conditions covered under Trip Cancellation and Trip Interruption?
- Sickness, injury or death of insured, a family member, a travel companion, a business partner, a child caregiver, a service animal or pet.
- Insured’s primary residence or destination being rendered uninhabitable.
- Pregnancy or adoption.
- Divorce or legal separation.
- NOAA hurricane warning or watch at destination.
- A terrorist incident.
- Emergency military duty for a natural disaster.
- Evacuations due to national disasters.
- Mechanical breakdown of the common carrier.
- Inclement weather that causes delay or cancellation by your common carrier.
- Travel alert or travel warning for levels four (4) and higher or an evacuation order or travel ban.
How much does ITravelinsured Travel LX insurance cost?
iTravelInsured LX cost starts from $835 to $30,362 for 15 days trip duration. The cost is based on the age of travelers, trip cost and trip duration.
iTravelInsured Travel LX offers trip cost coverage up to $150,000.
For example here we are showing iTravelInsured Travel LX cost for 15 days duration of trip
| Age of traveler | Trip cost $10,000 | Trip cost $20,000 | Trip cost $50,000 | Trip cost $100,000 |
|---|---|---|---|---|
| 0 – 39 years | $835 | $2,626 | $6,562 | $13,122 |
| 40 – 49 years | $957 | $2,932 | $7,327 | $14,652 |
| 50 – 59 years | $1,101 | $3,224 | $8,057 | $16,112 |
| 60 – 69 years | $1,356 | $3,734 | $9,332 | $18,662 |
| 70 -74 years | $1,547 | $4,168 | $10,417 | $20,832 |
| 75 – 79 years | $1,959 | $5,172 | $12,927 | $25, 852 |
| 80 – 99 years | $2,344 | $6,0748 | $15,182 | $30,362 |
Source: AmericanVisitorInsurance®
What are some examples of IMG iTravelInsured Travel LX plan coverage?
- Trip Cancellation - Protect your financial investment in the event you have to cancel your trip. Having travel insurance with a trip cancellation benefit can help you to avoid losing the money you’ve invested in a trip you can no longer take. iTravelInsured LX covers up to 100% trip cost.
- Travel Insurance for Flights - Whether the airline loses your bags, your flight gets delayed or cancelled, or a host of other unexpected issues, having travel insurance can provide financial protection when something goes wrong. iTravelInsured LX insurance covers Up to $250 per day per person($2,500 max per person).
- Cancel For Any Reason Insurance (CFAR) - Cancel For Any Reason coverage is a travel insurance benefit that allows you to get partially reimbursed for cancelling a trip for a reason not otherwise covered under your plan. You can quite literally cancel a trip for any reason, and still get some of your money back. iTravelInsured LX trip plan covers up to 75% of non-refundable trip cost.
- Travel Insurance for Pet Owners - We understand pets are like family, which is why we’ve designed some travel protection plans to include benefits specifically for pet owners. We also understand it's just as important to look out for your pets when you're not traveling, which is why we've partnered with Fetch, so you can give your dog or cat the care they need without ever worrying about the cost. This plan covers $100 per day with $500 maximum per pet.
- Medical Evacuation and Repatriation of Remains - It may provide coverage and assistance for an approved, medically equipped flight to return home, or the repatriation of mortal remains to the insured's primary residence country. iTravelInsured Travel LX trip cancellation insurance covers up to $1,000,000.
What non-insurance emergency travel services are covered by iTravelInsured LX travel insurance?
After buying the Itravel insured LX trip protection insurance we get 24/7 access to IMG world class customer service while on your trip, including the following emergency travel assistance services designed to give global peace of mind.
- Emergency travel arrangements
- Medical referral
- Loss passport/travel document assistance
- 24 – hour medical monitoring
- Lost Luggage assistance
- Emergency cash transfer
- Legal referrals
- Emergency translations
- Emergency prescription replacement
What are the plan benefits of iTravelInsured Travel LX insurance?
-
Trip Cancellation help Up to 100% of the non-refundable insured trip cost Trip Interruption help 150% of trip cost Optional Cancel for Any Reason (CFAR)** help 75% of non-refundable insured trip cost Optional Trip Interruption For Any Reason (IFAR)** help 75% of non-refundable insured trip cost Travel Delay help Up to $250 per day per person($2.5k max per person) Change Fee help Up to $300 per person Frequent Traveler Reward Up to $75 per person Rental Car Damage and Theft Coverage help Up to $40k per covered vehicle Missed Trip Connection help Up to $125 per day($500 max per person) Traveling Companion Bedside Companion Daily Benefit Up to $200 per day($1k max per person) Pet Kennel $100 per day ($500 max per pet) Medical Evacuation and Repatriation of Remains Benefit help Up to $1M per person Return Transportation Included Transportation of Children/Child Included Bedside Visit Transportation to Join You Included Hospital of Choice Included Search and Rescue Up to $10k per person Political or Security Evacuation and Natural Disaster Evacaution $50k -
Common Carrier Accidental Death help $100k Exposure Included Disappearance Included Accident & Sickness Medical and Dental Expense help Up to $500k per person Dental Expense Sublimit $1k per trip Coverage Type Primary
**These (CFER/IFAR) benefits can only be purchased at the time the base plan is purchased. These beefits are bundled together and cannot be purchased separately. Not available to NY residents.
What is the best travel insurance with theft gear coverage?
American travel insurance coverage for theft gear often include coverage for lost, stolen, or damaged personal belongings, which can include gear such as cameras, laptops, sports equipment, and other valuables. At American Visitor Insurance best travel insurance coverage for theft gear is offered by popular comprehensive plans from top rated insurance providers.
IMG trip cancellation insurance - FAQ's
The trip cancellation insurance coverage starts on the day following the purchase of the policy. The trip cancellation insurance plan will cover the traveler for factors such as trip cancellation even before the departure date of the trip.
Yes, one can cancel the IMG plan if there is no claim on the policy and if the traveler :
- Requests for cancellation is made within the 10 day free look period after buying the insurance
- Requests for cancellation before the start of the trip
The trip costs will include all non-refundable expenses such as the airline ticket costs, cruise expenses, hotel booking costs. In the event of an unplanned cancellation of the trip, these expenses which would otherwise be lost will be covered by the IMG trip cancellation plans.
No, the IMG plans are not renewable.
Trip cancellation coverage is available if the entire trip is cancelled even before the start of the trip (this is even before the trip start date). Trip interruption coverage is applicable only after the start of the trip. Trip interruption comes is applicable if the trip is cancelled for a valid covered reason (unless you have the Travel LX plan which covers CFAR), after the start of the trip and here the insured traveler has to return to his/her home country.
You compare the coverage differences between the three IMG plans IMG travel insurance Comparision
There isn’t a specific “accommodation” benefit, but benefits could apply under IMG travel Insurance’s Travel Delay benefit. Travel delay would reimburse up to the per day, per person policy limit (varies between plans) for additional meals, accommodations, and local transportation expenses. A requirement to quarantine is a covered event under each of these benefits. In addition, if medical treatment is sought due to symptoms, the medical expense benefit would apply as well. Benefits would apply to an insured traveler OR a travel companion.
A pre-existing condition waiver is a benefit offered by some trip protection insurance plans. It may provide coverage for certain pre-existing medical conditions during the trip, provided enrollment deadlines are met and the insured is not disabled from traveling when the premium is paid.
Primary coverage is a type of coverage included in the plan that allows claims to be filed directly with the travel insurance provider, eliminating the need for involvement from the traveler’s health insurance company. Primary coverage in travel insurance means your policy is the first to cover eligible expenses, such as medical costs or trip cancellations. With primary coverage, you don’t have to rely on other insurance, like health insurance or credit cards, making the claims process easier and faster.
Yes. iTravelInsured Travel LX Trip protection insurance covers optional cancel for any reason up to 75% of non-refundable trip cost(not available in NY state)
Yes. If cancelled within 10 days from the plan effective date, as long as your trip departure date has not occurred and you have not filed a claim.
The iTravelInsured LX insurance plan covers Cancel for any reason, Interruption for any reason, Trip Cancellation, Trip Interruption, Trip Delay, Baggage Loss and Theft, Rental Car Damage, Missed Trip Connection, Pet kennel, Search and Rescue, Accidental Death and Dismemberment, Repatriation of Remains, Accident and Sickness Medical and Dental Expenses, and more.
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How do I file a claim with iTravelInsured travel LX insurance?
To file a claim with iTravelInsured travel LX insurance, follow these steps:
- Download the Claims Form: Access the iTravelInsured travel LX insurance claims form online.
- Contact Customer Support: Call the toll-free number 1-800-628-4664 for guidance or assistance.
- Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Claims Department:
- Mailing Address: International Medical Group, P.O. Box 9162, Farmington Hills, MI 48333.
- Email Assistance: For additional help or inquiries, email customercare@imglobal.com.
Resourceful links for IMG iTravelInsured Travel LX travel insurance
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