Study USA Coronavirus Insurance for Covid19

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Study USA insurance Covid - Study USA insurance coverage for Coronavirus

Covid student health insurance by Study USA (Plus, Preferred and Platinum plans ONLY) offers international student health insurance with coronavirus coverage for students outside their home country.

Study USA Health Insurance provides affordable student medical insurance to foreign students studying in the US and to US registered students studying abroad. This flexible, comprehensive plan is tailored to the specific needs of students and their dependents. Study USA international student health insurance meets the health insurance requirements for international students at many universities. Upon purchase we can complete the insurance waiver form of US universities and send it to the International Students' Office.

Plan benefits of Study USA insurance, Study USA HealthCare Review

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Study USA Basic Plan Maximum $100,000 Deductible BUY NOW	Study USA Standard Plan Maximum $100,000 Deductible BUY NOW	Study USA Preferred Plan Maximum $300,000 Deductible BUY NOW	Study USA Platinum Plan Maximum $500,000 Deductible BUY NOW
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» Study USA Brochure » Basic Detailed Description	» Study USA Brochure » Standard Detailed Description	» Study USA Brochure » Preferred Detailed Description	» Study USA Brochure » Platinum Detailed Description
COVID-19
No Coverage	Covered as any other illness	Covered as any other illness	Covered as any other illness
Pre-existing Conditions Waiting Period
No Coverage	$500 maximum per certificate period; 12 months waiting period	12 months waiting period	6 months waiting period
Maximum per injury or illness
$100,000	$100,000	$300,000	$500,000
Overall Maximum Limit
$200,000	$200,000	$600,000	$3,000,000
Deductible (except emergency room)
$250 in network / $500 out of network	$100 in network / $250 out of network	$50 in network / $150 out of network	$25 in network / $100 out of network
ER Deductible
$500 per incident	$350 per incident	$250 per incident	$100 per incident
Coinsurance inside the U.S.
In network: 80% after deductible, up to overall maximum limit Out of Network: Plan pays 100%	In network: 80% after deductible, up to overall maximum limit Out of Network: Plan pays 100%	In network: 80% after deductible, up to $25,000, then overall maximum limit Out of Network: Plan pays 100%	In network: 80% after deductible, up to $10,000, then overall maximum limit Out of Network: Plan pays 100%
Coinsurance outside the U.S.
Plan pays 100%	Plan pays 100%	Plan pays 100%	Plan pays 100%
Local Ambulance
$300 per injury or illness	$350 per injury or illness	$350 per injury or illness	$350 per injury or illness
Prescription Drugs
For outpatient prescription 50% of actual charges	$30 deductible for generic drugs $100 deductible for brand name	$15 deductible for generic drugs $50 deductible for brand name	$15 deductible for generic drugs $30 deductible for brand name
Wellness
Not Avaliable	100% of one routine physical exam per member	100% of one routine physical exam per member	100% of one routine physical exam per member
Dental Treatment due to Accident
Not Available	Not Available	$1,000 maximum per certificate period	$1,000 maximum per certificate period
Dental Treatment due to Alleviate pain
Not Available	Not Available	$100	$100
Intercollegiate Interscholastic, Intramural or club sports
Not Available	Not Available	Not Available	Optional Buy-Up: $10,000
Terrorism
Not Available	Not Available	Up to $50,000 lifetime maximum	Up to $50,000 lifetime maximum
Accidental Death and Dismemberment
Not Available	Up to $5,000 lifetime maximum	Up to $25,000 lifetime maximum	Up to $25,000 lifetime maximum
Emergency Reunion
Up to $1,500, maximum of 15 days	Up to $2,500, maximum of 15 days	Up to $2,500, maximum of 15 days	Up to $5,000, maximum of 15 days
Emergency Medical Evacuation
$50,000 lifetime maximum	$250,000 lifetime maximum	$500,000 lifetime maximum	$500,000 lifetime maximum
Sports & Activities - Leisure, Recreational, Entertainment, or Fitness
Up to the overall maximum limit	Up to the overall maximum limit	Up to the overall maximum limit	Up to the overall maximum limit
Outpatient Treatment
Up to the overall maximum limit	Up to the overall maximum limit	Up to the overall maximum limit	Up to the overall maximum limit
Mental Health Disorders (excludes drug abuse and alcohol abuse)
Treatment must not be provided at a student health center. Outpatient: $50 maximum per day, $500 maximum. Inpatient: Up to $5,000	Treatment must not be provided at a student health center. Outpatient: $50 maximum per day, $500 maximum. Inpatient: Up to $5,000	Treatment must not be provided at a student health center. Outpatient: $50 maximum per day, $500 maximum. Inpatient: Up to $10,000	We will pay: Within the PPO: 80% of eligible expenses, after the deductible, up to the overall maximum. Outside the PPO: Usual, reasonable, and customary up to the overall maximum. You may be responsible for any charges exceeding the payable amount. Outside the U.S.: 100% coinsurance, after the deductible, up to the overall maximum. Outpatient: Maximum of 30 visits. Inpatient: Maximum of 30 days. Treatment must not be provided at a student health center.
Maternity Care for a Covered Pregnancy
Not Available	We will pay: Within the PPO: 80% of eligible expenses, after the deductible, up to $8,000. Outside the PPO: Usual, reasonable, and customary up to $8,000. You may be responsible for any charges exceeding the payable amount. Outside the U.S.: 100% coinsurance, after the deductible, up to $8,000	We will pay: Within the PPO: 80% of eligible expenses, after the deductible, up to $15,000. Outside the PPO: Usual, reasonable, and customary up to $15,000. You may be responsible for any charges exceeding the payable amount. Outside the U.S.: 100% coinsurance, after the deductible, up to $15,000.	We will pay: Within the PPO: 80% of eligible expenses, after the deductible, up to $25,000. Outside the PPO: Usual, reasonable, and customary up to $25,000. You may be responsible for any charges exceeding the payable amount. Outside the U.S.: 100% coinsurance, after the deductible, up to $25,000.
Nursery Care of Newborn
Not Available	Up to $250 - not subject to coinsurance	Up to $750 - not subject to coinsurance	Up to $750 - not subject to coinsurance
Therapeutic Termination of Pregnancy
Not Available	Up to $500 - not subject to coinsurance	Up to $500 - not subject to coinsurance	Up to $500 - not subject to coinsurance
Personal Liability
Not Available	Not Available	Not Available	Up to $150,000 lifetime maximum Up to $150,000 third person injury Up to $150,000 third person property $1,500 related third person property - not subject to deductible, coinsurance, or overall maximum limit
Repatriation of Remains
Up to $25,000 lifetime maximum	Up to $25,000 lifetime maximum	Up to $25,000 lifetime maximum	Up to $50,000 lifetime maximum

Study USA HealthCare Insurance plan highlights, Study USA international student insurance

Overall Maximum Limit^?: $100,000, $300,000, $5,000,000 per injury or illness;
Insurance Provider: Travel Insurance Services
Plan Name: Study USA
Insurance Carrier: HCC
Study USA Insurance satisfies J1 visa requirements
J1 Visa requirements
Maximum medical benefits of at least $100,000 per accident or illness.

Repatriation of remains coverage of $25,000.

$50,000 coverage for expenses associated with the medical evacuation of the exchange visitor to his or her home country.

A deductible not to exceed $500 per accident or illness.

Study USA travel insurance Rating

AM Best Rating: "A" (Excellent)

Study USA travel insurance Underwriter

Underwritten by HCC Lloyd’s Syndicate 4141

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COMPARATIVE ADVANTAGES
Study USA Insurance Covid19 travel insurance by Travel Insure for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

Offers coverage to F2 visa holders only if the F1 visa holders are covered under this plan.

Comprehensive coverage plan with benefits per incident.

This plan covers international students studying in US and US students studying outside the US.

Meets J1 Visa requirements.

Option for family coverage.

This plan meets most of the requirements set by Department of State, Immigration and naturalization services, NAFSA and university study abroad programs.

Initially can be purchased for one year and can be renewed later.

Policy has to be renewed within 30 days following the end of their current coverage period to avoid a lapse in coverage.

This plan covers for repatriation of remains, medical evacuation, AD&D, mental or nervous disorders and alcohol & substance abuse benefits, concierge services, dental treatment, therapeutic termination of pregnancy and ID theft service.

Offers coverage for pregnancy of an insured student or enrolled spouse if the conception of pregnancy occurs after the effective date of coverage.

Copay for prescription drugs - After you pay the deductible, $10 for generic and $20 for brand names.

For medical expenses up to $25,000, coinsurance within the network or outside the US, plan pays 80% and then pays up to 100% of covered expenses. Coinsurance out of the PPO network, plan pays 70% of the eligible medical expenses.

Waiver of deductible if medical service is first received from the student health center.

Round the clock emergency assistance for medical services, arranging communication between insured, insured family, doctors, legal emergencies etc.

Only student plan that covers 100% 1 wellness exam per year

Offers comprehensive coverage for students with M1 visa taking part in vocational training.
Disadvantages
DISADVANTAGES
The benefit for US students studying abroad is only $5000 for mental or nervous disorders and alcohol & substance abuse benefits

It does not cover the pregnancy of a dependent child.
Comprehensive
COMPREHENSIVE PLAN
Comprehensive plan provides exhaustive coverage when compared to fixed or scheduled benefit plans. The plan pays for all expenses after the deductible and co-insurance component. The plan is recommended given the high costs of health care arouond the world. The plan is worth every penny of premium paid in the event of catastrophic medical emergencies.

These plans do not have benefit limits based on the type of medical expense.

Benefits for covered medical expenses go all the way up to the plan maximum (less deductible and co-insurance)
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Study USA Insurance, Health insurance for international students studying in the USA - FAQs

Does Study USA Insurance cover covid illness?

Travel Insure Covid19 travel insurance by Study USA Insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

How do I get the college waiver form for Study USA?

After purchasing Study USA insurance, please fill in your portion of the information in the college waiver form and sign it. The form has to be sent to Travel insurance Services either though fax at (610) 537-9851 or through email it to susaforms@travelinsure.com. Travel Insurance Services will complete the form and fax it back to the school within one business day.

Can I buy Study USA if I am already outside my home country and studying?

Yes, you can buy Study USA insurance as long as you satisfy the eligibility requirements.

Can the Study USA insurance plan be renewed?

Yes, the Study USA plan can be renewed up to a period of 4 years as long as the eligibility requirements are satisfied.

How do I renew my coverage?

The Study USA plan can be renewed before the existing policy expires. You can renew the plan at
Study USA Renewal

While renewing the Study USA plan, can an eligible dependent be added?

Yes, an eligible spouse or child can be added to the plan while renewing it.

How does the insurance cover my expenses whether I treated in the student health center, inside a PPO network or outside PPO network?

For Non US students in USA
Treatment at the student health center can enjoy the in-network benefit.
Treatment within the PPO network - Expenses are covered at a lower deductible and coinsurance than when you get treated outside network.
The student can also visit any doctor or hospital by contacting the Emergency Assistance Company who will help you find a doctor or hospital.

For US students studying outside USA
Treatment at student health center or any doctor or hospital can enjoy the in-network benefit.
If treated at a student health center first can waive the deductibles.
The student can also visit any doctor or hospital by contacting the Emergency Assistance Company who will help you find a doctor or hospital.
International Network Providers

Are pre-existing conditions covered by Study USA?

Yes, pre-existing conditions are covered after a waiting period of a minimum of 6 months

Is pregnancy covered by Study USA?

Yes, pregnancy is covered if the conception occurs after the plan effective date.
No coverage for pregnancy of the dependent child.

Does Study USA cover travel outside US?

Yes Study USA offers worldwide coverage for students outside their home country.
For every 3 months of coverage, Study USA offers 15 days of coverage in the home country.

What are the hospitalization expenses that must be pre-certified?

The following expenses must always be pre-certified:

Inpatient care
Any Surgery or Surgical Procedure
Care in an Extended Care Facility
Home Nursing Care
Durable Medical Equipment
Artificial limbs
Computerized Tomography (CAT Scan)
Magnetic Resonance Imaging (MRI)
Maternity
Newborn care

If there are no in-network doctors or hospitals in my area, where can I get the treatment?

You can use an out-of network doctor or and out-of network benefits will be paid.

If there are changes in my policy how do I get it corrected?

The corrections can be sent to susa@travelinsure.com, or by fax or mail and they will confirm the corrections.
Please send the applicant's name, a daytime phone number and reference your Transaction Number.
Contact Information:
Email: susa@travelinsure.com
Fax: 610-537-9828
Mail: Travel Insurance Services
3070 Riverside Drive
Columbus, OH 43221
USA
If there is a rise in premium, payment can be done by fax or mail. When sending credit card details, please include the credit card number, expiration date, security code, and a statement authorizing Travel Insurance Services to charge the additional amount.

Travel Insure - Provider network and how to find hospital or doctor?

Travel Insure maintains a wide network of health care providers. There are 2 options: First Health care network and United health care.
You can choose your provider of your choice. You need to check your insurance card to find any one of the below 2 logos:

If you are traveling to the U.S. and you are GDPR residents then click here to read more
If you are traveling to the U.S. and you are NON-GDPR residents then click here to read more

Travel Insure international student health insurance for Coronavirus

Covid student health insurance by Study USA (Plus, Preferred and Platinum plans ONLY) offers international student health insurance with coronavirus coverage for students outside their home country.

Travel insure Covid19 travel insurance renewal or extension of insurance

During this pandemic, many students may be stuck in their destination country and unable to fly home due to travel restrictions. Students enrolled in the Study USA plans and they need to extend their stay in the U.S. until they can get a flight, they can extend their insurance policy accordingly.

To extend a Study USA policy, please renew Study USA insurance online.

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Study USA Coronavirus Insurance for Covid19

Study USA insurance Covid - Study USA insurance coverage for Coronavirus

Plan benefits of Study USA insurance, Study USA HealthCare Review

Study USA HealthCare Insurance plan highlights, Study USA international student insurance

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Study USA Insurance, Health insurance for international students studying in the USA - FAQs

Travel Insure - Provider network and how to find hospital or doctor?

Travel Insure international student health insurance for Coronavirus

Travel insure Covid19 travel insurance renewal or extension of insurance

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