Travel Insure

Study USA Coronavirus Insurance for Covid19

Study USA insurance Covid - Study USA insurance coverage for Coronavirus

Covid student health insurance by Study USA (Plus, Preferred and Platinum plans ONLY) offers international student health insurance with coronavirus coverage for students outside their home country.
Study USA Health Insurance provides affordable student medical insurance to foreign students studying in the US and to US registered students studying abroad. This flexible, comprehensive plan is tailored to the specific needs of students and their dependents. Study USA international student health insurance meets the health insurance requirements for international students at many universities. Upon purchase we can complete the insurance waiver form of US universities and send it to the International Students' Office.

Plan benefits of Study USA insurance, Study USA HealthCare Review

Age
Spouse
Start Date
End Date
Coverage
Citizenship
Study USA Basic
Plan Maximum
$100,000
Deductible
Study USA Standard
Plan Maximum
$100,000
Deductible
Study USA Preferred
Plan Maximum
$300,000
Deductible
Study USA Platinum
Plan Maximum
$500,000
Deductible
Brochure & Details links
COVID-19
No Coverage Covered as any other illness Covered as any other illness Covered as any other illness
Pre-existing Conditions Waiting Period
No Coverage $500 maximum per certificate period; 12 months waiting period 12 months waiting period 6 months waiting period
Maximum per injury or illness
$100,000 $100,000 $300,000 $500,000
Overall Maximum Limit
$200,000 $200,000 $600,000 $3,000,000
Deductible (except emergency room)
$250 in network / $500 out of network $100 in network / $250 out of network $50 in network / $150 out of network $25 in network / $100 out of network
ER Deductible
$500 per incident $350 per incident $250 per incident $100 per incident
Coinsurance inside the U.S.
In network: 80% after deductible, up to overall maximum limit
Out of Network: Plan pays 100%
In network: 80% after deductible, up to overall maximum limit
Out of Network: Plan pays 100%
In network: 80% after deductible, up to $25,000, then overall maximum limit
Out of Network: Plan pays 100%
In network: 80% after deductible, up to $10,000, then overall maximum limit
Out of Network: Plan pays 100%
Coinsurance outside the U.S.
Plan pays 100% Plan pays 100% Plan pays 100% Plan pays 100%
Local Ambulance
$300 per injury or illness $350 per injury or illness $350 per injury or illness $350 per injury or illness
Prescription Drugs
For outpatient prescription 50% of actual charges $30 deductible for generic drugs
$100 deductible for brand name
$15 deductible for generic drugs
$50 deductible for brand name
$15 deductible for generic drugs
$30 deductible for brand name
Wellness
Not Avaliable 100% of one routine physical exam per member 100% of one routine physical exam per member 100% of one routine physical exam per member
Dental Treatment due to Accident
Not Available Not Available $1,000 maximum per certificate period $1,000 maximum per certificate period
Dental Treatment due to Alleviate pain
Not Available Not Available $100 $100
Intercollegiate Interscholastic, Intramural or club sports
Not Available Not Available Not Available Optional Buy-Up: $10,000
Terrorism
Not Available Not Available Up to $50,000 lifetime maximum Up to $50,000 lifetime maximum
Accidental Death and Dismemberment
Not Available Up to $5,000 lifetime maximum Up to $25,000 lifetime maximum Up to $25,000 lifetime maximum
Emergency Reunion
Up to $1,500, maximum of 15 days Up to $2,500, maximum of 15 days Up to $2,500, maximum of 15 days Up to $5,000, maximum of 15 days
Emergency Medical Evacuation
$50,000 lifetime maximum $250,000 lifetime maximum $500,000 lifetime maximum $500,000 lifetime maximum
Sports & Activities - Leisure, Recreational, Entertainment, or Fitness
Up to the overall maximum limit Up to the overall maximum limit Up to the overall maximum limit Up to the overall maximum limit
Outpatient Treatment
Up to the overall maximum limit Up to the overall maximum limit Up to the overall maximum limit Up to the overall maximum limit
Mental Health Disorders (excludes drug abuse and alcohol abuse)
Treatment must not be provided at a student health center.
Outpatient: $50 maximum per day, $500 maximum.
Inpatient: Up to $5,000
Treatment must not be provided at a student health center.
Outpatient: $50 maximum per day, $500 maximum.
Inpatient: Up to $5,000
Treatment must not be provided at a student health center.
Outpatient: $50 maximum per day, $500 maximum.
Inpatient: Up to $10,000
We will pay: Within the PPO: 80% of eligible expenses, after the deductible, up to the overall maximum.
Outside the PPO: Usual, reasonable, and customary up to the overall maximum. You may be responsible for any charges exceeding the payable amount.
Outside the U.S.: 100% coinsurance, after the deductible, up to the overall maximum.
Outpatient: Maximum of 30 visits.
Inpatient: Maximum of 30 days.
Treatment must not be provided at a student health center.
Maternity Care for a Covered Pregnancy
Not Available We will pay:
Within the PPO: 80% of eligible expenses, after the deductible, up to $8,000.
Outside the PPO: Usual, reasonable, and customary up to $8,000. You may be responsible for any charges exceeding the payable amount.
Outside the U.S.: 100% coinsurance, after the deductible, up to $8,000
We will pay:
Within the PPO: 80% of eligible expenses, after the deductible, up to $15,000.
Outside the PPO: Usual, reasonable, and customary up to $15,000. You may be responsible for any charges exceeding the payable amount.
Outside the U.S.: 100% coinsurance, after the deductible, up to $15,000.
We will pay:
Within the PPO: 80% of eligible expenses, after the deductible, up to $25,000.
Outside the PPO: Usual, reasonable, and customary up to $25,000. You may be responsible for any charges exceeding the payable amount.
Outside the U.S.: 100% coinsurance, after the deductible, up to $25,000.
Nursery Care of Newborn
Not Available Up to $250 - not subject to coinsurance Up to $750 - not subject to coinsurance Up to $750 - not subject to coinsurance
Therapeutic Termination of Pregnancy
Not Available Up to $500 - not subject to coinsurance Up to $500 - not subject to coinsurance Up to $500 - not subject to coinsurance
Personal Liability
Not Available Not Available Not Available Up to $150,000 lifetime maximum
Up to $150,000 third person injury
Up to $150,000 third person property
$1,500 related third person property
- not subject to deductible, coinsurance, or overall maximum limit
Repatriation of Remains
Up to $25,000 lifetime maximum Up to $25,000 lifetime maximum Up to $25,000 lifetime maximum Up to $50,000 lifetime maximum

Study USA HealthCare Insurance plan highlights, Study USA international student insurance

  • Overall Maximum Limit?: $100,000, $300,000, $5,000,000 per injury or illness;
  • Insurance Provider: Travel Insurance Services
  • Plan Name: Study USA
  • Insurance Carrier: HCC
  • Study USA Insurance satisfies J1 visa requirements

Study USA travel insurance Rating
  • AM Best Rating: "A" (Excellent)
underwriters Study USA travel insurance Underwriter
  • Underwritten by HCC Lloyd’s Syndicate 4141
AVI customer service

NEED HELP? Contact Us
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  +1-(877)-340-7910

Study USA Links

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  • Disadvantages
  • Comprehensive
  • Claims
  • Renewal
  • Provider Network

Study USA Insurance, Health insurance for international students studying in the USA - FAQs

Travel Insure Covid19 travel insurance by Study USA Insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

How do I get the college waiver form for Study USA?

After purchasing Study USA insurance, please fill in your portion of the information in the college waiver form and sign it. The form has to be sent to Travel insurance Services either though fax at (610) 537-9851 or through email it to susaforms@travelinsure.com. Travel Insurance Services will complete the form and fax it back to the school within one business day.

Yes, you can buy Study USA insurance as long as you satisfy the eligibility requirements.

Yes, the Study USA plan can be renewed up to a period of 4 years as long as the eligibility requirements are satisfied.

The Study USA plan can be renewed before the existing policy expires. You can renew the plan at
Study USA Renewal

Yes, an eligible spouse or child can be added to the plan while renewing it.

For Non US students in USA
Treatment at the student health center can enjoy the in-network benefit.
Treatment within the PPO network - Expenses are covered at a lower deductible and coinsurance than when you get treated outside network.
The student can also visit any doctor or hospital by contacting the Emergency Assistance Company who will help you find a doctor or hospital.

For US students studying outside USA
Treatment at student health center or any doctor or hospital can enjoy the in-network benefit.
If treated at a student health center first can waive the deductibles.
The student can also visit any doctor or hospital by contacting the Emergency Assistance Company who will help you find a doctor or hospital.
International Network Providers

Yes, pre-existing conditions are covered after a waiting period of a minimum of 6 months

Yes, pregnancy is covered if the conception occurs after the plan effective date.
No coverage for pregnancy of the dependent child.

Yes Study USA offers worldwide coverage for students outside their home country.
For every 3 months of coverage, Study USA offers 15 days of coverage in the home country.

The following expenses must always be pre-certified:

  • Inpatient care
  • Any Surgery or Surgical Procedure
  • Care in an Extended Care Facility
  • Home Nursing Care
  • Durable Medical Equipment
  • Artificial limbs
  • Computerized Tomography (CAT Scan)
  • Magnetic Resonance Imaging (MRI)
  • Maternity
  • Newborn care

You can use an out-of network doctor or and out-of network benefits will be paid.

The corrections can be sent to susa@travelinsure.com, or by fax or mail and they will confirm the corrections.
Please send the applicant's name, a daytime phone number and reference your Transaction Number.
Contact Information:
Email: susa@travelinsure.com
Fax: 610-537-9828
Mail: Travel Insurance Services
3070 Riverside Drive
Columbus, OH 43221
USA
If there is a rise in premium, payment can be done by fax or mail. When sending credit card details, please include the credit card number, expiration date, security code, and a statement authorizing Travel Insurance Services to charge the additional amount.

Travel Insure - Provider network and how to find hospital or doctor?

Travel Insure maintains a wide network of health care providers. There are 2 options: First Health care network and United health care.
You can choose your provider of your choice. You need to check your insurance card to find any one of the below 2 logos:
First Health Care Provider Network    United Healthcare Provider Network

Travel Insure international student health insurance for Coronavirus

Covid student health insurance by Study USA (Plus, Preferred and Platinum plans ONLY) offers international student health insurance with coronavirus coverage for students outside their home country.

Travel insure Covid19 travel insurance renewal or extension of insurance

During this pandemic, many students may be stuck in their destination country and unable to fly home due to travel restrictions. Students enrolled in the Study USA plans and they need to extend their stay in the U.S. until they can get a flight, they can extend their insurance policy accordingly.

To extend a Study USA policy, please renew Study USA insurance online.

Related links for Study USA Health Insurance for International Students

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