Travel insurance for Asia from USA, Travel insurance Asia

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Traveler's residence
Travelers (Age)
Trip cost($)/person

Destination
Trip start date
Trip end date

Travel insurance with trip protection coverage - Highlights

Trip cancellation

Reimbursement for loss of pre-paid, non-refundable payments.

Medical evacuation

Transportation to or between hospitals as needed.

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

Lost baggage

Pays sum for lost or delayed luggage by airline.

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Age & Citizenship
Child
Residence
Destination
Start date
End date

Travel medical insurance with no trip protection - Highlights

Health care expenses

Covers medical costs for sickness or accidents during travel.

Doctor visit

Covers cost of clinic or doctor visit.

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

Medical evacuation

Transportation to or between hospitals as needed.

Repat of remains

Return of moral remains to home country or local burial.

Best travel insurance for Asia

Asia is the largest and most populous continent, covering about 30% of Earth's land area. With around 50 independent nations, Asia is home to a rich tapestry of cultures, histories, and breathtaking landscapes. Asia's rich cultural heritage, seeking to explore ancient traditions, arts, and cuisines. The continent's natural beauty captivates them, with its stunning landscapes and opportunities for outdoor activities. Historical and architectural marvels like the Taj Mahal, The Great Wall of China and Angkor Wat attract those interested in delving into the region's past.

Many US travelers also embark on spiritual journeys to Asia, visiting sacred sites and seeking enlightenment in India which is the country of origin for Hinduism and Buddhism. Asia's economic opportunities drive business-related travel, while adventurers are enticed by the continent's exotic experiences. Medical and wellness tourism is also popular, with Asia offering affordable healthcare and holistic healing practices. Overall, US citizens travel to Asia for cultural immersion, natural wonders, historical exploration, spiritual growth, business prospects, adventure, and wellness.

Find the best Asia travel insurance from USA on American Visitor Insurance, including emergency medical expenses and medical evacuation. Read the policy for exclusions and limitations and compare the best travel insurance for Asia on American Visitors insurance compare tool based on price as well as coverage benefits to find the best plan for your specific needs.

Best Covid19 travel insurance

Covid19 Travel health insurance Asia for US citizens

International travel has become more challenging due to this Covid19 pandemic. At American Visitor Insurance, we are committed to getting US citizens traveling to Asia with Covid19 Travel health insurance Asia with coronavirus coverage. Travelers can compare travel health insurance with Covid coverage by using our Compare international insurance tool.

The following USA travel insurance companies are offering Asia travel insurance with Covid coverage for US citizens :

Trawick International Insurance

Trawick International Insurance:

Trawick International offers covid travel medical insurance for coronavirus with their Safe Travel insurance plans.

  • Safe Travel Outbound insurance offered by Trawick International is ideal for US citizens traveling to Asia for Covid19 health insurance coverage.
  • Safe Travels International insurance offered by Trawick International works well for Non-US citizens traveling to Asia for Covid19 health insurance coverage. Both these travel insurance plans provide a visa letter indicating that this plans includes Asia covid travel insurance coverage.
  • Safe Travels Voyager insurance offers quarantine travel insurance coverage for accommodations due to a covered trip delay $3,000/$250 per person per day (6 hours or more) is included in the basic coverage.
  • Safe Travels Explorer insurance offers coverage for covid quarantine accommodations due to a covered trip delay $1,000/$150 per person per day (12 hours or more).
asia-quarantine

International Medical Group (IMG)

International Medical Group (IMG):

Global Underwriters

Global Underwriters:

  • Diplomat Long Term Insurance provides coronavirus travel insurance but must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses.

WorldTrips insurance

WorldTrips insurance:

Seven Corners Covid insurance

Seven Corners Covid insurance:

  • Travel Medical Plus Insurance offered by Seven Corners has covid health insurance for visitors to Asia. The Seven Corners coronavirus visitor insurance treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.

HTH Worldwide travel insurance

HTH Worldwide travel insurance:

  • Trip Protector Insurance offers travel insurance with quarantine coverage for accommodations due to a covered trip delay up to a maximum - $2,000 ($200 /day )(6 hours).

Steps to follow when traveling to Asia from USA

 Research and Plan: Start by researching the countries you wish to visit in Asia and determine the best time to travel, visa requirements, and any specific entry restrictions or travel advisories. Create a rough itinerary, considering the duration of your trip, the cities or regions you want to explore, and the activities you wish to engage in.

 Check Passport Validity: : Ensure that your passport is valid for at least six months beyond your planned departure date from Asia. If needed, renew your passport in advance to avoid any last-minute issues.

 Obtain visas: Check the visa requirements for the countries you plan to visit in Asia. Some countries offer visa-free entry or visa-on-arrival for US citizens, while others require obtaining a visa in advance. Apply for the necessary visas well ahead of your departure date to allow sufficient processing time.

 Travel insurance: It's advisable to have comprehensive travel health insurance for Asia from USA that covers medical expenses and emergency evacuation in case of unforeseen circumstances during your trip.

Tourist holiday insurance for Asia from USA

American traveler insurance including trip cancellation coverage

US citizens should consider buying travel insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.

Travelers can also include the Cancel for Any reason (CFAR) travel insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. Travel insurance provides coverage in the following ways:
  1. Non refundable cost of the trip.
  2. Unexpected medical expenses of the traveler.
  3. Loss or damage to the insured’s possessions.
Following are the trip insurance plans:

International travel health insurance from USA

Visa free travel countries for US citizens

US expatriate insurance

Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.

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Travel insurance for Asia trip, Travel insurance Asia countries

US citizens traveling to Asia

Millions of US travelers visit different Asian countries annually. These numbers have been increasing in the recent years with Japan, China, India, Israel, Malaysia, Singapore, UAE (Dubai, Abu Dhabi), Qatar, South-Korea and the Philippines being popular destinations. The most common reason if for vacationing, but many Americans travel to visit friends and family, some travel on work, but some also travel to experience different cultures and learn new skills such as Yoga and meditation in India and Tai Chi in China.

Travel insurance for US citizens

US citizens

US Citizens travelling both outside the US as well as within the country can get travel insurance coverage. US citizens travelling beyond 100 miles from their home can buy domestic travel insurance and US citizens travelling overseas can buy the best travel insurance. Travelling while it brings plenty of enjoyment also has an element of risk for sudden sickness or injury. The cost of healthcare is high and having good travel insurance is important.

The travel industry has been facing several challenges with the Covid pandemic, the Ukraine war, labor shortage in airline and airports along with severe adverse weather conditions. All these have brought about uncertainty amongst travelers, long airport security checks, delayed or cancelled flights, lost or delayed baggage, covid19 infections and Quarantine rules.

Due to these factors, even well planned itineraries may be forced to go through changes that may work out very expensive for the traveler with airline tickets, hotel stays or cruise bookings.Purchasing a popular Cruise travel insurance is recommended for a cruise holiday.

Many a time’s travelers can face circumstances that are completely out of travelers control. Travelers may face work related complications, health conditions of the traveler or family members that may force them to bring about a change in travel plans. In such situations travel insurance with cancel for any reason coverage benefit provides full flexibility to recoup the trip expenses.

US citizens travelling for a vacation should know that US Medicare and the domestic US health insurance provide little or no coverage outside US borders. While travelling, the health of the traveler is most important along with the cost of the trip itself. When older travelers are travelling any sudden illness and sickness may be a huge financial expense which will be covered by Travel insurance for US senior citizen travelers. US older travellers can also buy travel insurance with pre-existing conditions coverage for acute onset of pre-existing ailments which is prudent for senior citizens from US going abroad. The best travel insurance becomes the main cover for US citizens travelling away from the US and offers coverage to reduce the traveler’s expenses.

Does Medicare cover medical costs for US citizens traveling to Asia?

Travel insurance plans for older US travelers with Medicare coverage

Older US travelers who are enrolled in Medicare need good travel health insurance when they travel outside the United States. Travel insurance is required since Medicare offers very limited coverage outside the US borders.Travelling overseas involves risks for everyone, in particular for older travelers and the costs of medical evacuation and health care even outside the US is very expensive. In this context, buying good Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.

It is wonderful to see so many older Americans traveling to Asia. However while visiting Asia is exciting, US citizens should realise that Medicare and its supplements provide very little coverage outside US borders. There is a travel health insurance plan specifically designed for older American travelers. Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior as an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older.

The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation. Travel insure offers two plans namely Intermedical insurance and WorldMed Insurance

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cruise ship

Best travel insurance for cruises

Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.

Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.

A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer. Vacationers can shield themselves best by purchasing the Cancel for any reason travel insurance benefit. This gives the flexibility of cancellation the cruise vacation for any reason, and the traveler can get reimbursed up to 75% of the non-refundable trip expenses. The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
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Travel insurance for Asian Countries

Southeast Asian countries

Find the best South East Asian insurance plans...

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South Asia countries

Compare the best South Asian insurance plans...

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Middle eastern or West Asia

Review the best West Asian insurance plans...

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Central Asia

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Select the type of travel health insurance for visiting Asia...

 Travel insurance with Quarantine Coverage

Travel insurance for Quarantine coverage

  • Travel insurance for US Citizens and US Residents traveling outside USA
  • Provides minimum coverage of $3,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness
  • Safe Travels Voyager plan's trip delay benefit can be upgraded.
  • The base benefit is $3,000 (which is $250 per day). Traveler’s can choose $4000 ($300 per day) or $7000 ($500 per day).
  • Travel insurance for American citizens and US Residents traveling outside USA
  • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness.
  • Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
  • Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day)
  • Travel insurance for Non US Citizens and Non US Residents traveling outside their home country
  • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness
  • Travel insurance for US Citizens and US Residents
  • Provides minimum coverage of $1,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Covid19 medical expenses are covered and treated the same as any other sickness
  • Offers coverage of $50,000 for emergency medical expenses
  • Offers comprehensive trip cancellation coverage
  • Travel medical insurance coverage outside USA
  • Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days.
  • Coverage must be bought for a minimum of 30 days. Proof of quarantine mandated by physician needed.
  • Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.
  • Travel insurance for US Citizens and US Residents traveling outside US
  • Trip cancellation up to $50,000
  • Trip interruption up to 200% of trip cost
  • $500,000 medical for sickness and injury/$1,000,000 medical transportation
  • Include $2000 in travel delay benefits for quarantine/lodging.

Covid Quarantine insurance for US citizens

Despite the removal of the Covid-19 restrictions both in the US and around the globe, it is prudent for US citizens to purchase international travel insurance which will make the whole trip worry free and provide good protection for any medical or travel related expenses in case of unexpected situations.

US travelers can either buy US Covid quarantine coverage trip insurance (includes coverage for cost of the trip), or Covid quarantine travel health insurance (insures only the health of the traveler and is cheaper than trip insurance).

 Travel medical insurance to emergency medical expenses

Best travel insurance

Compare and buy the best travel insurance plans. The best international travel insurance plans specially designed to match the needs of international travelers.

Best international travel insurance for US citizens

  • Travel medical insurance for US Citizens and US Residents traveling outside USA
  • Available up to 180 days
  • Offers emergency sickness coverage up to $500,000
  • Covid-19 covered as any other sickness
  • Coverage for travelers traveling outside their home country whose destination excludes the U.S. and its territories.
  • Deductible options from $0 to $2,500
  • Policy Maximum from $50,000 to $2,000,000
  • Renewable upto 24 continuous months
  • Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
  • Patriot Platinum Insurance is best suited for travelers expecting first-class medical coverage; vacationing families; individuals up to $8 million.
  • Deductible options from $0 to $25,000
  • Policy Maximum from $1,000,000 to $8,000,000
  • Renewable upto 24 continuous months
  • Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
  • USA travel medical insurance coverage outside USA for US citizens
  • Available up to 365 days
  • Offers maximum coverage up to $2,000,000
  • Offers insurance coverage for Covid expenses
  • US travel health insurance for US citizens outside USA
  • Available from 5 days to 364 days
  • Offers maximum coverage up to $5,000,000
  • Travel Medical Choice insurance offers coverage for expenses related to COVID-19
  • Short term fixed benefit cheap travel insurance USA for US citizens outside USA
  • Plan maximum options available up to $130,000 for medical expenses
  • Offers coverage outside the US
  • Deductible options from $0 to $1,000
  • Policy Maximum from $50,000 to $150,000
  • Offers emergency medical evacuation coverage up to $500,000
  • Offers coverage for travelling outside your home country
  • It includes coverage for Covid-19 is covered as any other illness under the medical expense maximum.
  • Testing for Covid-19 will only be covered if deemed medically necessary by a physician. The antibody test and prescreening test are not covered, as they are not medically necessary. Maximum age for plan eligibility is 64.

 Expatriate heath insurance for living outside home country

Best Expat insurance, Best Expatriate insurance

Compare and buy the best Expatriate insurance plans. Expat insurance is long term comprehensive global medical insurance for expats living outside their home country.

Expat insurance plans

  • Ideal for US expatriates and for those global citizens living and working outside their home country.
  • Xplorer Premier Insurance provides unlimited annual and lifetime medical maximum.
  • It covers pre-existing conditions with creditable coverage

 Trip cancellation insurance for trip investment expenses

Best trip cancellation insurance, Best trip protection insurance

Trip cancellation plans are designed to insure both the health of the traveler as well as the cost of non-refundable trip expenses should the trip get cancelled or is interrupted.

Best trip cancellation insurance

  • Trip Cancellation: Up to 100% of insured trip cost
  • US Residents on domestic and worldwide trips
  • Travel SE Covid Quarantine Benefit: Travel SE plan offers Coverage for accommodations due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of insured trip cost
  • US Residents on domestic and worldwide trips
  • Travel LX Covid Quarantine Benefit: Travel LX plan offers Coverage for accommodations due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of insured trip cost
  • Inexpensive coverage for trip cancellation & interruption
  • Travel Lite Covid Quarantine Benefit: Travel Lite plan offers Coverage for accommodations due to a covered Trip Delay $500/$125 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • Up to 100% of Trip Cost Insured
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Trip Cost: Up to a Maximum of $30,000.
  • Maximum Trip Length 90 Days
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Offered by Trawick International and is highly rated.
  • You can add a "Cancel for Any Reason" waiver onto the plan.
  • It can cover trips up to 90 days long.
  • Cancellation of policy must be purchased within 10 days of the initial trip deposit date.
  • Trip Cancellation: Basic - $15,000 Max
  • Trip Cancellation: Plus - $100,000 Max
  • Trip Cancellation: Elite - $100,000 Max
  • Trip Cancellation: 100% of trip cost up to $30,000
  • Provides coverage for U.S. residents travelling outside their home country
  • Trip Cancellation: 100% of trip cost up to $100,000
  • Provides coverage for U.S. residents travelling outside their home country

 Trip cancellation insurance for Cancel for any reason

Cancel for any reason trip cancellation insurance

While some plans require that the trip is cancelled for an approved reason other plans are available with 'cancel for any reason' benefit. Unless you have purchased 'cancel for any reason' policy, there are many valid reasons to change the dates of trip or cancel it completely that will not be covered.

Cancel for any reason plans

  • Cancel For Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: 100% of trip cost up to $30,000
  • Cancel For Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: Tour cost to a maximum of $100,000
  • Cancel for Any Reason: Up to 75% of trip cost insured
  • Trip Cancellation: Up to 100% of Trip Cost
  • Cancel for Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: Up to a Maximum of $50,000. ($30,000 for travellers above 80 years)
  • Cancellation for Any Reason: 75% of the Insured Trip Cost within 21 days of trip deposit - some restrictions apply. Not available in NY or WA.
  • Trip Cancellation: Up to 100% of Trip Cost Insured

 US seniors traveler insurance, Medicare supplement international travel insurance

USA Senior Citizen travel insurance, US seniors travel insurance

Older travelers traveling outside their home country have a tough time finding good travel medical insurance to satisfy all their requirements. Here is a quick comparison of best travel health insurance for older travelers.

Travel insurance for older US travelers

  • The GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip
  • It is an affordable international travel health insurance for US citizens.
  • It offers coverage for medical and evacuation expenses for short trips.
  • It is available up to 12 months
  • It is an renewable long term international travel health insurance for US citizens.
  • It offers coverage for medical and evacuation expenses.
  • It is available up to 12 months.

 Annual travel insurance, Yearly travel insurance

Best Annual travel insurance, Best yearly travel insurance

Annual travel insurance cover multiple trips within an annual insurance plan. Annual insurance plans are ideal for businessmen and corporate travelers as there is no need to buy travel insurance every time they travel and are cheaper than buying several single trip travel insurance plans.

Annual Travel Plans

  • Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year.
  • Covers non US Citizens travelling multiple times annually outside their home country
  • Trekker Essential Insurance offers maximum coverage of $50,000 for sickness and accidents.
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30 or 45 days per trip
  • Available for US residents only up to age 81 years
  • Maximum trip length is 30 days per trip
  • Voyager Annual (offered by USI Travel Insure) covers US citizens in and out of the US at least 100 miles away from home.
  • It does not cover trip cancellation but can be used for 90 days at a time within a year and is great for frequent travelers.
  • Take an unlimited number of Covered Trips during the 364 day Policy period
  • Covers domestic and international trips - up to 90 days each
  • Offers two plan levels namely Silver and Gold offer options for different needs and budgets
  • Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment.
  • The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation
Compare Annual Multitrip plans

Review and compare the best Annual insurance.

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Types of US travel insurance

Single Trip Travel Insurance

Compare and Buy Best US Single trip travel Insurance for travel within the US and overseas

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Single Trip vs MultiTrip Travel Insurance

Compare Single trip vs multi trip insurance plans offered by US insurers.

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Travel health insurance for Asia, Travel insurance to Asia - FAQs

Do visitors to Asia need medical insurance? Do I need travel insurance for Asia? Does Asia require travel insurance?

Even though it might not be mandatory to have medical insurance for USA travelers to Asia. However, given the Covid pandemic, the war in Ukraine, international travel has become more uncertain with disrupted flights and pandemic restriction, it is very important to buy good short term travel insurance from USA to the Asia to insure oneself against being forced to pay for unexpected expenses and healthcare facilities while on a vacation.

At American visitor insurance we offer Covid travel insurance for US citizens which work well as health insurance for US visitors to Asia. International travelers can compare different health insurance for visitors in Asia and buy the best travel insurance for the Asia according to their specific USA to Asia travel insurance requirements.

Is Covid travel insurance mandatory for Asia?

Asia Covid travel insurance requirements

Travel insurance for Asia is recommended during the covid as it is uncertain and if anything goes wrong during the travel like sudden sickness of trip delays, cancellation, baggage loss. Covid travel insurance for Asia will assure adequate coverage for most of the expenses. Following are the Asia travel insurance plans satisfying requirements for US citizens.

Travel Insurance Plans:
  • Safe Travels Voyager Insurance Offers quarantine travel insurance coverage for accommodations due to a covered Trip Delay $3,000/$250 per person per day (6 hours or more) is included in the basic coverage.
  • Safe Travels Explorer Insurance Offers Coverage for quarantine accommodation due to a covered Trip Delay $1,000/$150 per person per day (12 hours or more).
  • Travel SE Insurance Travel SE plan is a primary travel insurance that covers the quarantine due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
  • Travel LX Insurance Travel LX plan offers primary travel insurance coverage for quarantine due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
  • Trip Protector Insurance Offers travel insurance with quarantine coverage for accommodation due to a covered Trip Delay up to a maximum - $2,000 ($200 /day )(6 hours).

Does Medicare cover older Americans traveling to Asia? Does Medicare cover costs in Asia?

Medicare will not cover US citizens traveling to Asia. Medicare will cover eligible older Americans only within the US borders. All the 50 US states, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, the Northern Mariana Islands, and American Samoa are considered part of the U.S and accept US Medicare.

However, Medicare will not pay for health care services outside these US territories or traveling in a ship and when the ship is more than 6 hours away from the US port. The Medicare prescription drugs plan also does not offer coverage for the drugs purchased outside the United States.

Does Asia travel insurance cover Covid19 illness?

There are some USA Covid travel insurance plans available for travel to Asia that cover Covid19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These US covid travel insurance plans are available for visitors from Asia to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

Do I need travel insurance for Asian countries?

Yes, it is strongly recommended that you buy travel insurance for Asia trip. Health Care is very expensive in most nations and not having good travel insurance for Southeast Asia can be financially disastrous. Having the best travel insurance for Asia can be a huge relief which comes in handy during any major unexpected sickness or injury while in a foreign country.

International travelers should compare travel insurance for Asia plans and buy the best travel insurance for Asia to have a safe stay outside their home country.

How much does a travel medical insurance cost?

The cost of good travel insurance for Asia depends mainly on the following factors; The age of the traveler, the duration of travel health insurance for Asia coverage, type of Asia Travel Insurance (fixed vs comprehensive coverage), any add on coverage requirements, or the need for travel health insurance for Asia with pre-existing conditions.

Is travel insurance a good idea?

Travel insurance to Asia is not just a good idea, but a necessity! Health Care is very expensive in many Asian countries and not having travel insurance for Asia can be catastrophic. Having good travel insurance for Asia can make an Asian holiday memorable, or it can become a nightmare without Southeast Asia travel insurance for any unexpected sickness or injury while in Asia. International travelers are urged to buy travel health insurance for Asia to have a safe holiday in Asia.

Are you required to get a COVID-19 test to fly back to the U.S.?

The international travel situation remains uncertain as we are still dealing with the on-going (seemingly endless) pandemic and now the Ukraine war and a slowing economy. US travelers returning home from overseas are no longer required to have a negative Covid test, however a Covid infection can force one to stay in Quarantine outside the US. This increases the travel risks and the chance of losing non-refundable trip expenses as well as increased Quarantine expenses. Given this, it is very important to buy travel insurance with coverage for Covid19 quarantine expenses.

Do I need to get tested for COVID-19 before traveling?

Most countries no longer make it mandatory for international travelers to carry a negative covid test report or even have the Covid vaccination for entering their country. However, different countries have different rules, which change under short notice. Given the fluid international travel situation, it remains prudent to buy good international travel insurance to help overcome any adverse situation.

Do Asian countries mandate travel insurance?

No, for most Asian countries it is not a mandatory requirement, however after Covid-19 many countries have changed their regulations for people coming to their country and some of them had mandated travel insurance during the pandemic. The regulations regarding travel insurance are determined by each country's government and are subject to change over time. It's therefore important to check the specific requirements of the country you plan to visit or transit through before traveling. Some countries may require a travel insurance or will have a condition to show proof of travel insurance for being issued a certain Visa. To obtain accurate information regarding the travel insurance requirement in a particular Asian country, it is best to contact or look at the website of the embassy and consulate information of that particular country.

However, irrespective of whether travel insurance is mandatory or not, it is prudent to have good international travel insurance when you can outside your home country. International travelers can compare travel insurance on American Visitor Insurance and buy the plan that best suits their needs

What are the important features of travel insurance for Asia?

While it may not be mandatory to have travel insurance for Asian countries, it is still wise to purchase one to have a joyous stress free trip to make sure the unexpected incidents are taken care of. Listed below are some of the benefits and features that the best travel insurance for Asia:

  • Affordable Premium: Secure your trip and unexpected incidents with an affordable premium.
  • Automatic trip extension: Most of the travel insurance can be extended in case your stay in the foreign country extends up to 365 days or maximum duration of the trip.
  • Compensation in case of accidental death: The plan will offer the compensation benefit to the nominee or the beneficiary on the plan in case of unfortunate incident like death occurs.
  • Medical Coverage: The travel insurance plan covers travel and medical health or accident related emergencies, trip delay, trip interruption, loss of luggage, Medical evacuation, repatriation.
  • Cashless Claim Settlement: This is one of the important benefits that is available under the travel insurance for Asian countries.

What is covered under travel insurance for Asian countries?

The coverage of each plan varies depending on the provider and the policy chosen. However, most of the travel insurance plans provide coverage for the following:

  • Hospitalization: Emergencies due to accident and illness or urgent treatment for any pre-existing conditions under life threatening conditions.
  • Trip Cancellation and trip interruption: This kind of disturbance in the trip will not be anticipated. However, in such case, the non refundable expense which is the essential part can be reimbursed due to the cancellation of the trip or cut short the trip due to inconvenience. Trip expense can be recovered.
  • Emergency Evacuation: If you require emergency medical evacuation due to a serious illness or injury, travel insurance can cover the costs of transportation to the nearest suitable medical facility or back to your home country.
  • Baggage loss or delay: If your luggage is lost or delayed, travel insurance can provide the reimbursement charge for the item you will need during the delay or compensation for lost or damaged items
  • Personal liability: This coverage protects you if you cause accidental injury to others or damage to their property while traveling.
  • Covid-19 coverage: Coverage will be provided for hospitalization due to Covid-19.

Apart from these main benefits, please look at the brochure or the details of the plan for more information on the specific benefits that you require.

What is not covered under the travel insurance for Asian countries?

International travel insurance is protection that covers for the expenses incurred while traveling in foreign locations for a temporary period of time. However travel insurance has some restrictions and may not cover certain situations. Here are some situations which might give you an idea about the things:

  • Drug misuse: Expenses incurred during the policy period and stay, attributed to alcohol/drug abuse...will be covered.
  • World war: Any medical or non medical arising out of national or international war or nuclear perils or consequence thereof.
  • Self Inflicted Injury: Intentional self injury, attempt to suicide or any other form of harm leading to self inflicted injury.
  • Breach of law: Liability or injury expenses arising out of breach of law or particular regulation set by destination country.
  • Dental treatment and cosmetic surgeries: Unless due to acute pain, any dental treatment of surgery will not be covered

Do US citizens need travel insurance for Asia from USA?

The regular US health insurance including Medicare provide little to no health insurance coverage outside US borders. International travel insurance provides health coverage and financial protection in case of unexpected events such as medical emergencies, trip cancellations or interruptions, lost baggage, or travel delays typically. Given that travel insurance usually costs only around 5% of the total trip cost, it is very logical for US citizens traveling overseas to buy the best travel insurance for Asia. Healthcare costs can be high in Asia, and travel insurance ensures that you have medical evacuation if needed and access to good medical assistance and treatment.

What does international travel insurance to Asia from USA cover?

The travel insurance coverage will vary depending on the policy and insurance provider, but it typically includes

  • Medical expenses: Coverage for emergency medical and dental treatment, hospital stays, and medical evacuation.
  • Trip cancellation or interruption: Reimbursement for non-refundable expenses if the trip is cancelled or cut short due to covered reasons, such as illness, injury, or unforeseen circumstances.
  • Baggage loss or delay: Compensation for lost, stolen, or damaged baggage, as well as reimbursement for essential items if your baggage is delayed.
  • Travel delays: Reimbursement for additional expenses incurred due to delayed flights or other travel disruptions.
  • Emergency assistance: 24/7 travel assistance services, including access to a helpline for emergencies, coordination of medical services, and help with lost documents.

How much does Asia travel insurance from USA cost?

The cost of travel insurance can vary depending on several factors, including the duration of your trip, your age, the level of coverage you choose, and any additional add-ons or options you select. On average, travel insurance for a US citizen visiting Asia can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to obtain quotes from different insurance providers on American Visitor Insurance to compare prices and coverage options.

Are pre-existing medical conditions covered by travel insurance to Asia from USA?

Coverage for pre-existing medical conditions can vary depending on the insurance policy. Some travel insurance plans offer coverage for acute onset of a pre-existing conditions, while others may exclude them. It is important to carefully review the policy details and any exclusions or limitations related to pre-existing conditions using the comparison facility available on American Visitor Insurance.

Is travel insurance mandatory for travel to Asia from USA?

Travel insurance is not mandatory for US citizens visiting Asia. However, even if not mandatory, travel insurance for Asia is highly recommended so as to have adequate coverage in case of unexpected travel or health related emergencies. Without travel insurance, you may be personally responsible for covering the costs associated with medical emergencies, trip cancellations, or lost belongings, which can be significant.

How do I choose the right travel insurance for my trip to Asia?

When choosing travel insurance for your trip to Asia, consider the following factors

  • Coverage: Look for a policy that provides comprehensive coverage for medical expenses, trip cancellations, baggage loss, and travel delays.
  • Policy limits: Ensure that the policy limits are sufficient to cover potential expenses, such as medical treatment or emergency evacuation.
  • Exclusions: Carefully review the policy's exclusions and limitations, particularly regarding pre-existing conditions and high-risk activities.
  • Cost: Compare the prices of different insurance providers while considering the coverage and benefits they offer.
  • Customer reviews and reputation: Research the insurance provider's reputation, customer reviews, and claim handling process to ensure reliability and customer satisfaction.

When buying travel health insurance for Asia, it is important to compare travel insurance policies from multiple providers to find the best coverage at the best price. This is achieved with ease at American Visitor Insurance, where prices and benefits of the different plans are displayed in an user friendly comparison tool. As a traveler, you should also carefully review the policy's brochure and understand the exclusions that are not covered.

Steps to buy
Travel insurance to Asia online

 1: Finding the available international travel insurance plans

Complete the travel insurance quote form by providing traveler details and the insurance requirements.

 2: Compare the different travel insurance options

Compare price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the travel insurance USA you like best and review documents

Buy the plan that fits your needs and budget by using a credit card and completing the online application.

 4: Review the travel insurance plan documents received by email

Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.

Step by step travel insurance

Factors that determine the cost of international travel insurance

Age of the traveler

The travel insurance price is directly proportional to the age of the traveler. The older the traveler and higher is the cost of the travel insurance.

Type of travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.

Medical maximum coverage and deductible options

The price of travel health insurance is directly dependant on the maximum medical coverage and inversely dependant on the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for travel health insurance in some countries (USA …) is more expensive than others.

Length of travel insurance

The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits like adventure sports coverage will increase the cost of coverage.

Travel medical insurance for Asia, US tourist insurance Asia

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Travel insurance for Coronavirus Covid

Buying international travel insurance for Asia

Travel to Asia involves being away from home by quite a distance. You are in a far away continent and exposed to different cuisines, lifestyle and weather patterns. Since most domestic US health insurance plans do not extend coverage outside the USA, it is important that Americans purchase travel medical insurance while travelling so far outside the American continent. The travel insurance should cover medical evacuation and repatriation. The plans offered here are specially designed for Americans traveling outside the US.

These plans can be purchased by the travelers either before leaving USA or even after reaching their Asian destination. Travelers can shop from different insurance providers for medical insurance plans here using our compare tool. The compare tool allows travelers to get free quotes according to their travel dates and coverage selected. Travelers can make an informed decision before buying a plan online.

Travel insurance coverage

Few travel tips for Americans visiting Asia

Do not pack too much clothing while traveling to Singapore or Bangkok since apparel is inexpensive even for the designer made cloths. While traveling in China it is advisable to rent a cellphone which can provide considerable security. Likewise while visiting a temple in Vietnam be sure that the dress is not shorts, skirts or top with low neck, Vietnamese considered it as rude or offensive. Always keep the copies of your passport and insurance documents wherever you are traveling. It is prudent to keep a small health kit with commonly used medications. Also, carry a spare pair of glasses if you use them, as well as take some extra medication that you need.

Expatriate

Medical insurance for Americans travelling to Asia

Travel medical insurance coverage for Americans visiting Asian countries is important given that you are in a new environment and health care system. The insurance plans will cover the medical expenses in case of a medical emergency. The coverage details will vary depending on the plan chosen by the traveler. Some of the common medical benefits coverage for hospitalization expenses, emergency medical evacuation, repatriation of mortal remains, accidental death and dismemberment...
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Medical evacuation travel insurance for travelling to Asia

US Travelers to Asia who need coverage for expenses arising from international security evacuation, medical evacuation and repatriation can buy Medical evacuation insurance commonly called “Medevac insurance”.

The Atlas Medevac insurance from World Trips covers emergency medical evacuation for US citizens.

Plan Details  Brochure  Buy Now
Intermedical medical Evacuation
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Visitor health insurance for Asians visiting the US

There are many Asians who travel to the USA for myriad reasons such as a vacation, visiting family or for work and business. Since the healthcare cost for visitors in USA is very high, a visitor can face a financial crisis in case of a medical emergency. It is therefore advisable for Asian travelers visiting the US to buy proper visitor medical insurance with good coverage and access to health care facilities in the US.

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Balance Scale

Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

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Travel health insurance Asia, Asia travel health insurance

Visitor insurance resources

Travel medical insurance Asia resources

International travel insurance resources for Asia visa holders.

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Factors for travel insurance

Factors for travel insurance Asia online

Important factors while deciding on the best travel insurance to Asia.

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Types of visitor insurance

Types of Asia travel insurance online

Understanding different types of Asia visa travel insurance options.

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Claims Procedure

Asia travel insurance Claims Procedure

Travel insurance claims process for getting medical care in a hospital.

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Best travel insurance Asia, Trip Cancellation insurance for Asia links

Travel Insurance for Asia FAQ

FAQs about travel insurance for Asia travelers.

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Asia Travel Insurance Blog

Blog about travel health insurance Asia travelers.

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Travel Insurance to Asia Forum

Customer Queries for USA travelers to Asia travelers.

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US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

Travel insurance resources

You can find different sections of insurance types.


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