Seven Corners Cruise travel insurance
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Underwriter
United States Fire Insurance Company
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Ratings
A (Excellent) by AM Best 2023
Ideal for Ideal for domestic and international cruisers
Cruise insurance review
Cruise travel insurance protect your trip expenses, belongings, and health with travel insurance designed for domestic and international cruisers. Insurance coverage goes beyond what cruise line typically offer, providing trip protection benefits such as missed tour or cruise connection, cruise diversion, and cruise disablement.
Who is eligible for cruise insurance?
- Cruise health insurance plan is available for U.S Residents up to 99 years old for worldwide travel on trips that are 30 days or less.
- The plan will not accept a mailing address in New York (NY), Montana (MT) & Washington (WA).
When should I get a cruise insurance plan?
Whether you're cruising for a few weeks or several months, alone or with family and friends, Cruise Travel Insurance provides essential protection. Purchasing it before your trip ensures peace of mind, allowing you to enjoy your journey without worries.
Seven Corners Cruise insurance reviews
Reviews, Ratings and Experiences
I appreciated talking to a live person to resolve my issue. She was very professional and efficient. I also appreciated the fact that I was able to cancel the policy before my trip and get a full refund. This was due to unexpected circumstances. I use Seven Corners 4 or 5 times a year for all of my international trips. Thanks for the great customer service!
| Vic F
I misunderstood what I needed to do to finalize a trip change and therefore let the policy lapse before calling back. With proper documentation, they were prompt in allowing me to transfer my policy to a new trip to insure coverage. I appreciated their understanding and flexibility!
| Jennifer Hereford
Seven Corners was very helpful in getting our trip insurance for our trip. We had some problems getting there so now I’m filling out a claim for our lost vacation time. I’m assuming that Seven Corners is going to be just as helpful and fair in this process.
| Michael M
Advantages and Disadvantages of Cruise insurance
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Cruise travel insurance advantages
- Best cruise travel insurance.
- Optional cancel for any reason and interruption for any reason benefits are available up to 75% of your nonrefundable trip cost.
- Provides coverage of $250 per incident for cruise diversion or disablement, up to a maximum of $500.
- Pre-existing conditions will be waived if you buy the plan within 20 days of the date your initial trip payment or deposit is received.
- Free look up to 14 days after purchase.
- 24/7 emergency travel assistance.
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Cruise travel insurance disadvantages
- This plan is not available for Non US residents traveling to the US.
- Offers coverage up to $30,000.
How much does Cruise Travel Insurance Cost?
The Seven Corners Cruise Travel Insurance cost starts from $98 to $7,772 for 15 days trip duration. The cost varies on based on tavelers age, trip cost and Trip duration.
For Example here we are showing Seven Corners Cruse Insurance cost for 15 days trip duration.
| Travelers age |
Trip Cost $1,500 |
Trip Cost $5,000 |
Trip Cost $10,000 |
Trip Cost $30,000 |
| 0 – 34 years |
$98 |
$239 |
$450 |
$1,310 |
| 35 – 55 years |
$111 |
$275 |
$520 |
$1,523 |
| 56 – 70 years |
$151 |
$398 |
$768 |
$2,286 |
| 71 – 80 years |
$223 |
$591 |
$1,143 |
$3,409 |
| 81 – 99 years |
$674 |
$1,491 |
$2,772 |
$7,772 |
Plan details of Seven Coreners Cruise Travel insurance
An Overview of Seven Corners Cruise Insurance
Trip Inconvenience (Cruise Diversion* and Cruise Disablement*)
$250 each inconvenience up to $500.
Missed Tour or Cruise Connection
Up to $250 per day up to $1,500.
Optional Cancel for Any Reason
Up to 75% of your nonrefundable insured trip cost if you cancel for any reason.
Optional Interruption for Any Reason (IFAR)
Up to 75% of your insured trip costs if you interrupt your trip for any reason.
*Cruise Diversion: Your cruise does not stop at a scheduled port of call due to inclement weather, a natural disaster, or a machanical breakdown (not available to Missouri residents).
*Cruise Disablement: If you are confined for more than 24 hours on the cruise ship operating without one or more of the following: power, food, water or restroom facilities (not available to Missouri residents).
Seven Corners best cruise travel insurance for US travelers
Compare Seven Corners Cruise Insurance vs Cruise Line Protection
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Seven Corners Cruise Insurance |
Protection from Cruise Lines |
| Point of Service |
Manages all services in-house:
- Sales
- Customer support
- Claims
- Travel assistance
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Outsources many services:
- Cruise line – pre-departure benefits
- Travel insurance partner – post-departure benefits
- TPA – claims
- Third-party entity – travel assistance services
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| Expenses Covered |
- Cruise fare & excursions
- Airfare
- Hotels
- Additional trip costs
|
- Cruise fare & excursions
- Some packages may include airfare protection
|
| CFAR (Cancel for Any Reason) |
- Reimburses traveler up to 75% of their trip cost, giving them money back in their pocket
- No blackout periods
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- Typically provides a credit or voucher for a future cruise
- Blackout periods may limit voucher use
- Percentage of payment varies by line
|
| IFAR (Interruption for Any Reason) |
Available with Seven Corners Cruise Insurance |
Not offered by most cruise lines |
| Covered Reasons |
Has 16 covered reasons for trip cancellation and trip interruption |
Typical cruise lines have fewer than 10 covered reasons for trip cancellation and trip interruption |
Travel insurance calculator & tips
Residents of the US can consider purchasing a trip cancellation plan which insures the value invested in a trip. The cost of this insurance is primarily based on the value for which you are insuring the trip. So, a safari trip costing $15,000 per person will be more expensive to insure than a $5000 trip to Hawaii.
However, it may be important to the traveler to have this type of insurance, particularly when booking well in advance given that circumstances change and travel companies often have non-refundable deposits and costs that would be lost in the event that you could not make your trip.
Include
- Non-reimbursable deposits
- Non-reimbursable fees
- Any percentage that will not be refunded
- All non-refundable costs that you will pre-pay
- Differences in costs per person
Don’t include
- Cost of points (very few policies will reimburse points or airline miles)
- Costs not yet incurred
- Refundable costs
- Expected souvenir purchases
- Special trip equipment or supplies
- Expenses that were not pre-paid