StudentSecure Elite Coronavirus Insurance for Covid19

StudentSecure Elite student medical insurance coverage for Covid19

WorldTrips Covid19 Student health insurance by Student Secure Insurance with coronavirus coverage covers Covid19 illness for international students outside their home country.

StudentSecure Elite Insurance Cost

StudentElite Insurance
StudentSecure Elite Underwriter
StudentSecure Elite Rating
  • AM Best Rating: A++ (Superior)
  • Standard & Poor’s Rating: AA-
Certificate period maximum
Maximum benefit per injury or illness
Deductible Options?
$25 per injury or illness within PPO network, outside US or at student health center; otherwise $50 per injury or illness
StudentSecure Elite Network
PPO Network for StudentElite Plan.
Insurance Provider

StudentSecure Elite International Links

  • Brochures
  • Application
  • Example
  • Benefits
  • Comprehensive
  • ID Card
  • Claims
  • Renewal
  • Provider Network
  • Detailed description

StudentSecure Elite International student health insurance

StudentSecure Elite Insurance is ideal for international students pursuing their education outside their home country with lowest deductible and offers maximum benefits. This plan meets J-1 visa requirements, covers pre-existing condition coverage after policy is in effect for 6 months and some intercollegiate, interscholastic, intramural, or club sports coverage. There are some optional add-ons which you can buy. It as a monthly payment option.

WorldTrips StudentSecure Elite Plan Summary

What is the eligibility to buy Student Secure Elite Insurance?
StudentSecure Elite Insurance Eligibility
  • Individuals up to the age of 65 years.
  • Individuals must be a full time student at a college or university, excluding online colleges and universities, or within 31 days of being a Full-time Student at a college or university; or must be a Full-time Scholar affiliated with an educational institution and performing work or research for at least 30 hours per week.
  • The Full-time Student/Scholar status requirement is waived for Participants within the US holding a valid F-1 visa including those students on OPT or a J-1 visa. Full-time status requirements remain in force for individuals holding M-1, or other category visas
  • Must be residing outside his or her Home Country for the purpose of pursuing international educational activities
  • Must not have obtained residency status in the Host Country.
  • Participants in the U.S. must hold a valid education related Visa. A copy of the I-20 or DS2019 may be requested.

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StudentSecure Elite Insurance Coinsurance?
  • Inside the United States
    • In ppo network: Plan pays 100% of eligible expenses, after the deductible, up to the overall maximum limit.
    • Out of ppo network: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
  • Outside the United States
    • After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.

What are the US state and country restrictions to buy Student Secure Elite Insurance plan?
StudentSecure Elite Insurance Restrictions
StudentSecure is not available to individuals who are physically located in the states of New York, Maryland, or Washington or in the country of Canada or Australia at time of purchase.

StudentSecure Elite Insurance Plan Benefits, International student insurance benefits

Benefits Coverage
Hospital room & board Average semi-private room rate, including nursing services.
Local ambulance Up to $750 per injury / illness if hospitalized as inpatient
Intensive care unit Up to overall maximum limit
Outpatient treatment Up to the overall maximum limit
Outpatient prescription drugs Generic drugs: 100% coinsurance; Brand name drugs: 50% coinsurance; Specialty Drugs: No coverage.
Mental health disorders Outpatient: Maximum of 30 visits; Inpatient: Maximum 30 days (Treatment must not be obtained at a Student health center.)
Vaccinations Up to $150
Dental treatment due to accident Up to $250 maximum per tooth; $500 maximum per certificate period.
Emergency dental Up to $100 for acute onset pain. Not subject to deductible or coinsurance.
Pre-existing condition 6-month waiting period.
Acute onset of pre-existing condition $25,000 lifetime maximum for eligible expenses (excludes chronic and congenital conditions)
Maternity care for a covered pregnancy Up to $25,000
Routine nursery care of newborn Up to $750 maximum. Not subject to deductible or coinsurance
Therapeutic termination of pregnancy Up to $500 maximum per certificate period
Physical therapy & chiropractic care Up to $75 per visit per day
Intercollegiate, interscholastic, intramural, or club sports Up to $5,000 maximum per injury or illness, medical expenses only
Terrorism Up to $50,000 maximum lifetime limit
Emergency medical evacuation Up to $500,000 lifetime maximum. Not subject to deductible or coinsurance.
Emergency reunion Up to $5,000, maximum of 15 days
Accidental death & dismemberment Up to $25,000 lifetime maximum
Repatriation of remains Up to $50,000 lifetime maximum (not subject to deductible or coinsurance)
Personal Liability Up to $250,000 lifetime maximum

Compare Student Secure Insurance Plans by WorldTrips

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Student Secure Elite Insurance - Provider network and how to find hospital or doctor?

WorldTrips maintains a wide network of health care providers.
Inside US:
  • If you have purchased the policy after July 2019 then click here
  • If you have purchased the policy before July 2019 then click here
First Health Care Provider NetworkUnited Healthcare Provider Network
Outside US: There is no preferred provider organization (PPO) outside the US. To find doctors and hospitals outside the US, then click here
Find Provider Network

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StudentSecure Elite Insurance, Best international student insurance - Common Questions

Is it possible to renew Student Secure Elite Insurance?

Yes, International students can renew Student Secure Elite Insurance online up to 12 months.

If you want to cancel Student insurance, you must submit your cancellation request to in order to receive a refund or premium. Only members who have no claims are eligible for premium refund.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:
  • Full refund of premium.
Cancellation after effective date:
  • $25 cancellation fee will be charged by the insurance company.
  • Only unused portion of the plan cost will be refunded.
  • After 60 days, no refunds are granted.

Student Secure Elite insurance offers Maternity care for covered pregnancy up to $25,000.It also offers Nursery care of new born up to $750.

Student Secure Elite insurance offers up to $5,000 maximum for medical expenses for treatment of injuries while taking part in Intercollegiate, interscholastic, intramural, or club sports.

Yes, Student Secure Insurance is available for full time students and will end its coverage once you graduate. You can buy the Atlas travel insurance plan for more coverage.

Student Secure Elite insurance offers comprehensive coverage for international students. After the deductible amount. If the student seeks treatment with the provider network namely “First Health care network or United health care.”. When studying outside the United States, you need to visit Equian International Provider Network to find healthcare provider or doctor nearest you outside the US. In the US, after the deductible amount, Student Secure Elite insurance pays 100% of the eligible expenses up to maximum limit, while seeking treatment in a provider network. Outside the provider network, it is Usual, reasonable, and customary charges and the student may be responsible for any charges exceeding the payable amount. Student Secure Elite Insurance offers 100% of eligible expenses to the certificate period maximum after the deductible for claims outside the US. For detailed working example of how it works, you can review Student Secure Elite insurance working example.

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