Collegiate Care covid - Covid 19 Trawick International Student insurance coverage for Coronavirus
Trawick International plans provide coverage for COVID 19 as long as the plan is effective before the individual gets sick.
Disclaimer:
*The policy covers COVID-19 subject to the terms and conditions of the policy normal limits and policy conditions including pre-ex, so if you already have the virus - it will not cover you. If you are in the incubation period when you buy, it will be considered pre-existing condition. * Testing for COVID-19 will be covered under your policy if you are sick, are referred by a medical practitioner and it is carried out at an approved facility, subject to the terms and conditions in your policy. * In the event that a test proves positive and requires treatment, members can be assured that all associated treatment costs would be covered under the normal benefit limits and terms of their policy. Please ensure these are pre-authorized with the GBG Assistance team.
Collegiate Care Exclusive Student insurance review
Clearly defined limits under fixed benefits coverage. More affordable when compared to comprehensive plans, but with correspondingly less coverage. This works for small ailments, but can be inadequate for major expenses.
Cheapest options in the market definitely more affordable
Fixed benefits plans are have specific benefit limits for different covered medical expenses.These benefit limits are not the same as the plan medical maximum.
Trawick International Collegiate Care Exclusive Coronavirus Student Insurance
Collegiate Care Exclusive plans provide insurance coverage to students residing temporarily outside their home country or country of permanent residence and actively engaged in education or research activities in the USA. Spouse and dependent children are eligible for coverage if they are accompanying the participant. Students to be eligible under this plan must be actively attending classes for at least the first 31 calendar days after the date for which the coverage is purchased. Home study, correspondence, internet classes, and television courses do not fulfill the eligibility requirements of Collegiate Care Plans.
Trawick International Collegiate Care Exclusive Student plan summary
Collegiate Care Exclusive eligibility
Green card holders and US Citizens are not covered under this Policy.
This plan is non-refundable and fully earned upon effective date.
Collegiate Care Exclusive Student - Common Questions
Does the Collegiate Care Exclusive Student Plan include covid 19 testing?
Yes, Collegiate Care Exclusive Student insurance plan does cover Covid 19 testing if it is prescribed by a doctor. The plan however will not cover Covid 19 testing if the testing is done without a medical practitioner’s prescription such as if required for airline travel or for getting a country visa.
Does Trawick International Collegiate Care Exclusive Student cover covid? Does Collegiate Care Exclusive Student cover coronavirus ?
Trawick International offers coverage for Covid19 illness. The Collegiate Care Exclusive Student covers Covid19 for coronavirus and will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. The eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.
Is Trawick international a good insurance company?
Trawick international is a US based full service travel insurance provider specializing in travel related coverage for tourists, students, scholars, businesses, groups, and all other global travelers. Trawick International travel Insurance offers short term visitor travel insurance for international travelers. Trawick international health insurance coverage includes travel medical coverage for tourists, students, scholars, businesses and groups. Trawick International insurance provides Travel Insurance, Trip cancellation and Student Travel Medical Insurance. Trawick International has designed the programs for those traveling to the USA, individuals traveling abroad, US Citizens who are traveling in the USA and non US citizens traveling from their home country but not visiting the USA.
How do I cancel a Collegiate Care Exclusive Student Insurance from Trawick International?
For Trawick International Travel insurance Policy Cancellation : If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost. Cancellation before effective date:
A full refund would be considered
Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:
If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.
If no claims have been filed with the Company, then
a cancellation fee of US $25 will be charged;
only full month premiums will be considered as refundable;
If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.
What is the advantage of buying Collegiate Care Exclusive Student?
Collegiate Care Exclusive Student is an affordable Covid19 travel insurance. Collegiate Care Exclusive Student Covid19 travel insurance by Trawick International for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.
Plan benefits of Collegiate Care Exclusive insurance
BenefitsIn NetworkOut of Network
Medical MaximumUnlimitedUnlimited
Lifetime MaximumUnlimitedUnlimited
Deductible Options Per Plan Participant per Policy Term$100, $500 or $1,500$250, $1500 or $2,500
Out-of-Pocket Maximum$6,350 Individual/ $8,000 Family (including deductible)Unlimited
Coinsurance80% of the Preferred Allowance70% of URC
Pre-Existing Conditions (Covered after 6 months)80% of the Preferred Allowance70% of URC
Office Visit Deductible$25 per Occurrence$25 per Occurrence
Urgent Care Deductible$50 per Occurrence$50 per Occurrence
Emergency Room Deductible$150 per Occurrence (waived if admitted)$150 per Occurrence (waived if admitted)
Hospital Room & Board80% of the Preferred Allowance70% of of the Semi-Private Room Rate
Intensive Care/ Cardiac Care Unit80% of the Preferred Allowance70% of URC
Hospital Misc. Expense80% of the Preferred Allowance70% of URC
Surgeon80% of the Preferred Allowance70% of URC
Pre-Admission Testing80% of the Preferred Allowance70% of URC
Anesthesia80% of the Preferred Allowance70% of URC
Day Surgery Misc.80% of the Preferred Allowance70% of URC
Diagnostic X-Ray and Lab80% of the Preferred Allowance70% of URC
Ambulance80% of the Preferred Allowance70% of URC
Physician Visit80% of the Preferred Allowance70% of URC
Consult Physician80% of the Preferred Allowance70% of URC
Extended Care/ Inpatient Rehabilitation (Up to 45 Days)80% of the Preferred Allowance70% of URC
Emergency Room (50% Coinsurance for Non-Emergency Use)80% of the Preferred Allowance subject to a $150 Deductible per visit, waived if admitted70% of URC subject to a $150 Deductible per visit, waived if admitted
Maternity & Pre-Natal Care Expense (Conception must occur while covered under the Policy)80% of the Preferred Allowance70% of URC
Elective/ Therapuetic Termination of Pregnancy (Conception must occur while covered under the Policy)80% of the Preferred Allowance Up to $1,500 Max70% of URC Up to $1,500 Max
Allergy Testing & Treatment80% of the Preferred Allowance70% of URC
Transplant Services80% of the Preferred Allowance70% of URC
Private Duty Nursing Care80% of the Preferred Allowance70% of URC
Rehabilitative Services for the Treatment of Congenital or Genetic Birth Defects80% of the Preferred Allowance70% of URC
Pediatric Dental & Vision ServicesLimited Coverage see policy for detailsLimited Coverage see policy for details
Radiation/Chemotherapy80% of the Preferred Allowance70% of URC
Wellness Medical100% of the Preferred Allowance (deductible does not apply) 0-12 Months: Exam, Immunizations & Routine Eye & Hearing Exams Child/Adult: Annual Exam, Immunizations & Routine Eye & Hearing ExamsNo Benefit
Mental & Nervous Conditions Expense
In-Patient Expense80% of the Preferred Allowance70% of URC
Out -Patient Expense80% of the Preferred Allowance subject to a $25 Co-Payment70% of URC subject to a $25 Co-Payment
Alcohol & Drug Abuse Expense
In-Patient Expense80% of the Preferred Allowance70% of URC
Out -Patient Expense80% of the Preferred Allowance subject to a $25 Co-Payment70% of URC subject to a $25 Co-Payment
Sports Activities (Injuries arising from Intercollegiate, Interscholastic, Intramural, Leisure, and Club Sports)80% of the Preferred Allowance70% of URC
Physiotherapy Expense
In-Patient Expense80% of the Preferred Allowance70% of URC
Out -Patient Expense80% of the Preferred Allowance70% of URC
Motor Vehicle Accident80% of the Preferred Allowance70% of URC
AIDS, HIV, ARC, Sexually Transmitted Diseases & All Related Conditions100% of the Preferred Allowance70% of URC
Diabetic Medical Supplies80% of the Preferred Allowance70% of URC
Pediatric Dental Care50% of the Preferred Allowance50% of URC
Homeopathic Care & Acupuncture80% of the Preferred Allowance up to $600 Max, subject to a $25 co-payment70% of URC up to $600 Max, subject to a $25 co-payment
Compassionate Care Visit80% up to $1,000 Max80% up to $1,000 Max
Hospice Care
In-Patient80% of the Preferred Allowance70% of URC
Out-Patient80% of the Preferred Allowance70% of URC
Emergency Dental Expense80% of the Preferred Allowance up to $250 per tooth to a $1,000 Max70% of URC up to $250 per tooth to a $1,000 Max
Durable Medical Equipment Expense80% of the Preferred Allowance70% of URC
Emergency Medical Repatriation100% of Actual Expense100% of Actual Expense
Emergency Medical Evacuation100% of Actual Expense100% of Actual Expense
Return of Mortal Remains100% of Actual Expense100% of Actual Expense
Extension of Home Country Sickness$1,000$1,000
Accidental Death & Dismemberment$15,000$15,000
Network ProviderNon-Network Provider
Prescription Drug Co-Payment (per prescription) (Oral Contraceptives are included)Tier 1: $10 Co-Pay Tier 2: $20 Co-Pay
Tier 3: $40 Co-Pay(up to a 31-day supply per prescription)No benefit if a non-network pharmacy is used.
Travel Assistance Services24-hour travel assistance services are provided by GBG Assist
Trawick International travel insurance resourceful links
Trawick International COVID travel insurance - Know more
