Health insurance for GreenCard holders, Green Card Holder Medical Insurance, medical insurance for Green Card holders over 65

US immigrant insurance mandatory for prospective Green card applicants

The Donald Trump administration announced in October 2019 that the US immigration authorities will require on proof of good US immigrant health insurance coverage without which potential Green card applicants to the US will be denied visas. This proclamation however has come under legal scrutiny with different cases filed against this Trump administration initiative. The US government states that new immigrants without proper health insurance in the US are becoming a burden to the US hospitals and US medical system, and finally adding the cost of their healthcare to the US taxpayers. Once this policy comes into effect, prospective new Green card holders would be asked for proof of immigrant health insurance. The visa to enter the US can be denied if the consular office is not satisfied by the provided proof of US green card health insurance.

US permanent residents medical insurance, Best green card medical insurance

The Affordable Care Act (ACA) insurance for Green card holders, popularly known as Obamacare makes it mandatory for all US residents including Green card holders to have health insurance. However new Green Card holders are not immediately eligible for Obamacare and other domestic US health insurance or Medicare. In this interim period till they get domestic health insurance coverage, it is important to buy proper Greencard holders medical insurance, in particular, medical insurance for green card holders over 65. The medical insurance for green card holders in usa listed here are very popular health insurance for permanent residents.
Another group of Green card holders for whom our short term visitor insurance work well are those who live outside the US for long period of time. These US permanent residents can buy either the Global medical plans which provide coverage around the globe or our short term visitor medical insurance plans which can work as temporary health insurance for permanent residents.
Yet another group of interested customers are those who have applied for the US Green card and are waiting for the final approval. Again, since they are not yet eligible for domestic US health insurance, it is very important to have good health insurance while waiting for green card approval. This group of Green card applicants can also buy our US visitor health insurance plans for their health insurance while waiting for green card.

Green card holders can be categorized as follows:

Green Card Holders who travel often between the US and their old home country: Green card holders who travel frequently to their old home country and who may are staying permanently in the USA are however still advised to buy good US travel health insurance coverage till they reside permanently in the US and get regular domestic US health insurance. This group of customers should however be aware that these health insurance for green card holders do not cover preventative care (health check-ups, vaccinations...) or have limited coverage for pre-existing medical conditions.
Green Card Holders permanently residing in the US: If a US green card holder is living permanently here then he or she is eligible for domestic health insurance plans. However this depends on the age of the Green card holder and the duration of stay within US. If one is below 65 years then they are eligible for domestic health insurance plans such as Blue Cross, Blue Shield, however they are usually eligible only after living in the US for 6 months or more. In this case also, purchasing short term travel health insurance till they become eligible for domestic plans is strongly recommended. For those above 65 years and are not yet eligible for Medicare or domestic health insurance, there are good options offered by INF insurance.
New Green Card Holders or New Immigrants: New immigrants who can be parents or family members who recently arrived in the USA can buy visitor health insurance depending on their duration of stay. Again, these plans can be bought for the period till they are eligible for domestic health insurance.
Applied and waiting for Green Card: If one has applied for the Green Card and are waiting for permanent residency, they can buy visitor health insurance coverage that is ideal for them till they get the Green card and are eligible for other domestic US health insurance options.

Annual multi trip travel insurance with Covid 19 or Coronavirus Coverage

These are certainly scary times for international travelers with regular corporate travel being particularly vulnerable to the Covid pandemic. In this context it is important to buy the best annual travel insurance with Covid coverage. If you are an international traveler without health insurance or if it will run out soon, do consider buying an alternative annual travel insurance with coronavirus coverage. At American Visitor Insurance we are committed to getting you the most appropriate international travel insurance covid policy you need even under these difficult circumstances.

Trawick International Covid19 yearly travel insurance Safe Travel Basic/Deluxe/Executive Annual provides annual comprehensive travel medical coverage for COVID 19.

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Available for US residents only up to age 81 years
Maximum trip length is 30 days per trip

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Seven Corners annual multitrip covid19 insurance Wander Frequent Traveler Plus covers frequent international travelers and provides Covid19 annual travel insurance

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Available for both US and Non US citizens up to 75 years
Maximum trip length is 30, 45, or 60 days per trip

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WorldTrips Coronavirus annual travel insurance Atlas Multi trip offers coverage for unexpected medical expenses, including eligible expenses related to Covid19

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Available for both US and Non US citizens up to 75 years
Maximum trip length is 30 or 45 days per trip

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Best green card insurance, Green card medical insurance - FAQ's

Can a green card holder intending to reside permanently in the US going forward buy the INF plans? Can they put down an US address?

Yes. INF insurances provides coverage for many green card holders, especially those who are above age 65. INF insurance plans also offer ancillary benefits such as dental and telemedicine which are usually separate policies under domestic US health insurance.
Following are the list of US travel insurance plans:

Can green card holders buy Patriot America plus insurance?

Patriot America Plus and Patriot Platinum America plans are based on the primary residence country that the member lists on the application. The Green Card holders can buy Patriot America Plus insurance for coverage in the US, as long as their primary residence is outside the US. There is no set amount of time they have to purchase. However, if they establish a permanent residence in the US, they are not eligible. So if they have a home (purchased or renting) here in the US, they can’t get our coverage. Provided they are eligible, if/when they submit a claim for treatment in the US, we will ask for their proof of residency in another country (renters agreement, bills to that address, etc) Just something showing that they live anywhere else.

How long can an INF plan be renewed? This is important since Green card holders are not eligible for Medicare for 5 years after they enter the US?

Green Card holders can enroll in INF plans initially for up to 1 year at a time. They can then renew their policy. There is no "term limit" for INF plans.

Can non citizens get Medicare?

To qualify for Medicare, you must have worked in the US for 40 quarters (10 years) or have a Green card for at least 5 years.

Does Greencard health insurance cover covid 19 illness?

There are some USA Covid travel health insurance plans available US Green card holders that cover Covid 19 as a new illness. They can compare best Covid19 Green card insurance plans and buy it online.

Common Green Card, US permanent resident related questions and answers

How to qualify for Green Card?

Learn how to get a green card... click here

Benefits for Green Card Holders

Know the benefits of having a green card status... click here

Health insurance for permanent residents, Best health insurance for Green Card parents

The US Green Card, also known as Permanent Resident Card is one of the most important document for immigrants in America. This document was formerly known as the Alien Registration Card. As a Green card holder, the immigrant is authorized to live and work in America on a permanent basis with a Green Card permit.
The Green Permit is a process of becoming a permanent resident of United States and a proof of lawful permanent resident (LPR). The Green Card Holders will be officially granted rights to utilize immigration benefits in America.
Green card holders and new immigrants cannot immediately buy domestic US insurance. Older parents who are recent immigrants and Green card holders more than 65 years are also not immediately eligible for Medicare. Medicare benefits are available for US residents on reaching 65 years if they have paid US taxes for 40 quarters. New senior citizen Green card holders are not eligible for Medicare for at least five years of continuous living in the US. At American Visitor insurance, we have several options of health insurance for seniors with green card and for new immigrants till they are eligible for Medicare or other domestic US health insurance.

However given the very high cost of US healthcare, it is very important for new immigrants to have good medical insurance for green card holders in usa. New Green card holders cannot buy domestic US healthcare plans, the temporary health insurance that we offer is ideal during this period. We often also have Green card holders who spend a lot of time overseas and want medical insurance for green card holders in usa only for the limited time that they are in the United States. Again in this situation too, our short term health insurance work well as Greencard Holders Medical Insurance.

Pre-existing conditions health insurance for older Green card holders

Not all health insurance plans offer coverage for pre-existing conditions, there are some health insurance that offer coverage for acute onset on pre-existing conditions. Acute onset of pre-existing conditions refers to when the condition is severe enough to life or lifestyle that it must be taken care of immediately and cannot wait till the patient returns home.
There are however some health insurance plans offered by INF that offer medical coverage for pre-existing conditions with a short look back period even when they are not life threatening. However these INF plans must be bought for a minimum 90 days.
Pre-existing Condition Coverage