Greencard holders medical insurance, medical insurance for green card holders
Popular plans for Greencard holders medical insurance
Limited
- Maximum coverage
- Deductible
Recent immigrants, green card holders, as well as short term visitors can purchase this plan
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- Maximum coverage
- Deductible
Pre - existing
Limited
- Maximum coverage
- Deductible
Travel medical insurance for travelers stranded in the USA, Canada or Mexico because of Coronavirus
It is heartbreaking to hear of so many people stranded due to COVID-19. So many borders are closing and travel plans have had to be altered. At American Visitor Insurance, we are committed to getting you the best insurance coverage we can in these uncertain times. Of particular note, the company INF insurance which offers travel insurance plans with coverage in the USA, Canada and Mexica. These plans usually have a restriction on coverage of pre-existing medical conditions for their two plans: INF Elite Network Insurance and INF Advantage Insurance unless it is purchased BEFORE the traveler leaves their home country. INF traveler USA also offers coverage for Coronavirus. In light of the coronavirus epidemic, INF is lifting this restriction on pre-existing condition coverage even if purchased after coming to the US.While many other insurers are NOT covering COVID-19 and even voiding policies due to the pandemic, INF insurance is a REAL option for travelers stuck in the US and needing insurance coverage. The INF travel insurance policy is good if you are replacing an existing travel policy that has expired or maybe you didn't have an insurance policy to begin with. International students in the US, Snowbirds from Canada or the UK, tourists from European nations, even US green card holders can purchase these plans. Note that the INF traveler USA and INF Advantage plan ONLY offers coverage in the US, while the INF Elite can be used in the US, Canada, and Mexico (even by US citizens who ordinarily reside outside the US). The INF traveler USA and INF Advantage plan is quite affordable and many travelers and students are even buying this plan to complement their existing insurance option if it has limitations in coverage for COVID-19.
Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.
Travel insurance for Coronavirus (COVID-19)
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US immigrant insurance mandatory for prospective Green card applicants
The Donald Trump administration announced in October 2019 that the US immigration authorities will require on proof of good US immigrant health insurance coverage without which potential Green card applicants to the US will be denied visas. This proclamation however has come under legal scrutiny with different cases filed against this Trump administration initiative. The US government states that new immigrants without proper health insurance in the US are becoming a burden to the US hospitals and US medical system, and finally adding the cost of their healthcare to the US taxpayers. Once this policy comes into effect, prospective new Green card holders would be asked for proof of immigrant health insurance. The visa to enter the US can be denied if the consular office is not satisfied by the provided proof of US green card health insurance.Greencard Holders Medical Insurance options
The Affordable Care Act (ACA) insurance for Green card holders, popularly known as Obamacare makes it mandatory for all US residents including Green card holders to have health insurance. However new Green Card holders are not immediately eligible for Obamacare and other domestic US health insurance or Medicare. In this interim period till they get domestic health insurance coverage, it is important to buy proper Greencard holders medical insurance, in particular, medical insurance for green card holders over 65. The medical insurance for green card holders in usa listed here are very popular health insurance for permanent residents.Another group of Green card holders for whom our short term visitor insurance work well are those who live outside the US for long period of time. These US permanent residents can buy either the Global medical plans which provide coverage around the globe or our short term visitor medical insurance plans which can work as temporary health insurance for permanent residents.
Yet another group of interested customers are those who have applied for the US Green card and are waiting for the final approval. Again, since they are not yet eligible for domestic US health insurance, it is very important to have good health insurance while waiting for green card approval. This group of Green card applicants can also buy our US visitor health insurance plans for their health insurance while waiting for green card.
Green card holders can be categorized as follows:
- Green Card Holders who travel often between the US and their old home country: Green card holders who travel frequently to their old home country and who may are staying permanently in the USA are however still advised to buy good US travel health insurance coverage till they reside permanently in the US and get regular domestic US health insurance. This group of customers should however be aware that these travel health insurance plans do not cover preventative care (health check-ups, vaccinations...) or have limited coverage for pre-existing medical conditions.
- Green Card Holders permanently residing in the US: If a US green card holder is living permanently here then he or she is eligible for domestic health insurance plans. However this depends on the age of the Green card holder and the duration of stay within US. If one is below 65 years then they are eligible for domestic health insurance plans such as Blue Cross, Blue Shield, however they are usually eligible only after living in the US for 6 months or more. In this case also, purchasing short term travel health insurance till they become eligible for domestic plans is strongly recommended. For those above 65 years and are not yet eligible for Medicare or domestic health insurance, there are good options offered by INF insurance.
- New Green Card Holders or New Immigrants: New immigrants who can be parents or family members who recently arrived in the USA can buy visitor health insurance depending on their duration of stay. Again, these plans can be bought for the period till they are eligible for domestic health insurance.
- Applied and waiting for Green Card: If one has applied for the Green Card and are waiting for permanent residency, they can buy visitor health insurance coverage that is ideal for them till they get the Green card and are eligible for other domestic US health insurance options.
Yes. INF insurances provides coverage for many green card holders, especially those who are above age 65. INF insurance plans also offer ancillary benefits such as dental and telemedicine which are usually separate policies under domestic US health insurance.
Following are the list of US travel insurance plans:
Green Card holders can enroll in INF plans initially for up to 1 year at a time. They can then renew their policy. There is no "term limit" for INF plans.
To qualify for Medicare, you must have worked in the US for 40 quarters (10 years) or have a Green card for at least 5 years.
Impact of Obamacare for US Green card holders (US resident aliens)
Green card holders qualify for insurance under the Affordable Care Act (Obama Care program) through the insurance market place.
Green card holders qualify for insurance under the Affordable Care Act (Obama Care program) through the insurance market place.
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The US Green Card, also known as Permanent Resident Card is one of the most important document for immigrants in America. This document was formerly known as the Alien Registration Card. As a Green card holder, the immigrant is authorized to live and work in America on a permanent basis with a Green Card permit.
The Green Permit is a process of becoming a permanent resident of United States and a proof of lawful permanent resident (LPR). The Green Card Holders will be officially granted rights to utilize immigration benefits in America.
Green card holders and new immigrants cannot immediately buy domestic US insurance. Older parents who are recent immigrants and Green card holders more than 65 years are also not immediately eligible for Medicare. Medicare benefits are available for US residents on reaching 65 years if they have paid US taxes for 40 quarters. New senior citizen Green card holders are not eligible for Medicare for at least five years of continuous living in the US. At American Visitor insurance, we have several options of health insurance for seniors with green card and for new immigrants till they are eligible for Medicare or other domestic US health insurance.
The Green Permit is a process of becoming a permanent resident of United States and a proof of lawful permanent resident (LPR). The Green Card Holders will be officially granted rights to utilize immigration benefits in America.
Green card holders and new immigrants cannot immediately buy domestic US insurance. Older parents who are recent immigrants and Green card holders more than 65 years are also not immediately eligible for Medicare. Medicare benefits are available for US residents on reaching 65 years if they have paid US taxes for 40 quarters. New senior citizen Green card holders are not eligible for Medicare for at least five years of continuous living in the US. At American Visitor insurance, we have several options of health insurance for seniors with green card and for new immigrants till they are eligible for Medicare or other domestic US health insurance.
However given the very high cost of US healthcare, it is very important for new immigrants to have good medical insurance for green card holders in usa. New Green card holders cannot buy domestic US healthcare plans, the temporary health insurance that we offer is ideal during this period. We often also have Green card holders who spend a lot of time overseas and want medical insurance for green card holders in usa only for the limited time that they are in the United States. Again in this situation too, our short term health insurance work well as Greencard Holders Medical Insurance.
There are however some health insurance plans offered by INF that offer medical coverage for pre-existing conditions with a short look back period even when they are not life threatening. However these INF plans must be bought for a minimum 90 days.
Pre-existing Condition Coverage
Pre-existing conditions health insurance for older Green card holders
Not all health insurance plans offer coverage for pre-existing conditions, there are some health insurance that offer coverage for acute onset on pre-existing conditions. Acute onset of pre-existing conditions refers to when the condition is severe enough to life or lifestyle that it must be taken care of immediately and cannot wait till the patient returns home.There are however some health insurance plans offered by INF that offer medical coverage for pre-existing conditions with a short look back period even when they are not life threatening. However these INF plans must be bought for a minimum 90 days.
Pre-existing Condition Coverage
Who is eligible to get Green Card in the US?
You will be eligible to seek Green Card in the US if you fall under one of these categories.- Immediate Relatives of U.S. Citizens.
- Other Family Members.
- Preferred Employees and Workers.
- Ethnic Diversity.
- Special Immigrants.
- Refugee and Political Asylum.
- Long-Term Residents.
