Greencard holders medical insurance, medical insurance for green card holders

Answer these questions to find the best insurance plan for your needs (International travelers, students, all US visa’s and Schengen visa).
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What is the traveler's destination???

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What is the nationality of the traveler??

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Is the traveler looking for?

schengen

Does the traveler need Schengen Visa Insurance or Long term Europe Visa insurance?

visa

What is the Visa of the traveler?

visa

What is the Visa of the traveler?

cardiogram

Does the traveler have any pre-existing medical conditions?

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Type of Insurance?

cardiogram

Are you a resident of Latin America or the Caribbean?

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US immigrant insurance mandatory for prospective Green card applicants

The Donald Trump administration announced in October 2019 that the US immigration authorities will require on proof of good US immigrant health insurance coverage without which potential Green card applicants to the US will be denied visas. This proclamation however has come under legal scrutiny with different cases filed against this Trump administration initiative. The US government states that new immigrants without proper health insurance in the US are becoming a burden to the US hospitals and US medical system, and finally adding the cost of their healthcare to the US taxpayers. Once this policy comes into effect, prospective new Green card holders would be asked for proof of immigrant health insurance. The visa to enter the US can be denied if the consular office is not satisfied by the provided proof of health insurance in the US.

Greencard Holders Medical Insurance options

The Affordable care act, popularly known as Obamacare makes it mandatory for all US residents including Green card holders to have health insurance. However new Green Card holders are not immediately eligible for Obamacare and other domestic US health insurance or Medicare. In this interim period till they get domestic health insurance coverage, it is important to secure proper Greencard holders medical insurance, in particular, medical insurance for green card holders over 65. The medical insurance for green card holders in usa listed here are very popular health insurance for permanent residents.

Another group of Green card holders for whom our short term visitor insurance work well are those who live outside the US for long period of time. These US permanent residents can buy either the Global medical plans which provide coverage around the globe or our short term visitor medical insurance plans which can work as temporary health insurance for permanent residents.

Yet another group of interested customers are those who have applied for the US Green card and are waiting for the final approval. Again, since they are not yet eligible for domestic US health insurance, it is very important to have good health insurance while waiting for green card approval. This group of Green card applicants can also buy our US visitor health insurance plans for their health insurance while waiting for green card.

Green card holders can be categorized as follows:

  • Green Card Holders who travel often between the US and their old home country: Green card holders who travel frequently to their old home country and who may are staying permanently in the USA are however still advised to buy good US travel health insurance coverage till they reside permanently in the US and get regular domestic US health insurance. This group of customers should however be aware that these travel health insurance plans do not cover preventative care (health check-ups, vaccinations...) or have limited coverage for pre-existing medical conditions.
  • Green Card Holders permanently residing in the US: If a US green card holder is living permanently here then he or she is eligible for domestic health insurance plans. However this depends on the age of the Green card holder and the duration of stay within US. If one is below 65 years then they are eligible for domestic health insurance plans such as Blue Cross, Blue Shield, however they are usually eligible only after living in the US for 6 months or more. In this case also, purchasing short term travel health insurance till they become eligible for domestic plans is strongly recommended. For those above 65 years and are not yet eligible for Medicare or domestic health insurance, there are good options offered by INF insurance.
  • New Green Card Holders or New Immigrants: New immigrants who can be parents or family members who recently arrived in the USA can buy visitor health insurance depending on their duration of stay. Again, these plans can be bought for the period till they are eligible for domestic health insurance.
  • Applied and waiting for Green Card: If one has applied for the Green Card and are waiting for permanent residency, they can buy visitor health insurance coverage that is ideal for them till they get the Green card and are eligible for other domestic US health insurance options.

Can a green card holder intending to reside permanently in the US going forward buy the INF plans? Can they put down an US address?

Yes. INF insurances provides coverage for many green card holders, especially those who are above age 65. INF insurance plans also offer ancillary benefits such as dental and telemedicine which are usually separate policies under domestic US health insurance.
Following are the list of US travel insurance plans:

How long can an INF plan be renewed? This is important since Green card holders are not eligible for Medicare for 5 years after they enter the US?

Green Card holders can enroll in INF plans initially for up to 1 year at a time. They can then renew their policy. There is no "term limit" for INF plans.

Popular plans for Greencard holders medical insurance


Popular Plans

Limited
  • Maximum coverage
  • Deductible
  • Maximum coverage
  • Deductible
  • Maximum coverage
  • Deductible

Common Green Card Questions

How to qualify for Green Card?

Learn how to get a green card... click here

Benefits for Green Card Holders

Know the benefits of having a green card status... click here

Impact of Obamacare for US Green card holders (US resident aliens)

Green card holders qualify for insurance under the Affordable Care Act (Obama Care program) through the insurance market place.

Health insurance for permanent residents, health insurance for Green Card parents

The US Green Card, also known as Permanent Resident Card is one of the most important document for immigrants in America. This document was formerly known as the Alien Registration Card. As a Green card holder, the immigrant is authorized to live and work in America on a permanent basis with a Green Card permit.
The Green Permit is a process of becoming a permanent resident of United States and a proof of lawful permanent resident (LPR). The Green Card Holders will be officially granted rights to utilize immigration benefits in America.

Green card holders as well as new immigrants are not immediately eligible for domestic US insurance. Older parents who are recent immigrants and Green card holders more than 65 years are also not immediately eligible for Medicare. Medicare benefits are available for US residents on reaching 65 years if they have paid US taxes for 40 quarters. New senior citizen Green card holders are not eligible for Medicare for at least five years of continuous living in the US. At American Visitor insurance, we have several options of health insurance for seniors with green card and for new immigrants till they are eligible for Medicare or other domestic US health insurance.
Health Insurance for Green Card Parents
However given the very high cost of US healthcare, it is very important for new immigrants to have good medical insurance for green card holders in usa. New Green card holders are not immediately eligible for domestic US healthcare plans, and the short term health insurance for permanent residents we offer work well in the interim period. We often also have Green card holders who spend a lot of time overseas and want medical insurance for green card holders in usa only for the limited time that they are in the United States. Again in this situation too, our short term health insurance work well as Greencard Holders Medical Insurance.

Pre-existing conditions health insurance for older Green card holders

Not all health insurance plans offer coverage for pre-existing conditions, there are some health insurance that offer coverage for acute onset on pre-existing conditions. Acute onset of pre-existing conditions refers to when the condition is severe enough to life or lifestyle that it must be taken care of immediately and cannot wait till the patient returns home.
There are however some health insurance plans offered by INF that offer medical coverage for pre-existing conditions with a short look back period even when they are not life threatening. However these INF plans must be bought for a minimum 90 days.
Pre-existing Condition Coverage

Who is eligible to get Green Card in the US?

You will be eligible to seek Green Card in the US if you fall under one of these categories.
  • Immediate Relatives of U.S. Citizens.
  • Other Family Members.
  • Preferred Employees and Workers.
  • Ethnic Diversity.
  • Special Immigrants.
  • Refugee and Political Asylum.
  • Long-Term Residents.
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Greencard holders insurance information

Resources

Greencard holders insurance resources

International travel medical insurance resources for Greencard holders.


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Factors

Factors for greencard holders insurance

Important factors while deciding on the best travel insurance for greencard holders.


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comparison

Types of greencard holders travel insurance

Understanding different types of greencard holders medical insurance plans.


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Claims Procedure

Greencard holders insurance Claims Procedure

Greencard holders insurance online claims process for getting medical care in a hospital.


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