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Safe Travels Advantage vs Safe Travels Elite Insurance

Safe Travels Advantage and Safe Travels Elite are both fixed benefit affordable US visitors insurance plans offered by Trawick International designed for non-US citizens or non-US residents visiting the USA or the USA plus other countries. But they have key differences in coverage and benefits. It is designed for non-U.S. citizens traveling to the USA which offer coverage for acute onset of pre-existing conditions. Compare price and benefits tofind the best US travel medical insurance plan for your needs

Safe Travels Elite vs Safe Travels Advantage Cost Comparison

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Safe Travels Advantage vs Safe Travels Elite
Safe Travels Advantage
Plan Maximum
Deductible
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Safe Travels Elite
Plan Maximum
Deductible
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 Safe Travels Advantage vs Safe Travels Elite insurance benefits
Coinsurance help The plan pays 80% Not Covered
Length of Coverage help 5 days to 365 days 5 days to 365 days
Renewability help Yes Yes
 Medical Benefits
Hospital room and board help $25,000: $1,400 per day to a maximum of 30 days
$50,000: $2,000 per day to a maximum of 30 days
$100,000: $2,000 per day to a maximum of 30 days
$150,000: $3,000 per day to a maximum of 30 days
Economy: Up to $1.4,000/day, 30 day maximum
Basic: Up to $2,000/day, 30 day maximum
Silver: Up to $2,000/day, 30 day maximum
Gold: Up to $2,000/day, 30 day maximum
Platinum: Up to $3,000/day, 30 day max
Intensive care unit help $25,000: $2,100 per day to a maximum of 10 days
$50,000: $2,500 per day to a maximum of 8 days
$100,000: $3,000 per day to a maximum of 8 days
$150,000: $4,500 per day to a maximum of 8 days
Economy: Additional $2,100/ day, 10 day maximum
Basic: Additional $2.5,000/ day, 8 day maximum
Silver: Additional $2.5,000/ day, 8 day maximum
Gold: Additional $3K/ day, 8 day maximum
Platinum: Additional $4.5,000/ day, 10 day maximum
Diamond: $2,300 per day to a maximum of 8 days
Diamond Plus: $2,300 per day to a maximum of 8 days
Urgent Care Clinic help $25,000: Limited to $55 per visit,one visit per day and 30 visits per Policy Period
$50,000: Limited to $75 per visit,one visit per day and 30 visits per Policy Period
$100,000: Limited to $100 per visit,one visit per day and 30 visits per Policy Period
$150,000: Limited to $130 per visit,one visit per day and 30 visits per Policy Period
Economy: Limited to $55 per visit, one visit per dayand 30 visits per Policy Period
Basic: Limited to $75 per visit, one visit per day and 30 visits per Policy Period
Silver: Limited to $75 per visit, one visit per day and 30 visits per Policy Period
Gold: Limited to $100 per visit, one visit per day and 30 visits per Policy Period
Platinum: Limited to $130 per visit, one visit per day and 30 visits per Policy Period
Diamond: Limited to $75 per visit, one visit per day and 30 visits per Policy Period
Diamond Plus: Limited to $75 per visit, one visit per day and 30 visits per Policy Period
 Emergency Services
Emergency local ambulance help $25,000: $500 per Incident
$50,000: $650 per Incident
$100,000: $650 per Incident
$150,000: $750 per Incident		 Not Covered
Hospital emergency room help $25,000: $350 per Incident
$50,000: $500 per Incident
$100,000: $600 per Incident
$150,000: $800 per Incident
Economy: $350 per Incident
Basic: $500 per Incident
Silver: $500 per Incident
Gold: $600 per Incident
Platinum: $800 per Incident
Diamond: $500 per Incident
Diamond Plus: $500 per Incident
 Dental
Emergency dental treatment help $25,000: $600 per Incident $50,000: $750 per Incident $100,000: $750 per Incident $150,000: $750 per Incident
Economy: $600 per Inciden
Basic: $750 per Incident
Silver: $750 per Incident
Gold: $750 per Incident
Platinum: $750 per Incident
Diamond: $750 per Incident
Diamond Plus: $750 per Incident
 Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Conditions help Coverage related to Cardiac Conditions or Stroke covered up to $25,000 for Ages 0-69 and $15,000 Ages 70-89
Economy: Up to Policy Maximum Coverage related to Cardiac Conditions or Stroke are limited to $25,000
Basic: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000
Silver: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000
Gold: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000
Platinum: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000
Diamond: For ages 70-79, up to $25,000. For ages 80 and above, up to $15,000 /Coverage related to Cardiac Conditions or Stroke are limited to $15,000
Diamond Plus: For ages 70-79, up to $25,000. For ages 80 and above, up to $15,000 /Coverage related to Cardiac Conditions or Stroke are limited to $15,00
 Life
AD&D help $25,000: $5,000 Principal Sum
$50,000: $5,000 Principal Sum
$100,000: $7,500 Principal Sum
$150,000: $7,500 Principal Sum
Economy: $5,000 Principal Sum
Basic: $5,000 Principal Sum
Silver: $7.5,000 Principal Sum
Gold: $7.5,000 Principal Sum
Platinum: $10,000 Principal Sum
Diamond: $5,000 Principal Sum
Diamond Plus: $5,000 Principal Sum
Common carrier AD&D help $25,000: $25,000 Principal Sum
$50,000: $25,000 Principal Sum
$100,000: $35,000 Principal Sum
$150,000: $35,000 Principal Sum
Economy: $25,000 Principal Sum
Basic: $25,000 Principal Sum
Silver: $35K Principal Sum
Gold: $35K Principal Sum
Platinum: $35K Principal Sum
Diamond: Not Available
Diamond Plus: Not Available
 Evacuation
Emergency medical evacuation help $25,000: $100,000
$50,000: $100,000
$100,000: Unlimited
$150,000: Unlimited
Economy: $100k per Policy Period
Basic: $100k per Policy Period
Silver: $100k per Policy Period
Gold: Unlimited
Platinum: Unlimited
Diamond: $50,000 per Policy Period and $25,000/Lifetime Maximum for Acute Onset over age of 80
Diamond Plus: $50,000 per Policy Period and $25,000/Lifetime Maximum for Acute Onset over age of 80
Emergency reunion help Not Covered
Economy: $100K per Policy Period
Basic: $100K per Policy Period
Silver: $100K per Policy Period
Gold: Unlimited
Platinum: Unlimited
Diamond: $50K per Policy Period and $25,000/Lifetime Maximum for Acute Onset over age of 80
Diamond Plus: $50K per Policy Period and $25,000/Lifetime Maximum for Acute Onset over age of 80
Return of mortal remains or cremation/burial help $25,000: $7,500 per Policy Period
$50,000: $7,500 per Policy Period
$100,000: $20,000 per Policy Period
$150,000: $25,000 per Policy Period
Economy: $7.5,000 per Policy Period
Basic: $7.5,000 per Policy Period
Silver: $10,000 per Policy Period
Gold: $20K per Policy Period
Platinum: $25,000 per Policy Period
Diamond: $7.5,000 per Policy Period
Diamond Plus: $7.5,000 per Policy Period
Return of minor children help $25,000: $5,000 per Policy Period
$50,000: $5,000 per Policy Period
$100,000: $7,500 per Policy Period
$150,000: $10,000 per Policy Period
Economy: $2,100 per day to a maximum of 10 days
Basic: $2.5,000 per day to a maximum of 8 days
Silver: $2.5,000 per day to a maximum of 8 days
Gold: $2.5,000 per day to a maximum of 8 days
Platinum: $4.5,000 per day to a maximum of 8 days
Diamond: $2,300 per day to a maximum of 8 days
Diamond Plus: $2,300 per day to a maximum of 8 days
Political evacuation and repatriation help $25,000: $500 per Policy Period
$50,000: $500 per Policy Period
$100,000: $1,500 per Policy Period
$150,000: $2,000 per Policy Period
Economy: $500 per Policy Period
Basic: $500 per Policy Period
Silver: $500 per Policy Period
Gold: $500 per Policy Period
Platinum: $500 per Policy Period
Diamond: $500 per Policy Period
Diamond Plus: $500 per Policy Period
Natural disaster evacuation help $25,000: $500 per Policy Period
$50,000: $500 per Policy Period
$100,000: $1,500 per Policy Period
$150,000: $2,000 per Policy Period
Economy: $5,000 per Policy Period
Basic: $5,000 per Policy Period
Silver: $7.5,000 per Policy Period
Gold: $7.5,000 per Policy Period
Platinum: $10,000 per Policy Period
Diamond: $5,000 per Policy Period
Diamond Plus: $5,000 per Policy Period
Unique Advantages
  • It is a fixed benefit insurance plan.
  • This plan covers acute onset of pre existing condition up to the age of 89.
  • This plan is available for green card holders.
  • It is a fixed benefit plan.
  • Acute onset of pre existing condition is covered up to 89 years.
  • Good provider network.
  • This elite plan has a $0 deductible.
 Travel Insurance
Underwriter Crum & Forster SPC Crum & Forster SPC
Rating help A (Excellent) "A" (Excellent)
Brochure and Details

Safe Travels Advantage vs Safe Travels Elite Insurance Reviews

Visitors to USA must be aware of the high health care costs and the drawbacks of not buying visitors medical insurance. A small injury or sickness in the US which lead to hospitalization can result in huge medical bills. If the international tourist has bought adequate visitor medical insurance, then it would be easy to clear all the medical bills and have a hassle free trip. Without visitors insurance for USA, the traveller may get stranded with an expensive medical bill which can be traumatic.There are many insurance companies that offer a wide range of USA travel health insurance.

Safe Travels Advantage vs Safe Travels Elite Insurance

As many US visitors insurance plans are available, it is recommended to compare among them and buy the best visitor medical insurance satisfying your needs. Trawick International cheap fixed benefit insurance plans for vistors to USA. you can compare Safe Travels Elite and Safe Travels Advanatage plans are designed for Non US residents travelling to the USA .

What are the key differences between Safe Travels Advantage and Safe Travels Elite insurance plans?

Feature

Safe Travels Advantage

Safe Travels Elite
Cost $20 $26
Eligibility Available to non-US residents visiting the US or traveling outside their home country Available to non-U.S. residents, including Green Card holders. Covers the U.S. and other destinations.
Coverage Maximum Up to $150,000 per policy Up to $175,000 per incident
Plan Options Single-tier plan with fixed benefits Multiple coverage options: Economy, Basic, Silver, Gold, Platinum, Diamond, Diamond Plus, each with varying benefits.
Deductible Options $0 deductible for all ages $0 deductible for ages up to 69; $100 or $200 deductible options for ages 70–89
Coinsurance Pays 80% coinsurance per period of insurance Plan pays fixed sum
Acute on set of Pre-existing condition Covered up to 89 years Covered up to 89 years
Green card holders This plan is not eligible Eligible for green card holders
Plan Flexibility Coverage from 5 days to 364 days Coverage from 5 days to 364 days
Emergency evacuation Up to unlimited Up to unlimited
*Cost based on 40 years old traveler; $25,000 maximum coverage, $0 Deductible for one month.

Safe Travels Advantage vs Safe Travels Elite Insurance: A Quick Comparison

Safe Travels Advantage Insurnce

  • Cheapest visitor insurance plan for non us citizens visiting USA.
  • Coverage for acute on set of pre-existing conditions up to 89 years.
  • Cardiac/stroke coverage limited to $25,000 (ages 0–69) and $15,000 (ages 70–89).
  • Plan pays 80% coinsurance per period of after the deductible.
  • Repatriation of remains covered up to $25,000 per policy period.
  • Direct billing through First healthcare network.
assignmentPLAN DETAILS picture_as_pdfBROCHURE descriptionREVIEWS
  • local_hospital

    Medical Maximum:
    $25,000, $50,000, $100,000, $150,000

  • request_quote

    Deductible
    $0


  • calendar_month

    Period of coverage:
    5 days to 364 days

  • shopping_cartBuy Now

Safe Travels Elite Insurance

  • Affordable plan for non us citizens or non us residents visiting USA.
  • Coverage for acute on set of pre-existing conditions up to 89 years.
  • Cardiac/stroke coverage limited to $25,000 (ages 0–69) and $15,000 (ages 70–89).
  • Emergency medical evacuation covered up to unlimited.
  • Direct billing through First healthcare network.
  • Repatriation of remains covered up to $25,000 per policy period.
assignmentPLAN DETAILS picture_as_pdfBROCHURE descriptionREVIEWS
  • local_hospital

    Medical Maximum:
    $25,000, $50,000, $75,000, $100,000, $175,000

  • request_quote

    Deductible
    $$0 (0-69 years) , $100, $200 (70-99 years)

  • calendar_month

    Period of coverage:
    5 days to 364 days

  • shopping_cartBuy Now

Is Safe Travels Elite cheaper than Safe Travels Advantage?

No, Safe Travels Elite is not cheaper than Safe Travels Advantage. Safe Travels Advantage is generally the more affordable plan, with lower monthly premiums across comparable age groups and coverage levels. For example, for a 40-year-old traveler, Safe Travels Advantage costs between $20–$57 per month, while Safe Travels Elite costs between $26–$75 per month. Similarly, for a 60-year-old, Advantage ranges from $39–$101, while Elite ranges from $50–$134 per month.

Which plan is cheaper: Safe Travels Advantage or Safe Travels Elite?

When comparing Safe Travels Advantage and Safe Travels Elite, the Advantage plan is generally the more affordable option, especially for travelers looking for basic coverage or taking short-term trips.

Safe Travels Advantage is the cheaper option, with monthly premiums starting as low as $19 and ranging up to $325, depending on age, coverage maximum, and deductible.

Safe Travels Elite premiums start at $23 per month and go up to $683 per month for travelers up to age 89, depending on age and coverage selected.

Safe Travels Advantage

Travelers Age Maximum $25,000 Maximum $50,000
18 - 39 years $19 $28
40 – 49 years $20 $32
50 – 59 years $30 $45
60 - 69 years $39 $54
70 -79 years $61 $97
80 – 89 years $203 $325

Safe Travels Elite
Travelers Age Maximum $25,000 Maximum $50,000
19 - 29 years $23 $36
30 - 39 years $25 $42
40 - 49 years $26 $44
50 - 59 years $37 $61
60 -69 years $50 $76

What is the PPO network for Safe Travels Advantage and Safe Travels Elite Insurance?

A PPO network (Preferred Provider Organization) in the context of Safe Travels Advantage and Safe Travels Elite Insurance refers to a group of healthcare providers such as doctors, hospitals, and clinics that have agreed to provide medical services. For both Safe Travels Advantage and Safe Travels Elite, the main PPO network in the USA is First Health, which offers access to a broad range of healthcare providers nationwide. Outside the U.S.
Feature Safe Travels Advantage Safe Travels Elite
PPO Network First Health First Health
In-Network Coinsurance 80% (after deductible) No coinsurance (0%)
Out-of-Network Higher costs, higher deductible Higher costs, higher deductible
Out-of-network care Allowed, but higher costs Any licensed provider, file for claims
How to find providers Use First Health directory or ID card Use First Health directory or ID card

Safe Travels Advantage vs Safe Travels Elite Insurance - FAQs

  • Safe Travels Advantage insurance - FAQ's

    What is Safe Travels Advantage insurance?

    Safe Travels Advantage travel medical insurance is a fixed benefit affordable US visitors insurance which is available to cover the foreign visitors citizens coming to the US. The plan does not cover US residents and citizens living in the US for more than 364 days. This cheap US visitor medical insurance plan covers individuals from age 14 days up to the age of 89

    The plan is a limited accident and sickness plan and provides policy maximum coverage with the options of $25,000, $50,000, $100,000 and $150,000 and with deductible $0. Covid related expenses are covered and are treated as any other sickness. It is renewable.

    Does Safe Travels Advantage Insurance cover pre-existing conditions?

    Yes, Safe Travels Advantage travel medical insurance offers the best coverage for acute onset of pre-existing conditions up to the age of 89 years.

    Can Green Card Holders can buy Safe Travels Advantage health insurance?

    Yes, Green Card holders can buy Safe Travels Advantage health insurance. The plan is available to Green Card holders who are non-US citizens coming to the US or traveling worldwide. And it is a suitable option for Green Card holders visiting the USA or traveling outside their home country.

    What are the eligibility requirements for Safe Travels Advantage Insurance plan?
    • Who can buy: Non-US citizens or non-US residents traveling to the USA.
    • Age limits: Available for individuals from 14 days old up to 89 years of age.
    • Residency: Not available to US citizens, US residents, or green card holders while in the USA.
    • Trip type: Must be traveling to the USA for a temporary visit.
    Does Safe Travels Advantage Insurance cover Cardiac Conditions?

    Yes, Safe Travels Advantage international travel medical insurance covers $25,000 per Policy Period for ages up to 69 years and $15,000 per Policy Period for ages 70-89.

    How much does Safe Travels Advantage cost per month in USA?

    The cost of Safe Travels Advantage health insurance depends on the age of the applicant, the chosen deductible, and the maximum limit. Only $0 deductible is available. The maximum limit options are $25,000, $50,000, $100,000 and $150,000.

  • Safe Travels Elite Travel Medical Insurance - FAQ's

    Can Green Card Holders can buy Safe Travels Elite?

    The plan is available to green card holders visiting the USA only if they have a residence outside the United States and have not been residing in the U.S. for more than 365 days prior to the policy effective date.

    Is Safe Travels Elite a good insurance?

    Yes, Safe Travels Elite visitor insurance is a good choice for non US citizens visiting the US, particularly those who are looking for affordable travel medical insurance. This is a fixed benefit plan which offers coverage for accident and sickness medical coverage for persons up to 89 years of age. It includes:.

    • Coverage for eligible medical expenses including hospitalization, surgery, physician visits, and prescriptions.
    • Offers acute onset of pre-existing conditions, including related to cardiac disease.
    • Wellness visit covered up to $125 (Within the first 21 days of the start date, if you purchase a minimum of 30 days of coverage.)
    • The plan is available from 5 to 364 days and extendable up to 24 months.
    • You can find doctors, hospitals, and urgent care in the First Health PPO Network.
    • Covid-19 covered as any other illness
    What will you receive once the application is submitted?

    Once you have applied for the Safe Travels Elite insurance policy, you will receive an email sent to the address provided during the application process. The email will have links to download the key documents like your Insurance ID Card, Visa Letter and Certificate of Insurance.

    These documents are essential for your trip and should be kept accessible during your trip. You can log in to the client zone using your certificate number and date of birth to view and download your documents. If you need help with this process or have further questions about your policy, feel free to contact us at (877)-340-7910.

    How do I cancel Safe Travels Elite visitor insurance from Trawick International?

    You can cancel your Safe Travels Elite visitor insurance from Trawick International by following these steps:

    • Before the policy's effective date: You are eligible for a full refund.
    • After the policy's effective date (if no claims have been submitted): You may receive a partial refund, but only for full months remaining on the policy, minus a $25 cancellation fee.
    • If a claim has been submitted: The policy cannot be canceled.
    • To request cancellation, send an email with your policy details. You may also need to fill out a cancellation form.
    Are adventure sports covered in Safe Travels Elite health insurance Plan?

    No, the Safe Travels Elite health insurance plan does not cover adventure sports. Additionally, there is no option to add an adventure sports rider to this plan.

    What are the eligibility requirements for Safe Travels Elite plan?

    • Who can buy: Non-US citizens or non-US residents traveling to the USA or to the USA and other countries.
    • Age limits: Available for individuals from 14 days old up to 89 years of age.
    • Residency: Not available to US citizens, US residents, or green card holders while in the USA.
    • Trip type: Must be traveling outside their home country, with the USA as a destination.
    What is the advantage of buying Safe Travels Elite?

    Safe Travels Elite Insurance is an affordable Covid19 travel insurance. Safe Travels Elite Insurance Covid19 travel insurance by Trawick International for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

    Who is eligible to enrol in the Safe Travels Elite travel insurance plan by Trawick international?

    The Safe Travels Elite travel insurance plan by Trawick international is available for foreign residents visiting USA and worldwide and for travelers up to the age of 69 years

Review travel medical insurance plans - Blogs and articles

Safe Travels Advantage

Safe Travels Advantage travel medical insurance is a fixed benefit affordable US visitors insurance which is available to cover the foreign visitors citizens coming to the US. Covid related expenses are covered and are treated as any other sickness. It is renewable.

Read more »

Safe Travels Elite Plan

Safe Travels Elite offers Scheduled Benefits accident and sickness medical coverage, is a fixed benefit , cheap US visitor medical insurance plan. The plan is available to foreign travelers coming to the US.

Read more »

Summary

When comparing Safe Travels Advantage and Safe Travels Elite, it's important to note that both are fixed benefit travel medical insurance plans from Trawick International, designed primarily for non-U.S. citizens visiting the USA. These plans pay a fixed amount for each covered service rather than a percentage of medical bills, unlike comprehensive plans.
  • Safe Travels Advantage is typically cheaper and budget-friendly option ideal for travelers seeking essential medical coverage with basic travel benefits.
  • Safe Travels Elite, while slightly more expensive, offers higher per-incident coverage, increased sub-limits for specific benefits, and better overall value for those who want more robust medical protection.
  • Both plans are reputable, cover COVID-19, and are suitable for visitors to the US up to age 89.