IMG

Global Medical Silver Insurance

Global Medical Silver Insurance is an affordable long-term, annually-renewable, major medical insurance. This insurance has specific dollar limits on most benefits. It is the perfect expatriate medical insurance policy for those who want coverage for a variety of medical services, but are seeking to reduce their premium costs.

  • Brochure
  • Application
  • Benefits
  • Advantages
  • Disadvantages
  • Fixed Plan
  • Claims
  • Renewal
  • Provider Network

Quotes for Global Medical Silver Insurance

Start Date
End Date
Global Medical Silver Insurance Review
Global Medical Silver Insurance
Insurance Provider
Insurance Provider
International Medical Group
Plan Life
Plan Life
Lifetime
Policy Maximum
Policy Maximum?
$5,000,000 per individual
Deductible Options
Deductible Options?
$250 to $10,000 per period of coverage
Best Rating
Global Medical Silver Insurance Rating
AM Best Rating: "A" (Excellent)
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Compare Global Medical Plans
Compare Global Medical Plans

International Medical Group Global Medical Silver Plan Summary

eligibility Global Medical Silver Eligibility
  • Individuals and families of any nationalty.
  • Applicant's age must be between 14 days to 74 years. Travelers aged 75 years and above are not eligible and the coverage will end at 75 years.
  • US citizens must reside abroad or must leave US on the effective date and plan to reside outside US for atleast six of the next twelve months.
  • Worldwide coverage for non US Citizens

Optional-coverage Global Medical Silver Optional Riders
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
  • Global term life insurance (including AD & D)
  • Dental or Vision rider
underwriters Global Medical Silver Underwriter

Plan Benefits of Global Medical Silver Insurance

Benefits Coverage
Deductible Carry Forward Included
Treatment Outside the U.S. 50% of deductible waived, up to a maximum of $2,500. No coinsurance.
Treatment Inside the U.S. (using Medical Concierge) 50% of deductible waived, up to a maximum of $2,500. No coinsurance.
Treatment Inside the U.S. (PPO Network) Subject to deductible. No coinsurance.
Treatment Inside the U.S. (Non PPO Network) Subject to deductible. Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum per period of coverage.
Hospitalization/room and board In U.S. – 100% of average semi-private room rate.
Outside of U.S. - 100% of private room rate (not to exceed 150% of semi-private room rate).
Intensive care $1,500 per day - 180 days of coverage per event
Surgery 100%
Assistant Surgeon 20% of surgery benefit
Outpatient
Office visits and Diagnostic/X-Ray
  • 25 visits: $70 doctor/specialist maximum limit; $60 psychiatrist maximum limit; $50 chiropractor maximum limit; $500 surgery intervention consultation maximum limit
  • $250 X-Ray per exam maximum limit; $300 lab tests per exam maximum limit
Chemotherapy or Radiation Therapy Subject to deductible. No coinsurance
Transplants $250,000 lifetime maximum
Emergency room illness (Additional $250 deductible if not admitted as an in patient) 100%
Emergency room accident 100%
Local ambulance due to injury or illness resulting in hospitalization $1,500 maximum limit per event - not subject to deductible or coinsurance.
Emergency evacuation Up to $50,000 maximum per period of coverage.
Not subject to deductible or coinsurance.
Emergency reunion NA
Return of mortal remains $25,000 lifetime maximum - not subject to deductible or coinsurance.
Rx coverage 100%
Physical therapy Maximum $40 per visit - 30 visit maximum
Emergency dental due to accident $1,000 per period of coverage
Hospital indemnity (Outside the U.S. only) Private Hospitals: $400 per overnight and $4,000 maximum limit per period of coverage.
Public Hospitals: $500 per overnight and $5,000 maximum limit per period of coverage.
Pre-Existing Conditions Limitation $50,000 lifetime maximum; $5,000 per period of coverage after 24 months

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