International Health Insurance Forum

Long term maternity coverage for Mexican citizen frequently visiting US
questionHi,

I am looking at securing a year long policy because I travel to the U.S. frequently for work. I am looking at the global medical platinum policy because my husband and I are looking to become pregnant in the next couple of months and I see that this is the only plan that has any coverage. Is there a waiting period for pregnancy with this plan? What are the details? I want to make sure I am even eligible before purchasing a full year of coverage and not having anything covered. I am a MX citizen, but I live just across the border. I travel to San Diego and sometimes L.A. for my job and am here for a couple of weeks every couple of months. Thank you!
Danielle

questionDear Danielle,

Thank you for contacting us at American Visitor Insurance for your visitor medical insurance needs!
. We offer insurance from various highly rated insurance companies which allows you to compare prices and options to find the policy that meets your needs and budget.
The best global option for maternity coverage is Global Medical Platinum which covers maternity after 10 months continuous coverage of the plan. There is a pregnancy deductible of $2,500 applicable on this plan.
For the brochure or get quote of the Global Medical Platinum, please click on the below link:

Plan Details Brochure Buy Now

Congratulations and good luck! Do let us know if there is anything we can help you with.
For a full article with details about maternity coverage, please visit : Maternity Coverage

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
Global Insurance options with worldwide coverage for Expats
questionDear Sirs/Madams,

My colleague, his spouse and his child are USA citizens. They work in China for more than 1 year. As they have family in USA, they need to visit their family in USA from time to time. Our company would like to buy the travel insurances or any insurance plan for their USA insurance coverage in case they have any illness and operations in USA trips. Their ages are as follows:
  • Mr. Dieu - 47 years
  • Ms. Jaclyn - 46 years
  • Mr. Wesley - 11 years
I have some requirements for the travel insurance as follows:
  • My colleague Mr. Dieu Quang Lam always has business trips. Take an example, he works in China. He may travel from China to Vietnam to Thailand and then to U.S..Does the travel insurance cover such travel schedule including US?
  • Besides, My colleague's wife has father and mother. In case her father and mother have illness, she needs to return to USA to take care of them for a long period of time. I want to look for the insurance which can cover them the longer period stay in USA.
    If our company pays for annual or lump sum premium, the insurance can offer one year or more than one year insurance coverage for them longer stay in USA.
  • If you have such travel insurance plan, is it possible for our company to keep on buying the such insurance plan so that they are entitled to USA coverage continuously?
  • What is the payment fee for such travel insurance for the adult and his children?
  • I need to buy the insurance for them as soon as possible. If you have some insurance plans which can meet the above requirements, please kindly the travel plan leaflets in English version, the application forms, the payment methods, the travel insurance exclusion terms and conditions to me today.
Thanks,
Catherine

questionDear Catherine,

Here are the answers to your questions:
  • Yes. We have global plans that can cover Expats while they make visits to US and these Global plans cover them in other countries as well.
    Please have a look at our Global plans quote facility and try to get quote for your criteria.
    Please see the details for Global Medical Platinum Plan
  • Again the answer is global plans for this situation. Your colleague and his wife can be covered under one plan.
    Please have a look at our Global plans quote facility and try to get quote for your criteria.
    Global Medical Platinum Plan would be the right choice for this situation.
  • Global Medical Plans are renewable every year. You will receive an email for renewal before the plan end period (12 months). You can renew online or complete a paper renewal form. Make sure that you meet all the eligibility requirements outlined and there are no additional questions during renewal.
  • I can say that the Global Medical Platinum plan specifically costs $13,744 for your colleague, his wife and the child put altogether for the age that you have mentioned which is 47, 46 and 11. This amount is with a deductible of $500 and this amount is for one year.
  • Global Medical Platinum Plan can be purchased online

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
US citizen aged 80 years traveling outside US
questionHi,

I have a visitor who is a US citizen and resides in Pakistan and wants to travel to UAE. My visitor is 80 yrs old. Does your company have an appropriate plan for him?
Thanks,
Mariam

questionDear Mariam,

Thank you for contacting us at American Visitor Insurance for yourUS visitor medical insurance needs!
Here are the links for the policy we spoke about over the phone:

For your visitor, who is US citizen, 80 yrs of age traveling to a Non US location(UAE), we have plan options which offer max of $20,000. These are comprehensive plans. I have taken quote for 80 yrs of age. There are 3 plans that provide this coverage.

PATRIOT PLATINUM:
This is from the company IMG(International Medical Group). This plan costs $511.50 with a deductible $100 for one month. Here is the product page of this plan:

Patriot Platinum Insurance Plan Details Brochure Buy Now

Diplomat International:
This is from the company Global Underwriters. This plan costs $362.40 with a deductible of $100 for one month. Here is the product page of this plan:

Diplomat International Insurance Plan Details Brochure Buy Now

Please let us know if we can help you in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
Annual Worldwide Medical Insurance
questionHi,

I am a US citizen living in France. I would appreciate a yearly medical coverage for travel worldwide. My DoB is 13/10/1946 and I prefer paying in US$. My home address is Port Washington, NY but as mentioned above, I live in France and travel all over the world.
Your earliest reply and offer would be much appreciated.
Sincerely,
Peter

questionDear Peter,

It sounds from your email that you would benefit from a global health insurance plan. It works anywhere in the world you travel. These plans are not guaranteed, and you must fill out an extensive application with all your medical history in it. The company may (1) reject your application, (2) accept your application, or (3) accept your application with additional riders. I will put information below on a very good set of plans and then put a general link so you can browse other options at the end of the email. The Global Medical Policies offered by IMG are excellent and popular choices for long term international insurance. The policy will cover you while you are traveling outside your home country of citizenship as well as in your home country. The advantage of a global health policy is that once you are accepted onto the plan, you are guaranteed coverage year after year and the only price increase will be due to age (they cannot increase your rate due to a new health issue).

The Global Medical Silver plan is a fixed plan which may work well in countries where medical costs are low. The Global Medical Gold, GoldPlus, and Platinum are comprehensive policies. The Global Medical Gold can be renewed for more than three years, however, in the fourth year, benefits are reduced. For continuous coverage after the third year, you should choose the Global Medical Gold Plus plan. The Global Medical Platinum offers complete medical coverage even for maternity costs.
For a brochure of the plan and to purchase or get a quote for the policy, use the link below: (Please note that you will choose how you want to pay (monthly, quarterly, biannually, or annually) at the beginning of the application and you will not be able to change this later) use the link below:

Brochure Buy Now

Here is a link to browse all global health insurance options. If you think you will not qualify for one of these due to health issues, you might also consider short term plans (which can be purchased for 12 months as well). Let us know if you would like to know more about these options and we would be happy to send more information.
International Health Insurance

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
Purchasing International Insurance using Social Security Number
questionHi,

We are trying to buy international insurance and are having a problem with the passport option. My boyfriend submitted his application at the consulate together with the passport. We do not have the passport number at hand and the moment and would like to know if there is any other information we can provide (like social security) that would allow us to make this purchase as soon as possible.
We need this in order for him to get the visa and need to submit it to them tomorrow.
I hope you can see my message and respond as soon as you can. Your help is very appreciated.
Thank You,
Angela Medina

questionDear Angela,

Thank you for your email.
Yes, you can purchase the international insurance using a social security number, and can later get the insurance document endorsed with the correct passport number by sending us the details by email.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
Health Insurance Covers Dental Issues for American, staying in Germany
questionHi,

I am an American living in Germany. If I buy a dental plan, will I be covered here? If not, could you possibly recommend a stand-alone dental plan that would cover me in Germany?
Thank you kindly,
Charlie D

questionDear Charlie,

We do not offer a stand-alone dental plan. The Global Medical plans which are long term plans do offer dental and vision as riders to their plans (included in the Platinum plan). You can compare global travel insurance, but they are meant for at least one year coverage. Here are links for global health insurance policies in case they may apply:

Global Travel Compare

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020
Travel Health Insurance offering coverage in US, Canada and Caribbean
questionHi,

I am a Canadian Citizen living in the UK at present.Over the next 5 years, in each year I will living approx. 6 months in BC Canada and approximately 6 months in Nevada of the US. I will probably be doing a business project in the Caribbean for 1 to 2 months per year.I am male, 63 years of age, in good health, non-smoker and exercise on average 3 times per week.
I am looking for a Health Plan that will cover all of my needs while living in the US, living in Canada and working part time in the Caribbean. Can you assist me or advise where I might obtain some coverage?
Thank you,
G. Brian Longpre

questionDear Brian,

Thank you for contacting us at American Visitor Insurance for your visitor medical insurance needs to visit the US!
. If you can spend 6 months or less in the USA then we can suggest the Global Medical series. 1. Global Medical Platinum/Gold/Silver: The Global Medical series is an excellent range of plans. Platinum providing the most extensive coverage and Silver providing more limited coverage. To be eligible for this plan non-US citizens holding a Greencard and electing coverage in the US only with no travel back to home country must not be in any way eligible for any domestic insurance.

Global Medical Platinum     Plan Details Brochure Buy Now

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February 2020

International Health Insurance - FAQ's

There are some USA Covid travel insurance plans available for travel that cover covid 19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These US covid travel insurance plans are available for visitors to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

It is important to be aware that the domestic health insurance of your home country usually does not provide coverage while outside your countries borders. As a foreign citizen, an expatriate will not be eligible for local subsidized medical care. Another very important factor is the varying price of healthcare in different parts of the world. It should be noted that the quality and price of healthcare can vary significantly even within a country. It is therefore important to have good worldwide health insurance so that you can access quality healthcare wherever you are currently residing.

You have a broad range of international medical insurance options. There are basic fixed benefit plans which provide a fixed coverage for different medical treatments which suffice for basic health care, there are also comprehensive global health insurance options which provide extensive healthcare cover up to the policy medical maximum up to 8 million US Dollars. Along with medical coverage, there are also options for preventive care, vision, dental benefits as well as medical evacuation.

Following are some benefits that are are covered by the international medical insurance:
  • Coverage for Wellness, Preventive Care and Vaccination
  • Coverage for transplant procedures
  • Pre-existing conditions coverage
  • Dental and Vision Coverage
  • Global term life insurance coverage
  • Sports Coverage
  • New born care, Maternity and Pregnancy coverage
  • Long term comprehensive medical insurance coverage with choice of different plan maximums

The cost of international health insurance varies depending on the insurance company and the plan chosen. The main factors on which the cost of insurance depends on are the age of insured, the medical maximum chosen, the deductible for the plan, the geographic region where you want coverage, the payment frequency option (monthly, quarterly or annually) as well as any add-on coverage, The fixed benefit expat insurance options (which have fixed limits for different coverage) are significantly cheaper than the comprehensive expatriate health insurance plans (which have no limits for different treatments up to the medical maximum).

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  1. Visitors Insurance Forum
    1. Travel Insurance
    2. US citizens visiting USA
    3. US citizens travelling outside USA
    4. Pre Existing Conditions
    5. Coverage for Australians
    6. Senior Citizens
    7. Family
    8. Maternity
    9. Atlas Travel Policy
    10. Patriot Travel Policy
    11. Liaison Travel
    12. How an insurance plan works?
    13. FAQs Forum
  2. Student Insurance Forum
    1. Student Secure Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Student Health Advantage
    5. OPT Insurance
    6. F2 Visa Insurance
  3. Adventure Sports Coverage
    1. Motorcross Coverage
  4. J1 Visa Insurance Forum
    1. J2 Visa Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Family
    5. Maternity
    6. Evacuation-Repatriation Insurance
    7. University Insurance
  5. H1/H4 Visa Insurance Forum
  6. K1 Visa Insurance Forum
  7. International Health Insurance Forum
  8. Green Card Holders
  9. Schengen Visa Insurance Forum
  10. Insurance Cancellation Forum
  11. Insurance Clarification Forum
    1. Buying Insurance
    2. Coverage
    3. Renewal
  12. Direct Billing & Claims Forum
  13. Safe Travel Forum
  14. Visitor Insurance FAQs
  15. Visitor Insurance Blogs

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