I am a US citizen living in France. I would appreciate a yearly medical coverage for travel worldwide. My DoB is 13/10/1946 and I prefer paying in US$. My home address is Port Washington, NY but as mentioned above, I live in France and travel all over the world.
Your earliest reply and offer would be much appreciated.
Dear Peter ,
It sounds from your email that you would benefit from a global health insurance plan. It works anywhere in the world you travel. These plans are not guaranteed, and you must fill out an extensive application with all your medical history in it. The company may (1) reject your application, (2) accept your application, or
(3) accept your application with additional riders. I will put information below on a very good set of plans and then put a general link so you can browse other
options at the end of the email. The Global Medical Policies offered by IMG
are excellent and popular choices for long term international insurance. The policy will cover you while you are traveling outside your home country of citizenship as well as in your home country. The advantage of a global health policy is that once you are accepted
onto the plan, you are guaranteed coverage year after year and the only price increase will be due to age (they cannot increase your rate due to a new health
The Global Medical Silver plan
is a fixed plan which may work well in countries where medical costs are low. The Global Medical Gold
, and Platinum
are comprehensive policies. The Global Medical Gold can be renewed for more than three years, however, in the fourth year, benefits are reduced. For continuous coverage after the third year, you should choose the Global Medical Gold Plus plan. The Global Medical Platinum offers complete medical coverage even for maternity costs.
For a brochure of the plan and to purchase or get a quote for the policy, use the link below: (Please note that you will choose how you want to pay (monthly, quarterly, biannually, or annually) at the beginning of the application and you will not be able to change this later) use the link below:
Here is a link to browse all global health insurance options. If you think you will not qualify for one of these due to health issues, you might also consider short term plans (which can be purchased for 12 months as well). Let us know if you would like to know more about these options and we would be happy to send more information.
International Health Insurance
Please let us know if we can help answer any questions or concerns you may have. Also, be aware that the online application will ask extensive medical questions (be prepared with dates and all the information) and that it may take a couple days for the company to review the application.
+1 (877) 340 7910Reviewed and Updated : April 2019