Global Medical Gold Plus Insurance

Quotes

Age
Start Date
End Date
Gender
Payment Type
Coverage
Citizenship

Global Medical Gold Plus insurance plan highlights

  • IMG Global Medical Gold Plus Insurance is long-term, annually-renewable, major medical insurance that provides worldwide health insurance coverage to people of all nationalities.
  • This insurance is an expatriate medical insurance plan for those who need a full range of medical benefits.
  • Lifetime Maximum Limit Options?: $5,000,000 per individual.
  • Deductible Options?: $250 to $25,000 per period of coverage.
  • Insurance Provider: International Medical Group
  • Plan Name: Global Medical Gold Plus
Global Medical Gold Plus Links
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Customer Care
  • Comprehensive
  • Claims
  • Provider Network
  • Renewal
FLORIDA RESIDENTS
International Medical Group’s Global Medical Gold Plus Plan summary


Underwriter
Eligibility
  • Individuals and families of any nationalty.
  • Applicant's age must be between 14 days to 74 years. Travelers aged 75 years and above are not eligible and the coverage will end at 75 years.
  • US citizens must reside abroad or must leave US on the effective date and plan to reside outside US for atleast six of the next twelve months
  • Worldwide coverage for non US Citizens

Plan options of Global Medical Gold Plus
  • Plan Life: Lifetime.
  • Policy Maximum?: $5,000,000 per individual.
  • Deductible?: $250 to $25,000 per period of coverage.
  • Deductible Carry Forward:Included.
    • Treatment Outside the U.S.: 50% of deductible waived, up to a maximum of $2,500. No coinsurance.
    • Treatment Inside the U.S. (using Medical Concierge): 50% of deductible waived, up to a maximum of $2,500. No coinsurance.
    • Treatment Inside the U.S. (PPO Network): Subject to deductible. No coinsurance.
    • Treatment Inside the U.S. (Non PPO Network): Subject to deductible. Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum per period of coverage.

Optional Riders
The traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
  • Global term life insurance (including AD & D)
  • Dental or Vision rider
  • Sports rider

Plan benefits of Global Medical Gold Plus insurance

Benefit Coverage
Hospitalization/room and board In U.S. –100% of average semi-private room rate.
Outside of U.S. - 100% of private room rate (not to exceed 150% of semi-private room rate).
Intensive care 100%
Surgery 100%
Assistant Surgeon 20% of surgery benefit
Outpatient
Office visits and Diagnostic/X-Ray
100%
Chemotherapy or Radiation Therapy Usual, reasonable and customary charges
Transplants $1,000,000 lifetime maximum
Emergency room illness (Additional $250 deductible if not admitted as an in patient) 100%
Emergency room accident 100%
Local ambulance due to injury or illness resulting in hospitalization 100%
Mental/Nervous $10,000 maximum per period of coverage with a $50,000 lifetime maximum - Available after 12 months of continuous coverage.
Emergency evacuation Up to maximum limit.
Not subject to deductible or coinsurance.
Emergency reunion $10,000 lifetime maximum
Return of mortal remains $25,000 lifetime maximum - not subject to deductible or coinsurance.
Child Wellness (Through age 18) $200 maximum per period of coverage - not subject to deductible or coinsurance.
Available after 12 months of continuous coverage.
Adult Wellness (Through age 19 or older) $250 per period of coverage - not subject to deductible or coinsurance. Available after 12 months of continuous coverage.
Rx coverage 100%
Physical therapy Maximum $50 per visit
Complementary Medicine Acupuncture $150; Aroma Therapy $50; Herbal Therapy $50; Magnetic Therapy $75; Massage Therapy $150; Vitamin Therapy $100;
Each per period of coverage not subject to deductible or coinsurance
Recreational Scuba 100%
Emergency dental due to accident 100%
Emergency dental due to sudden unexpected pain $100 per period of coverage
Hospital indemnity (Outside the U.S. only) Private Hospitals: $400 per overnight and $4,000 maximum limit per period of coverage.
Public Hospitals: $500 per overnight and $5,000 maximum limit per period of coverage.
Pre-Existing Conditions Limitation $50,000 lifetime maximum; $5,000 per period of coverage after 24 months
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