IMG

Global Medical Bronze Insurance

It offers the most economical global coverage of all IMG plans for those seeking affordable benefits for inpatient care.

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Quotes for Global Medical Bronze Insurance

Start Date
End Date

Global Medical Bronze Insurance Review

Global Medical Bronze Insurance
Insurance Provider
Insurance Provider
International Medical Group
Plan Life
Plan Life
Lifetime
Policy Maximum
Policy Maximum?
$1,000,000 per individual
Deductible Options
Deductible Options?
$250 to $10,000 per period of coverage
Best Rating
Global Medical Bronze Rating
AM Best Rating: "A" (Excellent)
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Compare Global Medical Plans

International Medical group Global Medical Bronze Plan Summary

eligibility Global Medical Bronze Eligibility
  • Individuals and families of any nationalty.
  • Applicant's age must be between 14 days to 74 years. Travelers aged 75 years and above are not eligible and the coverage will end at 75 years.
  • US citizens must reside abroad or must leave US on the effective date and plan to reside outside US for atleast six of the next twelve months.
  • Worldwide coverage for non US Citizens
  • For families when both the parents are covered under this plan, the coverage is free for children age 14 days to 19 years for the first year of coverage.

Optional-coverage Global Medical Bronze Optional Riders
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
  • Global term life insurance (including AD & D)
  • Dental or Vision rider
underwriters Global Medical Bronze Underwriter

Plan Benefits of Global Medical Bronze Insurance

Benefits Coverage
Deductible Carry Forward Included
Treatment Outside the U.S. 50% of deductible waived, up to a maximum of $2,500. No coinsurance.
Treatment Inside the U.S. (using Medical Concierge) 50% of deductible waived, up to a maximum of $2,500. No coinsurance.
Treatment Inside the U.S. (PPO Network) Subject to deductible. No coinsurance.
Treatment Inside the U.S. (Non PPO Network) Subject to deductible. Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum per period of coverage.
Hospitalization/room and board In U.S. – 100% of average semi-private room rate.
Outside of U.S. - 100% of private room rate (not to exceed 150% of semi-private room rate).
Intensive care 100%
Surgery 100%
Assistant Surgeon 20% of surgery benefit
Outpatient
Office visits and Diagnostic/X-Ray
Specialists/ consultants (pre-inpatient) - up to $500 prior to inpatient treatment; Specialists/consultants (post-inpatient) - up to $500 following outpatient surgery or inpatient treatment for 90 days after leaving hospital.
Lab tests - up to $300 per visit; Diagnostic X-Rays limited to $250 per visit. No family doctor coverage.
Chemotherapy or Radiation Therapy Subject to deductible. No coinsurance
Transplants $250,000 lifetime maximum
Emergency room illness (Additional $250 deductible if not admitted as an in patient) Covered only if admitted as Inpatient
Emergency room accident 100%
Local ambulance due to injury or illness resulting in hospitalization $1,500 maximum limit per event - not subject to deductible or coinsurance.
Emergency evacuation Up to $50,000 maximum per period of coverage.
Not subject to deductible or coinsurance.
Emergency reunion $10,000 lifetime maximum
Return of mortal remains $10,000 lifetime maximum - not subject to deductible or coinsurance.
Rx coverage Inpatient: 100%.
Outpatient: Available for 90 days following related inpatient treatment or outpatient surgery. $600 outpatient maximum limit per inpatient event.
Physical therapy Inpatient: 100%
Outpatient: $40 maximum limit per visit, and 10 visit per event, available for 90 days following Inpatient Treatment or Outpatient Surgery.
Emergency dental due to accident $1,000 per period of coverage
Hospital indemnity (Outside the U.S. only) Private Hospitals: $400 per overnight and $4,000 maximum limit per period of coverage.
Public Hospitals: $500 per overnight and $5,000 maximum limit per period of coverage.
Pre-Existing Conditions Limitation Excluded

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