Global Medical Bronze Insurance Reviews, Review of Global Medical Bronze Insurance

Global Medical Bronze Insurance Cost, Global health insurance cost

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Global Medical Bronze insurance Reviews

Insurance provider
International Medical Group

Global Medical Bronze Rating
AM Best Rating: "A" (Excellent)

Policy maximum^?
$1,000,000 per individual

Deductible options^?
$250 to $10,000 per period of coverage

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Compare Global Medical Plans

Plan life^?
Lifetime

Global Medical Bronze Underwriter
Underwritten by Sirius International Insurance Corporation, a White Mountains Insurance Group Company.

Global Medical Bronze Links

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Global Medical Bronze

Global Medical Insurance
Application
Advantages
Disadvantages
Fixed benefit plan
Fixed benefit plan
Clearly defined limits under fixed benefits coverage. More affordable when compared to comprehensive plans, but with correspondingly less coverage. This works for small ailments, but can be inadequate for major expenses.
Cheapest options in the market definitely more affordable.
Fixed benefits plans are have specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.
Claims
Renewal
Provider Network

Global Medical Bronze insurance

It offers the most economical global coverage of all IMG plans for those seeking affordable benefits for inpatient care.
Applicant's age must be between 14 days to 74 years. Travelers aged 75 years and above are not eligible and the coverage will end at 75 years.
Plan maximum options available up to $1 million.
This plan includes COVID19 coverage up to the policy maximum.

Global Medical Bronze Insurance Eligibility:
It is eligible for individuals and families of any nationalty.

View complete details of benefits open_in_new

Global Medical Bronze Insurance - Key Highlights

This visitors insurance plan provides a policy maximum of $1,000,000.
The deductible options on this plan range from $250 t $10,000 per period of coverage.
Global Medical Bronze plan is available for individuals from the age range of 14 days to 74 years. The coverage ends at 75 years of age.
This plan provides worldwide coverage for Non-US citizens.
US citizens who reside outside of the US for at least 6 months of the next 12 months to be eligible for this plan.
Travel health insurance plan has a maximum lifetime of 365 days.
IMG travel insurance plan provides optional riders for term life insurance, dental and vision and Sports activities.
Pre-existing condition coverage is excluded with this plan.

A working example of using Global Medical Bronze (Offered by IMG) *

Insurance coverage is $1,000,000
Deductible is $250 per certificate period
Your claims for medical expenses is $18,250

Below is a simple calculation showing how much the plan/insurance company pays you:

Subtract the deductible from claims amount - $18,250 minus $250 equals $18,000. Insured bears $250

Expense	Amount billed	Amount Insurance Pays	Amount Insured Owes
Deductible	$250	$0	$250
Surgery	$16,500	$16,500	$0
Intensive care	$1,500	$1,500	$0
Total	$18,250	$18,000	$250

Global Medical Bronze Insurance Information

Global Medical Bronze Advantages

Global medical bronze is a Fixed plan.
Global Medical Insurance is available to individuals and families for all nationalities residing outside their home country.
Higher deductible options for the insured to choose from.
Deductible per period of coverage and 50% waiver of deductible if service is taken within the PPO network.
No coinsurance within the PPO network and outside the US and Canada.
Refund of full premium if policy cancellation request is received within 15 days of receipt of the relevant insurance documents.
Policy cancellation request after this period will be granted at the sole discretion of IMG administrator.

Global Medical Bronze Disadvantages

No child wellness and adult wellness benefit.

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What are some insurance terms important in Global Medical Bronze Insurance reviews?

Plan Maximum coverage of Global Medical Bronze travel insurance:
This the maximum coverage that the plan would offer for the medical expenses. Global Medical Bronze insurance offers plan maximum options of $1,000,000 per individual.
What is a deductible in Global Medical Bronze visitors insurance?
This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible.Global Medical Bronze insurance has deductible option from $250 to $10,000 per period of coverage.
What is a provider network of Global Medical Bronze Medical Insurance?
It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
Renewability of Global Medical Bronze Travel health insurance
Global Medical Bronze Insurance can be renewed lifetime.
Eligibility to buy Global Medical Bronze Insurance Online
It is eligible for individuals and families of any nationalty.Applicant's age must be between 14 days to 74 years. Travelers aged 75 years and above are not eligible and the coverage will end at 75 years.Worldwide coverage for non US Citizens.
Global Medical Bronze Insurance underwritten by Sirius International Insurance Corporation and rating "A" (Excellent) by AM Best Rating.

IMG Global Medical Plans Insurance - Common Questions

International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.

Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

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Global Medical Bronze Insurance Restrictions

Global Medical Bronze Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.