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Visitors Insurance for Family Forum

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Insurance for parent and child traveling to the US

Me, my wife and our 1,5-year-old child are now in California. We travelled here from Norway on my travel insurance on Sept 11 2018. We were expecting to travel back within 90 days which is the maximum length of the stay covered by our travel insurance.We now have to stay for 1 extra month because of sickness in the family living in California.
I have been back to Norway 2 times since we came here in Sept, so I am still covered by my travel insurance, but my wife and child is not. What insurance would you recommend for them, or is it any insurance that will work since they have not been back at our registered address in Norway since we left for California? We need an insurance that covers emergency transportation back to Norway if necessary and should be valid from Des 10 2018 till Jan 30 2019.
commentThomas
support_agentDear Thomas,

Thanks for contacting us for Visitors Insurance for Family traveling overseas.

Your wife and child are eligible to buy visitor insurance plan which you can view by taking quote in the ‘visitor medical compare insurance’ It is always recommended to buy a comprehensive plan as they are flexible when it comes to benefit coverage.

One of the plans that we recommend is Atlas Premium The plan has recently improved its benefits for evacuation and emergency. You can view the detailed plan benefits of “Atlas Premium insurance plans here”.

Atlas Premium America


Please let us know if you have any further questions.

Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

Insurance plan for a family traveling to USA

Please can you suggest an insurance plan for my family that includes me (34 years), my wife(30 years) and my son (4 years). I will be traveling to USA next month.
commentLiam
support_agentDear Liam,

Thanks for contacting us for Visitors Insurance for Family traveling overseas.

Thank you for your email. Your son will be your dependent. So on the application, you will have to add him as a traveler. I would say the Atlas America is the best option because a child under 10 is free with a paying adult so this price is hard to beat!

Atlas America


Hope this helps. And if you have any further questions, please feel free to contact us.

Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

Travel Health Insurance for a family visiting to Singapore

I along with my paremts want to visit Singapore from India. Can you suggest us any visitor Insurance plan?
commentShivesh
support_agentDear Shivesh,

Thanks for contacting us for Visitors Insurance for Family traveling overseas.

For your trip to Singapore, you can either buy the Atlas International by WorldTrips or the Patriot America by IMG These are comprehensive plans that will cover you for new sickness and emergency while you travel outside your home country.

Atlas International


Patriot America Lite


Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

Insurance plan for both US and Non US citizen

I am trying to buy American visitor insurance for my family. The form does not allow for me to change the citizenship for my wife. My child and I are US citizens, but my wife is non-US citizen. Does this matter or are you looking for the citizenship of the primary applicant?
commentSatish
support_agentDear Satish,

Thanks for contacting us for Visitors Insurance for Family traveling overseas.

I am assuming that all of your family members are visiting US and you do not currently reside in US. Is that right? If not, please let us know. For your situation, your wife, yourself and your child are eligible to buy any of the below mentioned policies.

But you and your child need to be on one single plan with you as the primary and your child as the dependent. Your wife needs to have a separate plan.

Given below are details of plans that will cover US citizens who reside outside of the US while they visit the US and also cover Non US citizens visiting US.

Patriot America and Patriot America Plus plans from the company IMG

Patriot America Lite


This plan is a comprehensive plan from IMG and provides medical coverage for unexpected sickness and injury for US citizens while they are in the US. You can get all information about Patriot America Lite plan by reading the plan brochure. You can buy the Patriot America Lite policy online

These plans define "home country" as where a person has a fixed residence, not necessarily their country of citizenship. So, as long as you intend to return to your country of residence, they will cover you.

The two policies are offered by the same company, but have different underwriters and vary in the maximum they will allow.

If you need coverage for acute onset of pre-existing conditions, then you can consider the below mentioned plan from the same company:

Patriot America Plus

This plan covers US citizens while they are in the US in a similar way as Patriot America except this plan has coverage for acute onset of pre-existing conditions up to the age 70.

You can get all information about Patriot America Plus insurance plan by reading the Patriot America Plus plan brochure

You can buy the Patriot America Plus insurance policy online

Patriot America Plus


An addition to the list of plans available for both US and Non US citizen visiting the US:

INF Elite X plan

This is a comprehensive plan from INF and is available for both US and Non US citizens. This plan has a unique benefit where it provides full pre existing condition coverage for the plan.

Here are the details of the plan:

INF Elite X Plan


Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

Visitor Insurance for family of 3

I am looking for visitor insurance for 3 members - ages 47 and 2 dependents ages 16 and 14. Can you please help us with a suitable plan?
commentJoe
support_agentDear Joe,

Thanks for contacting us for Visitors Insurance for Family traveling overseas.

Here is the link for the policy we spoke about over the phone:

Patriot America and Patriot America Plus plans from the company IMG

Visitors Care


You can buy the Visitor’s Care insurance policy and get all information about the policy brochure online Please let us know if we can help you in regarding to the Visitor’s Care insurance plan details

Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

Extensive Health Insurance for Family members

I am an American living in UAE. I will be traveling to the US with my kids for summer and would like to get a quote on the following:

Details:

Deductible: 0$

Coverage: $50,000

Should have extensive coverage in hospitals in Florida and North Carolina

Travelers:

  • Me: US Citizen, Age 37
  • Coverage from: 17/July/2015
  • Coverage End; 30/July/2015
  • Spouse:Non- US Citizen, Age 36
  • Coverage from: 17/July/2015
  • Coverage End; 30/July/2015
  • Child 1: US Citizen, Age 4
  • Coverage from: 17/July/2015
  • Coverage End; 30/Aug/2015
  • Child 2: US Citizen, Age 3
  • Coverage from: 17/July/2015
  • Coverage End; 30/Aug/2015

Please quote me based on the above asap.

commentAJ
support_agentDear AJ,

Thanks for contacting us for Visitors Insurance for Family traveling overseas. Given below are details of plans that Given below are details of plans that will cover US citizens who reside outside of the US while they visit the US. These plans will work for Non US citizens as well.

These plans define "home country" as where a person has a fixed residence, not necessarily their country of citizenship. So, as long as you intend to return to your country of residence, they will cover you.

1.Patriot America plan from IMG

This is a comprehensive plan from IMG and is available for US citizens visiting US while residing abroad. This plan is available for Non US citizens visiting US as well.

Here are the plan details:

Patriot America Lite


2.Patriot America Plus This plan is from IMG and provides coverage for acute onset of pre existing condition for people up to the age of 70. This is the difference between the Patriot America and Patriot America Plus plan.


3.INF Elite X Plan Here is the plan from INF that is comprehensive and is available for both US citizens and Non US citizens. This plan provides full coverage for pre existing conditions. Here are the details of this plan:


Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

Health Insurance dependents traveling along

I am traveling with my husband and 15 year old foster child. I want to make sure she is considered and eligible dependent. We would like to purchase the HTH Travel Gap Excursion coverage for the 3 of us.
commentTrugg
support_agentDear Trugg,

Thanks for contacting us for Visitors Insurance for Family traveling overseas.

Absolutely! As legal guardians to your foster child, you can put her on as a dependent on your policy.

I will put the links to the policy below for your convenience.

The name of the policy is now Voyager Choice here is the information:


Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

Visitor Medical Insurance for Family members

  1. What happens if the policy is cancelled after the commencement of the coverage?
  2. I am looking for a coverage that has $100,000 each for my daughter and wife with a co-pay of $50 and emergency medical evacuation of $25,000. I saw a quote on your site which was within $600 for the coverage period. Can you please confirm that.
  3. Will the insurance for my daughter cover the expenses for Pediatrician visits for the regular vaccinations after birth?
  4. Is it possible to cover only my daughter if my wife is able to arrange for insurance and what would be the quote for that (please note that my daughter is only 4 months old)?
  5. What are the documents that you need to issue the insurance (in case of my daughter only and for my wife+daughter)?
  6. How long would it take to get an electronic copy (pdf will work) of the insurance after I provide all the details. Can I get it within 2 - 3 days?
  7. If you issue only hard copy then is it possible for you to send me a scanned copy after the insurance documents are printed?
commentAroop
support_agentDear Aroop,

Following are the answers to your queries

1. What happens if the policy is cancelled after the commencement of the coverage?

Answer: The terms and condition of canceling a policy for each company is located in Cancellation Page

2. I am looking for a coverage that has $100,000 each for my daughter and wife with a co-pay of $50 and emergency medical evacuation of $25,000. I saw a quote on your site which was within $600 for the coverage period. Can you please confirm that.

Answer: Can you be more specific of which plan you are talking about?

3. Will the insurance for my daughter cover the expenses for Pediatrician visits for the regular vaccinations after birth?

Answer: Immunizations and physical exams are excluded from the coverage.

4. Is it possible to cover only my daughter if my wife is able to arrange for insurance and what would be the quote for that (please note that my daughter is only 4 months old) ?

Answer: Yes, it is possible to cover just your daughter as long as you have an insurance through your institution.

5. What are the documents that you need to issue the insurance (in case of my daughter only and for my wife+daughter)?

Answer: Documents are not needed to purchase any of our plans. The online application is very simple and only asks for information such as your name, date of birth, country of citizenship and so forth.

6. How long would it take to get an electronic copy (pdf will work) of the insurance after I provide all the details. Can I get it within 2 - 3 days?

Answer: Once the application has been approved, you will get your documents right away. Everything will be sent to you electronically if you select the "online fulfillment kit" option.

7. If you issue only hard copy then is it possible for you to send me a scanned copy after the insurance documents are printed?

Answer: The confirmation email contains valid documents for you. You will be able to print your documents provided by the insurance

Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

How much does visitors health insurance USA cost?

The best tourist visa travel insurance cost ranges from $20 to $353 a month. The cost depends on the age of the visitor, medical maximum coverage and deductible, visitors coverage type (Fixed vs comprehensive coverage), and any visitors insurance coverage for pre-existing conditions. For an average traveler, there are cheap travel insurance plans at less than a dollar a day. The cheapest visitor health insurance USA is a fixed benefit plan because it only covers a set amount for each medical expense. Within those parameters, you can choose an economical fixed plan or a more expensive, but complete comprehensive plan. The downside is that you only know what the insurance company will pay on your behalf; you may owe a little or a lot -- it will all depend on how much, specifically, for each service, you are charged. Someone in their Thirties will pay about $40 per month for a fixed plan or $60 for a comprehensive plan if traveling to USA from Europe. That same person would only pay $30 for a comprehensive plan to go to Europe. The price is usually double for someone in their sixties, and even more for older travelers. The price of best visitors insurance for the USA is approximate and can change based on the specific needs and circumstances. It is a good idea to compare different plans and get quotes from multiple providers to find the best coverage for your budget

Given the high US healthcare costs, being uninsured is very risky. In US hospitals, costs are much cheaper if you have short term medical insurance for international travel and the hospital is part of the travel insurance in USA PPO network. Beyond the travel insurance coverage, simply having the best health insurance for travelers to usa decreases the overall bill. It is crucial therefore to buy travel health insurance usa or health insurance for visitors in USA.

In the US, the cost of a routine physician's visit is on average as high as $176. An echocardiogram can cost $1,000 in Massachusetts and around $3,000 in New Jersey depending on the provider. The cost of common ailments like Diabetes Mellitus with Hyperglycemia admitted to an emergency room will cost around $2,500 -$5,000. Stroke resulting in ICU for about 10 days would cost $120,000, Heart attack treatment with medical bills for ambulance, hospital emergency room, ICU, EKG and MRI heart scans and continuing care from cardiologists would cost about $20,000, The average treatment cost of acute kidney failure in the USA was over $22,000.

How much does travel insurance for USA cost per month in 2025?

How much does the cheapest visitors insurance for USA cost?

The cheapest visitor health insurance USA starts from $20 per month with options up to $191 per month. The cost depends on the age of the visitor, medical maximum coverage and deductible.

The average cost of fixed benefit visitors travel insurance for USA is based on quotes for one month.

Plan Name Plan max range Deductible Age 40 Age 60 Age 70
Safe Travels Advantage $25,000 - $150,000 $0 $20 - $58 $39 - $102 $60 - $166
Visitors care $25,000 - $100,000 $100 $21 - $45 $40 - $75 $66 - $148
Safe Travels Elite $25,000 - $175,000 $0 $26 - $76 $50 - $134 $109 - $155
Visit USA Budget $50,000 - $150,000 $250 $32 - $56 $49 - $86 $84
VisitorSecure $50,000 - $130,000 $100 $34 - $62 $55 - $76 $96 - $139
Travel Medical USA visitor basic $50,000 - $150,000 $100 $42 - $52 $79 - $94 $173 - $191
Source: American Visitor Insurance®

How much does the comprehensive and best visitors insurance cost per month?

The best travel insurance cost for USA ranges from $58 to $353 per month. The cost depends on the age of the visitor, medical maximum coverage and deductible.

The average cost of comprehensive travel insurance for USA is based on quotes for one month with $250 deductible.

Visitor health insurance for USA

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Visitors Insurance - FAQ's

1.  Is visitors travel insurance a good idea?

Visitor medical insurance is not just a good idea, but a necessity! Health Care is very expensive in countries like the US, where not having Travel health insurance for USA can be catastrophic. Having Visitors Insurance for USA visitors can be a huge relief which comes in handy during any major unexpected sickness or injury while in a foreign country. International travelers are urged to buy visitor insurance USA to have a safe sojourn outside their home country.

2.  How much does US visitor insurance cost?

The cost of visitors insurance in USA depends mainly on the following factors; The age of the traveler, the duration of visitors insurance coverage, type of visitors insurance (fixed vs comprehensive coverage), any add on coverage requirements, or the need for health insurance for visitors to usa with pre-existing conditions.

3.  Can a tourist get health insurance in USA?

Yes, international tourists can and should buy visitors health insurance in USA. Given the high cost of US healthcare, it is very risky to travel to the US without the best visitors insurance for usa for visitors. International tourists can compare different visitor insurance plans online and then buy travel insurance for USA Visitors to get coverage as early as the following day.

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Which are the best travel insurance companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

Which are the best visitors insurance companies in USA?

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