Visitors Insurance for Family Forum

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Visitors Insurance for Family question and answers

Insurance for parent and child traveling to the US
questionHi,

Me, my wife and our 1,5-year-old child are now in California. We travelled here from Norway on my travel insurance on Sept 11 2018. We were expecting to travel back within 90 days which is the maximum length of the stay covered by our travel insurance. We now have to stay for 1 extra month because of sickness in the family living in California.

I have been back to Norway 2 times since we came here in Sept, so I am still covered by my travel insurance, but my wife and child is not. What insurance would you recommend for them, or is it any insurance that will work since they have not been back at our registered address in Norway since we left for California? We need an insurance that covers emergency transportation back to Norway if necessary and should be valid from Des 10 2018 till Jan 30 2019.
Best Regards,
Thomas

questionDear Thomas,

Thanks for contacting us for Visitors Insurance for Family travelling overseas.
Your wife and child are eligible to buy visitor insurance plan which you can view by taking quote in the ‘visitor medical compare insurance’ It is always recommended to buy a comprehensive plan as they are flexible when it comes to benefit coverage.
One of the plans that we recommend is Atlas Premium. The plan has recently improved its benefits for evacuation and emergency. You can view the detailed plan benefits of “Atlas Premium insurance plans here”.

Atlas Premium America Plan Details Brochure Buy Now

Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated:February2020

questionDear Customer Support,
Your answer is so clear, I highly agree with you! The Atlas America is undoutedly the best option for us. Although you don't provide the discount for group insurance plans, which are popular measure among other insurance companies, the free insurance that my son enjoy is really exciting! It seems that I have found the right answer to the previous puzzle! Your work for us is highly appreciated! Thanks.
Thanks
Liam
questionHi,

Please can you suggest an insurance plan for my family that includes me (34 years), my wife(30 years) and my son (4 years). I will be travelling to USA next month.
Thanks
Liam

questionDear Liam,

Thanks for contacting us for Visitors Insurance for Family travelling overseas.
Thank you for your email. Your son will be your dependent. So on the application, you will have to add him as a traveler. I would say the Atlas America is the best option because a child under 10 is free with a paying adult so this price is hard to beat!

Atlas America Plan Details Brochure Buy now
Hope this helps. And if you have any further questions, please feel free to contact us.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : February2020


question
Dear Customer Support,
Your answer is so clear, I highly agree with you! The Atlas America is undoutedly the best option for us. Although you don't provide the discount for group insurance plans, which are popular measure among other insurance companies, the free insurance that my son enjoy is really exciting! It seems that I have found the right answer to the previous puzzle! Your work for us is highly appreciated! Thanks.
Thanks
Liam
questionHi,

I along with my paremts want to visit Singapore from India. Can you suggest us any visitor Insurance plan?
Thanks,
Shivesh

questionDear Shivesh,

Thanks for contacting us for Visitors Insurance for Family travelling overseas.
For your trip to Singapore, you can either buy the Atlas International by HCC or the Patriot America by IMG. These are comprehensive plans that will cover you for new sickness and emergency while you travel outside your home country.

Atlas International Plan Details Brochure Buy now

Patriot America Plan Details Brochure Buy now

Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : February2020
questionHi,

I am trying to buy American visitor insurance for my family. The form does not allow for me to change the citizenship for my wife. My child and I are US citizens, but my wife is non-US citizen. Does this matter or are you looking for the citizenship of the primary applicant?
Thanks,
Satish

questionDear Satish,

Thanks for contacting us for Visitors Insurance for Family travelling overseas.
I am assuming that all of your family members are visiting US and you do not currently reside in US. Is that right? If not, please let us know. For your situation, your wife, yourself and your child are eligible to buy any of the below mentioned policies. But you and your child need to be on one single plan with you as the primary and your child as the dependent. Your wife needs to have a separate plan. Given below are details of plans that will cover US citizens who reside outside of the US while they visit the US and also cover Non US citizens visiting US.

Patriot America and Patriot America Plus plans from the company IMG:
Patriot America:
Patriot America Plan Details Brochure Buy now

This plan is a comprehensive plan from IMG and provides medical coverage for unexpected sickness and injury for US citizens while they are in the US. You can get all information aboutPatriot America insurance plan by reading the plan brochure. You can buy the Patriot America insurance policy online.

These plans define "home country" as where a person has a fixed residence, not necessarily their country of citizenship. So, as long as you intend to return to your country of residence, they will cover you. The two policies are offered by the same company, but have different underwriters and vary in the maximum they will allow.
If you need coverage for acute onset of pre-existing conditions, then you can consider the below mentioned plan from the same company:
Patriot America Plus:
This plan covers US citizens while they are in the US in a similar way as Patriot America except this plan has coverage for acute onset of pre-existing conditions up to the age 70.
You can get all information about Patriot America Plus insurance plan by reading the Patriot America Plus plan brochure. You can buy the Patriot America Plus insurance policy online.

Patriot America Plus Plan Details Brochure Buy now

An addition to the list of plans available for both US and Non US citizen visiting the US:
INF Elite network :
This is a comprehensive plan from INF and is available for both US and Non US citizens. This plan has a unique benefit where it provides full pre existing condition coverage for the plan.
Here are the details of the plan:
Elite network Plan Details Brochure Buy Now

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : February2020
questionHi,

I am looking for visitor insurance for 3 members - ages 47 and 2 dependents ages 16 and 14. Can you please help us with a suitable plan?
Thanks,
Joe

questionDear Joe,

Thanks for contacting us for Visitors Insurance for Family travelling overseas.
Here is the link for the policy we spoke about over the phone:
vistiorcare Plan Details Brochure Buy now

You can buy the Visitor’s Care insurance policy and get all information about the policy brochure online. Please let us know if we can help you in regarding to the Visitor’s Care insurance plan details.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : February2020
questionHi,

I am an American living in UAE. I will be travelling to the US with my kids for summer and would like to get a quote on the following:
Details:
Deductible: 0$
Coverage: $50,000
Should have extensive coverage in hospitals in Florida and North Carolina

Travelers:
  • Me: US Citizen, Age 37
  • Coverage from: 17/July/2015
  • Coverage End; 30/July/2015
  • Spouse:Non- US Citizen, Age 36
  • Coverage from: 17/July/2015
  • Coverage End; 30/July/2015
  • Child 1: US Citizen, Age 4
  • Coverage from: 17/July/2015
  • Coverage End; 30/Aug/2015
  • Child 2: US Citizen, Age 3
  • Coverage from: 17/July/2015
  • Coverage End; 30/Aug/2015
Please quote me based on the above asap.
Thank you
AJ

questionDear AJ,

Thanks for contacting us for Visitors Insurance for Family travelling overseas.
Given below are details of plans that Given below are details of plans that will cover US citizens who reside outside of the US while they visit the US. These plans will work for Non US citizens as well. These plans define "home country" as where a person has a fixed residence, not necessarily their country of citizenship. So, as long as you intend to return to your country of residence, they will cover you.

1.Patriot America plan from IMG:
This is a comprehensive plan from IMG and is available for US citizens visiting US while residing abroad. This plan is available for Non US citizens visiting US as well.
Here are the plan details:
Patriot America Plan Details Brochure Buy Now

2.Patriot America Plus:
This plan is from IMG and provides coverage for acute onset of pre existing condition for people up to the age of 70. This is the difference between the Patriot America and Patriot America Plus plan.
Patriot America Plus Plan Details Brochure Buy Now

3.INF Elite network plan:
Here is the plan from INF that is comprehensive and is available for both US citizens and Non US citizens. This plan provides full coverage for pre existing conditions. Here are the details of this plan:
Elite network Plan Details Brochure Buy Now

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : February2020
questionHi,

I am traveling with my husband and 15 year old foster child. I want to make sure she is considered and eligible dependent. We would like to purchase the HTH Travel Gap Excursion coverage for the 3 of us.

Thank you
Trugg

questionDear Trugg,

Thanks for contacting us for Visitors Insurance for Family travelling overseas.
Absolutely! As legal guardians to your foster child, you can put her on as a dependent on your policy.
I will put the links to the policy below for your convenience.
The name of the policy is now Voyager Choice, here is the information:
vistiorcare Plan Details Brochure Buy now

Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : February2020
questionHi,

1. What happens if the policy is cancelled after the commencement of the coverage?
2. I am looking for a coverage that has $100,000 each for my daughter and wife with a co-pay of $50 and emergency medical evacuation of $25,000. I saw a quote on your site which was within $600 for the coverage period. Can you please confirm that.
3. Will the insurance for my daughter cover the expenses for Pediatrician visits for the regular vaccinations after birth?
4. Is it possible to cover only my daughter if my wife is able to arrange for insurance and what would be the quote for that (please note that my daughter is only 4 months old) ?
5. What are the documents that you need to issue the insurance (in case of my daughter only and for my wife+daughter)?
6. How long would it take to get an electronic copy (pdf will work) of the insurance after I provide all the details. Can I get it within 2 - 3 days?
7. If you issue only hard copy then is it possible for you to send me a scanned copy after the insurance documents are printed?
Thanks
Aroop

questionDear Aroop,

Following are the answers to your queries 1. What happens if the policy is cancelled after the commencement of the coverage?
Answer: The terms and condition of canceling a policy for each company is located in Cancellation Page

2. I am looking for a coverage that has $100,000 each for my daughter and wife with a co-pay of $50 and emergency medical evacuation of $25,000. I saw a quote on your site which was within $600 for the coverage period. Can you please confirm that.
Answer: Can you be more specific of which plan you are talking about?

3. Will the insurance for my daughter cover the expenses for Pediatrician visits for the regular vaccinations after birth?
Answer: Immunizations and physical exams are excluded from the coverage.

4. Is it possible to cover only my daughter if my wife is able to arrange for insurance and what would be the quote for that (please note that my daughter is only 4 months old) ?
Answer: Yes, it is possible to cover just your daughter as long as you have an insurance through your institution.

5. What are the documents that you need to issue the insurance (in case of my daughter only and for my wife+daughter)?
Answer: Documents are not needed to purchase any of our plans. The online application is very simple and only asks for information such as your name, date of birth, country of citizenship and so forth.

6. How long would it take to get an electronic copy (pdf will work) of the insurance after I provide all the details. Can I get it within 2 - 3 days?
Answer: Once the application has been approved, you will get your documents right away. Everything will be sent to you electronically if you select the "online fulfillment kit" option.

7. If you issue only hard copy then is it possible for you to send me a scanned copy after the insurance documents are printed?
Answer: The confirmation email contains valid documents for you. You will be able to print your documents provided by the insurance

Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : February2020
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Visitors Insurance - FAQ's

Is visitors travel insurance a good idea?

Visitor medical insurance is not just a good idea, but a necessity! Health Care is very expensive in countries like the US, where not having travel health insurance for USA can be catastrophic. Having Visitors Insurance for USA visitors can be a huge relief which comes in handy during any major unexpected sickness or injury while in a foreign country. International travelers are urged to buy visitor insurance USA to have a safe sojourn outside their home country.

Yes, international tourists can and should buy visitors health insurance in USA. Given the high cost of US healthcare, it is very risky to travel to the US without the best visitors insurance for usa for visitors. International tourists can compare different visitor insurance plans online and then buy travel insurance for USA Visitors to get coverage as early as the following day.

The cost of visitors insurance in USA depends mainly on the following factors; The age of the traveler, the duration of visitors insurance coverage, type of visitors insurance (fixed vs comprehensive coverage), any add on coverage requirements, or the need for health insurance for visitors to usa with pre-existing conditions.

The best visitor insurance in USA will vary from visitor to visitor depending on their unique needs. There is no single visitors medical insurance which will work best for all visitors to the US. While some visitors will look for the cheapest visitors insurance plan, others will look for the most comprehensive visitors insurance coverage. The price will be higher if you need health insurance for visitors to usa with pre-existing conditions. It is recommended to compare different visitor insurance plans based on price as well as the different benefits coverage options. Visitors should also read different visitors insurance reviews before they buy visitor insurance USA.

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    1. Travel Insurance
    2. US citizens visiting USA
    3. US citizens travelling outside USA
    4. Pre Existing Conditions
    5. Coverage for Australians
    6. Senior Citizens
    7. Family
    8. Maternity
    9. Atlas Travel Policy
    10. Patriot Travel Policy
    11. Liaison Travel
    12. How an insurance plan works?
    13. FAQs Forum
  2. Student Insurance Forum
    1. Student Secure Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Student Health Advantage
    5. OPT Insurance
    6. F2 Visa Insurance
  3. Adventure Sports Coverage
    1. Motorcross Coverage
  4. J1 Visa Insurance Forum
    1. J2 Visa Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Family
    5. Maternity
    6. Evacuation-Repatriation Insurance
    7. University Insurance
  5. H1/H4 Visa Insurance Forum
  6. K1 Visa Insurance Forum
  7. International Health Insurance Forum
  8. Green Card Holders
  9. Schengen Visa Insurance Forum
  10. Insurance Cancellation Forum
  11. Insurance Clarification Forum
    1. Buying Insurance
    2. Coverage
    3. Renewal
  12. Direct Billing & Claims Forum
  13. Safe Travel Forum
  14. Visitor Insurance FAQs
  15. Visitor Insurance Blogs
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