Adventure Sports Travel Insurance Forum

adventure sports insurance forum
questionsHi,
I am looking for medical cover for my son as he is going to study soccer in Texas ,also some travel attached I was wondering if you could advise
Thanks,
Mandy

questionsDear Mandy,
Thanks for contacting us at American Visitor Insurance with your sports insurance needs! Here is a plan that has an excellent sports rider option that covers wide variety of adventure sports including collegiate sports, mountain climbing, skiing etc. Diplomat America from Global Underwriters: This is a comprehensive coverage plan. The plan pays co-insurance 80% of Covered Expenses up to $5,000 and 100% thereafter up to the selected policy maximum. This is a deductible per policy period plan. This plan provides $20,000 coverage for 80+ travelers. Here are the details of this plan: Please note that if you wish to be able to renew the policy, you must purchase the Diplomat LongTerm plan (must be purchased for at least 3 months the first time it is purchased): Diplomat Longterm Insurance

Please feel free to let us know in case of any questions.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : August 2019
questionsHi,
I am from New Zealand and I will be visiting US for some sports activities. I am looking for coverage options for the Sky Diving. Can you suggest me something?
Thanks,
Eric

questionsDear Eric,
Thank you for contacting us for US visitor insurance coverage for sky diving!
There is a plan that cover for this activity. Here are the details:
  • Diplomat America from Global Underwriters:

    Diplomat America     Plan Details     Buy Now

    In the brochure scroll down to the Optional Enhancement policy riders and check the details under Table 1 under "Low Option". You will find that skydiving comes under this section. While purchasing the plan online you will have to remember this.
Please have a look at this page where we have all our Sports plans:   Sports Coverage

You can also type the name of the activity in the 'Quick Search' in the above link and view the number of plans available for that activity and also the details of the plan available at the bottom of the results page.

Please let us know if we can help you in any further.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019
questionsHi there,
Just making enquiries about travel insurance while I'm visiting US, I'm a Skydive instructor who jumps out of a plane with customers attached to me.
I need an insurance quote(plan) that just suits me and resonable price. My max coverage should be 100,000 dollars probably. Anyways just waiting to hear from you.
Regards,
Jason

questionsDear Jason,
Thank you for contacting us for Sports Insurance coverage needs!
Here is a plan that has an excellent sports rider option that covers wide variety of adventure sports including collegiate sports, mountain climbing, skiing, sky diving etc.
Diplomat America from Global Underwriters:

Diplomat America     Plan Details     Buy Now     Brochure

This is a comprehensive coverage plan. The plan pays co-insurance 80% of Covered Expenses up to $5,000 and 100% thereafter up to the selected policy maximum. This is a deductible per policy period plan. This plan provides $20,000 coverage for 80+ travelers.
In the brochure scroll down to the Optional Enhancement policy riders and check the details under Table 1 under "Low Option". You will find that skydiving comes under this section. While purchasing the plan online you will have to remember this.

Please note that if you wish to be able to renew the policy, you must purchase the Diplomat LongTerm plan (must be purchased for at least 3 months the first time it is purchased): Diplomat Longterm Insurance

Please feel free to let us know in case of any questions.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019
questionsHello,
I am a resident in the US and ride a motorcycle. My friend is visiting from outside US and the standard visitor insurances exclude coverage for being motorcycle passenger. Can I get coverage using atlas america by HCCMIS?
Please help with clarification.
Thanks,
Joy

questionsDear Joy Dutta,
Thank you for contacting us for Sports Insurance coverage needs!
For your situation, Liaison Choice Insurance plan from the insurance company Seven Corners is the best suited option. This plan specifically states in the company brochure that coverage for motorcycle riding for both driver and passenger is available.
Please visit the following weblinks to know more on this product:

Liaison Choice logo     Plan Details     Brochure     Buy Now

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019
questionsHi,
Please let me know whether adventure/sports activities are covered or not, for example cycling, swimming, rides at amusement park, bungee jumps at licensed parks, helicopter rise as passenger, etc.
I do not see such info on the site or do not know whether those are included or not.
Please help.
Best Regards.
Ameen

questionsDear Ameen,
The only activities you mention that you need to be careful to get coverage for are bungee jumping and helicopter riding. Other activities, as long as you are engaged in them for recreational purposes (not competition), are generally covered with most plans. But, to have the bungee and helicopter riding covered, you should choose either: If you provide us with your age and the length of your stay, we can put together a more precise quote and suggestion.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019
questionsHi,
I will be traveling to the USA 20th July to 6th Sep and will do motorcycle touring, part of it off-road. We are shipping our own dual purpose bikes over there, as we have done plenty riding within New Zealand.
Wish to inquire about comprehensive medical insurance that does not exclude this type of activity. I am part of a group of nine doing this, we are in our 50's and owned/ridden motorcycles most of our lives.
Can you please confirm any exclusions I should be aware off that may relate to this type of activity.
Thanks,
Wilhelm


questionsDear Wilhelm,
As long as you are not doing Motocross (MX), then I would rather suggest the Patriot America plan which includes motorcycle riding without the adventure sports rider. That coverage will go up to the maximum of the plan for any injury sustained while on the motorcycle.
However, if you will be doing motocross or MX racing, then the Diplomat America would be the only one which would cover that. The difference is that you MUST purchase the sports rider and any injury sustained would be covered only up to $20,000 (not the maximum of the policy). So that would be a more limiting coverage that what is available with the Patriot America plan.

Patriot Platinum     Plan Details     Buy Now     Brochure

If you have further questions or concerns, please email us in response.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019
questionsHi,
Just emailing regarding your mountaineering insurance policy. Could I check what is your stance on self-guided mountaineering trips below 7000m? Are such trips still covered under your policy? Also, given that your coverage excludes mountains above 7000m, you might want to exclude Mt Everest (8848m) on your list of suggested mountains...
Thanks,
Nicholas Chee


questionsDear Nicholas,
Thank you for contacting us for your travel health insurance needs! Here is a plan that has an excellent sports rider option that covers wide variety of adventure sports including motocross, mountain climbing, skiing etc.
Diplomat America from Global Underwriters:

Diplomat America      Brochure     Buy Now

This is a comprehensive coverage plan. The plan pays co-insurance 80% of Covered Expenses up to $5,000 and 100% thereafter up to the selected policy maximum. This is a deductible per policy period plan. This plan provides $20,000 coverage for 80+ travelers.

Please let us know if we can help you in any further.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019
questionsHi,
Hello, I'm Italian And I'm going to Turkey for a legal base jump event.
Have you an insurance plan which cover me?
Thanks,
Mario

questionsDear Mario,
Thank you for choosing us for your travel insurance request. The only coverage available for base jumping is a plan called Diplomat International offered by Global Underwriters.

Here is the link to get a quote for the policy and look over the brochure:

Diplomat America Buy Now     Brochure

You must choose the sports rider called " Athletic and Hazardous Activity Rider" and specifically choose "sky diving" to be covered. This will increase the cost of your insurance.

The online application is a little cumbersome . You must choose the age of the traveler . Then choose the plan (Plan A for $50,000 maximum, etc) and deductible for the policy. The deductible is what you must pay first before the insurance starts to pay on the insured's behalf. Note that the maximum and deductible are per person. Choose the country of destination. Enter the start (or effective) and end dates of the policy (note that there is a 15 day minimum).

Once you have that filled out, you must click on the button labelled "Add to Itinerary". At this point, you will have the opportunity to choose a rider. Select the "Athletic, Sports and Hazardous Activity Rider" from the drop down menu. Then select all applicable sports and activities you want to be covered and in your case, you must choose "Sky Diving".

Finally, choose "Calculate Quote" at the bottom of the page. The page will then show you the cost of the insurance for the parameters you entered. If you decrease the maximum of the plan or increase the deductible, this will lower the cost of your insurance. If you want to make changes, select "Change Quote" and alter parameters as desired, or select "Purchase Policy" to make an online purchase.

Once your purchase is complete, you will get an onscreen message giving you your insurance details as well as a confirmation email. You should print out your ID cards to carry with you on your trip as these will have all the relevant information needed to access your insurance should you need it.

Please feel free to call or email us with any further questions or concerns you may have. We wish you safe and exciting travel!

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019
questionsHello,
I'm interested in buying a Diplomat America Insurance. I looked at your web site but I'm not sure how to proceed:
I need to buy a Policy for:
One Adult Male 52 years old for a maximum medical policy of $ 1.000.000,00(NO hazardous sports)
Two young Male under 18 years old for a maximum medical policy of $ 1.000.000,00 each (hazardous Activity Riders - MX)
Deductible $ 0,00
Effective dates 12/23/2013 - 01/06/2014
I'm going to send you all the data you need at your request
All of them are resident in Italy. I will pay by VISA credit card
Please let me know how to proceed.
Kind regards,
Roberto Camporese

questionsDear Roberto,
Thank you for contacting us for Sports Insurance coverage needs!
You will have to fill out the online application and provide all the details including your Credit Card information.
Here is the buy link for the Diplomat America policy for your reference.

Diplomat America      Buy Now      Brochure

If you want us to purchase the plan we can do it for you over the phone.
Please give us a call at 877-340-7910

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

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    1. Motorcross Coverage
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