H1/H4 Visa Insurance Forum

h1b insurance forum
Hi,
I am looking for medical insurance options. I came from INDIA on H4 dependent visa and had insurance from INDIA for last 9 months. I am looking for options in USA now. Kindly reply me with your quotes. I am currently residing in Los Angeles.
Thank You,
Sindhu


Dear Sindhu,
Thank you for contacting us at America Visitor Insurance for your insurance needs. Here are 2 excellent comprehensive plans I recommend for you and your family.
The first option is the Atlas America. This is great option because if you go in-network providers, you only pay deductible and no coinsurance (you pay 20% out of network of the first $5,000 in medical bills). Also, a child under 10 is free with a paying adult so this price is hard to beat! These features make it a really good option for visitors to the US.
To see all the details of this plan (PPO network, buy it, etc), go here:

Atlas America Logo      Plan Details      Buy Now      Brochure

Another other excellent option is Patriot America the coinsurance is only 10% of the first $5,000 after the deductible. Also, if you purchase at least one month the first time you buy it, there is NO renewal fee. These benefits make this plan another excellent choice.

Patriot America Logo      Plan Details      Buy Now      Brochure

Also, for a comparison of the Atlas and Patriot plans, you can go here : Atlas America vs Patriot America

Please do not hesitate to call on us if you have further questions or concerns about either of these or any other policy available. We wish you safe and healthy travels!

Regards,
Customer care
+1 (877) 340 7910
Hello,
I need insurance for my wife who is coming to US on H4. Can you please explain the coinsurance part of the plan which costs me $5,239 and coverage of $50,000 . Can you please let me know, how the coinsurance works for the plan?
Thanks,
Sreenivas


Dear Sreenivas,
Thank you for contacting us at American Visitor Insurance for your travel health insurance needs! Here are the links for the policy we spoke about over the phone:
Here is the link to our product page on our site:

Atlas America Logo      Plan Details      Buy Now

You can get all information about Atlas insurance, see the brochure, search the PPO network and buy the policy in the website.
This policy is available for H4 Visa holders.
This policy is very popular with international travelers and has many excellent features. In particular, their coverage of "acute onset" of pre-existing conditions up to $100,000 or the maximum of the plan (whichever is smaller) for medical expenses and an additional $25,000 for emergency medical evacuation can put your mind at ease.
To purchase the Atlas America plan, you can go directly to this site:
This is how co insurance works for this plan.
$50,000 is the policy maximum. This is the maximum that you have chosen which the plan pays in case of any kind of emergency such as emergency evacuation etc.
Now coming to how the plan pays in case of individual expense:
If you incur medical expense of lets say $5,239 and you have selected a deductible of $100. Then here is how the expense is calculated.
5239 -100(amount that you need to pay) = 5139. Now the co insurance is applicable for the first $5000 only in case you got to a network outside the PPO. In that case, you will pay the 20% of $5000 which is $1000 and the rest will be paid by insurance company. So out of 5239 you will be paying 100(deductible) + 1000 = 1100 and the rest is paid by insurance company.
Please let us know if we can help you in any further.

Regards,
Customer care
+1 (877) 340 7910

Related Forum Entries

  1. Visitors Insurance Forum
    1. Travel Insurance
    2. US citizens visiting USA
    3. US citizens traveling outside USA
    4. US citizens visiting Australia
    5. Pre Existing Conditions
    6. Coverage for Australians
    7. Senior Citizens
    8. Family
    9. Maternity
    10. Atlas Travel Policy
    11. Puerto Ricans visiting mainland USA
    12. Patriot Travel Policy
    13. Liaison Travel Policy
    14. How an insurance plan works?
    15. FAQs Forum
  2. Student Insurance Forum
    1. Student Secure Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Student Health Advantage
    5. F1 Visa Insurance
    6. OPT Insurance
    7. F2 Visa Insurance
  3. Adventure Sports Coverage
    1. Motorcross Coverage
  4. J1 Visa Insurance Forum
    1. J2 Visa Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Family
    5. Maternity
    6. Evacuation-Repatriation Insurance
    7. University Insurance
  5. H1/H4 Visa Insurance Forum
  6. K1 Visa Insurance Forum
  7. E2 Visa Insurance Forum
  8. International Health Insurance Forum
    1. Global Health Insurance
  9. Green Card Holders
  10. Schengen Visa Insurance Forum
  11. Insurance Cancellation Forum
  12. Insurance Clarification Forum
    1. Buying Insurance
    2. Coverage
    3. Renewal
    4. how to use insurance?
  13. Direct Billing & Claims Forum
  14. Safe Travel Forum
  15. Trip protection insurance
Forum Entries x
  1. Visitors Insurance Forum
    1. Travel Insurance
    2. US citizens visiting USA
    3. US citizens travelling outside USA
    4. Pre Existing Conditions
    5. Coverage for Australians
    6. Senior Citizens
    7. Family
    8. Maternity
    9. Atlas Travel Policy
    10. Patriot Travel Policy
    11. Liaison Travel
    12. How an insurance plan works?
    13. FAQs Forum
  2. Student Insurance Forum
    1. Student Secure Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Student Health Advantage
    5. OPT Insurance
    6. F2 Visa Insurance
  3. Adventure Sports Coverage
    1. Motorcross Coverage
  4. J1 Visa Insurance Forum
    1. J2 Visa Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Family
    5. Maternity
    6. Evacuation-Repatriation Insurance
    7. University Insurance
  5. H1/H4 Visa Insurance Forum
  6. K1 Visa Insurance Forum
  7. International Health Insurance Forum
  8. Green Card Holders
  9. Schengen Visa Insurance Forum
  10. Insurance Cancellation Forum
  11. Insurance Clarification Forum
    1. Buying Insurance
    2. Coverage
    3. Renewal
  12. Direct Billing & Claims Forum
  13. Safe Travel Forum
  14. Visitor Insurance FAQs
  15. Visitor Insurance Blogs
Welcome to American Visitor Insurance  - Online Chat
Name is required
Email is required Email is invalid
Contact is required