Why is health insurance essential for E2 visa holders in the United States?
The E2 Visa allows citizens of treaty countries to work or run a business in the USA. It is valid for 3 months to 5 years and can be extended indefinitely. US healthcare is expensive, making health insurance essential for E2 Visa holders to cover unexpected medical costs and avoid financial strain.
What are the requirements for E2 Visa?
- The applicant must be citizen of the E2 Visa eligible country.
- The applicant must have documents of proof of substantial funds available to be invested in the US.
- The E2 Visa applicant must prove that he or she is entering USA to do business or develop a business in the USA.
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How can I buy E2 visa medical insurance online?
1: Finding the available international travel insurance plans
Complete the travel insurance quote form by providing traveler details and the insurance requirements.
2: Compare the different travel insurance options
Compare price and the benefits of the different travel insurance options to identify what fits your needs best.
3: Buy the travel insurance USA you like best and review documents
Buy the plan that fits your needs and budget by using a credit card and completing the online application.
4: Review the visitors insurance documents download visa letter is required
Review the visitors insurance documents download visa letter is required.
Medical insurance for US expats visiting USA v2 medicine for usa
Visitor insurance resources
Travel insurance resources for emergency while outside your home country.
Factors for travel insurance
Factors to consider while deciding on the best visitor medical insurance.
Types of visitor insurance
Types of US visitor health insurance, fixed benefits vs comprehensive coverage.
Claims procedure
Insurance claims process for using insurance and getting healthcare in a hospital.
How much does travel insurance for USA from E2 Visa Medical Insurance cost?
The cost of best travel insurance for USA from E2 Visa Medical Insurance depends on the age of the traveler, medical maximum coverage and deductible for the plan, type of US health insurance for E2 Visa Medical Insurance (Fixed vs comprehensive travel insurance) and the cost of travel insurance for pre-existing conditions for the average traveler, there are cheap travel insurance plans at less than a dollar a day. The cost of E2 Visa Medical Insurance to USA travel insurance for visitors can start from as low as $15 per month and can go up to $200 per month. Understandably, the more expensive the travel insurance, the better and more comprehensive will be the travel insurance coverage. Compare and buy the best US visitor health insurance from E2 Visa Medical Insurance on American Visitor Insurance.
The best tourist visa travel insurance cost ranges from $16 to $150 a month. The cost depends on the age of the visitor, medical maximum coverage and deductible, visitors coverage type (Fixed vs comprehensive coverage), and any visitors insurance coverage for pre-existing conditions. For an average traveler, there are cheap travel insurance plans at less than a dollar a day. The cheapest visitor health insurance USA is a fixed benefit plan because it only covers a set amount for each medical expense. Within those parameters, you can choose an economical fixed plan or a more expensive, but complete comprehensive plan. The downside is that you only know what the insurance company will pay on your behalf; you may owe a little or a lot -- it will all depend on how much, specifically, for each service, you are charged. Someone in their Thirties will pay about $40 per month for a fixed plan or $60 for a comprehensive plan if traveling to USA from Europe. That same person would only pay $30 for a comprehensive plan to go to Europe. The price is usually double for someone in their Sixties, and even more for older travelers.
Given the high US healthcare costs, being uninsured is very risky. In US hospitals, costs are much cheaper if you have short term medical insurance for international travel and the hospital is part of the travel insurance in USA PPO network. Beyond the travel insurance coverage, simply having visitors insurance decreases the overall bill. It is crucial therefore to buy travel health insurance usa or health insurance for visitors in USA.
In the US, the cost of a routine physician's visit is on average as high as $176. An echocardiogram can cost $1,000 in Massachusetts and around $3,000 in New Jersey depending on the provider. The cost of common ailments like Diabetes Mellitus with Hyperglycemia admitted to an emergency room will cost around $2,500 -$5,000. Stroke resulting in ICU for about 10 days would cost $120,000, Heart attack treatment with medical bills for ambulance, hospital emergency room, ICU, EKG and MRI heart scans and continuing care from cardiologists would cost about $20,000, The average treatment cost of acute kidney failure in the USA was over $22,000.
How much does travel insurance for USA cost per month in 2025?
How much does the cheapest visitors insurance for USA cost?
The cheapest travel insurance for USA starts from $20 per month with options up to $191 per month. The cost depends on the age of the visitor, medical maximum coverage and deductible.
| Plan Name | Plan maximum | Deductible | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Safe Travels Advantage | $25,000 - $150,000 | $0 | $20 - $58 | $39 - $102 | $60 - $166 |
| Visitors care | $25,000 - $100,000 | $100 | $21 - $45 | $40 - $75 | $66 - $148 |
| Safe Travels Elite | $25,000 - $175,000 | $0 | $26 - $76 | $50 - $134 | $109 - $155 |
| Visit USA Budget | $50,000 - $150,000 | $250 | $32 - $56 | $49 - $86 | $84 ($50,000) |
| VisitorSecure | $50,000 - $130,000 | $100 | $34 - $62 | $55 - $76 | $96 - $139 |
| Travel Medical USA visitor basic | $50,000 - $150,000 | $100 | $42 - $52 | $79 - $94 | $173 - $191 |
The average cost of fixed benefit visitors travel insurance for USA is based on quotes for one month. Source: AMERICAN VISITOR INSURANCE®
How much does the comprehensive and best visitors insurance cost per month?
The best travel insurance cost for USA ranges from $58 to $353 per month. The cost depends on the age of the visitor, medical maximum coverage and deductible.
| Plan name | Plan maximum | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|
| Atlas Essential America | $50,000 - $1,000,000 | $58 - $109 | $131 - $266 | $263 - $328 |
| Safe Travels USA Cost Saver | $50,000 - $1,000,000 | $71 - $117 | $139 - $250 | $237 - $299 |
| Visitors Preferred | $50,000 - $1,000,000 | $77 - $144 | $148 - $301 | $253 ($50,000) |
| Patriot America Lite | $50,000 - $1,000,000 | $78 - $146 | $137 - $274 | $234 ($50,000) |
| Atlas America | $50,000 - $2,000,000 | $78 - $154 | $177 - $378 | $355 - $444 |
| Patriot America Plus | $50,000 - $1,000,000 | $78 - $147 | $177 - $307 | $355 ($50,000) |
| Travel Medical Basic | $50,000 - $1,000,000 | $80 - $138 | $167 - $314 | $252 - $337 |
| Safe Travels USA | $50,000 - $1,000,000 | $80 - $157 | $147 - $295 | $252 - $332 |
| Diplomat America | $50,000 - $1,000,000 | $125 -$214 | $229 - $301 | $353 ($50,000) |
The average cost of comprehensive travel insurance for USA is based on quotes for one month with $250 deductible. Source: AMERICAN VISITOR INSURANCE®
Best E2 visa medical insurance - FAQ's
1. What is E2 Visa?
The E2 Visa, or the E2 Treaty Investor Visa, is a non-immigrant visa that allows foreign nationals from countries with which the United States has a trade and investment treaty to enter and work and live in the U.S.
2. What happens if I do not have E2 visa health insurance?
If you do not have the E2 Visa health insurance, your Visa may be denied or revoked. It is important to have adequate health coverage to meet the visa requirements and protect yourself from unexpected medical expenses.
3. Do I need health insurance to obtain an E2 Visa?
Yes, health insurance is a requirement for obtaining an E2 Visa. Healthcare in the US is very expensive and it is essential to have proper health coverage to ensure you can meet any medical expenses that may arise during your stay in the United States.
4. Can I get best health insurance for E2 Visa USA?
Yes. While an E2 Visa holder cannot purchase US domestic health insurance, they can purchase US travel health insurance for an E2 Visa holder from popular and well reputed US companies on American Visitor Insurance.
Even if the person is already in the US on their trip, they can still buy medical insurance for E2 Visa holders starting the next day until they return home. The US E2 Visa travel insurance must be purchased before anything adverse health situation occurs in order to be covered.
5. Can I purchase E2 Visa health insurance after entering the United States?
It is strongly recommended to purchase E2 Visa health insurance before entering the United States. However, if you are already in the country, you can still purchase health insurance on American Visitor Insurance that meets visa requirements. It is important to do so as soon as possible to ensure continuous coverage.
6. What type of health insurance is acceptable for an E2 visa?
Acceptable health insurance for an E2 Visa should provide comprehensive coverage for both emergency and non-emergency medical services. It should also meet the minimum coverage requirements set by the U.S. government.
7. Do non immigrant Visa E2 need health insurance?
The Trump administration made a decision that affects some E2 Visa holders and requires them to have medical insurance requirements for E2 Visa holders. Even though there are no specific requirements for E2 Visa health insurance, E2 Visa holders can buy comprehensive health care insurance for any length of time as required.
8. Can an E2 visa holder get Medicare?
No, E2 visa holders are generally not eligible for Medicare. Medicare is a federal health insurance program primarily for U.S. citizens and permanent residents (green card holders) aged 65 and older. Since E2 visa holders are non-immigrants and do not hold permanent residency, they do not qualify for Medicare.
However, E2 visa holders can obtain private health insurance to cover their medical needs while in the U.S., and some may be eligible for coverage through the Affordable Care Act (ACA) marketplace, depending on their specific circumstances. It is important for E2 visa holders to have adequate health insurance to manage healthcare expenses during their stay in the U.S.
What is the health insurance for E2 Visa Holders?
Health insurance for E2 visa holders is a type of medical coverage that helps protect individuals on an E2 visa (a non-immigrant investor visa) against the high costs of healthcare in the United States. Medical care in the U.S. can be very expensive, with routine doctor visits costing hundreds of dollars, and emergency services, hospital stays, surgeries, and prescription medications often running into thousands or even tens of thousands of dollars. Without health insurance, E2 visa holders would have to pay these costs out-of-pocket, which can quickly become overwhelming, especially for those managing a business.
E2 visa holders are responsible for their own healthcare costs while in the United States. Unlike U.S. citizens or permanent residents, they are not typically eligible for government programs like Medicaid or the Affordable Care Act (ACA), unless they meet certain specific criteria.
Having comprehensive health insurance provides protection against unexpected medical emergencies, such as sudden illnesses or accidents. Having health insurance ensures access to a wider network of healthcare providers. Insurance plans often include access to Preferred Provider Organizations (PPOs) or other networks, ensuring that you get quality healthcare without having to pay extremely high costs. Therefore, it is important to understand about the health insurance for E2 Visa Insurance You can compare and buy best E2 visa health insurance on American Visitor Insurance online. Please feel free to call us at (877)-340-7910 or email and one of our licensed agents will be glad to help you!.
Which is the best medical insurance for E2 visa holders?
The best medical insurance for E2 visa Patriot american plus insurance by International Medical Group and Atlas america insurance Atlas America from WorldTrips, Safe travels usa comprehensive insurance from Trawick International. These are comprehensive plans and offer coverage for pre-existing conditions.
| Insurance Plans | Plan Maximum | Deductible | Cost * |
|---|---|---|---|
| Atlas America | $50,000 | $250 | $76 |
| Patriot America Plus | $50,000 | $250 | $76 |
| Safe Travels USA Comprehensive | $50,000 | $250 | $118 |
*Disclaimer: The best E2 visa health insurance price is based on quotes for a 40-year-old for one month. Source: AMERICAN VISITOR INSURANCE®
What are the factors that determine the cost of work visa health insurance?
- Age of the traveler: The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
- Type of travel insurance: Comprehensive travel insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.
- Medical maximum coverage and deductible options: The price of visitors insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
- Region of coverage: Travel insurance depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.
- Duration of travel insurance: The cost of travel insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost.
- Any add on benefits: Additional add-on benefits to the basic travel insurance plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.
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