Trip Cancellation insurance

Hello,
Dear AVI,

Looking for medical insurance for my 95 year old mother-in-law from England coming to the US for 90 days. Understand pre-existing conditions won't be covered.

She has been cleared to travel by her doctor. Also looking for the plan to cover the travel portion if available (ticket reimbursement if flights are delayed or she ends up not traveling.

Michael

Dear Michael,

Thanks for your inquiry with American Visitor Insurance! Trip delay and trip interruption coverage are available in all the travel insurance plans. They do not cover trip cancellation. However, trip insurance plans provide comprehensive and flexible coverage for trip related incidents including cancellation. Most trip insurance plans are available for US citizens and residents.

The only plan available for Non US resident traveling outside is the plan from Seven Corners: Round Trip International:

You can buy the RoundTrip International Travel Insurance policy by perusing the policy brochure online. Please let us know if we can help you in regarding to the RoundTrip International Travel Insurance plan details.

Please have a look at our trip cancellation insurance compare quotes facility.

Regards,
Customer care
www.americanvisitorinsurance.com
(877) 340 7910

Hi,

I am planning a 16 day trip to the USA do any of your policies include holiday cancellation? For example if I book my flights and then one of my elderly parents got sick or died and I had to cancel the flights?

Regards,
Tracy

Dear Tracy,

The situation you describe is exactly what trip cancellation insurance is for! You purchase the plan and insure a specific value of the non-reimbursable portion of your trip. If you do have to cancel for a set reason like one you describe, you will get either 100% or 150% of your money back (depends on the policy). The reason you get more back is because, presumably, it will cost you more to rebook it next year. Some policies have a "cancel for any reason" which is more expensive, but give you more flexibility in cancelling your trip.

If you go on your trip, then you have medical coverage should you get sick or hurt, but the policy is still in force. For example, if one of those emergencies should come up, mid trip, your policy will get you back home and you will get whatever portion of your trip you lost from your mid-trip cancellation (technically called "trip interruption" in insurance jargon).

US citizens and residents have several options available to them. Non US residents also have an option for trip cancellation insurance. The name of the plan is Round Trip International and it is offered by SevenCorners.
Here are the links for the policy:
Round Trip International (for non US residents & non US citizens)

You can buy the RoundTrip International Travel Insurance policy by perusing the policy brochure online. Please let us know if we can help you in regarding to the RoundTrip International Travel Insurance plan details.

Let us know if you have any more specific questions or concerns!

Regards,
Customer care
www.americanvisitorinsurance.com
(877) 340 7910

Hi,

how can I add the lost/damaged luggage and trip cancellation insurance to these plans?

Regards,
Marina

Dear Marina,

Thank you for contacting us at American Visitor Insurance for your visitor health insurance needs!. If you want trip cancellation coverage, then you must purchase a trip insurance policy. The only one available to non-US residents is this one: Round trip international

It offers more generous baggage loss benefits than plain international health insurance plans as well as a trip cancellation benefit. If you do go on your trip, then it offers health insurance while on your trip (often with no deductible).

Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
(877) 340 7910