Can I purchase Safe Travels Defend after booking my trip?

Yes. However, to qualify for benefits such as the pre-existing condition waiver, the plan must typically be purchased within 7 days of the initial trip deposit and the full non-refundable trip cost must be insured.

What is the coverage area of these travel insurance plans?

These are short-term travel medical insurance plans designed for travelers while they are outside their home country.

How does the plan handle pre-existing medical conditions, and what are the eligibility requirements for coverage?

Safe Travels Defend offers a pre-existing medical condition exclusion waiver if the policy is purchased within 7 days of the initial trip deposit date and the full non-refundable trip cost is insured. The plan has a 180-day look-back period for pre-existing conditions.

Safe Travels Defend Insurance 2026, Trip Cancellation & Interruption Coverage by Trawick International

📌 What Is Safe Travels Defend Insurance?

Safe Travels Defend Insurance is a trip cancellation and travel medical insurance plan designed for U.S. residents and citizens traveling domestically or internationally. The plan provides strong financial protection for trip cancellation, trip interruption, emergency medical expenses, and unexpected travel delays.and includes a Free Look Period for added peace of mind

Top reasons to buy Safe Travels Defend before your trip:

Up to $50,000 Trip Cancellation & Trip Interruption Coverage.
$50,000 Primary Emergency Accident & Sickness Medical Coverage.
Pre-Existing Condition Coverage (if purchased within 7 days of initial trip deposit and full non-refundable trip cost is insured).
Up to $600 Trip Delay Coverage for accommodations, lodging, and airline ticket change fees.

After buying the plan, Traveler can get all the plan document and plan id card by using Safe Travels Defend login. At American Visitor Insurance, US Travelers can contact the Safe Travels Defend insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

⭐ Safe Travels Defend Insurance Reviews

Insurance provider
Trawick International

Rating
AM Rating: “A (Excellent)”

Underwriter
Starr Indemnity & Liability Company

Best for

US residents
Trip Cancellation

❓ Why Should I Buy Safe Travels Defend Insurance?

Safe Travels Defend Insurance is a comprehensive trip cancellation and travel medical insurance plan designed to protect your trip investment and your health while traveling.

Comprehensive Trip Cancellation Coverage – Up to $50,000 to protect your prepaid, non-refundable travel expenses.
Trip Interruption Protection – Reimbursement if your trip is cut short due to covered emergencies.
Pre-Existing Condition Waiver Available – Eligible if purchased within 7 days of initial trip deposit and full trip cost is insured.
Trip Delay Benefits – Covers meals, accommodations, and airline ticket change fees.
Primary Baggage Loss & Delay Coverage – Protection for lost, stolen, or delayed luggage.
Emergency Medical Evacuation & Repatriation – Coverage for emergency transportation to appropriate medical facilities.
Ideal for Domestic & International Travel – Suitable for vacations, cruises, and high-cost trips.

👤 Who Is Eligible for Safe Travels Defend Insurance Plan?

Available to U.S. residents and U.S. citizens traveling within the United States or internationally.
Provides coverage for trips up to 90 days in duration.
Eligible for travelers up to age 85.
Can be purchased up to 15 months prior to the departure date.
Policy must be purchased before the trip departure date.

🏥 What Does Primary Coverage Mean in the Safe Travels Defend Insurance Plan?

Safe Travels Defend offers primary coverage, which means the plan pays eligible medical expenses first before any other health insurance you may have.

How Primary Coverage Works

Emergency doctor visits and hospital bills are covered first.
No coordination with your domestic health plan is required.
Claims are typically processed faster.
You may reduce out-of-pocket expenses while traveling.

Why Primary Coverage Is Important

International travelers whose domestic insurance may not work abroad.
Travelers with high-deductible health plans.
Anyone seeking faster and simpler claims processing.

💰 How Much Does Safe Travels Defend Insurance Cost Per Month in 2026?

The Safe Travels Defend insurance cost ranges from $40 to $650 for a 15 day trip. The cost of trip insurance is determined by factors such as

Traveler’s age
Trip Duration

For example here we are showing Safe Travels Defend insurance cost for 15 days trip length and a trip cost of $1,500, $3,000 and $5,000 respectively.

Age of traveler	Trip cost of $1,500	Trip cost of $3,000	Trip cost of $5,000
0 - 20 years	$40	$69	$114
21 – 34 years	$47	$82	$134
35 – 49 years	$54	$95	$156
50 – 59 years	$67	$118	$196
60 – 69 years	$90	$157	$259
70 - 74 years	$124	$213	$348
75 – 79 years	$167	$281	$456
80 - 85 years	$244	$403	$650

✅ What Are the Benefits of Safe Travels Defend Insurance?

Trip Cancellation help	Up to 100% of Trip Cost Insured up to $50,000
Trip Interruption help	Up to 100% of Insured Trip Cost
Travel Delay help	$600 ($150 per day) 12 hours
Missed Connection	$300 (12 hours)
Baggage Coverage	$750 ($100 per article, 50% special items)
Baggage Delay Coverage	$200 ($100 daily) 12 hours
Baggage and Personal Effects	Primary - $750 Per Article Limit: $100 Combined Article Limit: 50% of Baggage & Personal Effects Benefit
Emergency Evacuation	$350,000
Repatriation of Mortal Remains	$350,000
Emergency Accident & Sickness Medical Expense	$50,000 with deductible $100.
Pre-Existing Medical Condition Exclusion Waiver	Included Within 7 Days of Deposit
Free Look	This plan has 14 days Free Look period where you may cancel the insurance and receive a refund of premium provided no claim has been filed and you have not left on your trip.
Rental Car Damage Coverage (Not available in NY or TX) (Optional Coverage)	$50,000 ($100 Deductible)
Accidental Death & Dismemberment - Common Carrier	$25,000
Coverage Type	Primary
Dental Coverage	$500

🏥 Safe Travels Defend Insurance – PPO Network

Safe travel insurance - Provider network and how to find hospital or doctor?
If you have this logo on your ID Card:

You can find a provider in the USA by using the following link www.firsthealthinternational.com

Please note: there are no Pharmacies or Dental Providers listed as In-Network for First Heath PPO. All Dental Providers and Pharmacies are Out of Network and any Out of Network Deductible will apply to eligible claims.

If you have this logo on your ID Card:

You can find a provider in the USA by using the below button
Click here

Type in the zip code and then choose OPEN CHOICE PPO to search by name or provider type. You may need to contact a few to find an appointment right away.

🔔 Why Should I Buy Trawick International Insurance on American Visitor Insurance?

American Visitor Insurance has developed user friendly quote comparison tools to help travelers compare prices and benefits of different Trawick International insurance plans.

American Visitor Insurance also has resourceful FAQ's, Forums and Blogs based on customer needs, all of which are designed easily and make an informed decision of buying the best Trawick International insurance plan for your specific requirements.

American Visitor Insurance's licensed customer support staff with over two decades of travel insurance experience, help customers by providing answers to any queries or concerns while buying Trawick International insurance.

The customer support staff located in different time zones both in the East Coast and West Coast of the US are available at all times to help you with the online application process as well as to help customers while filing for Trawick International insurance claims should you need to use the insurance coverage while on your vacation.

Need Assistance Choosing The Right Plan?

Need help understanding your policy?

Our Customer Service team is available 24x7, putting your needs first every step of the way.

(877)-340-7910 Ask An Expert

❓ Safe Travels Defend Insurance – FAQs

For Trawick International Travel insurance Policy Cancellation : If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost.

Cancellation before effective date:

A full refund would be considered

Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:

If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.
If no claims have been filed with the Company, then
- a cancellation fee of US $25 will be charged;
- only full month premiums will be considered as refundable;
If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.

Coverage typically includes trip cancellation, trip interruption, travel delay, baggage loss, and emergency medical expenses for covered reasons listed in the policy.

Yes, but to qualify for benefits like the pre-existing condition waiver, you typically must buy the plan within 7 days of your initial trip deposit and insure the full non-refundable trip cost.

These are short term travel medical insurance designed for anyone, as long as they are outside their home country.

According to the plan benefits provided by Safe Travels Defend, the maximum coverage amount for trip cancellation and trip interruption is up to $50,000.

Safe Travels Defend plan benefits, the policy covers pre-existing medical conditions when coverage is purchased within 7 days of the initial trip deposit date. The plan also includes a pre-existing medical condition exclusion waiver that provides benefits for pre-existing conditions when purchased within 7 days of the initial trip deposit date. The look-back period for pre-existing conditions is 180 days.

For maximum benefits, purchase the plan soon after making your initial trip deposit and before your departure date.

Some of the exclusions of Safe Travels Defend are:

Does not cover any losses arising from pre-existing medical conditions, unless the coverage is purchased within 7 days of the initial trip deposit date and the full, non-refundable trip cost is insured.
Does not cover any losses arising from mental, nervous, or psychological disorders, unless the coverage is purchased within 7 days of the initial trip deposit date and the full, non-refundable trip cost is insured.
Does not cover any losses arising from war, invasion, acts of foreign enemies, hostilities, civil war, rebellion, insurrection, military power, or confiscation by order of any government or public authority.
Does not cover any losses arising from participation in professional athletic events, motor sport, or motor racing.
Does not cover any losses arising from the use of alcohol or drugs, unless prescribed by a physician.

🚫 What Are the Restrictions of Safe Travels Defend Insurance?

This plan is not available for travel to or in Cuba, North Korea, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia. This plan is not available to anyone over the age of 85.
Few Optional Coverages are not available in some states.