Global Medical Platinum Insurance Cost, Global health insurance cost

Start Date
End Date
Payment Type
Global Medical Platinum Insurance
Insurance provider
International Medical Group
Global Medical Platinum Rating
AM Best Rating: "A" (Excellent)
Policy maximum?
$8,000,000 per individual
Deductible options?
$100 to $25,000 per period of coverage
Compare Global Medical Plans
Compare Global Medical Plans
Plan life?
Global Medical Platinum Underwriter
Underwritten by a Sirius International Insurance Corporation, a White Mountains Insurance Group Company.

Global Medical Platinum Links

  • Brochures
  • Application
  • Advantages
  • Disadvantages
  • Comprehensive Plan
  • Claims
  • Renewal
  • Provider Network

IMG Global Medical Platinum insurance

  • Worldwide coverage for non US Citizens
  • Applicant's age must be between 14 days to 74 years. Travelers aged 75 years and above are not eligible and the coverage will end at 75 years.
  • Plan maximum options available up to $8 million.
  • This plan includes COVID19 coverage up to the policy maximum.

Global Medical Platinum Insurance Eligibility:
It is eligible for individuals and families of any nationalty.

View complete details of benefits

A working example of using Global Medical Platinum (Offered by IMG) *

  • Insurance coverage is $8,000,000
  • Deductible is $250 per certificate period
  • Coinsurance for claims incurred inside US and in the PPO: After the deductible, 90% of first $5,000 and then 100% to the policy limit
  • Your claims for medical expenses is $18,600
Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $18,600 minus $100 equals $18,500. Insured bears $100
Global Medical Platinum
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $100
Surgery $16,500 $16,500 $0
Prescription Drugs $500 $500 $0
X Ray $1,500 $1,500 $0
Total $18,600 $18,500 $100
* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.
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Global Medical Platinum Insurance Information

Global Medical Platinum Advantages

  • Global medical platinum is a comprehensive benefit plan.
  • Has a plan covering up to $8 million for lifetime of the policy.
  • Maternity benefit of up to $50,000 (lifetime benefit).
  • New-born care and congenital disorders covered up to $250,000 for first 31 days.
  • Non-emergency dental of up to $750 per calendar year.
  • Emergency dental due to accident: URC.
  • Adult and child wellness benefit available.
  • Vision care of up to $100 for exams, up to $150 for materials per 24 month period.
  • Deductible per period of coverage and 50% waiver of deductible if service is taken within the PPO network.
  • High-school sports injury up to $20,000 per certificate period.
  • Refund of full premium if policy cancellation request is received within 15 days of receipt of the relevant insurance documents.
  • Policy cancellation request after this period will be granted at the sole discretion of IMG administrator.
  • Freedom to choose your health care provider.
  • Mental/Nervous: $50,000 Lifetime benefit, available after 12 months of continuous coverage.
  • Non-US Citizens may avail of this plan wherever in the world they may be with no restrictions on time spent in any country.
  • Optional Adventure Sports Rider is available providing lifetime coverage of $25,000

Global Medical Platinum Disadvantages

  • Emergency local ambulance does not subject to deductible or coinsurance.
  • Interfacility ambulance transfer does not subject to deductible or coinsurance.

IMG Global Medical Plans Insurance - Common Questions

Is IMG travel insurance legit? Is IMG a real insurance company?

International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

Does IMG travel insurance cover Covid?

Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.

Does IMG sell Cancel for Any Reason Insurance?

Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

What does IMG insurance stand for?

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Is IMG a good travel insurance company?

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

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International Medical Group(IMG) Insurance related coverage

International Medical Group(IMG) Insurance related coverage

Global Medical Platinum Insurance Restrictions

Global Medical Platinum Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.


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