Patriot America vs Patriot Platinum vs Patriot GoTravel

IMG
Compare the benefit options and coverage limits of Patriot travel plans and choose the plan that best suits your needs.


Compare Travel Plans from International Medical Group

Age
Spouse
Start Date
End Date
Coverage Region
Citizenship
Patriot America Plus
Maximum
Deductible
Pre - existing
Patriot Platinum
Maximum
Deductible
Patriot Go Travel
Maximum
Deductible
brochure  Brochure & Details links
» Brochure
» Details
» Reviews
» Patriot Platinum Brochure
» Patriot Platinum Details
» Patriot Platinum Reviews
» Patriot GoTravel Brochure
» Patriot GoTravel Details
» Patriot GoTravel Reviews
Pre-existing  Coverage for Acute-onset of pre-existing conditions
  • Under 70 years of age: Up to period of coverage maximum limit.(Patriot America Plus plan only)
  • Patriot America does not cover pre-existing condition
For U.S. citizens
  • Up to age 65 with primary health plan - Up to plan maximum.
  • Up to age 65 without primary health plan - $20,000 lifetime maximum
  • Age 65+ with or without primary health plan - $2,500 lifetime maximum.
For Non U.S. citizens
  • Up to age 70 years: Up to maximum limit or $500,000 whichever is less
For U.S. citizens
Sudden and Unexpected Recurrence of a Pre-existing Condition:
  • Up to age 65 with primary health plan - Usual Reasonable and Customary up to plan maximum.
  • Up to age 65 without primary health plan - $20,000 lifetime maximum.
  • Age 65+ with or without primary health plan - $2,500 lifetime maximum.

For Non U.S. citizens
Sudden and Unexpected Recurrence of a Pre-existing Condition:
  • Up to $50,000 lifetime maximum for age 65 and under.
  • Up to $2,500 for age 65+.
For U.S. citizens
Sudden and Unexpected Recurrence of a Pre-existing Condition:
  • Up to age 65 with primary health plan - Usual Reasonable and Customary up to plan maximum.
  • Up to age 65 without primary health plan - $20,000 lifetime maximum.
  • Age 65+ with or without primary health plan - $2,500 lifetime maximum.
For Non U.S. citizens
Sudden and Unexpected Recurrence of a Pre-existing Condition:
  • Up to $50,000 lifetime Maximum for age 65 and under.
  • Up to $2,500 for age 65+.
coinsurance  Coinsurance - for treatment received outside the U.S. & Canada:
No Coinsurance No Coinsurance No Coinsurance
coinsurance  Coinsurance - for treatment received inside the U.S. & Canada:
In the PPO Network
The plan pays 100%

Out of the PPO Network
The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit
In the PPO Network
No Coinsurance

Out of the PPO Network
The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Maximum Limits
In the PPO Network
The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Policy Maximum

Out of the PPO Network
The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Policy Maximum
Hospital  Hospital Room and Board
Up to the Maximum Limit for average semi-private room rate Up to the Maximum Limit Up to the Maximum Limit for average semi-private room rate
Dental  Dental Treatment - Due to Accident
$300 maximum limit due to accident Up to the Maximum Limit No Coverage
Dental  Dental Treatment - Sudden Pain
$300 maximum limit for unexpected pain to sound natural teeth Up to $250 No Coverage
Emergency  Emergency Medical Evacuation
Up to $1,000,000 maximum limit Up to the Maximum Limit No Coverage
  Return of Mortal Remains or Cremation / Burial:
Up to $50,000 for Return of Mortal Remains or $5,000 for Cremation / Burial Up to $100,000 for Return of Mortal Remains or $5,000 for Cremation / Burial No Coverage
Terrorism  Terrorism
Up to $50,000 maximum Limit Up to the maximum Limit Up to $50,000 lifetime maximum
Accidental  Accidental Death and Dismemberment
$25,000 principal sum $50,000 principal sum $25,000 principal sum
Additional  Additional Benefits
  • Lost Luggage: Up to $50 per item of personal property; maximum of $250 per Period of Coverage
  • Urgent Care Center: Up to $25 copay. Copay not applicable when $0 deductible is selected
  • Walk-in Clinic: Up to $15 copay. Copay not applicable when $0 deductible is selected
  • Hospital indemnity: Up to $100 per overnight up to a maximum of 10 overnights
  • Supplemental Accident: Up to $300
  • Small Pet Common Air Carrier Accidental Death: Up to $500
  • Remote Transportation: $5,000 per certificate period, $20,000 lifetime maximum
  • Lost / Stolen (Luggage, valuables, personal papers): Up to $500
  • Felonious Assault: Up to $10,000
  • Hospital Daily Indemnity: $100 per night, maximum 10 days
  • Natural Disaster: $100 per day for 5 days
  • Identity Theft Assitance: Up to $500 per Period of Coverage
  • Trip Interruption: Up to $5,000
Optional  Optional Riders
Adventure Sports Rider
Enhanced AD&D Rider
Chaperone Replacement Rider
Evacuation Plus Rider
Adventure Sports Rider
Enhanced AD&D Rider
Citizenship Return Rider
Evacuation Plus Rider
Adventure Sports Rider
Enhanced AD&D Rider
Citizenship Return Rider
Underwriters  Underwriters
Sirius International Insurance Corporation Sirius International Insurance Corporation Sirius International Insurance Corporation
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