iTravelInsured Travel Lite Insurance
The iTravelInsured Travel Lite Travel Insurance Plan is ideal for the budget conscious travelers who is looking for inexpensive trip protection coverage for the invested trip cost against trip cancellation and trip interruption. IMG iTravelInsured Travel Lite Insurance also offers coverage for travel and luggage delay along with emergency travel assistance services.
Regarding the Volcanic activity in Iceland
Regarding the recent volcanic activity in Iceland, IMG’s travel protection plans (including iTravelInsured plans) purchased prior to November 16, 2023, may provide coverage for benefits if travelers’ plans are affected by this natural disaster.
As of November 16, 2023, our travel insurance carrier partners consider this natural disaster a foreseeable event. Claims are not payable if a natural disaster is foreseeable prior to the effective date of the plan. Therefore, plans purchased on or after November 16 will not be eligible for coverage for losses due to this volcanic activity.
Note: Customers should refer to their plan documents for complete terms and conditions as coverage may vary by plan and state.
IMG’s iTravelInsured Travel Lite Insurance plan summary
- US Residents on domestic and worldwide trips
- Inexpensive coverage for trip cancellation & interruption
- Maximum trip duration: 180 days
- Maximum age insured: 99 years
- Pre-existing condition review period: 60 days
- Premium refund: if cancelled within 10 days from the plan effective date, as long as your trip departure date has not occurred and you have not filed a claim.
- Minimum trip cost to be insured: $200
- Maximum trip cost to be insured: $25k
- Coverage type: Yes/Secondary
- Only the non-refundable deposit amount should be insured. You can increase coverage when additional non-refundable payments are made.
- Access to non-insurance 24/7 emergency travel assistance services.
Several Trip cancellation/interruption benefits
- Normal pregnancy or childbirth or attending the childbirth of the insured's family member or surrogate mother
- Legal separation or divorce
- Pet or service animal is sick, diagnosed with a terminal illness, injured, or dies
- Adoption
- Travel ban, travel alert or warning for levels 4+, or an evacuation order
- Closure of trails or slopes due to insufficient snow, natural disaster, or trail conditions
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Compare IMG iTravelInsured Travel Lite quotes »Plan benefits of iTravelInsured Travel Lite Insurance
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Sickness, injury or death of insured, a family member,
a travel companion, a business partner, or a child caregiverYes Insured’s primary residence or scheduled destination being rendered uninhabitable Yes Documented theft of passports/visas Yes Involved in a merger, job loss or job relocation Yes Documented traffic accident Yes Unannounced strike Yes Inclement weather that causes delay or cancellation by your common carrier Yes Mechanical breakdown of the common carrier Yes Mandatory evacuations due to national disasters Yes Emergency military duty for a natural disaster Yes A terrorist incident Yes Revoked military leave Yes Financial Insolvency or financial default of an entity that directly provides travel arrangements Yes NOAA hurricane warning or watch at destination Yes Court order to appear as witness Yes Jury duty Yes Hijack Yes
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IMG Trip Cancellation Insurance - FAQ's
The trip cancellation insurance coverage starts on the day following the purchase of the policy. The trip cancellation insurance plan will cover the traveler for factors such as trip cancellation even before the departure date of the trip.
Yes, one can cancel the IMG plan if there is no claim on the policy and if the traveler :
- Requests for cancellation is made within the 10 day free look period after buying the insurance
- Requests for cancellation before the start of the trip
The trip costs will include all non-refundable expenses such as the airline ticket costs, cruise expenses, hotel booking costs .... In the event of an unplanned cancellation of the trip, these expenses which would otherwise be lost will be covered by the IMG trip cancellation plans.
No, the IMG plans are not renewable.
Trip cancellation coverage is available if the entire trip is cancelled even before the start of the trip (this is even before the trip start date). Trip interruption coverage is applicable only after the start of the trip. Trip interruption comes is applicable if the trip is cancelled for a valid covered reason (unless you have the Travel LX plan which covers CFAR), after the start of the trip and here the insured traveler has to return to his/her home country.
You compare the coverage differences between the three IMG plans IMG travel insurance Comparision
There isn’t a specific “accommodation” benefit, but benefits could apply under IMG travel Insurance’s Travel Delay benefit. Travel delay would reimburse up to the per day, per person policy limit (varies between plans) for additional meals, accommodations, and local transportation expenses. A requirement to quarantine is a covered event under each of these benefits. In addition, if medical treatment is sought due to symptoms, the medical expense benefit would apply as well. Benefits would apply to an insured traveler OR a travel companion.
Resourceful links for IMG iTravelInsured Travel Lite travel insurance
IMG vacation insurance Blog
Read the article on trip protection cover offered by IMG Travel insurance plan.
Read more »Travel Lite vs Travel SE vs Travel LX
Compare and review the plans benefits of IMG Trip Cncellation insurance plans
Read more »IMG Travel Insurance Related Links
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