iTravelInsured Travel SE Insurance by IMG

Yes, iTravelInsured Travel SE offers comprehensive travel coverage, including trip cancellations, interruptions, medical expenses, COVID-19, pre-existing conditions (if purchased within 20 days), medical evacuation, and rental car damage. It’s ideal for families, international travelers, and adventurers but should be reviewed for exclusions and limits.

Yes, pre-existing medical conditions are covered under the iTravelInsured Travel SE insurance plan if the plan is purchased within 20 days of the initial trip payment and the traveler is medically able to travel at the time of purchase.

Yes, the IMG iTravelInsured Travel SE plan treats COVID-19 like any other illness. Therefore, cancellations due to contracting COVID-19 before or during the trip are covered.

Yes, the iTravelInsured SE insurance policy has certain exclusions and limitations, including:

• Pre-existing conditions are not covered if the plan is not purchased within the specified timeframe.
• Losses due to suicide, war, participation in professional sports, and other specified activities.
• Routine medical examinations and elective treatments are generally excluded.
• For a comprehensive list of exclusions, consult the iTravelInsured Travel SE insurance policy document.

Yes, you can receive a full refund if you cancel within 10 days of purchase, provided you haven't departed on your trip or filed a claim. After 10 days, the iTravelInsured Travel SE policy is non-refundable.

Yes, the iTravelInsured SE insurance plan includes coverage for rental car damage or theft, with a policy limit of $40,000 per covered vehicle.

The IMG iTravelInsured Travel SE plan offers 24-hour assistance services, including:

• Medical referrals and consultations.
• Emergency cash transfers.
• Legal assistance.
• Assistance with lost passports or travel documents.

The trip cancellation insurance coverage starts on the day following the purchase of the policy. The trip cancellation insurance plan will cover the traveler for factors such as trip cancellation even before the departure date of the trip.

Yes, one can cancel the IMG plan if there is no claim on the policy and if the traveler :

1. Requests for cancellation is made within the 10 day free look period after buying the insurance
2. Requests for cancellation before the start of the trip

The trip costs will include all non-refundable expenses such as the airline ticket costs, cruise expenses, hotel booking costs. In the event of an unplanned cancellation of the trip, these expenses which would otherwise be lost will be covered by the IMG trip cancellation plans.

No, the IMG plans are not renewable.

Trip cancellation coverage is available if the entire trip is cancelled even before the start of the trip (this is even before the trip start date). Trip interruption coverage is applicable only after the start of the trip. Trip interruption comes is applicable if the trip is cancelled for a valid covered reason after the start of the trip and here the insured traveler has to return to his/her home country.

You compare the coverage differences between the three IMG plans IMG travel insurance Comparision

There isn’t a specific “accommodation” benefit, but benefits could apply under IMG travel Insurance’s Travel Delay benefit. Travel delay would reimburse up to the per day, per person policy limit (varies between plans) for additional meals, accommodations, and local transportation expenses. A requirement to quarantine is a covered event under each of these benefits. In addition, if medical treatment is sought due to symptoms, the medical expense benefit would apply as well. Benefits would apply to an insured traveler OR a travel companion.