Procedure to get the Instant Iceland visa letter for application as required by the European consulates
Before traveling to Iceland, it is necessary to buy Schengen visa travel insurance to meet the Iceland visa requirements. On American Visitor Insurance, you can easily buy the travel insurance online to get the visa letter to submit to the Iceland consulate for your visa application. Once your travel insurance is purchased, you will receive the insurance details with the toll-free number, a virtual ID card, and the Schengen insurance letter for your visa application, which serves as proof of coverage.
Insure the health of the traveler due to accidental injuries or illness.
Know more »Insure your vacation expenses along with health of traveler.
Know more »Insurance required while applying for Schengen visa for Iceland.
Know more »Travel insurance for Iceland is mandatory if you need a Schengen visa and must meet specific coverage criteria. If you do not need a visa then travel insurance is optional yet it is still highly recommended due to potential high medical costs for foreigners.
Individuals who are not citizens of the European Union (EU), European Economic Area (EEA), or Switzerland and who plan to stay in Iceland for up to 90 days within a 180-day period for tourism, business, or family visits need to apply for Iceland Schengen Visa. This visa allows travel to Iceland and other Schengen Area countries. Exceptions may apply depending on the nationality of the traveler, as some countries have visa exemption agreements with the Schengen Zone.
To apply for a Schengen Visa to Iceland, follow these steps:
At American Visitor Insurance, it's easy to get the best deal for insurance to meet Iceland Schengen visa requirements. Simply use our compare engine to review travel policies and prices. All the plans listed will give you access to a "visa letter" which you can print out minutes after your purchase which shows you have the insurance that is required for your visa. Change in plans? Not sure when your will be traveling? No problem! All plans are very flexible and can either be pushed back, moved forward, or cancelled for a full refund (before they start)! If two people are over 70 years old, you can be quoted together on American Visitor Insurance, but some companies require you to fill out separate applications for each person (but the total cost will NOT change). Note that for travelers over 80, it can be cheaper to get a trip cancellation plan like one offered by IMG and they also provide a visa letter for you! Please call us at 877-340-7910 if you have any questions or concerns!
According to article 15 of regulation (EC) No 810/2009, of the European Parliament, the travel insurance requirements for the Iceland visa are:
Schengen visa insurance letter
Iceland visa travel documents
Nationalities who need Iceland visa
Schengen insurance cost ranges from $8 to $15 for a week. All the insurance plans listed below meet the Schengen visa requirements and are recognized by Schengen/EU embassies and consulates globally. Additionally, each provider allows you to download your Schengen visa letter on buying the policy. Travel medical insurance plans for Schengen countries can start at just $1 per day.
The average cost of travel insurance for Schengen visa per week for 25 years old traveler with medical maximum of $50,000 and $0 deductible.
| Insurance Plans | Provider Network | Cost | How to download Visa letter |
|---|---|---|---|
| Atlas International | No PPO | $8 | WorldTrips insurance ID cards via Client Zone |
| Patriot International Lite | IPA Network | $10 | IMG insurance ID cards from My IMG |
| Atlas Premium International | No PPO | $11 | WorldTrips insurance ID cards via Client Zone |
| Travel Medical Global Choice | Wellabroad.com | $11 | Seven Corners insurance ID cards via Client Zone |
| Safe Travels International |  |
$15 | Trawick international insurance ID cards via Client Zone. |
Source: American Visitor Insurance ®
Review Schengen Visa insurance plan benefits.
The cheapest travel insurance for Iceland cost starts from just $10 for a week. Schengen visa insurance cost depends on factors, such as the provider, the length of stay, the applicant's age, and the level of coverage required. It is advisable to compare the benefits of cheapest Schengen travel insurance before buying a plan that meets Schengen consulate requirements.
The best Iceland visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some travelers will look for the cheapest Iceland visa insurance cost specifically to satisfy the visa requirements, others will look for the most comprehensive Iceland travel insurance coverage.
Insurance for older travelers for visiting the Schengen countries
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If you are a non-U.S. citizen or a U.S. Green card holder traveling to Iceland, you may need a Iceland visa that satisfies Iceland travel insurance requirements which are the Schengen visa requirements, depending on your nationality. Do check the specific requirements based on your citizenship. Travelers from the USA visiting Iceland will in any event need to apply for a Schengen visa if their visit is for tourism, business, or family reasons and they plan to stay for up to 90 days. When applying for a visa to Iceland (or any other Schengen Area country), travel insurance is a mandatory requirement. The purpose of this travel insurance for the Iceland visa is to cover unexpected expenses related to medical emergencies, accidents, or trip disruptions during your time in Iceland.
The policy must cover emergency medical expenses of at least €30,000 (around US $34,035). It must include coverage for emergency medical evacuation which is transporting you to the nearest hospital or even back to your home country if needed. The insurance must cover the entire period of your stay in the Schengen Zone, from the date you enter Iceland until you leave. American Visitor Insurance offers international travel insurance that meets the Iceland travel insurance requirements, providing the necessary proof of travel health insurance required when applying for a Iceland visa. You can call us at (877)-340-7910 if you need any help to buy travel insurance for Iceland which satisfies visa requirements.
The best travel insurance for a seniors vacationing in Iceland are available on American Visitor Insurance. A very economical plan for seniors under 70 years is the Altas International plan which costs about $170 per month. You purchase it for the days you need coverage. For seniors under 80, the Patriot International Lite plan is the most economical which costs about $270 per month. If you are over 80 years of age and want at least $50,000 coverage (which would be required for a Long Term Europe visa), you must purchase the Safe Travels Outbound plan which costs about $670 per month. All of these plans will give you a "visa letter" you can download and print out if you need it for a Long Term stay and all are excellent options for visitor insurance while abroad. Note that prices are for a $50,000 maximum with a $0 deductible imitating the visa requirements, but if you do not need to satisfy those requirements, you can put a higher deductible on the policy and reduce the cost of the plan.
US Green Card holders will need a Iceland visa to travel there if the country of their passport requires a visa for travel to the Schengen countries. Green Card Holders travel insurance for Iceland is required while applying for a Iceland visa. US Green Card Holders can buy travel insurance to satisfy Iceland visa requirements for their visa application on American Visitor Insurance.
Satisfy Schengen visa requirements to apply for visa
Compare several plans to find what fits your needs best
Travel medical insurance protection for health emergency
Travel to Europe in peace with good insurance coverage
The cost of Iceland health insurance for travelers depends on the following:
Complete the Iceland visa insurance quote request form by providing details of the traveler and insurance requirements.
Compare the price and the benefits of the different Iceland visa insurance options to identify what fits your needs best.
Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.
Review the insurance documents & download visa letter is required.
#1 Policy Maximum is the maximum eligible medical expenses that the plan will cover.
#2 Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.
#3 Europe travel insurance for US residents Click here to read more »Contact our customer service team, we are here to help you!
US citizens are advised to buy travel insurance for Iceland even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to Iceland and need a travel visa.
Travel insurance with trip cancellation coverage will protect the traveler in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in Iceland. Given the pandemic, some European consulates are in fact insisting on Covid quarantine travel insurance while issuing travel visas.
Some US citizens travel insurance plans also have the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.
Know more »US citizens planning to stay in any of the 29 Schengen countries for more than 90 days within a 180 day period are required to apply for a Long stay (type D) visa. One of the requirements for this visa is proof of valid medical insurance with a minimum coverage of €30,000 (around US $34,035 as of May 2025), which is valid during the whole stay in the Schengen countries.
The insurance provider should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation, and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).
American Visitors Insurance offer the best Europe long stay travel insurance for US citizens designed by top US insurance providers. International travel insurance plans vary based on the different coverage benefits offered. Travelers can compare coverage benefits and buy the plan that best fits their coverage needs.
Get Quote »US senior citizens who have Medicare coverage should buy international travel health insurance while traveling outside the United States. Good travel health insurance is required since Medicare offers very limited coverage outside the US.
International travel always involves risks. This is especially true for older travelers and given that the costs of medical evacuation and health care outside the United States is expensive, buying good Medicare Supplemental international Travel insurance coverage is prudent.
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If you need a visa for traveling to Iceland (Schengen visa), then - Yes, Iceland travel insurance is necessary for applying for the Schengen visa. The Iceland visa travel insurance requirement is a minimum coverage of 30,000 Euros.
If you a citizen of a country which does not need a visa for traveling to Iceland , then buying travel insurance for Iceland is not mandatory for visits of less than 90 days. However given the cost of healthcare in Iceland , and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance for Iceland .
Iceland visa medical insurance can be purchased online quickly and easily.
The traveler has to provide relevant information (age, travel dates, total amount of coverage desired) in a simple travel insurance for Iceland visa form and click the 'get quote' button.
A list of affordable travel insurance plans with the premium (cost), medical coverage details, and the name of the underwriter will be displayed. The applicant can then buy the best Iceland visa insurance plan they like by clicking on the corresponding 'BUY' button. Complete the simple application online and pay using a credit card.
On purchasing the Europe travel insurance for Iceland , a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and a Iceland visa letter that may be presented to the consulate as proof of coverage.
A traveler from any of the Schengen visa required countries visiting Iceland for less than 90 days is required to buy short term travel medical insurance to apply for Iceland visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in Iceland for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.
We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate and offer comprehensive travel medical insurance coverage. The top insurance providers that offer popular Schengen visa insurance for Iceland are International Medical Group, Seven Corners, WorldTrips and Trawick International.
This is surely dependent of the travelers’ requirements. The travel will have to do a research online based on his or her requirements. It is advisable to compare Iceland visa insurance products before buying the cheap travel medical insurance for Iceland visa.
The following European countries are not part of the Schengen zone : Albania, Andorra, Armenia, Azerbaijan, Belarus, Bosnia & Herzegovina, Cyprus, Georgia, Ireland, Kosovo, North Macedonia, Moldova, Monaco, Montenegro, Russia, San Marino, Serbia, Turkey, Ukraine, The United Kingdom and the Vatican.
The Schengen region is a travel zone of several European countries where citizens can travel freely within this region without a visa, while the European Union is an economic and political union of several European countries.
Yes, you can cancel your travel insurance plan if your Iceland visa is denied. There should be full reimbursement if you cancel before the travel dates.
However, if you cancel after the start date, the premium may be refunded on a prorated basis with a cancellation fee, but only if no claims have been submitted.
It is important to carefully review the terms and conditions of the policy while buying it, and to contact the insurance provider if you have any questions or concerns. If you need to cancel your policy due to a visa denial, you may need to provide proof of your visa denial to the insurance provider.
Yes, you can cancel your Iceland travel insurance, but the terms and conditions and refund policy will vary depending on the insurance provider and the specific policy you purchased. If you ask for cancellation after the insurance start date, you may only receive a partial refund depending on how long you have had the policy and if you've already made any claims.
If you need to cancel your Schengen travel insurance, you should contact your insurance provider directly to inquire about the cancellation process and refund policy.
Even if you do not need a Schengen visa to enter Iceland, it is still advisable to have travel insurance. This is particularly important as healthcare costs in Iceland can be high for non-residents, and having insurance ensures you are protected during your stay. Therefore, obtaining holiday insurance for Iceland is a wise choice for any traveler, regardless of visa requirements.
Yes, Iceland is in Europe, and while travel insurance is not mandatory for travelers from countries that do not require a Schengen visa, it is highly recommended. Although the European Health Insurance Card (EHIC) provides some coverage for EU citizens, it does not apply to travelers from non-EEA countries, including the U.S. Therefore, obtaining travel insurance is recommended for any traveler visiting Iceland to ensure protection against potential medical expenses and other travel-related issues.
If you wish to visit Iceland and are from a country outside the EEA/EFTA, you may need to apply for a visa unless you are from a visa-exempt country. US citizens do not require a visa for stays of up to 90 days for tourism or business purposes, as Iceland is part of the Schengen Area. If you hold a valid Schengen visa, you can travel to Iceland without applying for a separate visa. However, if you are from a country that requires a Schengen visa, you must apply before your trip. Always ensure your passport is valid for at least three months beyond your planned departure date from Iceland.
Here are some additional factors to consider when choosing travel insurance for Iceland trip:
Iceland is now on every international tourists mind. While the number of overseas was trickle at the turn of the century, Iceland a nation of 300,000 today attracts over 2 million tourists annually. The increase in tourism has been particularly dramatic in the past couple of years. Most of the international tourists are from the US, the UK, Iceland, Canada, France and China. Over half a million US tourists visited Iceland in 2017.The increase in Iceland’s tourist interest can be easily explained by its pristine natural environment and unique landscapes.Iceland is truly endowed with amazing natural beauty.
The country has many incredible waterfalls, volcanoes, lakes, glaciers, geysers and stunning fjords. Aurora Borealis or the Northern lights is a must see natural spectacle and is best seen away from the urban lights making Iceland the ideal location. The capital Reykjavik has several interesting attractions including Hallgrímskirkja, a unique church in the middle of the city. Only 40 minutes from Reykjavik is Blue Lagoon, Grindavík, which is a geothermal spa and offers a relaxing natural bathing experience. One can also go Whale watching from Reykjavik.
Beyond the capital city there are several Geysers, underground springs and thermal pools found all around Iceland. Then there is Landmannalaugar, the surreal rhyolite mountains, myriad colored lava fields, and the Hekla volcano all of which make it a popular tourist attraction. American and international tourists should however buy good international travel insurance while visiting Iceland. Most domestic health insurance plans including Medicare stop their coverage at US national borders.
Understanding and buying good overseas travel insurance has been made easy thanks to websites like American Visitor Insurance. At American Visitor Insurance, we work with reputed insurance providers to offer the widest choice of global travel insurance plans. The travel insurance quote comparison tool and frequently asked questions help customers make an informed objective decision while buying travel health insurance Iceland. Customers can compare travel health insurance for Iceland plans online and buy the most appropriate plan for their needs.
Iceland - General Information
Blue Lagoon is Iceland’s most popular tourist destination. This manmade lake is fed by superheated seawater vented from a nearby lava flow.
A Reykjavik modernist icon, this visually striking church is one of Iceland's top attractions and most recognizable building in the country.
Located within the Fjallaback Nature Reserve in Iceland’s interior highlands, Landmannalaugar is best known for its scenic hiking trails.
Gullfoss encompasses two cascades; the upper one drops 11 meters, while the lower one cascades about 21 meters.
| City | Airport Name | IATA Code |
|---|---|---|
| Keflavík | Keflavík International Airport | KEF |
| Reykjavík | Reykjavík Domestic Airport | REK |
| Akureyri | Akureyri Airport | AEY |
| Egilsstaðir | Egilsstaðir Airport | EGS |
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Click here to read more »Travel health insurance for Iceland visa usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Iceland Schengen Visa insurance. These include:
1. Pre-existing medical conditions: Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing medical condition, any medical treatment related to that condition may not be covered.
2. Treatment for chronic illnesses: Most Schengen Visa medical insurance plans do not cover ongoing treatment for chronic illnesses, such as diabetes or heart disease. These conditions are generally excluded from coverage, so if you require ongoing treatment for a chronic illness, you may need to look for a specialized insurance policy.
3. Non-emergency medical treatment: Schengen travel insurance is designed to cover medical emergencies and unexpected illnesses. It typically does not cover preventive care such as routine medical check-ups, vaccinations, or elective treatments.
4. Extreme sports and adventure activities: Many Schengen Visa health insurance policies exclude coverage for extreme sports and adventure activities, such as bungee jumping, skydiving, or scuba diving. If you plan to participate in these activities during your trip, you may need to buy additional coverage.
5. Mental health conditions: Schengen visa insurance generally do not cover mental health conditions, such as depression or anxiety. If you require treatment for a mental health condition during your trip, you may need to seek out specialized coverage.
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