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Travel Insurance for Iceland, Iceland visa travel insurance

Procedure to get the Instant Iceland visa letter for application as required by the European consulates

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Download 3) Download VISA LETTER

Iceland visa insurance quote

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What is the best travel insurance Iceland visa insurance?

The best Iceland visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some travelers will look for the cheapest Iceland visa insurance cost specifically to satisfy the visa requirements, others will look for the most comprehensive Iceland travel insurance coverage.

Patriot International Lite: Patriot International Lite insurance for Iceland visa is very popular among travelers visiting European countries and applying for Schengen Visa.

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How can I get Iceland visa medical insurance?

Travelers to Iceland applying for the Schengen visa can buy Iceland visa travel insurance on American Visitor Insurance. While it ironic to buy travel insurance for Iceland on American Visitor insurance, we offer several international travel insurance plans that specifically satisfy Iceland visa requirements as mandated by Schengen state consulates. Our compare Iceland visa insurance quote facility lists a range of cheap travel insurance that satisfy the Iceland visa requirements. After buying travel medical insurance for Iceland on our website travelers can immediately download the required visa letter to be used while applying for the Iceland visa.

How much is Europe travel insurance for Iceland visa?

The cost for the health insurance for Iceland Visa depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of coverage required, the greater will be the cost of medical insurance for Iceland visa. The Iceland visa insurance application quote facility on our website lists the travel insurance that satisfy Schengen visa consulate requirements. You can find the cheapest health insurance for Iceland visa on American Visitor Insurance.

Travel health insurance for Iceland visa

Iceland is now on every international tourists mind. While the number of overseas was trickle at the turn of the century, Iceland a nation of 300,000 today attracts over 2 million tourists annually. The increase in tourism has been particularly dramatic in the past couple of years. Most of the international tourists are from the US, the UK, Iceland, Canada, France and China. Over half a million US tourists visited Iceland in 2017.The increase in Iceland’s tourist interest can be easily explained by its pristine natural environment and unique landscapes.Iceland is truly endowed with amazing natural beauty.

Travel insurance to Iceland

The country has many incredible waterfalls, volcanoes, lakes, glaciers, geysers and stunning fjords. Aurora Borealis or the Northern lights is a must see natural spectacle and is best seen away from the urban lights making Iceland the ideal location. The capital Reykjavik has several interesting attractions including Hallgrímskirkja, a unique church in the middle of the city. Only 40 minutes from Reykjavik is Blue Lagoon, Grindavík, which is a geothermal spa and offers a relaxing natural bathing experience. One can also go Whale watching from Reykjavik.

Beyond the capital city there are several Geysers, underground springs and thermal pools found all around Iceland. Then there is Landmannalaugar, the surreal rhyolite mountains, myriad colored lava fields, and the Hekla volcano all of which make it a popular tourist attraction. American and international tourists should however buy good international travel insurance while visiting Iceland. Most domestic health insurance plans including Medicare stop their coverage at US national borders.

Understanding and buying good overseas travel insurance has been made easy thanks to websites like American Visitor Insurance. At American Visitor Insurance, we work with reputed insurance providers to offer the widest choice of global travel insurance plans. The travel insurance quote comparison tool and frequently asked questions help customers make an informed objective decision while buying travel health insurance Iceland. Customers can compare travel health insurance for Iceland plans online and buy the most appropriate plan for their needs.

Iceland travel insurance requirements

International travelers who needs a Iceland visa will have to buy travel insurance satisfying Iceland visa requirements:

  • Travel insurance coverage of €30,000 (about $50,000 USD)
  • Policy must have a $0 deductible with 100% Coverage
  • A repatriation benefit.
  • An emergency medical evacuation benefit.
  • The insurance provider must have an office in Europe.
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Schengen visa insurance letter

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Iceland visa travel documents

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Nationalities who need Iceland visa

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How much does Iceland Schengen travel insurance cost?

Europe Schengen travel insurance Cost in 2024

The cost of Schengen visa insurance depends on factors, such as the provider, the length of stay, the applicant's age, and the level of coverage required. The cost of cheap travel insurance for Schengen visa can start from as just as 1USD per day.

Insurance Plans Plan Maximum Deductible Provider Network Cost *
Patriot International Lite IMG $50K - $1M $0 - $2.5K United HealthCare $8 - $13
Atlas International WorldTrips $50K - $2M $0 - $5K United HealthCare $8 - $14
Safe Travels International Cost Saver Trawick International $50K - $1M $0 - $5K First Health Network $10 - $13
Safe Travels International Trawick International $50K - $1M $0 - $5K First Health Network $10 - $15
Travel Medical Choice Seven Corners $50K - $1M $50 - $5K United HealthCare $20 - $37

* The average cost of travel insurance for Schengen visa is based on quotes for a 25 years old traveler for 7 Days and $0 Deductible.

Travel health insurance in Iceland

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Visiting Iceland

Travel medical insurance for US citizens visiting Iceland

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Long term visa

Travel medical insurance for long term Europe visa

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Visiting USA

Travel health insurance for Iceland residents visiting USA

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Group Travel

Iceland visa for group travel insurance quote

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Europe Travel Insurance for Senior citizens

Insurance for older travelers for visiting the Schengen countries

What does Schengen visa travel insurance cover?

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Satisfies Visa requirements

Schengen visa insurance satisfies consulate requirements.
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Doctor visit

Schengen travel insurance covers Doctor visits in case of sudden injury or sickness.
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Medical evacuation

Emergency medical evacuation expenses to nearest available facility if needed.
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Health care expenses

Covers emergency medical expenses for accidental injury or illness.
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Repat of remains

Offers coverage for repatriation of remains expenses to home country in case of death.
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Pre-existing conditions

Travel insurance offers coverage for acute onset of pre-existing conditions.

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Advantages of buying Schengen visa insurance on American visitor insurance

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Satisfy Schengen visa requirements to apply for visa

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Compare several plans to find what fits your needs best

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Travel medical insurance protection for health emergency

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Travel to Europe in peace with good insurance coverage

Factors for cost of best travel insurance to Iceland

The cost of Iceland health insurance for travelers depends on the following:

Age of the traveler

The older the traveler, the more expensive the cost of travel health insurance for Iceland.

The maximum medical coverage selected

The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.

The selected deductible

A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.

The co-insurance on the plan

'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for Iceland visa will have the highest co-insurance.

The Insurance underwriter

There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.

Steps to buy
Travel insurance for Iceland trip online

search 1: Finding all available Iceland visa insurance plans

Complete the Iceland visa insurance quote request form by providing details of the traveler and insurance requirements.

balance 2: Compare different visa insurance options

Compare the price and the benefits of the different Iceland visa insurance options to identify what fits your needs best.

attach_money 3: Buy the Iceland visa insurance and review documents

Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.

description 4: Review Iceland insurance & download visa letter

Review the insurance documents & download visa letter is required.

Iceland travel insurance
Age
Spouse's Age
Start Date
End Date
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Sent immediately after purchase
  • Does not offers coverage for pregnancy
  • Acute onset of pre-existing condition coverage is available within the age of 70
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Available from client zone
  • Covers complications of pregnancy in the first 26 weeks of gestation
  • Acute onset of pre-existing condition coverage is available within the age of 79
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase
  • Covers Emergency Medical Treatment of Pregnancy
  • Covers unexpected recurrence of pre-existing conditions up to the age of 89 years
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase

#1  Policy Maximum is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3  Europe travel insurance for US residents Click here to read more »

Europe travel medical insurance

Iceland Visa Types

Short-Stay Visas (Schengen Visa)

1. Type A Visa (Airport Transit Visa)
  • Allows transit through Icelandic airports without entering the country.
2. Type C Visa (Short-Stay Visa)
  • For stays of up to 90 days within a 180-day period for purposes such as tourism, business, family visits, or cultural events.
  • It can be issued as single-entry, double-entry, or multiple-entry visas.

Long-Stay National Visas (Type D)

1. Type D Visa (Long-Stay Visa)
  • For stays longer than 90 days, typically for work, study, or family reunification.
  • This is valid for up to one year and requires a residence permit for longer stays.

Specific Long-Stay Visa Types

  • Work Visa: For individuals with a job offer in Iceland.
  • Student Visa: For students enrolled in Icelandic educational institutions.
  • Family Reunion Visa: For family members of Icelandic residents.
  • Digital Nomad Visa: For remote workers wishing to live in Iceland temporarily.

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US citizen travel insurance for Iceland

US citizens are advised to buy travel insurance for Iceland even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to Iceland and need a travel visa.

Travel insurance with trip cancellation coverage will protect the traveler in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in Iceland. Given the pandemic, some European consulates are in fact insisting on Covid quarantine travel insurance while issuing travel visas.

Some US citizens travel insurance plans also have the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.

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Long term Europe Visa Insurance for US citizens

US citizens who want to stay in any of the 29 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries.

The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

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Health insurance Iceland for older US travelers with Medicare coverage

US senior citizens who have Medicare coverage should buy international travel health insurance while traveling outside the United States. Good travel health insurance is required since Medicare offers very limited coverage outside the US.

International travel always involves risks. This is especially true for older travelers and given that the costs of medical evacuation and health care outside the United States is expensive, buying good Medicare Supplemental international Travel insurance coverage is prudent.
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Travel medical insurance for Iceland - FAQ's

1. Is travel insurance necessary for Iceland? Do I need travel insurance in Iceland?

If you need a visa for traveling to Iceland (Schengen visa), then - Yes, Iceland travel insurance is necessary for applying for the Schengen visa. The Iceland visa travel insurance requirement is a minimum coverage of 30,000 Euros.

If you a citizen of a country which does not need a visa for traveling to Iceland , then buying travel insurance for Iceland is not mandatory for visits of less than 90 days. However given the cost of healthcare in Iceland , and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance for Iceland .

2. What is the procedure to get a visa letter for Iceland?

Iceland visa medical insurance can be purchased online quickly and easily.
The traveler has to provide relevant information (age, travel dates, total amount of coverage desired) in a simple travel insurance for Iceland visa form and click the 'get quote' button.

A list of affordable travel insurance plans with the premium (cost), medical coverage details, and the name of the underwriter will be displayed. The applicant can then buy the best Iceland visa insurance plan they like by clicking on the corresponding 'BUY' button. Complete the simple application online and pay using a credit card.

On purchasing the Europe travel insurance for Iceland , a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and a Iceland visa letter that may be presented to the consulate as proof of coverage.

3. Who must buy travel medical insurance for Iceland visa?

A traveler from any of the Schengen visa required countries visiting Iceland for less than 90 days is required to buy short term travel medical insurance to apply for Iceland visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in Iceland for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.

4. Which insurance provider is best for a Schengen visa to Iceland?

We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate and offer comprehensive travel medical insurance coverage. The top insurance providers that offer popular Schengen visa insurance for Iceland are International Medical Group, Seven Corners, WorldTrips and Trawick International.
            

5. What is covered under Iceland visa travel insurance?

Best travel medical insurance for Iceland visa covers the cost incurred from
  • Hospitalization expenses dues of sickness of injuries
  • Emergency medical evacuation
  • Repatriation of remains
  • Trip cancellation or interruption
  • Flight delay
  • Baggage delay or loss
  • Acute onset of pre-existing conditions
  • Maternity in first 26 weeks

6. How do I get cheap Schengen visa travel insurance for Iceland?

This is surely dependent of the travelers’ requirements. The travel will have to do a research online based on his or her requirements. It is advisable to compare Iceland visa insurance products before buying the cheap travel medical insurance for Iceland visa.

7. Which are the EU countries that are not part of the Schengen region?

The following European countries are not part of the Schengen zone : Albania, Andorra, Armenia, Azerbaijan, Belarus, Bosnia & Herzegovina, Cyprus, Georgia, Ireland, Kosovo, North Macedonia, Moldova, Monaco, Montenegro, Russia, San Marino, Serbia, Turkey, Ukraine, The United Kingdom and the Vatican.

8. What is the difference between European Union (EU) and the Schengen states?

The Schengen region is a travel zone of several European countries where citizens can travel freely within this region without a visa, while the European Union is an economic and political union of several European countries.

9. If my Iceland visa is denied, can I cancel my travel insurance plan?

Yes, you can cancel your travel insurance plan if your Iceland visa is denied. There should be full reimbursement if you cancel before the travel dates.

However, if you cancel after the start date, the premium may be refunded on a prorated basis with a cancellation fee, but only if no claims have been submitted.

It is important to carefully review the terms and conditions of the policy while buying it, and to contact the insurance provider if you have any questions or concerns. If you need to cancel your policy due to a visa denial, you may need to provide proof of your visa denial to the insurance provider.

10. Can I cancel my holiday insurance Iceland?

Yes, you can cancel your Iceland travel insurance, but the terms and conditions and refund policy will vary depending on the insurance provider and the specific policy you purchased. If you ask for cancellation after the insurance start date, you may only receive a partial refund depending on how long you have had the policy and if you've already made any claims.

If you need to cancel your Schengen travel insurance, you should contact your insurance provider directly to inquire about the cancellation process and refund policy.

11. I don’t need a Schengen Visa. Do I still need travel medical insurance for Iceland?

Even if you do not need a Schengen visa to enter Iceland, it is still advisable to have travel insurance. This is particularly important as healthcare costs in Iceland can be high for non-residents, and having insurance ensures you are protected during your stay. Therefore, obtaining holiday insurance for Iceland is a wise choice for any traveler, regardless of visa requirements.

12. Is Iceland in Europe and requires for travel insurance?

Yes, Iceland is in Europe, and while travel insurance is not mandatory for travelers from countries that do not require a Schengen visa, it is highly recommended. Although the European Health Insurance Card (EHIC) provides some coverage for EU citizens, it does not apply to travelers from non-EEA countries, including the U.S. Therefore, obtaining travel insurance is recommended for any traveler visiting Iceland to ensure protection against potential medical expenses and other travel-related issues.

13. Do I need visa to visit Iceland?

If you wish to visit Iceland and are from a country outside the EEA/EFTA, you may need to apply for a visa unless you are from a visa-exempt country. US citizens do not require a visa for stays of up to 90 days for tourism or business purposes, as Iceland is part of the Schengen Area. If you hold a valid Schengen visa, you can travel to Iceland without applying for a separate visa. However, if you are from a country that requires a Schengen visa, you must apply before your trip. Always ensure your passport is valid for at least three months beyond your planned departure date from Iceland.

14. What else should I consider when I choose my travel insurance to Iceland?

Here are some additional factors to consider when choosing travel insurance for Iceland trip:

  • Adventure Sports Coverage: Iceland is known for its adventure activities like glacier hiking, ice climbing, snowmobiling, and more. Make sure your policy covers any high-risk sports you plan to participate in. Some plans may exclude certain activities or require an additional premium.
  • Trip Cancellation and Interruption: Look for a policy that provides comprehensive trip cancellation and interruption coverage. This protects your prepaid and non-refundable expenses if you need to cancel or cut your trip short for a covered reason like illness, injury, or travel delays.
  • Medical Evacuation: Due to Iceland's remote landscapes, emergency medical evacuation can be very expensive if needed. Ensure your policy has sufficient limits for medical evacuation from Iceland to your home country or the nearest suitable hospital. Minimum limits of $100,000 to $500,000 are recommended.
  • Pre-existing Medical Conditions: If you have any pre-existing medical conditions, look for a policy that waives the exclusion for these conditions. This usually requires purchasing the policy within 10-21 days of making your initial trip deposit and meeting other criteria
  • Cancel For Any Reason (CFAR): CFAR coverage allows you to cancel your trip for reasons not listed in the policy and recoup up to 75% of your trip cost. It's the most comprehensive cancellation coverage available but must be purchased within 10-21 days of your initial trip deposit.
  • Rental Car Coverage: While rental car companies provide liability insurance, your travel policy can provide coverage for damage to the rental car. This can help avoid expensive out-of-pocket costs if you get into an accident.

Travel insurance for IcelandIceland - General Information

location_city
Capital
Reykjavik
language
Language
Icelandic Krona
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Currency
Icelandic króna
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Location
North Atlantic Ocean
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Population
Around 0.38 million
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Best time to visit
B/w September and March
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Vacation spots
Akureyri, Djupivogur, Eyrarbakki, Grindavik, Hella, Keflavik, Kopavogur, Reykjavik, Selfoss, Seyoisfjorour, Hofn, Myvatn.

Popular tourist destinations in Iceland

Health insurance for travel to Blue Lagoon

Blue Lagoon

Blue Lagoon is Iceland’s most popular tourist destination. This manmade lake is fed by superheated seawater vented from a nearby lava flow.

Medical insurance for visiting Hallgrímskirkja

Hallgrímskirkja

A Reykjavik modernist icon, this visually striking church is one of Iceland's top attractions and most recognizable building in the country.

Tourist Insurance for Landmannalaugar

Landmannalaugar

Located within the Fjallaback Nature Reserve in Iceland’s interior highlands, Landmannalaugar is best known for its scenic hiking trails.

Best vacation insurance for travel to Gullfoss Waterfall

Gullfoss Waterfall

Gullfoss encompasses two cascades; the upper one drops 11 meters, while the lower one cascades about 21 meters.

Tourist information about Iceland

account_circle How do I get visa for Iceland?

  • A schengen visa is mandatory for international travelers visiting Iceland.With the Schengen visa you can visit 26 Schengen countries.
  • You can apply for the Iceland visa in the country of your residence by visiting the Iceland consulate or embassy.
  • Once the application is submitted it will take from 2 days to 8 weeks to issue the visa.
  • The time required to issue visa depends on the nationality and residential status.
  • Insurance Plans available at American Visitor Insurance are applicable for
    • Schengen Visa A (Airport Transit Visa)
    • Visa B (Transit Visa)
    • Visa C (Travel Visa)
    • Visa D (Long Stay Visa)

description What are the documents required for Iceland Visa?

  • Completed and signed application with 2 photos
  • Travel document in practice a passport
  • Documents showing the purpose of your visit
  • Return journey details
  • Iceland Travel medical insurance of EUR 30,000 maximum benefits.
  • Iceland visa insurance letter

event What is the best time to visit Iceland?

The best time to visit Iceland is between September and March to see the northern lights, or between June and August for summer activities.

location_on What are the famous vacation spots in Iceland?

Akureyri, Djupivogur, Eyrarbakki, Grindavik, Hella, Keflavik, Kopavogur, Reykjavik, Selfoss, Seyoisfjorour, Hofn, Myvatn, Vik,....

restaurant What are the popular Cuisines in Iceland?

Haddock, plaice, halibut, herring, shrimp...

language Which are the popular Languages spoken in Iceland?

Icelandic

International airports in Iceland

City Airport Name IATA Code
Keflavík Keflavík International Airport KEF
Reykjavík Reykjavík Domestic Airport REK
Akureyri Akureyri Airport AEY
Egilsstaðir Egilsstaðir Airport EGS

Schengen Travel insurance with 30,000 Euro coverage

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What does travel insurance for Iceland visa usually not cover?

Travel health insurance for Iceland visa usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Iceland Schengen Visa insurance. These include:

1. Pre-existing medical conditions: Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing medical condition, any medical treatment related to that condition may not be covered.

2. Treatment for chronic illnesses: Most Schengen Visa medical insurance plans do not cover ongoing treatment for chronic illnesses, such as diabetes or heart disease. These conditions are generally excluded from coverage, so if you require ongoing treatment for a chronic illness, you may need to look for a specialized insurance policy.

3. Non-emergency medical treatment: Schengen travel insurance is designed to cover medical emergencies and unexpected illnesses. It typically does not cover preventive care such as routine medical check-ups, vaccinations, or elective treatments.

4. Extreme sports and adventure activities: Many Schengen Visa health insurance policies exclude coverage for extreme sports and adventure activities, such as bungee jumping, skydiving, or scuba diving. If you plan to participate in these activities during your trip, you may need to buy additional coverage.

5. Mental health conditions: Schengen visa insurance generally do not cover mental health conditions, such as depression or anxiety. If you require treatment for a mental health condition during your trip, you may need to seek out specialized coverage.

Travel insurance for travelers from Iceland

List of travel insurance companies for Schengen visa Europe from USA

You can find reliable Schengen visa insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Trawick International insurance.

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