Plan Definitions
Trip Cancellation: Reimburses your unused insured non-refundable payments or deposits for the travel arrangements you purchased for your trip in the event you have to cancel for a covered reason.
Trip Interruption: Reimburses your prepaid, unused, insured non-refundable payments or deposits for the travel arrangements you purchased for your trip plus additional transportation costs in the event you must start your trip late or unable to complete your trip.
Optional Cancel for Any Reason (CFAR): If you purchase this optional benefit, you can cancel your trip prior to departure, for any reason not otherwise covered. You must purchase the Cancel for Any Reason Benefit within 21 days of the date your initial payment or deposit for your trip is received and cancel your trip no later than 48 hours prior to the scheduled departure date. This Optional Cancel for Any Reason Benefit does not cover the failure of the retail Travel Supplier to provide the bargained-for Travel Arrangements due to cessation of operations for any reason. (Not available in NY).
Optional Trip Delay: Reimburses your unused prepaid insured non-refundable payments or deposits for land or water travel arrangements and Reasonable Additional Expenses, if your trip is delayed at least 12 consecutive hours from the original departure time.
Optional Baggage/Personal Effects: For lost, stolen or damaged luggage and personal items.
Optional Baggage Delay: For the cost of Necessary personal items purchased by you while on your trip, if your checked baggage is delayed or misdirected by a Common Carrier for at least 24 consecutive hours or more from your time of arrival at a scheduled destination other than your return destination.
Optional Emergency Accident & Sickness Medical and Dental Expense:For medical expenses during your trip due to an accidental injury or sickness.
Optional Emergency Evacuation and Repatriation of Remains: Provides coverage to transport you to the nearest suitable medical facility to treat an unforeseen sickness or injury determined to be acute, severe or life threatening if adequate treatment is not available in your immediate area, transport you back to your point of origin (with a medical escort if recommended by a physician) following an emergency medical evacuation or covered injury/sickness, and transport your remains back to your origination point in case of unexpected tragedy.
Pre-Existing Medical Condition Exclusion Waiver: The Pre-Existing Condition Exclusion will be waived if the protection plan is purchased within 21 days of the date your initial payment or deposit for your trip is received and you are medically able and not disabled from travel at the time your plan cost is paid.
Non-Insurance Travel Assistance Services: for pre-trip passport visa information, interpretation via telephone, medical or legal referrals and additional services during your trip.
10 Day Free Look Period: You may cancel your plan within 10 days from the date of purchase. We will refund your plan cost provided there has been no incurred loss, you have not departed on your trip, and you have not filed a claim.
