Answer these questions to find the best insurance plan for your needs (International travelers, students, all US visa’s and Schengen visa).
Why do I need vacation travel medical insurance?
A vacation is a richly deserved break from ones regular schedule. It is something that the traveller has spent a lot of time and money planning and preparing. While one can hope for the best, it is important to prepare for unplanned adverse situations during the vacation.
The worst thing that can happen during a vacation is to have a medical problem, be it falling sick or having an accident. Not only will this ruin a vacation, it can also be financially disastrous if you do not have proper travel insurance.
Good travel medical insurance can shield the traveler from the adverse consequences of medical related expenses on a vacation.
How much does vacation health insurance cost?
Given the typical cost of international holiday the cost of vacation travel insurance is quite negligible. The travel insurance premium will vary depending on whether you are buying trip insurance, or travel medical insurance and other factors such as the vacation destination, the age of the traveler, the insurance coverage, the deductible, the co-insurance as well as any additional riders like an adventure sports coverage rider. HealthCare cost for visitor in USA
You should purchase visitors insurance online only after being certain of your travel plans (having the passport/visa papers and the airline tickets in order). It is safest to start the insurance coverage from the date of departure from your country of residence/home country. You can make the insurance start the next day from the date of your purchase, so even if they are about to leave, you can still make your purchase online and quickly make sure their whole trip is covered. If you are already on your trip, you should purchase insurance as soon as may be because some companies will issue policies to persons who have already on their trip, particularly to the US and particularly if it has been over one month. An early purchase will give you the most options and the best coverage.
The insurance application form is a secure page which means the page uses a Secure Socket Layer (SSL) for transferring data. The SSL encrypts the data which makes it indecipherable to outside intruders. Your online application and all contents including credit card information is secure in this process. Please note that your credit card information is not saved by us in any way.
On completing an online application, the customer will receive a confirmation email with the details of insurance. This confirmatory email will either have relevant links and attachments or will itself be the virtual insurance card. It is advisable that the customer print the ID card and archive this email for future reference. In some cases, the customer will also receive an insurance card by mail to the mailing address in the application. Some companies have an option called online fulfillment. If the customer chooses Yes to this option, all insurance documents will be emailed or made available online. The customer will need the policy number, group number, and insurance provider's contact information to access all details regarding the insurance plan.