Answer these questions to find the best insurance plan for your needs (International travelers, students, all US visa’s and Schengen visa).
Why do I need backpacker travel medical insurance?
Traveling anywhere, especially if you are traveling outside your home country will involve some risk. While traveling to new destinations is exciting, being forced to visit a hospital can be traumatic.
Added to any medical dangers, you do not want to also be burdened by a large medical bill by not having proper travel medical insurance. Have a stress free vacation by purchasing adequate travel medical insurance.
How much does backpacker travel health insurance cost?
Given the cost of an international holiday, the travel health insurance is not significant. The travel health insurance will depend on the age of the traveller, the maximum coverage selected, the destination involved and additional factors like the co-insurance, deductible and any extra riders required in the travel insurance plan. HealthCare cost for visitor in USA
The longer the benefit period the better the coverage. Some plans limit the time duration that the plan will pay.
Deductible and Coinsurance
Deductible is the amount that customer pays for the incurred expense before insurer pays. Co insurance is a fraction of the total amount that customer pays. Please click here to know more.
Things to know before you go backpacking
Backpacking for Beginners
If you’re ready to give backpacking a try, follow these steps:
Find an experienced partner
Choose an easy beginning route
Find an Experienced Partner
While traveling along can be exciting, it is always prudent to travel with a reliable and experience backpacking partner. There might be circumstances where you can be of help to each other and the shared expertise can come handy during your travel.
Choose a Backpacking Route
Your Backpacking experience can be made more enjoyable if you prepare for it properly. Plan your journey well, and identify your routes along with location for stopping. Pack your Backpack properly and avoid unnecessary stuff which can make the Backpack needlessly heavy.
Choose Your Backpacking Gear
Ensure that your Backpacking equipment is appropriate for your journey. Ensure that you have proper communication equipment, be it a phone and network connectivity if needed. Be aware of the weather conditions and dress appropriately.
LOOKING FOR BENEFITS?
US Visitors insurance coverage benefits for international travelers
You should purchase visitors insurance online only after being certain of your travel plans (having the passport/visa papers and the airline tickets in order). It is safest to start the insurance coverage from the date of departure from your country of residence/home country. You can make the insurance start the next day from the date of your purchase, so even if they are about to leave, you can still make your purchase online and quickly make sure their whole trip is covered. If you are already on your trip, you should purchase insurance as soon as may be because some companies will issue policies to persons who have already on their trip, particularly to the US and particularly if it has been over one month. An early purchase will give you the most options and the best coverage.
The insurance application form is a secure page which means the page uses a Secure Socket Layer (SSL) for transferring data. The SSL encrypts the data which makes it indecipherable to outside intruders. Your online application and all contents including credit card information is secure in this process. Please note that your credit card information is not saved by us in any way.
On completing an online application, the customer will receive a confirmation email with the details of insurance. This confirmatory email will either have relevant links and attachments or will itself be the virtual insurance card. It is advisable that the customer print the ID card and archive this email for future reference. In some cases, the customer will also receive an insurance card by mail to the mailing address in the application. Some companies have an option called online fulfillment. If the customer chooses Yes to this option, all insurance documents will be emailed or made available online. The customer will need the policy number, group number, and insurance provider's contact information to access all details regarding the insurance plan.