INF Premier X Plan Insurance Reviews

INF Premier X travel insurance

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Ratings
A Excellent
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Underwriter
Crum & Forster SPC

Ideal for Pre-Existing conditionsVisitors Worldwide Outside of USA

Premier X review

INF Premier X International Visitor Accident & Sickness Insurance (IVAS) insurance is a fixed-benefit travel medical insurance plan designed for non-U.S. residents traveling internationally, including to the United States, Canada, Europe, the UK, and Australia. This plan provides coverage for full pre-existing conditions up to 99 years of age, as well as other benefits such as emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and telemedicine.

This plan offers coverage for minimum of 90 days up to 364 days. Direct billing through United Healthcare network, allowing insured individuals to receive care within the network without the need for upfront payment.Additionally, INF Premier X includes INF-Robin Assist, offering 24/7 claims support and emergency assistance worldwide.

After buying the plan, Traveler can get all the INF Premier X login. At American Visitor Insurance, US Travelers can contact the INF Premier X customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

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INF Premier X insurance reviews

Reviews, Ratings and Experiences

"I’ve been using INF every time my parents have come and visited for the last 18 years, or pretty much since Y2K. They are a community-based company and I can really tell they care for their customers. I’ve met many of their team members throughout the years, all of them are courteous and helpful in getting the claims paid and going the extra mile if there’s some sort of paperwork issue."
  |   Pranav
"I had a great experience with INF. They covered a Covid test for my mom who was feeling sick right after she came on her flight. Luckily she tested negative. I was happy with the overall service and cashless service. Always happy to recommend INF to friends and family!"
  |   Anjali
"I purchased this travel health insurance for my parents during their stay in the United states. The purchasing procedure was really quick and simple. I contacted support to get a breakdown of all the plans so I could choose the one that best suits my parents, and their support staff responded quickly."
  |   Joanna

An overview of INF Premier X insurance

checklistWho is eligible for INF Premier X insurance?

The INF Premier Plan is available to all non-US citizens from 0 to 99 years old. It can be used for travel to the United States, Canada or Mexico

syncIs the INF Premier X plan renewable?

Yes, the plan is renewable up to 364 days

ecg_heartDoes INF Premier X insurance cover pre-existing conditions?

This plan provides coverage for full pre-existing conditions up to 99 years of age and it has no waiting period.

attach_moneyWhat are the deductible options for INF Premier X plan?

This plan offers deductible options of $75, $100, $250, $500, $1,000, $2,500, or $5,000.

What are the pros and cons of INF Premier X insurance?

Premier X Insurance Pros
  • Coverage for full pre-existing conditions up to 99 years.
  • Great Savings with United Health Care PPO.
  • Unlimited ($0 Copay) Telehealth worldwide via Doctor.
  • Cashless Guaranteed via INF-Robin Assist.
  • Available for green card holders.
  • $25 In-Network Urgent Care Copay.
Premier X Insurance Cons
  • This plan is not available to US residents.

How much does INF Premier X insurance cost?

INF Premier insurance cost is ranges between $215 to $1,606 for 3 months, this is dependent on the age of the traveler, the plan maximum and the deductible.

The INF Premier insurance cost is higher for seniors as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium.

  • Travelers up to age 69 years: $100,000, $250,000, $500,000 and $1,000,000
  • Travelers aged 70 to 99 years: $100,000

Here we are showing INF Premier X insurance cost per 3 months with a deductible of $250. Minimum enrolment for this plan is 90 days.

Age of traveler Medical Maximum $100,000 Medical Maximum $250,000 Medical Maximum $500,000
18 – 29 years $215 $262 $305
30 – 39 years $253 $307 $358
40 – 49 years $280 $340 $397
50 – 59 years $370 $450 $528
60 – 69 years $397 $483 $567
70 – 79 years $1,230
80 – 99 years $1,606

Plan details of INF Premier X insurance

INF Premier X visitor insurance – FAQ’s

1. What is INF Premier X insurance?

INF Premier X is a comprehensive visitor medical insurance plan designed for non-U.S. citizens and residents of other countries visiting the United States, particularly those with pre-existing medical conditions. It is best suited for senior travelers, such as parents traveling to the USA, who require strong medical coverage while abroad.

2. Does INF Premier X cover pre-existing conditions?

Yes, INF Premier X includes both the acute onset and worsening of pre-existing conditions from day one, whereas most other travel insurance policies do not. It offers comprehensive benefits like diagnostics, prescriptions, and follow-up treatment associated with covered pre-existing conditions.

3. Is there a waiting period for pre-existing condition coverage under INF Premier X?

No. One of the biggest advantages of INF Premier X is that it has no waiting period for pre-existing condition coverage. The benefits begin immediately from the policy’s effective date.

4. Does INF Premier X insurance cover COVID-19?

Yes, COVID-19 is included as a new disease under the INF Premier X policy, provided under the terms and conditions of the policy and the limits. Travellers who are infected with COVID-19 while abroad will be covered under medical benefits in the same way as any other new disease.

5. What is the minimum period of coverage for the INF Premier X plan?

The INF Premier X plan requires a minimum coverage period of 90 days and coverage can extended up to 364 days.

6. How do I apply for the INF Premier travel insurance plan?

Applying for INF Premier X travel insurance plan is quick and easy. Visit the American Visitor Insurance website, compare plans, select the INF PremierX Plan, and complete the online application with your travel and personal details. After payment, you'll receive instant confirmation and policy documents by email. No medical exam is needed, and if you have any questions or need assistance, you can call their support team at (877)-340-7910.

How does INF Premier X insurance works?

Consider an Premier Plan A example where your:

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    Insurance coverage $100k

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    Deductible $500 per certificate period

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    Medical expenses Claims$14,500

Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $14,500 minus $500 equals $14,000.Insured bears $500.
  2. The insurance provider pays fixed amounts based on the schedule of benefits (as shown in the table) and you have to pay the remaining balance.
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $500 $0 $500
Hospital Room & Board, Lab Tests,
X-rays, Prescription Medical and others
$2,000/day for 3 days Up to $1,750/day,
3 day maximum
$750
Surgical Treatment $6,000 $5,000 $1,000
Prescription Drugs $600 $150 $450
Diagnostic X-rays & Lab Services $1,400 $650 $750
Total: $14,500 $11,050 $3,450

What is the INF Premier X insurance PPO network?

A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, medical providers/facilities who are contracted by INF to offer services to insureds. This will help reduce the insured’s out-of-pocket costs.

United Healthcare Provider Network

INF maintains when inside the U.S., the UnitedHealthCare options network which is a longstanding reputable tier one network that gives you more access to more doctors and services.

To find a network doctor, hospital, lab, or healthcare provider in your area, start by searching for those who are part of our network. These healthcare providers have agreed to charge lower prices, which can help reduce your overall healthcare costs. By selecting a provider within our network, you ensure that you’re taking advantage of the cost savings associated with your health plan. Be sure to confirm that the provider is covered under your specific plan to maximize your benefits and minimize out-of-pocket expenses.

local_hospital INF Premier X plan PPO network »

How do I file a claim with INF Premier X insurance?

To file a claim with INF Premier X Insurance, follow these steps:

  1. Download the Claims Form: Access the INF Premier X insurance claims form online.
  2. Contact Customer Support: For guidance or assistance, call the toll-free number 888-207-1694 or contact us via WhatsApp at 380-234-2040 (available 24/7 worldwide).
  3. Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Claims Department:
    • Mailing Address: Robin Assist, P.O. Box 211879, Dallas, TX 75211.
  4. Email Assistance: For additional help or inquiries, email claims@robinassist.com.
Know more about INF Claims »

Summary of INF Premier X insurance plan

INF Premier X is an great choice for non-U.S. residents especially for seniors or those with pre-existing conditions visiting the USA, Canada, or Mexico. It stands out by offering coverage for full pre-existing conditions up to 99 years, with no waiting period. A key highlight is its exceptional coverage of up to $100,000 for seniors aged 80 to 99. The plan includes robust benefits such as hospitalization, emergency medical evacuation, and 24/7 assistance through United healthcare PPO network with flexible coverage durations and straightforward renewals, INF Premier X provides reliable peace of mind for international travelers seeking strong medical protection during their stay abroad.

INF Insurance related coverage

INF Premier Plus X insurance

Preventive careUnited healthcare

  • This plan provides coverage pre-existing conditions up to 99 years of age.
  • This plan offers coverage for minimum of 90 days up to 364 days.
  • This Plan will pays 90% of eligible medical expenses