INF Elite Plus X travel insurance
Ideal for Full Pre-existing condition coveragePreventive careWellness annual benefit
INF Elite Plus insurance reviews
INF Elite Plus X travel health insurance is a comprehensive travel medical insurance plan that covers for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country. This plan covers preventive & maintenance care and coverage for full body physicals and provides coverage for full pre-existing conditions up to 99 years of age, as well as other benefits such as emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and telemedicine. This plan offers coverage for minimum of 90 days up to 364 days. Plan will pays 90% of eligible medical expenses up to the policy maximum inside PPO network and the plan will pay 70% of eligible medical expenses outside of the PPO network after the deductible met for United Healthcare network.
After buying the plan, Traveler can get all the INF Elite Plus X login. At American Visitor Insurance, US Travelers can contact the INF Elite Plus X customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
INF Elite Plus X insurance reviews
Reviews, Ratings and Experiences
An overview of INF Elite Plus X insurance
INF Elite Plus X is available for non-U.S. residents traveling to the USA, Canada, Mexico, or worldwide, and is eligible for individuals aged 14 days to 99 years, with a minimum coverage duration of 90 days. The policy must be purchased before departing from the home country.
Yes, the plan is renewable up to 364 days
This plan provides coverage for full pre-existing conditions up to 99 years of age.
This plan offers deductible options of $100, $250, $500, $1,000, $2,500, or $5,000.
What are the pros and cons of INF Elite Plus X insurance?
- Comprehensive plan covers full pre-Existing Conditions up to 99 years.
- Provides coverage for preventive and maintenance care.
- Offers coverage for complete full body physicals.
- Covers 90% of eligible medical expenses.
- Coverage for pre-existing conditions to $1,000,000.
- Cashless guarantied via INF-robin Assist.
- Direct billing through united health care PPO.
- Telehealth worldwide via doctor please.
- $25 in-network urgent care copay.
- Urinary tract infection covered upto to a maximum of $2,000.
- Emergency medical evacuation covered up to $25,000.
- This plan is not available to US residents.
How much does INF Elite Plus X insurance cost?
INF Elite plus insurance cost is ranges between $984 to $4,416 per 3 months, this is dependent on the age of the traveler, the plan maximum and the deductible.
The INF Elite Plus X insurance cost is greater for older travellers as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 69 years can choose maximum limits of $150,000 and $250,000. Travelers aged 70 to 99 years can choose $75,000 coverage.
Here we are showing INF Elite Plus X insurance cost per 3 months with a deductible of $500. Minimum enrolment for this plan is 90 days.
| Age of traveler | Maximum $150,000 | Maximum $250,000 |
|---|---|---|
| 18 - 29 years | $414 | $460 |
| 30 - 39 years | $501 | $558 |
| 40 - 49 years | $594 | $662 |
| 50 - 59 years | $874 | $981 |
| 60 - 69 years | $1243 | $1400 |
For ages 70 – 79 years the cost is $3,567 per 3 months with medical maximum of $75,000 and deductible $500.
For ages 80 – 99 years the cost is $4,416 per 3 months with medical maximum of $75,000 with deductible $500.
Plan details of INF Elite Plus X insurance
INF Elite Plus X visitor insurance – FAQ’s
INF Elite Plus Insurance is a comprehensive travel insurance plan for non-U.S. residents and non-U.S. citizens who are traveling to the United States, Canada, or Mexico. The plan covers COVID-19 like any new sickness, as well as pre-existing conditions related to COVID-19, such as worsening pre-existing conditions or acute onset of pre-existing conditions. The plan also covers preventive care and full body physicals
INF Elite Plus X provides coverage for travelers from 14 days old up to 99 years of age. It is one of the few U.S. visitor insurance plans designed to offer comprehensive protection, including pre-existing condition coverage, for both young children and senior travelers.
INF Covid19 travel insurance by Elite Plus X travel insurance for the coverage will cover eligible medical expenses.
INF Elite Plus visitor medical insurance will cover on a per incident (sickness) basis up to the policy maximum. And the deductible is applied per sickness as well. There's no "lifetime maximum" for the plan - theoretically you could go to the hospital 10 times and get $1.5 million in claims.
Yes, the plan includes 24/7 telehealth access through Doctor Please!, allowing virtual consultations with licensed providers worldwide.
No, there’s no waiting period of coverage for acute onset or worsening of stable pre-existing conditions begins from day one.
INF insurance will not cover visitors to US if they are already sick, if a traveller is already in the hospital, expecting to use the insurance, if travelers have scheduled medical procedures, or if travelers are seeking on-going treatment.
If a visitor proceeds to do any of the preceding, it may result in the cancellation of coverage, full refund of the amount paid, and all claims denied. INF has a 5 day waiting period for new sickness / pre-existing coverage if the traveler has already arrived in the United States.
INF Elite Plus Insurance offers three options for the policy maximum: $150k, $250K, and $300K. The deductible options are $50, $100, $250, $500, $1K, $2.5K, and $5K. The plan pays 80% or 90% of eligible medical expenses up to the policy maximum within the United Healthcare PPO network, and 60% of eligible medical expenses outside of the PPO network, after the deductible is satisfied. The plan also provides coverage for repatriation of remains, medical evacuation, accidental death and dismemberment, rental car coverage, financial default protection, and more. The plan has a maximum limit of $25,000 for pre-existing conditions with a deductible of $1.5K. You can compare the INF Elite Plus insurance benefits on American Visitor Insurance.
Yes, you may cancel for a full refund (minus a $25 fee) before the policy’s effective date, but it’s non-refundable once coverage begins.
A working example of using INF Elite Plus X Plan insurance*
Consider an example where your
- full_coverage
Insurance coverage $150,000
- attach_money
Deductible $500 per certificate period
- draft
Medical expenses Claims$24,500
- Subtract the deductible from claims amount - $24,500 minus $500 equals $24,000. Insured bears $500
- Plan/insurance company pays 100%: $24,500 and insured bears $500
| Expense | Amount billed | Amount Insurance Pays | Amount Insured Owes |
|---|---|---|---|
| Deductible | $500 | $0 | $500 |
| Days in hospital | $2,000/day for 3 days | $6,000 | $0 |
| Surgery | $16,000 | $16,000 | $0 |
| Prescription Drugs | $600 | $600 | $0 |
| X Ray | $1,400 | $1,400 | $900 |
| Total: | $24,500 | $24,000 | $500 |
What is the INF Elite Plus X insurance PPO network?
A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, medical providers/facilities who are contracted by INF to offer services to insureds. This will help reduce the insured’s out-of-pocket costs.
INF maintains when inside the U.S., the UnitedHealthCare options network which is a longstanding reputable tier one network that gives you more access to more doctors and services.
To find a network doctor, hospital, lab, or healthcare provider in your area, start by searching for those who are part of our network. These healthcare providers have agreed to charge lower prices, which can help reduce your overall healthcare costs. By selecting a provider within our network, you ensure that you’re taking advantage of the cost savings associated with your health plan. Be sure to confirm that the provider is covered under your specific plan to maximize your benefits and minimize out-of-pocket expenses.
local_hospital INF Elite Plus X plan PPO network »How do I file a claim with INF Elite Plus X insurance?
To file a claim with INF Elite Plus X Insurance, follow these steps:
- Download the Claims Form: Access the INF Elite Plus X insurance claims form online.
- Contact Customer Support: For guidance or assistance, call the toll-free number 888-207-1694 or contact us via WhatsApp at 380-234-2040 (available 24/7 worldwide).
- Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Claims Department:
- Mailing Address: Robin Assist, P.O. Box 211879, Dallas, TX 75211.
- Email Assistance: For additional help or inquiries, email claims@robinassist.com.
Summary of INF Elite Plus X insurance plan
INF Elite Plus X is a comprehensive travel medical insurance plan designed for non-U.S. citizens visiting the USA, Canada, Mexico, or traveling outside their home country. It offers high coverage for unexpected medical emergencies, full pre-existing conditions with no waiting period. The plan includes wellness benefits, telehealth access, flexible coverage options and 24/7 assistance through United healthcare PPO network. The plan is available for individuals aged 14 days to 99 years, and includes preventive care, telehealth, wellness discounts, and optional airport assistance. While it offers strong protection, it comes with higher premiums, co-pays, and a strict no-refund policy once coverage begins. Green card holders are eligible for this plan.
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