Visit USA Health Insurance Review
Ideal for Plan for visitors to the USA Acute Onset of Pre-Existing Condition
Visit USA health insurance review
Visit USA travel insurance is an excellent medical insurance for tourists and holiday travelers, parents of students studying in the United States, new immigrants and visiting scholars in the USA. The insured can get coverage for eventualities like Accident and Sickness Medical, Emergency Medical Evacuation and Assistance coverage in the United States. Visit USA offers 3 plans to satify your requirements and budget.
After buying the plan, At American Visitor Insurance, US Travelers can contact the Visit USA health Customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
Key benefits of Visit USA medical insurance
ecg_heart Acute onset of a pre-existing condition
description Accident and Sickness Medical Coverage
phone_in_talk Emergency Travelers Assistance
ambulance Emergency Medical Evacuation
minor_crash Accidental Death & Dismemberment
luggage Travel Assistance Benefits
Visit USA Visitor benefits - Key Highlights
- This is a comprehensive plan.
- The deductible options in Plan A and Plan B are $0, $250, $500 or $1k per Certificate.
- The policy maximum ranges from $50k to $500k depending on the plan you choose.
- Emergency Medical Evacuation coverage in both Plan A and Plan B are available for $250k.
- The Repatriation of Remains coverage in both Plan A and Plan B are available for $50k.
- AD&D benefit is available for up to $50k in both plans A and B for the age range of 18 to 69.
- Trip Interruption benefit of $2500 is available with this plan in both A and B.
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Reviews, Ratings and Experiences
Advantages & Disadvantages of Visit USA Insurance
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Visit USA Insurance Advantages
- Multi Plan PPO Network.
- Excellent medical coverage plan for foreign nationals in the USA.
- Deductible per policy period.
- Optional Hazardous activity and AD & D rider coverage.
- Incidental travel to Canada, Mexico and US territories up to 14 days is included in this plan.
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Visit USA Insurance Disadvantages
- Only $20,000 coverage offered for 80 plus travelers.
- Not renewable.
- Does not cover pre-existing conditions.
- Plan is available only for international travelers traveling to US.
An Overview of Visit USA Insurance
Eligibility
- Available for non-US residents visiting the US.
- Travelers up to the age of 99 years.
Renewability
- Coverage is available from 5 days to 364 days.
- Visit USA Insurance can be renewed online
Acute on set of Pre-existing condition
- Visit USA Standard and Budget covers up to ages 65 and above $2.5k and all others up to $20k.
- Visit USA Superior covers up to ages 65 and above $2,500 and all others up to $25k.
Coinsurance
- Visit USA Standard and Superior plan pays 100% of eligible expenses after the deductible up to the overall maximum limit.
A working example of using Visit USA Insurance*
Let us take an example: The medical bill is $25,000; Deductible is $250 and choosen Policy Maximum is $50,000.
- full_coverage
Insurance coverage $50,000
- attach_money
Deductible $250 per certificate period
- draft
Medical expenses Claims$25,250
- draft
CoinsuranceAfter the deductible, 90% of first $10,000 and then 100% to the policy limit
The Visit USA travel insurance plan covers clearly defined amounts for different medical situations up to a medical maximum coverage $50,000. The insured must pay the deductible ($250). After that, the insurance plan pays fixed amount as defined in the policy for specific treatment. In this hypothetical example described in the table, the insured has to pay $1,250. This is the difference between the fixed amount the insurance pays and the actual billed amount.
| Expense | Amount billed | Amount Insurance Pays | Amount Insured Owes |
|---|---|---|---|
| Deductible | $250 | $0 | $250 |
| Hospital Room Rent | $9,000 | $9,000 | $0 |
| Surgery | $15,000 | $5,000 + $9,000 (90% 0f first $10,000)= $14,000 | $1,000 (10% of first $10,000) |
| X Ray | $1,000 | $1,000 | $0 |
| Total | $25,250 | $24,000 | $1,250 |
Visit USA Travel Medical Insurance - FAQ's
01. What are the benefits of Visit USA insurance?
Visit USA insurance is short term travel health insurance designed for anyone visiting the United States. Visit USA Insurance provides coverage for those who are traveling on vacation. It offers core travel insurance benefits, with coverage from as little as Five days. The benefits offered on the Visit USA Travel Medical Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.
02. What is the coverage area of Visit USA insurance?
Visit USA insurance is short term travel health insurance designed for anyone visiting the United States as long as they are outside their home country.
03. How much does Visit USA insurance cost?
The cost of the Visit USA insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.
04. How do I purchase Visit USA Travel Medical Insurance?
You can purchase Travel Insure services on American Visitor Insurance at buy Visit USA Healthcare insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Visit USA travel health insurance from licensed insurance agents.
05. What are the requirements for applying for Visit USA insurance?
The main requirements for applying for Visit USA insurance is the travelers passport details and the travel dates. You can apply for Visit USA insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
06. Do I need travel insurance to go to USA?
The cost of US healthcare is very expensive and it is very important for US visitors to buy proper US travel health insurance. The Trump administration has recently made it mandatory for prospective US immigrants to buy health insurance while coming to the US. We hear from visitors, that the consular services are insisting on US visit insurance even for non-immigrant visas for coming to the United States.
07. Can US visitors get health insurance?
Yes, US visitors can get short term health insurance for the length of their stay in the US. Given the cost of US healthcare, it is very important to buy adequate US travel health insurance. At American Visitor Insurance, we work with reputed US insurance providers who offer US visitors health insurance. Visitors can compare different US visitor health insurance plans and buy the plan that suits their needs.
08. Which is the best health insurance for visitors to USA? Which is the best medical insurance for visitors to usa from india?
We work with several popular US insurance providers who offer health insurance for visitors to USA. There is no single visitor health insurance plan which is best for all visitors. The best health insurance for visitors to USA will vary depending on the needs of the visitor. Visitors can compare different US visitor health insurance plans on American Visitor Insurance to find the best health insurance for visitors to USA plan for their needs.
09. Can foreigners buy health insurance in USA?
Yes, foreigners can buy health insurance in the US. There are different foreign travel insurance in usa plan options which visitors can compare on American Visitor Insurance. Travelers can understand how to buy travel insurance in usa using the different resources on American visitor Insurance, read the different visitor health insurance usa reviews and make an informed decision regarding foreign travel insurance in USA.
Get quotes for Visit USA travel insurance!
Review and compare the best Visit USA visitor medical insurance quotes.
Compare Visit USA quotes »Travel Insure - PPO network
Travel Insure maintains a wide network of health care providers. You may use any doctor or hospital when you need medical care. You may call the Emergency Assistance Company to help you locate a doctor or hospital.
Visit USA Budget Plan: No Network is required. You may use any doctor you choose.
There are 2 options: First Health care network and United health care.
You may go to your choice of provider in the U.S. However, the coinsurance will be waived for visitors to the U.S. if expenses are incurred within the PPO network.
You need to check your insurance card to find any one of the below 2 logos:
- If you are traveling to the U.S. and you are GDPR residents then Click here to read more »
- If you are traveling to the U.S. and you are NON-GDPR residents then Click here to read more »
