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Best Medical Coverage for Maritime Work

Ideal for Maritime , NGO workers, and volunteers

🧭 What Is BCBS Global Solutions Maritime Insurance Plan?

The BCBS Global Solutions Maritime Insurance Plan provides comprehensive health coverage for maritime workers, including ship crew, offshore employees, and contractors working on ships, oil rigs, and cargo vessels. This plan offers global health coverage, emergency medical assistance, and medical evacuation no matter where your work takes you.

You can easily purchase this plan through American Visitor Insurance, ensuring that maritime workers get the medical protection they need whether working at sea or on land.

Key Features:
  • Global Health Coverage - Coverage worldwide, whether at sea or on land.
  • Short-Term U.S. Coverage - Available through American Visitor Insurance for maritime workers visiting the U.S.
  • Global Doctor Network - Access trusted hospitals and doctors worldwide with BCBS’s large network
  • 24/7 customer service and support available.
  • Affordable Premiums - Flexible and competitive pricing for all workers.

⭐ Maritime Insurance Reviews

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Rating
AM Rating: A
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Period of Coverage
Life time
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Maximum limits
Unlimited
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Underwriter
4 Ever Life International Limited

👤 Who Is Eligible for BCBS Global Solutions Maritime Insurance Plan?

Eligibility for Coverage:

U.S. Citizens & Permanent Residents
  • Must be living abroad and 74 or younger at the time of application.
  • If a legal resident of the U.S., must apply from the U.S.
  • Must plan to live outside the U.S. for at least 3 months per year.
Minimum Stay Requirement:
  • Must plan to live outside the U.S. for at least 3 months per year.
  • Must be a Professional Crew Member

Eligible Dependent:

  • A spouse or partner of the eligible participant is considered a dependent.
  • Own children, stepchildren, or legally adopted children of the participant or their spouse/partner who are unmarried and under age 26.
  • A person can only be an insured dependent for one eligible participant.

What is the deductible for Maritime Insurance?

The deductible for the BCBS Global Solutions Maritime Insurance plan depends on the plan option you select, as well as your location (whether you're outside the U.S., in-network in the U.S., or out-of-network in the U.S.).

Plan Options Deductible Outside U.S. Deductible U.S. In Network Deductible U.S. Out of Network Coinsurance Maximum
0 $0 $0 $0 $1,000
250 $125 $250 $500 $2,000
500 $500 $500 $500 $3,000
1,000 $500 $1,000 $2,000 $4,000
2,500 $1,250 $2,500 $5,000 $8,000
5,000 $2,500 $5,000 $10,000 $10,000

💡 Why Should I Buy BCBS Global Solutions Maritime Insurance?

The BCBS Global Solutions Maritime Insurance is a comprehensive international health insurance plan designed for U.S. citizens, permanent residents, and expatriates living or working abroad for extended periods. It provides worldwide medical protection with no annual or lifetime coverage limits, making it ideal for individuals and families seeking long-term global healthcare security.

🌍 Worldwide Protection
No matter where your mission takes you, BCBS provides access to a global network of doctors, hospitals, and emergency services, ensuring you’re covered whether you’re in a large city or a remote village.
🛡️ Tailored for Maritime
Specifically designed for Maritime , NGO workers, and volunteers, addressing their unique needs abroad.
🌐 Global Network Access
Access to doctors and hospitals in 190+ countries, many with direct billing. You choose your provider globally.
💉 Comprehensive Healthcare Services
Emergency & routine care, mental health support, and prescriptions to keep you healthy.
💰 Affordable Flexibility
Customizable plans with different deductibles, and coinsurance limits to fit your budget and mission length.
☎️ 24/7 Global Support
Access multilingual customer service and assistance for emergencies, claims, or medical coordination—anytime, anywhere.

✅ What are the Top Benefits of Maritime Insurance ?

  • Outside U.S

    U.S.(In Network)

    U.S.(Outside Network)

    Lifetime Maximum per Insured Person
    Unlimited Unlimited Unlimited
    Annual Maximum per Insured Person
    Unlimited Unlimited Unlimited
    Preventative Care For Babies/Children: (Birth to Age 18)
    a. Office Visits/examination
    b. Immunizations, Lab work & X-rays
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    Preventative Care for Adults: (Age 19 and Older)a. Routine Pap Smears, annual mammogram
    b. PSA For Men
    c. Annual Physical Examination Health Screening
    d. Diagnostic lab work & X-rays
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    Annual Physical Examination/Health Screening, Subject to a $750 Maximum per Calendar Year and limited to one per Calendar Year
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    Primary Care Office Visits
    All except a $10 copay per visit All except a $30 copay per visit 60% to Coinsurance Maximum then 100%
    Urgent Care Facility
    100% All except a $75 copay per visit 60% to Coinsurance Maximum then 100%
    Professional Services
    Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab work.
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
  • Outside U.S

    U.S.(In Network)

    U.S.(Outside Network)

    Surgery, X-rays, in-hospital doctor visits, Organ/Tissue Transplant
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    Hospital medical emergency
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%

    Outside U.S

    U.S.(In Network)

    U.S.(Outside Network)

    Hospital medications
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    Ambulance Service
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    Dental care due to accident
    $1,000 per year, $200 per tooth $1,000 per year, $200 per tooth $1,000 per year, $200 per tooth
    Acupuncture and Chiropractic Services
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    Durable Medical Equipment
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    Infusion Therapy
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    Physiotherapy and occupational therapy, up to 20 consultations per calendar year
    100% no deductible 100% no deductible 100% no deductible
  • Outside U.S

    U.S.(In Network)

    U.S.(Outside Network)

    Inpatient Mental Health
    100% up to 60 days 80% up to the maximum coinsurance limit, then 100% 60% up to the maximum coinsurance limit, then 100%
    Outpatient Mental Health
    100%, No Deductible $10 Copayment 100%, No Deductible $10 Copayment 60% to Coinsurance Maximum then 100% no deductible
    Inpatient Substance Abuse
    100% up to 60 days detox 80% up to 60 days detox 60% up to 60 days detox
    Outpatient Substance Abuse
    100%, No Deductible $10 Copayment 100%, No Deductible $30 Copayment 60% to Coinsurance Maximum then 100%

    Outside U.S

    U.S.(In Network)

    U.S.(Outside Network)

    Basic Prescription Drug Benefit Subject to $1000 Maximum per Insured Person per Policy Period
    100% up to 60 days 80% up to 60 days 60% up to 60 days
    Optional Rider. Subject to $25,000 Maximum per Insured Person per Policy Period
    100% of actual charges Generics: 100% after $10 copay
    Brandname: 100% after $10 copay
    Injectables: 70%
    Generics: 100% after $10 copay
    Brandname: 100% after $10 copay
    Injectables: 70%
    Inpatient Substance Abuse
    100% of actual charges Generics: 100% after $10 copay 100% of actual charges
  • Outside U.S

    U.S.(In Network)

    U.S.(Outside Network)

    Emergency Medical Transportation
    Up to $250,000 N/A N/A
    Repatriation of Remains
    Up to $25,000 N/A N/A
    Accidental Death & Dismemberment
    $50,000 $50,000 $50,000

    Outside U.S

    U.S.(In Network)

    U.S.(Outside Network)

    Home Health Care, Subject to a maximum of 30 visits per Calendar Year
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    Skilled Nursing Facilities, Subject to a maximum of $250 per day for a maximum of 50 days per Calendar Year
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    Hospice, Subject to a maximum of $5,000 per lifetime
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%

🧾 What Are the Features of BlueCross BlueShield Travel Insurance?

BlueCross BlueShield plans come with key features designed to provide peace of mind while traveling:

  • Emergency coverage: Includes coverage for hospitalization, doctor visits, and emergency medical evacuation.
  • Global network: Provides access to an elite network of English-speaking, Western-trained doctors in over 190 countries.
  • Cashless service: In many cases, network doctors can bill BlueCross BlueShield directly, so you may not have to file claims or pay upfront.
  • 24/7 support: Provides access to 24/7/365 concierge service and online support.
  • Mobile tools: The BlueCross BlueShield app helps members find care, schedule appointments, and access telemedicine services.

❓Have questions?

Our support team is ready to assist you.

❓ Blue Cross Blue Shield Maritime Insurance - FAQ's

1. What is BlueCross BlueShield Maritime Crew Travel Insurance?

BlueCross BlueShield Maritime Crew Travel Insurance provides comprehensive coverage for maritime crew members while they’re working or traveling aboard ships. This insurance protects against medical emergencies, evacuation, repatriation, and other risks that maritime workers might face during their voyages.

2. Who is eligible for Maritime Crew Travel Insurance?

This insurance is designed for individuals working in the maritime industry, including crew members aboard ships, offshore oil rigs, and other maritime vessels. Eligibility typically requires that the insured person is actively employed in a maritime-related role.

3. Does Maritime insurance cover pre-existing conditions?

Yes, pre-existing conditions can be covered, but there’s typically a waiting period (6 to 12 months) depending on your previous insurance coverage.

4. Is the coverage valid for all types of maritime work?

The coverage is primarily designed for crew members aboard commercial vessels, including cargo ships, cruise ships, and offshore platforms. For specific maritime work or activities, it's best to confirm the coverage with BlueCross BlueShield.

5. Can I apply for Maritime Insurance if I’m already abroad?

Yes, you can apply for coverage even if you are already abroad, as long as you meet the eligibility criteria and are involved in Maritime or NGO work.

📝 How Do I File a Claim With BCBS Global Solutions Maritime Insurance?

To file a claim with BCBS Global Solutions Maritime Insurance, follow these steps:

📄

Download Form
Get claim form online

📠

Fax
+1 610 482 9623

✉️

Submit Documents
Mail to Blue Cross Blue Shield Global Solutions, P.O. Box 1748, Southeastern, PA 19399-1748, USA

Why Should I Buy Maritime Insurance on American Visitor Insurance?

American Visitor Insurance has developed user friendly quote comparison tools to help travelers compare prices and benefits of different Maritime Insurance travel insurance plans. American Visitor Insurance also has resourceful FAQ's, Forums and Blogs based on customer needs, all of which are designed easily and make an informed decision of buying the best Maritime Insurance travel insurance plan for your specific requirements. American Visitor Insurance's licensed customer support staff with over two decades of travel insurance experience, help customers by providing answers to any queries or concerns while buying Maritime Insurance travel insurance. The customer support staff located in different time zones both in the East Coast and West Coast of the US are available at all times to help you with the online application process as well as to help customers while filing for Maritime Insurance insurance claims should you need to use the insurance coverage while on your vacation.