The BCBS Global Solutions Worldwide Premier Outside USA Plan is a long-term international health insurance plan designed for individuals or families who live or travel abroad for extended periods. It's ideal for expats, remote workers, global citizens, or anyone who spends a lot of time outside their home country. You buy it once a year and get continuous health coverage while abroad no need to reapply for each trip.
Key Features:The BCBS Global Solutions Worldwide Premier Outside USA Insurance is a comprehensive international health insurance plan designed for U.S. citizens, permanent residents, and expatriates living or working abroad for extended periods. It provides worldwide medical protection with no annual or lifetime coverage limits, making it ideal for individuals and families seeking long-term global healthcare security.
Outside U.S |
U.S.(In Network) |
U.S.(Outside Network) |
| Lifetime Maximum per Insured Person | ||
| Unlimited | Unlimited | Unlimited |
| Annual Maximum per Insured Person | ||
| Unlimited | Unlimited | Unlimited |
Outside U.S |
U.S.(In Network) |
U.S.(Outside Network) |
| Preventative Care For Babies/Children: (Birth to Age 18) a. Office Visits/examination b. Immunizations, Lab work & X-rays |
||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Preventative Care for Adults: (Age 19 and Older)a. Routine Pap Smears, annual mammogram b. PSA For Men c. Annual Physical Examination Health Screening d. Diagnostic lab work & X-rays |
||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Annual Physical Examination/Health Screening, Subject to a $750 Maximum per Calendar Year and limited to one per Calendar Year | ||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Primary Care Office Visits | ||
| All except a $10 copay per visit | All except a $30 copay per visit | 60% to Coinsurance Maximum then 100% |
| Urgent Care Facility | ||
| 100% | All except a $75 copay per visit | 60% to Coinsurance Maximum then 100% |
| Professional Services Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab work. |
||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
Outside U.S |
U.S.(In Network) |
U.S.(Outside Network) |
| Surgery, X-rays, in-hospital doctor visits, Organ/Tissue Transplant | ||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Hospital medical emergency | ||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
Outside U.S |
U.S.(In Network) |
U.S.(Outside Network) |
| Hospital medications | ||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Ambulance Service | ||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Dental care due to accident | ||
| $1,000 per year, $200 per tooth | $1,000 per year, $200 per tooth | $1,000 per year, $200 per tooth |
| Acupuncture and Chiropractic Services | ||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Durable Medical Equipment | ||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Infusion Therapy | ||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Physiotherapy and occupational therapy, up to 20 consultations per calendar year | ||
| 100% no deductible | 100% no deductible | 100% no deductible |
Outside U.S |
U.S.(In Network) |
U.S.(Outside Network) |
| Inpatient Mental Health | ||
| 100% up to 60 days | 80% up to the maximum coinsurance limit, then 100% | 60% up to the maximum coinsurance limit, then 100% |
| Outpatient Mental Health | ||
| 100%, No Deductible $10 Copayment | 100%, No Deductible $10 Copayment | 60% to Coinsurance Maximum then 100% no deductible |
| Inpatient Substance Abuse | ||
| 100% up to 60 days detox | 80% up to 60 days detox | 60% up to 60 days detox |
| Outpatient Substance Abuse | ||
| 100%, No Deductible $10 Copayment | 100%, No Deductible $30 Copayment | 60% to Coinsurance Maximum then 100% |
Outside U.S |
U.S.(In Network) |
U.S.(Outside Network) |
| Basic Prescription Drug Benefit Subject to $1000 Maximum per Insured Person per Policy Period | ||
| 100% up to 60 days | 80% up to 60 days | 60% up to 60 days |
| Optional Rider. Subject to $25,000 Maximum per Insured Person per Policy Period | ||
| 100% of actual charges | Generics: 100% after $10 copay Brandname: 100% after $10 copay Injectables: 70% |
Generics: 100% after $10 copay Brandname: 100% after $10 copay Injectables: 70% |
| Inpatient Substance Abuse | ||
| 100% of actual charges | Generics: 100% after $10 copay | 100% of actual charges |
Outside U.S |
U.S.(In Network) |
U.S.(Outside Network) |
| Emergency Medical Transportation | ||
| Up to $250,000 | N/A | N/A |
| Repatriation of Remains | ||
| Up to $25,000 | N/A | N/A |
| Accidental Death & Dismemberment | ||
| $50,000 | $50,000 | $50,000 |
Outside U.S |
U.S.(In Network) |
U.S.(Outside Network) |
| Home Health Care, Subject to a maximum of 30 visits per Calendar Year | ||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Skilled Nursing Facilities, Subject to a maximum of $250 per day for a maximum of 50 days per Calendar Year | ||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Hospice, Subject to a maximum of $5,000 per lifetime | ||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
BlueCross BlueShield plans come with key features designed to provide peace of mind while traveling:
Our support team is ready to assist you.
It covers emergency and routine medical care, hospital stays, doctor visits, prescription drugs, medical evacuation, and some coverage for pre-existing conditions (with rules).
Yes, if you had prior health coverage for at least 6 months before this plan starts, your pre-existing conditions may be covered immediately. Otherwise, there might be a waiting period of up to 6 months.
Yes, spouses and unmarried children under 26 can be added as dependents on the plan.
The plan is annual it covers unlimited trips and stays abroad throughout the year.
Deductibles range from $0 to $10,000, so you can pick a plan that fits your budget.
To file a claim with BCBS Global Solutions Worldwide Premier Outside USA Insurance, follow these steps:
Download Form
Get claim form online
Fax
+1 610 482 9623
Submit Documents
Mail to Blue Cross Blue Shield Global Solutions, P.O. Box 1748, Southeastern, PA 19399-1748, USA
Email Help
claims@bcbsglobalsolutions.com
American Visitor Insurance has developed comparison tools to help travelers compare prices and benefits of different BCBS plans and to make an informed decision of the best Blue Cross Blue Shield travel insurance plan for your specific requirements. American Visitor Insurance's licensed customer support staff help customers by providing answers to any queries while buying BCBS travel insurance. The customer support staff are available at all times to help you with the online application process and to extend the travel insurance or even cancel the plan if travel plans change. American Visitor Insurance’s staff can also help customers while filing for any insurance claims if needed