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BCBS Single Trip Group Platinum Travel Insurance

Short-Term medical insurance for international travel.
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🧭 What Is BCBS Single Trip Group Platinum Insurance Plan?

The BCBS Global Solutions Single Trip Group Platinum plan provides reliable short-term international medical coverage for U.S. residents traveling abroad for up to 182 days. Powered by GeoBlue and backed by the Blue Cross Blue Shield Global network, it ensures quality care and support anywhere in the world.

Key Features:
  • For U.S residents traveling internationally.
  • Comprehensive medical protection for unexpected illnesses or injuries abroad.
  • Emergency medical evacuation coverage up to $500,000.
  • 24/7 customer service and support available.
  • Covers pre-existing conditions if policy holder has a primary health plan.

⭐ BlueCross BlueShield Single Trip Group Platinum Travel Insurance Reviews

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Rating
AM Rating: A
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Period of Coverage
Up to 6 months.
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Maximum limits
$50,000, $100,000, $500,000, $1,000,000
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Deductible options
$0, $100, $250, $500
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Underwriter
4 Ever Life International Limited
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Best for
  • U.S. residents traveling abroad
  • Older travelers

🧾 What Are the Maximum Policy Coverage Offered by BCBS Single Trip Group Platinum Travel Insurance?

The policy maximum under the BCBS Global Solutions Single Trip plan represents the total amount of medical benefits available during your covered trip. Once this maximum benefit is reached, no additional expenses will be paid by the plan.

  • Available policy maximum options: $50,000 | $100,000 | $500,000 | $1,000,000
  • Coverage applies per person, per trip and is available for individuals up to age 95.

📉 What Is a Deductible in BCBS Single Trip Group Platinum Insurance?

The deductible is the amount you, as the insured traveler, must pay out of pocket for medical expenses before the BCBS Global Solutions Single Trip plan begins to cover your eligible costs.

Single Trip Group Platinum insurance has deductible options of : $0, $100, $250, $500

👤 Who Is Eligible for BCBS Single Trip Group Platinum Insurance Plan?

Eligibility for Plans:
  • Residency & Age: Available to U.S. residents aged 95 and younger
  • Children Under 6: Must be enrolled with a parent
  • Initial Purchase: Must be made in your home country prior to departure
Eligible Family Members (if applicable):
  • Must be your spouse, civil union partner, domestic partner, or eligible child/dependent
  • Must be U.S. residents traveling outside the U.S. for at least 24 hours
  • Must be age 95 or younger (for spouse/partner)
Eligible Dependent Definition:
  • Spouse, civil union partner, or domestic partner
  • Child of any age (own or spouse/partner’s) enrolled prior to age 26, incapable of self-support due to cognitive or physical disability, chiefly dependent on the Eligible Participant.

💡 Why Should I Buy BCBS Global Solutions Single Trip Group Platinum Insurance?

The BCBS Global Solutions Single Trip Group Platinum Insurance is an excellent choice for U.S. residents seeking comprehensive and dependable international medical coverage while traveling abroad. It combines the global reputation and reliability of Blue Cross Blue Shield with the flexibility and benefits travelers need for short- or medium-term trips (up to 182 days).

🏥 Comprehensive Medical Coverage
Provides protection against unexpected medical emergencies, hospital stays, surgeries, and doctor visits anywhere outside the U.S.
🌐 Worldwide Network Access
Access to the Blue Cross Blue Shield Global network, which includes doctors and hospitals in more than 190 countries.
🚑 Emergency Medical Evacuation
Coverage up to $500,000 ensures you get transferred to the nearest facility with adequate care if needed.
🦠 COVID-19 and Illness Coverage
Covers COVID-19 treatment just like any other illness or injury, providing peace of mind in the post-pandemic travel era.
❤️Pre-Existing Condition Coverage
The Platinum level offers protection for stable pre-existing conditions, a feature missing in many other travel medical plans.
👵👴 Extended Age Eligibility
Available to travelers up to age 95, making it an excellent option for senior travelers and retirees.
⚙️ Flexible Deductibles and Coverage Limits
Choose coverage up to $1,000,000 with deductibles as low as $0, tailored to your needs and budget.
☎️ 24/7 Global Support
Access multilingual customer service and assistance for emergencies, claims, or medical coordination—anytime, anywhere.

✅ What Are the Benefits of BCBS Single Trip Group Platinum Insurance?

  • Physical Health
    Surgery, anesthesia, in-hospital doctor visits, diagnostic X-ray and lab 100%
    Office visits: including X-rays and lab work billed by the attending physician 100%
    Surgery, X-rays, in-hospital doctor visits 100%
    Inpatient medical emergency 100%
    Ambulatory surgical center 100%
    Ambulance services (non-Medical evacuation) 100% up to $1,000
    Outside the U.S. outpatient prescription drugs 100% of reasonable charges up to $5,000
    Physical and occupational therapy 6 visits per Period of Insurance, $100 Maximum payment per visit
    Dental Care Required Due to an injury 100% of Reasonable Charges with a maximum benefit of $500 per Trip Period
    Dental Care for Relief of Pain 100% of Reasonable Charges with a maximum benefit of $250 per Trip Period
  • Additional Benefits
    Emergency medical evacuations Up to $500,000
    Accidental Death and Dismemberment AD&D Maximum benefit principal sum up to $50,000
    Emergency family travel arrangements GeoBlue plans provide a maximum benefit per trip period up to $2,500
    Hazardous activities Maximum benefit up to $25,000 for claims resulting from downhill (alpine) skiing and scuba diving at a depth of 20 meters or less.
    Lost baggage and personal effects coverage Maximum benefit of $500 per trip period and limited to $100 maximum benefit per bag or personal effect
    Post departure trip interruption transportation Maximum benefit of $1,000 per trip period
    Post departure trip interruption quarantine coverage Lodging & incidentals maximum benefit of $50 per day, up to 10 days
    Repatriation of remains Maximum benefit up to $25,000
  • Pre-existing Condition
    Pre-existing Condition Coverage for pre-existing conditions is available only if the policy holder has a primary health plan.

🧾 What Are the Features of BlueCross BlueShield Travel Insurance?

BlueCross BlueShield plans come with key features designed to provide peace of mind while traveling:

  • Emergency coverage: Includes coverage for hospitalization, doctor visits, and emergency medical evacuation.
  • Global network: Provides access to an elite network of English-speaking, Western-trained doctors in over 190 countries.
  • Cashless service: In many cases, network doctors can bill BlueCross BlueShield directly, so you may not have to file claims or pay upfront.
  • 24/7 support: Provides access to 24/7/365 concierge service and online support.
  • Mobile tools: The BlueCross BlueShield app helps members find care, schedule appointments, and access telemedicine services.
  • Pre-existing conditions: Some plans, such as the Single Trip Group plan, do not exclude pre-existing conditions, though a primary health insurance plan is required.

❓Have questions?

Our support team is ready to assist you.

❓ BCBS Single Trip Group Platinum Travel Insurance - FAQ's

1. Does Blue Cross Blue Shield offer Group travel insurance?

Yes, Single Trip Group travel medical insurance plan designed for groups of travellers (typically 5 or more) who are U.S. residents travelling outside the U.S. for one trip (up to 182 days).

2. What are the trip duration / coverage limits?
  • For a single-trip plan: Up to 182 days maximum per trip
  • The minimum premium charge may apply even if the trip is shorter (for example, minimum 7 days)
  • The policy maximum benefit per insured person is selectable (e.g., up to US$1,000,000) depending on plan choice

3. Are pre-existing conditions covered in Single Trip Group insurance?

Yes under the Platinum version of the single-trip group plan, coverage for stable pre-existing conditions is available, provided you meet the eligibility (e.g., already have a U.S. primary health plan, condition stable for a defined period).

4. Can I purchase this insurance after I leave the U.S.?

No, for the single-trip version, you must purchase the policy before departing from the U.S. into your trip abroad.

5. Can I use my Blue Cross Blue Shield overseas?

You are insured for foreign care under Blue Cross Blue Shield Global, which connects members to doctors and hospitals in over 190 countries. But to reap maximum benefits, travelers need to carry a BCBS Global Solutions Single Trip policy that offers medical, evacuation, and emergency services worldwide.

6. Is BCBS Global Solutions available to non-U.S. residents?

No. The Single Trip option is only for U.S. residents who are covered under a Primary Plan and are traveling abroad.

7. Why should I buy BCBS travel insurance on American Visitor Insurance?

American Visitor Insurance has developed comparison tools to help travelers compare prices and benefits of different BCBS plans easily and make an informed decision of the best Blue Cross Blue Shield travel insurance plan for your specific requirements. American Visitor Insurance's licensed customer support staff help customers by providing answers to any queries or concerns while buying BCBS travel insurance.

The customer support staff are available at all times to help you with the online application process as well as to help customers while filing for BCBS insurance claims should they need to use the insurance coverage while in the USA.

🧾 What Are the Exclusions of Single Trip Group Platinum Insurance?

  • Expenses exceeding plan limits or amounts beyond the stated maximum benefits.
  • Experimental or investigative treatments, procedures, or supplies.
  • Expenses incurred in the Home Country, except where specifically stated in the plan.
  • Elective treatments or surgeries that can safely be postponed until after returning home.
  • Services received before the coverage effective date or after the plan ends, unless an extension of benefits applies.
  • Cosmetic or elective procedures, including surgeries for beautification, except when medically necessary due to injury, congenital defects, or post-mastectomy reconstruction.
  • Treatment related to illegal acts, substance abuse, or self-inflicted injuries, except where specifically covered (e.g., emergency evacuation or repatriation).
  • Fertility, infertility, and contraceptive services, including sterilization reversals, in vitro fertilization, or related medications.
  • Pregnancy and maternity care, except for unexpected complications that arise during the covered trip.
  • Services not specifically listed as covered in the plan, or those that are not considered medically necessary by the insurer.
  • Routine checkups and preventive care, including physicals, nutritional counseling, and weight loss treatments.
  • Dental, vision, and hearing care, except for relief of pain or accidental injury as defined in the plan.
  • Treatment resulting from participation in hazardous or extreme sports, such as scuba diving below 20 meters, skydiving, mountaineering, hang gliding, bungee jumping, or professional/interscholastic competitions.
  • Motor vehicle accidents occurring while operating without a valid driver’s license.
  • Congenital conditions or treatments for birth defects.
  • Services for which there is no legal obligation to pay, or that would be provided free of charge without insurance.
  • Care received from family members, household members, or the insured’s employer.
  • Coverage prohibited by U.S. economic or trade sanctions — such coverage is null and void.

📝 How Do I File a Claim With BCBS Single Trip Group Platinum Insurance?

To file a claim with BCBS Single Trip Group Platinum Insurance, follow these steps:

📄

Download Form
Get claim form online

📠

Fax
+1 610 482 9623

✉️

Submit Documents
Mail to Blue Cross Blue Shield Global Solutions, P.O. Box 1748, Southeastern, PA 19399-1748, USA

Why Choose American Visitor Insurance for Single Trip Group Platinum Insurance?

  • Trusted U.S. provider with years of experience.
  • Comprehensive coverage including emergency evacuation.
  • Coverage for eligible pre-existing conditions.
  • Instant online quotes and easy purchase.
  • Flexible deductibles and coverage limits.
  • Peace of mind while traveling abroad.
  • 24/7 multilingual support and fast claims.