The BCBS Global Solutions Single Trip Gold plan is a comprehensive short-term international medical coverage to U.S. citizens abroad for up to 182 days. underwritten by 4 Ever Life International Limited and administered by Blue Cross Blue Shield Global Solutions℠, it offers sound security and quality healthcare access anywhere outside the United States.
Key Features:The policy maximum under the BCBS Global Solutions Single Trip Gold plan represents the total amount of medical benefits available during your covered trip. Once this maximum benefit is reached, no additional expenses will be paid by the plan.
The deductible is the amount you, as the insured traveler, must pay out of pocket for medical expenses before the BCBS Global Solutions Single Trip plan begins to cover your eligible costs.
Single Trip Gold insurance has deductible options of : $0, $100, $250, $500
The BCBS Global Solutions Single Trip Gold plan offers the protection that all international travelers require — with reliable medical benefits and global assistance from the Blue Cross Blue Shield Global Solutions network.
Top Reasons to Choose the Gold Plan:
| Surgery, anesthesia, in-hospital doctor visits, diagnostic X-ray and lab | 100% |
| Office visits: including X-rays and lab work billed by the attending physician | 100% |
| Surgery, X-rays, in-hospital doctor visits | 100% |
| Inpatient medical emergency | 100% |
| Ambulatory surgical center | 100% |
| Ambulance services (non-Medical evacuation) | 100% up to $1,000 |
| Outside the U.S. outpatient prescription drugs | 100% of reasonable charges up to $5,000 |
| Physical and occupational therapy | 6 visits per Period of Insurance, $100 Maximum payment per visit |
| Dental Care Required Due to an injury | 100% of Reasonable Charges with a maximum benefit of $500 per Trip Period |
| Dental Care for Relief of Pain | 100% of Reasonable Charges with a maximum benefit of $250 per Trip Period |
| Emergency medical evacuations | Up to $500,000 |
| Accidental Death and Dismemberment AD&D | Maximum benefit principal sum up to $50,000 |
| Emergency family travel arrangements | GeoBlue plans provide a maximum benefit per trip period up to $2,500 |
| Hazardous activities | Maximum benefit up to $25,000 for claims resulting from downhill (alpine) skiing and scuba diving at a depth of 20 meters or less. |
| Lost baggage and personal effects coverage | Maximum benefit of $500 per trip period and limited to $100 maximum benefit per bag or personal effect |
| Post departure trip interruption transportation | Maximum benefit of $1,000 per trip period |
| Post departure trip interruption quarantine coverage | Lodging & incidentals maximum benefit of $50 per day, up to 10 days |
| Repatriation of remains | Maximum benefit up to $25,000 |
| Pre-existing Condition | Coverage for pre-existing conditions is available only if the policy holder has a primary health plan. |
Both Single Trip Gold and Single Trip Platinum policies provide international medical coverage for U.S. citizens traveling abroad a maximum of 182 days, but they differ mainly with regard to level of coverage and benefits provided.
Single Trip Gold policy offers decent, cost-effective coverage to travelers who want basic insurance for new illness or accidents, emergency medical evacuation (a maximum of $500,000), repatriation of remains, accidental death and dismemberment, trip interruption, and loss of luggage. It is ideal for tourists, students, or business travelers who do not need protection for pre-existing health conditions.
The Single Trip Platinum policy, while having all the characteristics of the Gold policy, provides higher benefit amounts and additional coverage—like coverage for pre-existing medical conditions (for travelers who carry a primary U.S. health plan). It's for the traveler who wishes to have as comprehensive coverage as possible, with extra benefits and total peace of mind abroad.
Overall, the Gold plan is best for solid, budget-friendly coverage, and the Platinum plan is best for explorers in search of high-quality coverage and protection for pre-existing conditions.
BlueCross BlueShield plans come with key features designed to provide peace of mind while traveling:
Our support team is ready to assist you.
The plan is for U.S. residents with their Home Country as the United States, less than age 96, and traveling outside the U.S. for a maximum of 182 consecutive days.
The policy provides for one trip for up to 182 consecutive days. The coverage can be expanded up to 7 days in case of delay in your return for unexpected reasons not under your control.
The plan pays Emergency Medical Evacuation up to $500,000 per trip period.
You need to purchase the plan prior to departing the U.S. Coverage will not begin once your trip is underway.
Yes. You can see any licensed hospital or physician anywhere in the world. You also have access to the Blue Cross Blue Shield Global Solutions℠ network to assist with locating quality providers and cashless direct billing.
The BCBS Global Solutions Single Trip Gold is one of the top international travel medical insurance policies for people with pre-existing medical conditions. It does include coverage for pre-existing conditions under specific conditions, unlike most travel insurance policies that exclude them entirely.
The plan includes downhill skiing and scuba diving (to 20 meters) if done in a safe manner and within the terms of the policy. But not extreme sports like skydiving, mountaineering, parasailing, or bungee jumping.
If your return is postponed by unexpected events that are outside your control, your protection will extend automatically for up to 7 days without additional charges.
Yes, you can get a full refund if you cancel prior to the effective date of coverage. After the trip starts or a claim has been made, the premium is not refundable.
No. This plan is not ACA-compliant health insurance. It is for temporary international travel, not for compliance with U.S. domestic coverage mandates.
Although the BCBS Global Solutions Single Trip Gold policy has extensive international medical coverage, there are costs not reimbursed. The most significant exclusions are:
To file a claim with BCBS Global Solutions Single Trip Gold Insurance, follow these steps:
Download Form
Get claim form online
Fax
+1 610 482 9623
Submit Documents
Mail to Blue Cross Blue Shield Global Solutions, P.O. Box 1748, Southeastern, PA 19399-1748, USA
Email Help
claims@bcbsglobalsolutions.com