HTH Worldwide Travel Insurance, HTH Travel Insurance reviews

The HTH Worldwide Trip Protector Classic and Trip Protector Preferred plans offer extensive coverage. Here is a summary of what’s covered:

• All prepaid, non-refundable trip expenses (air tickets, hotel booking, cruises, tours)
• Emergency medical or dental expenses.
• Medical evacuation
• Personal expenses caused by baggage delay or loss.

Please note that the coverage of travel insurance policies can vary depending on the provider and the policy and it is important to understand the policy documents for what is and isn’t covered before purchasing travel insurance.

Domestic US medical insurance typically do not cover medical expenses incurred while traveling abroad. Therefore, it is important to purchase international travel insurance offered by HTH worldwide before starting on an international trip. Travel medical insurance can provide coverage for emergency medical expenses, including medical evacuations, that occur during your trip.

The Pre-Existing Condition Exclusion is waived from the TripProtector Classic and TripProtector Preferred plans unless you meet the following criteria:
You buy this plan prior to or within 14 days (for TripProtector Classic) or 21 days (for TripProtector Preferred) of initial trip deposit.

TripProtector Classic and TripProtector Preferred plans are approved to be sold to travelers buying from within the US only. You may not be able to purchase these plans when you are outside the US.

An eligible participant for purchasing a TripProtector Classic or TripProtector Preferred plans by HTH Worldwide must meet the following criteria:

• The home country of the traveler is the United States.
• The traveler is traveling outside the U.S.
• Children under the age of Six, must be enrolled with a parent.
• The initial purchase of the policy must be made in home country prior to departing on trip.

Cancel for Any Reason (CFAR) is an optional benefit that can be added to some travel insurance plans for qualifying travelers. It allows you to cancel your trip for any reason and get a partial reimbursement of your pre-paid trip expenses. This benefit is time-sensitive and has other eligibility requirements, so not all travelers will qualify. The reimbursement amount varies from 50% to 75% of your prepaid refundable trip costs that are outlined in the plan’s inclusions . If you are interested in buying CFAR coverage, you can review American Visitor Insurance to find the CFAR plans that best fit your travel needs