Global Prima Medical is a long-term travel medical insurance. Global Prima Medical plan is Flexible, long-term, annually renewable, international medical insurance plan designed for people living or working abroad. Global Prima is available to individuals and families of all nationalities. It is avaliable in $USD, £GBP, and €Euro.
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| Overall policy limit | Bronze: $1,000,000 Bronze Plus: $2,000,000 Silver: $3,000,000 Glod: $4,000,000 Platinum: $5,000,000 |
| USA - Treatment Received | 50% co-insurance after your policy excess has been applied for eligible treatment received outside the PPO Network. Subject to the appropriate area of cover, any eligible medical treatment received in the USA must be within the PPO Network |
| Accommodation in hospital | covered |
| Parent Accommodation in hospital | covered |
| Professional Fees | Economy: $850 per Incident Basic: $850 per Incident Silver: $1,200 per Incident Gold: $1,400 per Incident Platinum: $1,800 per Incident |
| Medication | covered |
| Diagnostics | covered |
| Theatre Fees | covered |
| Reconstructive Surgery | covered |
| Chronic Conditions - Acute | covered |
| Kidney Dialysis Acute Episode | covered |
| Oncology | covered |
| Complications of Pregnancy (Wait period applies) | covered |
| Physiotherapy | covered |
| Transportation | covered |
| Chronic Conditions - Routine Management and Palliative Treatment | Bronze: Not Covered Bronze Plus: Not Covered Silver: Limited to $10,000 Glod: Limited to $50,000 Platinum: Covered |
| Kidney Dialysis Routine Management | Bronze: Not Covered Bronze Plus: Not Covered Silver: Not Covered Glod: Limited to $20,000 Platinum: Limited to $50,000 |
| HIV/AIDS | Bronze: Not Covered Bronze Plus: Not Covered Silver: Not Covered Glod: Limited to $10,000 Platinum: Limited to $20,000 |
| IVF Treatment | Bronze: Not Covered Bronze Plus: Not Covered Silver: Not Covered Glod: Not Covered Platinum: Limited to $2,000 per cycle and a maximum of 3 cycles per lifetime. This benefit is subject to 50% co-insurance. |
| Organ Transplants | Bronze: $100,000 Lifetime Limit Bronze Plus: $100,000 Lifetime Limit Silver: $250,000 Lifetime Limit Glod: $250,000 Lifetime Limit Platinum: $500,000 Lifetime Limit |
| Newborn Cover - Premature Births | Bronze: Not Covered Bronze Plus: Not Covered Silver: Cover for the first 30 days from birth is limited to maximum sum insured of $10,000 each baby. Glod: Cover for the first 30 days from birth is limited to maximum sum insured of $15,000 each baby. Platinum: Cover for the first 30 days from birth is limited to maximum sum insured of $20,000 each baby.(Thereafter, cover will exclude any medical conditions which exists at the end of the first 30 day period.) |
| Newborn Cover - Congenital | Bronze: Not Covered Bronze Plus: Not Covered Silver: $50,000 Lifetime Limit Glod: $75,000 Lifetime Limit Platinum: $100,000 Lifetime Limit |
| Rehabilitation | Bronze: Not Covered Bronze Plus: Not Covered Silver: Not Covered Glod: Covered Platinum:Covered |
| Overall policy limit | Bronze: Not Covered Bronze Plus: Up to 15 days per year Silver: Up to 30 days per year Glod: Up to 30 days per year Platinum: Up to 45 days per year |
| Ancillary Charges (The purchase or rental of crutches or wheelchairs following treatment as an in-patient or day-patient.) | Bronze:Up to $200 Bronze Plus:Up to $200 Silver: Up to $300 Glod: Up to $300 Platinum: Up to $500 |
| Home Nursing | Bronze:Maximum 30 days each year; Up to $100 per visit Bronze Plus:Maximum 30 days each year; Up to $100 per visit Silver: Maximum 60 days each year; Up to $100 per visit Glod: Maximum 60 days each year; Up to $100 per visit Platinum: Maximum 90 days each year; Up to $100 per visit |
| Cash Benefit | Bronze:$100 each night up to 30 nights Bronze Plus:$100 each night up to 30 nights Silver: $100 each night up to 45 nights Glod: $100 each night up to 45 nights Platinum:$100 each night up to 60 nights |
| Emergency Treatment Outside Area of Cover | Bronze:Maximum 30 nights each year; Maximum sum insured of $20,000 Bronze Plus:Maximum 30 nights each year; Maximum sum insured of $20,000 Silver: Maximum 30 nights each year; Maximum sum insured of $30,000 Glod: Maximum 30 nights each year; Maximum sum insured of $40,000 Platinum: Maximum 30 nights each year; Maximum sum insured of $50,000 |
| Overall Out-patient Limit | Bronze:Out-Patient limit of $2,500 within overall policy limit of $1,000,000 Bronze Plus:Out-Patient limit of $5,000 within overall policy limit of $2,000,000 Silver: Out-Patient limit of $10,000 within overall policy limit of $3,000,000 Glod: Limited to the overall policy limit of $4,000,000 Platinum: Limited to the overall policy limit of $5,000,000 |
| Professional Fees | Bronze:Limited to $250 each year within the overall out-patient limit. Bronze Plus:Covered within overall out-patient limit. Silver: Covered Within overall out-patient limit. Glod: Covered Platinum: Covered |
| Diagnostic | Bronze:Limited to $250 per diagnostic procedure within the overall out-patient limit. Bronze Plus:Limited to $500 per diagnostic procedure within the overall out-patient limit. Silver: Covered within overall out-patient limit. Glod: Covered Platinum: Covered |
| Surgical Treatment | Bronze:Covered within overall policy limit. Bronze Plus:Covered within overall policy limit. Silver: Covered within overall policy limit. Glod: Covered Platinum: Covered |
| Medication | Bronze:Limited to $500 each year within overall out-patient limit. Bronze Plus:Limited to $1,000 each year within overall out-patient limit. Silver: Covered within overall out-patient limit. Glod: Covered Platinum: Covered |
| Transportation | Bronze:Covered within overall policy limit. Bronze Plus:Covered within overall policy limit. Silver: Covered within overall policy limit. Glod: Covered Platinum: Covered |
| Evacuation | Covered |
| Following Evacuation Hotel Accomodation | Bronze:Not Covered Bronze Plus:Not Covered Silver: Covered limited to $250 each day, per person. Glod: Covered limited to $250 each day, per person. Platinum: Covered limited to $500 each day, per person. |
| Repatriation | Covered |
| Travel Intelligence | Covered |
| Mortal Remains | Limited to $5,000. |
| Following Evacuation - Return Airflight | Bronze:Not Covered Bronze Plus:Not Covered Silver: Covered Glod: Covered Platinum: Covered |
| Routine Pregnancy and Childbirth Costs | Optional pregnancy limits for each pregnancy $5,000; $10,000; or $20,000 |
| Well Baby Examination | Covered within the applicable pregnancy limit. |
| Newborn Accommodation | Covered within the applicable pregnancy limit. |
| Cash Benefit Where no claim is submitted | Limited to $100 each night up to a maximum of 30 nights |
| Overall Dental Treatment Limit | Optional dental treatment limits $1,000 or $2,000 |
| Class 1 |
Limited to the overall dental limit and subject to a 10% co-insurance.. |
| Class 2 |
Limited to the overall dental limit and subject to a 30% co-insurance. |
| Class 3 |
Limited to the overall dental limit and subject to a 50% co-insurance. |
| Emergency Dental Treatment | Limited to $250 within the overall dental treatment limit. |
| Accidental Damage | Covered within overall policy limit |