GlobeHopper Platinum Europe travel medical insurance, Europe GlobeHopper Platinum travel medical cover, Globehopper Platinum Travel Benefits, IMG Europe Globehopper

Plan details of Globehopper Platinum Insurance

GlobeHopper Platinum Insurance Eligibility
- GlobeHopper Platinum is available to eligible persons of any nationality worldwide that are travelling outside their home country. If you have multiple residences or passports, then the country listed on the application form will be considered your home country.
- For USA citizens, the home country is both the United States and your primary residence or usual place of abode. USA citizens, in addition to the above:
  - Must depart the USA on, or be located outside of the USA, as of the effective date (or date of extension, or Renewal Date);
  - USA citizens requiring Worldwide coverage will have an annual limit of 60 total days of coverage in the USA;
  - Only brief returns to the USA are covered under the Citizenship Return Coverage or the Incidental Home Trip Coverage, as applicable.
- For those under 65 years of age and visiting the USA, your initial period of insurance must begin within six months of arrival in the USA. For those 65 years of age and older, it must begin within 30 days of arrival. These requirements will be wai ved with proof of previous valid international travel insurance. Prior USA domestic health care coverage does not meet this eligibility requirement. Please provide the name of your international insurance carrier on the application form. If you are not in the USA at the time of application, please indicate your expected date of arrival on your application form.
- Eligibility to purchase, extend or renew this product, or its terms and conditions, may be modified or amended based upon changes to applicable law, including the USA Patient Protection and Affordable Care Act (PPACA).
GlobeHopper Platinum Insurance Exclusions
1. A Pre-existing Condition which is any injury, illness, sickness, disease, or other physical, medical, mental or nervous condition, disorder or ailment that, with reasonable medical certainty, existed at the time of application or at any time during the three years prior to the effective date of the insurance, including any subsequent, chronic or recurring complications or consequences related thereto or arising therefrom, whether or not previously manifested or known, diagnosed, treated, or disclosed.
2. Treatment or surgeries which are elective, investigational, experimental or for research purposes.
3. War, military action, terrorism, political insurrection, protest, or any act thereof. We will not pay for a Political Evacuation if there is a travel advisory in effect on or within six (6) months prior to the insured person’s date of arrival in the host country.
4. Immunisations and routine physical exams.
5. Treatment of Temporomandibular Joint or dental treatment, except as expressly provided for in the plan.
6. Venereal disease, AIDS virus, AIDS related illness, ARC Syndrome, or AIDS, and the cost of testing for these conditions, and charges for treatment or surgeries which are incurred by any Insured who was HIV+ at time of enrolment into this insurance.
7. Pregnancy, childbirth, birth control, artificial insemination, treatment for infertility or impotency, sterilisation or reversal thereof, or abortion.
8. Any illness or injury sustained while taking part in: Amateur Athletics, Professional Athletics, or other athletic activity that is sponsored or sanctioned by any collegiate sanctioning or governing body, or the International Olympic Committee. The following Adventure Sports are excluded unless the Adventure Sports Option is purchased: abseiling, BMX, bobsledding, bungee jumping, canyoning, caving, hang gliding, heli-skiing, high diving, hot air ballooning, inline skating (with proper use of helmet and pads), jet skiing, jungle zip lining, kayaking, mountain biking, parachuting, paragliding, parascending, piloting a non-commercial aircraft, rappelling, rock climbing or mountaineering (ropes and guides to 4500m above ground level), scuba diving (to 50m), skydiving, snowboarding, snowmobiling, spelunking, surfing, trekking, whitewater rafting (to Class V), wildlife safaris, and windsurfing. All such activities must be carried out in strict accordance with the rules, regulations and guidelines of the applicable Governing Body or Authority of each such activity.
  Injury sustained while participating in contact sports of any kind, racing of any kind, any rodeo activity, BASE jumping, kiteboarding, mountaineering or climbing or trekking above elevation 4500 meters above ground level or without proper ropes or guides; luge, motocross, Moto-X, ski jumping, sub-aquatic activities below 50 meters, whitewater rafting exceeding Class V difficulty; and/or adventure sports activity not expressly covered hereunder are excluded regardless of which plan or option is selected.
9. Vision or ear tests and the provision of visual or hearing aids.
10. Vocational, recreational, speech or music therapy.
11. Treatment while confined primarily to receive custodial care, educational or rehabilitative care, or nursing services.
12. Charges, injuries and/or illnesses resulting or arising from or occurring during the commission of a violation of law by the insured person, including, without limitation, the engaging in an illegal or malicious occupation or act, but excluding minor traffic violations.
13. Treatment for, and injuries and/or illnesses resulting or arising from, substance abuse or drug addiction.
14. Injury and/or illness resulting or arising from being under the influence of alcohol or drugs; and injury or illness resulting from operating any type of vehicle after consuming any alcohol or drugs.
15. Willful self-inflicted injury or illness.
16. Treatment required as a result of or arising from complications from a treatment or condition not covered under the certificate.
17. Any services or supplies performed or provided by a relative of the Insured or provided at no cost to Insured.
18. Treatment for mental and nervous disorders.
19. Organ or tissue transplants or related services.
20. Illness or injury where the trip to the host country is undertaken for treatment or advice for such illness or injury, except as expressly provided for in the Policy Wording.
21. Treatment incurred as a result of or arising from exposure to nuclear radiation, and/or radioactive material(s).
22. Travelling against the advice of a medical practitioner.
23. Any infection of the urinary tract (or illness arising therefrom), that occurs within ninety (90) days of the effective date of coverage and that requires treatment of the insured person in a hospital; provided that any such illness will be deemed by us to be a Pre-existing Condition.
Conditions of Cover
- Cover and benefits are subject to the applicable excess, coinsurance all terms and conditions of the plan and policy wording.
- Cover under a Globehopper Platinum plan is secondary to any other cover.
- Cover and benefits are for medical necessary,usual,reasonable and customary charges only.
- Charges must be administered or ordered by a medical practitioner.
- Charges must be incurred during the period of cover or the cover extension period(if applicable)
- Claims must be presented to IMG for payment within 90 days from the date the claim was incurred.

Plan benefits of GlobeHopper Platinum insurance

Hospital room and board	Up to the Maximum Limit
Intensive care unit	Up to the Maximum Limit
Medical Expenses	Up to the Maximum Limit
Out-Patient Medical Expenses	Up to the Maximum Limit
Emergency Local Ambulance	Up to the Maximum Limit
Prescription Drugs (Maximum supply of 90 days per prescription)	Up to $250,000 / £150,000 / €200,000
Emergency Room Accident	Up to the Maximum Limit
Dental – Injury due to Accident	Up to the Maximum Limit
Dental - Sudden Dental Pain	Up to $250 / £150 / €200
State Hospital Cash Benefit	$100 / £60 / €75 per night up to a maximum of 14 nights
Reciprocal Health Agreement Benefit	Nil Excess - When a claims saving is made due to a European Health Insurance Card (EHIC) or Reciprocal Health Agreement

Emergency medical evacuation	Up to Maximum Limit
Emergency reunion	Up to $100,000 / £60,000 / €75,000
Return of mortal remains or cremation/burial	Up to $100,000 / £60,000 / €75,000
Return of Dependent Children	Up to $50,000 / £30,000 / €40,000
Security and Political Evacuation	Up to $50,000 / £30,000 / €40,000
24 Hour Emergency Medical Help Line	Included
Identity Theft Assistance	Up to $500 / £300 / €400 per period of coverage
Natural disaster evacuation	$250 / £150 / €200 per day for up to five days

Death as a result of Accident only	15 days to 16 years of age: £3,000 / €3,750 / $5,000 17 to 65 years of age: £30,000 / €40,000 / $50,000 66 to 70 years of age: £6,000 / €7,500 / $10,000
Remote Transportation	Up to $50,000 / £30,000 / €40,000 principle sum
Terrorism	Up to $50,000 / £30,000 / €40,000 lifetime maximum
Citizenship Return Coverage	Up to $5,000 / £3,000 / €4,000 per Period of Insurance Up to £12,500 / €15,000 / $20,000 Policy Limit
Criminal Assault Benefit	Up to £600 / €750 / $1,000 per admitted night Up to £6,000 / €7,500 / $10,000
Incidental Home Trip Coverage	Up to a cumulative two weeks during the period of insurance

Adventure Sports Option	Up to £30,000 / €40,000 / $50,000
Sudden & Unexpected Reoccurence of a Pre-Existing Condition	Optional Limits Up to £12,500 / €15,000 / $20,000 Policy Limit for Medical Benefits Up to £30,000 / €40,000 / $50,000 for Emergency Medical Evacuation
Hospital Cash Benefit	Up to £150 / €200 / $250 (Up to a maximum of 14 nights)
Personal Liability	Injury to third person Excess: £60 / €75 / $100 per Injury Up to £30,000 / €40,000 / $50,000 Damage to third person’s property :Excess: £60 / €75 / $100 per Injury Up to £3,000 / €4,000 / $5,000

Plan Maximum (per insured person)	$2,000,000; $5,000,000, $8,000,000 OR £1,200,000; £3,000,000; £5,000,000 OR €1,600,000; €4,000,000; €6,250,000
Deductible (per insured person)	$0; $100; $250; $500; $1,000 OR £0; £60; £150; £300; £600 OR €0; €75; €200; €400; €800
Deductible Options	Ages 14 days to 64 years: $0; $100; $250; $500; $1,000; $2,500; $5,000 Ages 65 to 79 years: $0; $250; $500; $1,000; $2,500; $5,000 80 years and older: $0; $500; $1,000; $2,500; $5,000
Area of Cover Options (*All zones exclude coverage within your Home Country i.e. country of primary residence (as identified on your application	Europe Worldwide excluding USA & Canada Worldwide including USA & Canada
Available After Departure	yes
Coverage Extension Period	Up to 12 Months past policy expiry date for continued treatment
World-class Medical Benefits	Coverage available for In-Patient and Out-Patient medical expenses. Freedom to choose any Hospital, Clinic or Doctor in your area of cover.

GlobeHopper Platinum Travel Medical Insurance

GlobeHopper Platinum Travel Medical Insurance Reviews

GlobeHopper Platinum Travel Insurance Links

GlobeHopper Platinum Plan - Key Highlights

GlobeHopper Platinum Travel Medical Insurance Summary

Plan details of Globehopper Platinum Insurance

Plan benefits of GlobeHopper Platinum insurance

IMG Travel Insurance Links

Useful Info

Help center

Free quotes

Plans

Company info

Disclaimer

Contact our customer service team