Visit USA Insurance Plans for Parents from India
Protect your parents with A-rated travel health insurance from Travel Insurance Services, underwritten by Lloyd's of London. Choose the right coverage for their age, health, and budget. Buy online in just 2 minutes from $1 per day
Choose the Right Visit USA Travel Insurance for Your Parents in 30 Seconds
I want the cheapest visitor insurance for parents visiting USA from India (under age 65)
- Visit USA HealthCare Budget Plan - Low-cost visitor insurance with no coinsurance, ideal for healthy parents and short stays in the USA.
I want the best best medical insurance for parents visiting USA from India with balanced coverage and cost
- Visit USA HealthCare Standard Plan - Most popular plan offering strong coverage, up to 100% coinsurance, and access to PPO network hospitals.
I need the best health insurance for Indian parents visiting USA with maximum coverage
- Visit USA HealthCare Superior Plan - High coverage plan designed for elderly parents or higher medical needs with maximum financial protection.
Why Indian Parents Need Travel Insurance in the USA?
The United States has some of the most expensive healthcare in the world. A single unexpected medical event during your parents' visit can cost tens of thousands of dollars and without insurance, your family bears that cost entirely.
Here is what a medical emergency can realistically cost in the USA without insurance:
- Emergency Room visit: $2,000 - $5,000 per visit
- One night in hospital: $3,000 - $10,000
- Surgery (general): $15,000 - $50,000+
- Heart attack treatment: $30,000 - $200,000
- Emergency air evacuation: $30,000 - $100,000+
- ICU stay (per day): $5,000 - $15,000
Visit USA-HealthCare insurance plans by Travel Insurance Services provide affordable, reliable protection against these costs. Underwritten by Lloyd's of London with an AM Best "A" rating, these plans are designed specifically for non-US citizens visiting America including parents visiting on B1/B2 visas.
What Is Visit USA HealthCare Insurance?
Visit USA HealthCare is a short-term travel medical insurance plan designed for non-U.S. citizens visiting the United States. It helps cover unexpected medical expenses such as illness or accidents, which can be very expensive in the USA.
This plan is available in three sub-plan options:
- Visit USA HealthCare Budget Plan
- Visit USA HealthCare Standard Plan
- Visit USA HealthCare Superior Plan
These options allow you to choose the right level of coverage based on your parents' needs, age, and budget.
What Are the Best Travel Insurance for Parents Visiting the USA from India?
The best travel insurance for Indian parents visiting USA is the Visit USA HealthCare Superior Plan for maximum coverage and high protection, especially for older parents. The Visit USA HealthCare Standard Plan is the most popular choice, offering a good balance of cost and benefits. For the cheapest visitors insurance USA for parents from India, the Visit USA HealthCare Budget Plan is ideal for healthy parents and short trips with basic emergency medical coverage.
The Visit USA HealthCare Budget Plan is an affordable visitor insurance for parents in USA, ideal for short visits and families looking for low-cost medical coverage. It is especially suitable for healthy parents with no major pre-existing conditions.
Its key feature is no coinsurance, meaning after the deductible is paid, the plan covers eligible expenses up to the plan limits without percentage splits. Parents can also visit any licensed doctor, clinic, or hospital in the USA, offering flexibility and easy access to care.
- check_circle Maximum Coverage: $50,000 (Plan A - up to age 80+) / $150,000 (Plan B - up to age 69).
- check_circle Emergency Medical Evacuation: Up to $100,000
- check_circle Repatriation of Remains: Up to $25,000
- check_circle Emergency Reunion: Up to $15,000
- check_circle COVID-19 Coverage: Included
- check_circle Eligibility: Available for ages 14 days to 80+
Cost: Visit USA Budget health insurance for parents visiting USA starts from $42 per month for a 50-year-old traveler with $50,000 coverage and a $250 deductible.
The Visit USA HealthCare Standard Plan is one of the most popular and well-balanced visitor insurance for parents traveling to the USA. It offers a strong combination of affordability and comprehensive coverage, making it a preferred choice for many families.
This plan provides up to 100% coinsurance, which helps reduce out-of-pocket costs after the deductible. It also supports direct billing through First Health and UnitedHealthcare PPO networks, allowing easier access to cashless treatment at network hospitals.
- check_circle Medical coverage: up to $75,000 (Plan A) / $200,000 (Plan B).
- check_circle Acute Onset of Pre-Existing Condition (excluding chronic and congenital conditions): $20,000 (ages below 65) / $2,500 (ages 65 and above).
- check_circle Emergency Medical Evacuation: Up to $100,000
- check_circle Repatriation of Remains: Up to $50,000
- check_circle Trip Interruption: Up to $2,500
- check_circle Political Evacuation: Up to $25,000
Cost: Visit USA Standard health insurance for parents visiting USA from India starts from $110 per month for a 50-year-old traveler with $75,000 coverage and a $250 deductible.
The Visit USA HealthCare Superior Plan is one of the best travel health insurance for Indian parents visiting USA, offering the highest level of coverage and maximum financial protection. This plan is ideal for families who want comprehensive medical coverage, especially for older parents or those with higher health risks.
It provides strong coinsurance benefits and access to First Health and UnitedHealthcare PPO networks, making it easier to get quality treatment with potential cashless billing at network hospitals.
- check_circle Maximum Coverage: Up to $500,000 (varies by age)
- check_circle Acute Onset of Pre-Existing Condition (excluding chronic and congenital conditions): Up to $50,000 (below age 65) / $5,000 (age 65 and above).
- check_circle Emergency Medical Evacuation: Up to $250,000
- check_circle Repatriation of Remains: Up to $50,000
- check_circle Emergency Reunion: Up to $25,000
- check_circle Trip Interruption: Up to $5,000
- check_circle COVID-19 Coverage: Included
Cost: Visit USA Superior US visitor insurance for parents starts from $233 per month for a 50-year-old traveler with $250,000 coverage and a $250 deductible.
Understanding Visit USA HealthCare Plan A and Plan B - What Does Each Cover?
Both the Budget and Standard plans come in two sub-types: Plan A and Plan B. The key difference is the policy maximum and age eligibility.
Plan types
Plan A
Basic emergency protection
Plan A is the only option available for parents aged 70 and above. It provides basic emergency medical protection with lower coverage but full age eligibility.
Plan B
Higher coverage & protection
Plan B is not available for parents aged 70 and above. It offers higher medical coverage and better protection for hospital and surgery costs.
Who should buy each plan
- check_circle Parents aged 70+ years
- check_circle Parents aged 80+ (only Plan A available)
- check_circle Budget-focused families
- check_circle Short trips (1-3 months)
- check_circle Parents aged 14-69 years
- check_circle Parents 60-69 years wanting higher coverage
- check_circle Longer stays (3-12 months)
- check_circle Families wanting stronger protection
Important note
- Plan A is the only option for ages 70 and above.
- Plan B is only available up to age 69 (Budget & Standard).
- Superior Plan has no Plan A / Plan B - it is a single full coverage plan.
How Much Does Visit USA Healthcare Visitors Insurance Cost?
The Visit USA travel insurance cost per month start at just $28. The monthly cost depends on factors such as the travelers age, plan maximum, and deductible. Visit USA-HealthCare plans is available as low as $0.74 per day.
For example, the Visit USA travel insurance cost per month with a $250 deductible is as follows.
| Traveler's Age | Budget | Standard | Superior | ||
|---|---|---|---|---|---|
| $50,000 | $75,000 | $150,000 | $200,000 | $250,000 | |
| 18 - 29 years | $28 | $41 | $48 | $51 | $77 |
| 30 - 39 years | $31 | $54 | $51 | $76 | $116 |
| 40 - 49 years | $32 | $78 | $56 | $96 | $152 |
| 50 - 59 years | $43 | $113 | $76 | $155 | $240 |
| 60 - 69 years | $49 | $131 | $86 | $201 | $311 |
| 70 - 79 years | $84 | $210 | Not available | Not available | Not available |
For senior travelers aged 80 to 99 years, the cost is $260 to $703, with medical maximum of $20,000 and a deductible $250.
Why Should You Choose Travel Insure Visit USA Travel Insurance for Parents Visiting the USA From India?
Covers new illnesses and injuries including doctor visits, hospitalization, emergency room treatment, surgery, and urgent care. The plans are structured with fixed benefit limits (Budget) and higher comprehensive limits (Standard & Superior) to manage high US healthcare costs.
- Budget Plan: Low-cost fixed benefit plan with lower premiums and basic protection.
- Standard Plan: Most popular plan with better balance of cost and coverage.
- Superior Plan: Highest coverage level with maximum medical protection and financial safety.
Each plan is further divided into Plan A (up to age 80+) and Plan B (up to age 69) depending on eligibility.
Provides access to First Health and UnitedHealthcare PPO networks, allowing negotiated rates and direct billing at many US hospitals, reducing out-of-pocket expenses.
The Standard Plan offers up to 100% coinsurance in-network, covering eligible expenses after the deductible when PPO hospitals are used. The Superior Plan provides stronger protection with higher limits and lower out-of-pocket costs, helping reduce large medical bills when treated within the PPO network.
The Standard Plan offers limited coverage for acute onset of pre-existing conditions, with higher limits for travelers under age 65. The Superior Plan provides the highest acute onset coverage among Visit USA plans, offering better protection for medical emergencies related to existing conditions.
The Budget Plan and Standard Plan offer up to $100,000 evacuation coverage, with Standard providing higher repatriation benefits. The Superior Plan offers up to $250,000 evacuation coverage, giving the highest level of protection in emergencies.
Ideal for B1/B2 visa holders, especially Indian parents visiting children in the USA, with easy online purchase and instant policy issuance.
How to Buy Visit USA HealthCare Insurance for Your Parents?
Buying travel insurance for your parents has never been easier. Compare top-rated plans, get instant coverage, and have peace of mind from the moment they land in the USA.
Visit USA Insurance FAQs for Parents Visiting the USA From India
- For parents from , the best Visit USA insurance plan depends on age and health condition.
- For healthy parents under 65, the Visit USA Budget Plan B or Standard Plan B offers good coverage at an affordable cost.
- For parents aged 65-69, the Visit USA Standard Plan B with a $100,000 policy maximum is generally recommended.
- For parents over 70 years, the Visit USA Standard Plan A with PPO network access is considered the most suitable option within this product family.
- If parents have pre-existing conditions such as diabetes or hypertension, the Visit USA Standard Plan A (for age 70+) or the Superior Plan (for under 65) provides the best available coverage for acute onset conditions within this range of plans.
Which Visit USA Plan Should Your Parents Get?
Your parents are generally healthy, on a shorter trip (under 3 months), and want the most affordable option. Plan A ($50K) is ideal for older parents (70+). Plan B ($150K) gives higher coverage for ages 60-69 at a low cost.
Your parents want stronger hospital coverage, PPO network access for 100% in-network payments, higher plan limits ($75K-$200K), and extra benefits like trip interruption and lost passport coverage. It is the most popular balanced choice.
Your parents need maximum coverage and highest financial protection. It offers up to $250,000 medical coverage and $500,000 emergency evacuation. It is best for older parents, higher health risk cases, or families who want full peace of mind during their USA trip.