As of the CDC Global Warning Level 3 on March 27th, any insured not already located in a destination under a CDC Warning Level 3 has 10 days of coverage for charges related to COVID-19. Those already in a country under a CDC Warning Level 3 would have 10 days of coverage based on the date the warning for that country was first issued. Insureds will continue to be covered for eligible Non-Covid-19 related expenses after the 10 days have elapsed.
They will have coverage through April 6th for COVID-19, which is the tenth day following the global warning on March 27th. After this, COVID-19 will no longer be covered, though coverage for all other eligible expenses will remain in place.
COVID-19 will not be covered under any current policy due to the CDC Global Warning Level 3. Policies will continue to cover other illness and accidents as per the policy wording. I understand that new coverages/plans may be considered in the future, though at this time no policies will be covering COVID-19.
The USI global medical policies have an exclusion based on the Centers for Disease Control (CDC) Warning to avoid travel (level 3). Travelers who contract coronavirus in areas with a level 3 advisory will not be covered for coronavirus illness. If your travel began under a level 2 advisory and changed to level 3 during your trip, you will be covered even if they contracted it after the updated warning was issued.
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