Travel Insure

Voyager Annual insurance, Voyager Annual travel insurance

Voyager annual travel insurance plan is specifically designed for U.S. residents who travel frequently for business or pleasure. Enroll just once a year and enjoy peace of mind knowing you have dependable medical coverage and assistance whenever you travel more than 100 miles from home. Go anywhere in the world, as often as you like, up to 90 days at a time during the year with Voyager Insurance.
  • Take an unlimited number of Covered Trips during the 364 day Policy period
  • Covers domestic and international trips - up to 90 days each

Travel Insurance Services Voyager Annual insurance, Annual travel insurance for US citizens

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Voyager Annual Insurance Carrier


Voyager Annual Travel Insurance Rating

AM Best Rating: "A" (Excellent)

Underwriter of Voyager Annual Insurance

Starr Indemnity & Liability Company

Eligibility of Voyager annual insurance plan, Annual travel insurance plans
  • All U.S. residents while traveling outside the U.S. and their country of citizenship if they are not a U.S. citizen.
  • All U.S. residents traveling inside the United States.
  • The Silver plan is not available to residents of Virginia.

Voyager Annual Links

  • Comprehensive
  • Brochure

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Plan Benefits of Voyager Annual Insurance, Voyager travel insurance

Benefits Silver Gold
Emergency Accident & Sickness Medical $50,000; Emergency Dental:$750 $250,000; Emergency Dental:$750
Accidental Death & Dismemberment - 24 Hour $50,000 $50,000
Accidental Death & Dismemberment - Air Only $100,000 $100,000
Emergency Medical Evacuation & Medically Necessary Repatriation $100,000 $250,000
Repatriation of Remains $100,000 $150,000
Emergency Accident & Sickness Medical Expense $50,000 $250,000
Emergency Dental $750 $750
Political and Natural Disaster Evacuation (Not available to residents of MA or PR) Not available $100,000
Trip Interruption Not available $5,000
Airline Ticket Change Fee Not available $200
Security or Political Evacuation Not Covered $100,000
Baggage Delay $100 per day, $300 maximum, Minimum 12 Hour Delay $100 per day, $750 maximum, Minimum 12 Hour Delay
Baggage or Personal Effects $1,000; Per Item: $250; Valuable Articles: $500 $2,500; Per Item: $250; Valuable Articles: $500

Travel Insure international health insurance for Coronavirus

An insured individual is eligible for treatment of Coronavirus provided they do not contract the Coronavirus in a country for which there is a CDC Warning Level 3. This is the specific exclusion, which will apply should a new CDC warning be issued for another country:
Exclusion language:
Charges resulting from a disease outbreak in a country or location for which the U.S. Centers for Disease Control and Prevention (CDC) has issued a Level 3 Travel Warning if:
  • The warning has been in effect within the 6 months immediately prior to your date of arrival, or
  • You have failed to depart the country or location within 10 days following the date the warning is issued.

Frequently asked questions about Travelinsure insurance plans coverage for Coronavirus

Now that the CDC announced that the world is at a level 3 travel advisory, is there any coverage for your policies, particularly the travel or student policies, for COVID-19? Will these policies be voided given that clients are basically stuck wherever they are and there is no place "better" to travel to?

As of the CDC Global Warning Level 3 on March 27th, any insured not already located in a destination under a CDC Warning Level 3 has 10 days of coverage for charges related to COVID-19. Those already in a country under a CDC Warning Level 3 would have 10 days of coverage based on the date the warning for that country was first issued. Insureds will continue to be covered for eligible Non-Covid-19 related expenses after the 10 days have elapsed.

They will have coverage through April 6th for COVID-19, which is the tenth day following the global warning on March 27th. After this, COVID-19 will no longer be covered, though coverage for all other eligible expenses will remain in place.

COVID-19 will not be covered under any current policy due to the CDC Global Warning Level 3. Policies will continue to cover other illness and accidents as per the policy wording. I understand that new coverages/plans may be considered in the future, though at this time no policies will be covering COVID-19.

Travel Insurance services insurance coverage for Coronavirus (Covid19)

The USI global medical policies have an exclusion based on the Centers for Disease Control (CDC) Warning to avoid travel (level 3). Travelers who contract coronavirus in areas with a level 3 advisory will not be covered for coronavirus illness. If your travel began under a level 2 advisory and changed to level 3 during your trip, you will be covered even if they contracted it after the updated warning was issued.

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