WorldMed Insurance is an international travel health insurance for people traveling outside their home country and is available to both US and Non US citizens. Green Card holders in the USA and new immigrants are not eligible to purchase WorldMed Medical Insurance. There are 2 plans under WorldMed Insurance: WorldMed Inbound, WorldMed Outbound.
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Frequently asked questions about Travelinsure insurance plans coverage for Coronavirus

As of the CDC Global Warning Level 3 on March 27th, any insured not already located in a destination under a CDC Warning Level 3 has 10 days of coverage for charges related to COVID-19. Those already in a country under a CDC Warning Level 3 would have 10 days of coverage based on the date the warning for that country was first issued. Insureds will continue to be covered for eligible Non-Covid-19 related expenses after the 10 days have elapsed.

They will have coverage through April 6th for COVID-19, which is the tenth day following the global warning on March 27th. After this, COVID-19 will no longer be covered, though coverage for all other eligible expenses will remain in place.

COVID-19 will not be covered under any current policy due to the CDC Global Warning Level 3. Policies will continue to cover other illness and accidents as per the policy wording. I understand that new coverages/plans may be considered in the future, though at this time no policies will be covering COVID-19.

Travel Insurance services insurance coverage for Coronavirus (Covid 19)

The USI global medical policies have an exclusion based on the Centers for Disease Control (CDC) Warning to avoid travel (level 3). Travelers who contract coronavirus in areas with a level 3 advisory will not be covered for coronavirus illness. If your travel began under a level 2 advisory and changed to level 3 during your trip, you will be covered even if they contracted it after the updated warning was issued.

Age
Spouse
Start Date
End Date
Coverage
Citizenship
Worldmed Inbound Plan A
Plan Maximum
$500,000
Deductible
Worldmed Inbound Plan B
Plan Maximum
$1,000,000
Deductible
Worldmed Inbound Plan C
Plan Maximum
$2,000,000
Deductible
Worldmed Outbound Plan A
Plan Maximum
$500,000
Deductible
Worldmed Outbound Plan B
Plan Maximum
$1,000,000
Deductible
Worldmed Outbound Plan C
Plan Maximum
$2,000,000
Deductible
Brochure
Worldmed Inbound Brochure Worldmed Outbound Brochure
Period of Coverage
5 days to 364 days 5 days to 364 days
Medical Expense Options
$500,000, $1,000,000, or $2,000,000 $500,000, $1,000,000, or $2,000,000
Deductible Options
$0, $250, $500, $1,000, or $2,500 per certificate period $0, $250, $500, $1,000, or $2,500 per certificate period
Coinsurance – Claims Incurred in the U.S.
  • In-Network Payment - 100% after deductible, up to the overall the overall maximum
  • Out of network payment - Usual, reasonable and customary. You may be responsible for charges exceeding payable amount
  • In-Network Payment - 100% after deductible, up to the overall the overall maximum
  • Out of network payment - Usual, reasonable and customary. You may be responsible for charges exceeding payable amount
Coinsurance – Claims Incurred outside the U.S.
Plan pays 100% after deductible, up to the overall maximum limit Plan pays 100% after deductible, up to the overall maximum limit
Hospital Room and Board
Average semi-private room rate, including nursing services Average semi-private room rate, including nursing services
Intensive Care Unit
Up to the overall maximum limit Up to the overall maximum limit
Local Ambulance
Usual, reasonable and customary charges Usual, reasonable and customary charges
Emergency Room Co-payment
Claims incurred in U.S.: $250 co-pay for emergency room for an illness unless you are admitted to the hospital. No co-pay for emergency room treatment of an injury.
Claims incurred outside the U.S.: No co-payment.
Claims incurred in U.S.: $250 co-pay for emergency room for an illness unless you are admitted to the hospital. No co-pay for emergency room treatment of an injury.
Claims incurred outside the U.S.: No co-payment.
Acute Onset of Pre-existing Condition(excludes chronic and congenital conditions)
Under age 60 up to $200,000
For age 60 to 69 years up to $20,000
Under age 60 up to $200,000
For age 60 to 69 years up to $20,000
Outpatient Physical Therapy and Chiropractic Care
Usual, reasonable and customary charges. Must be ordered in advance by a physician Usual, reasonable and customary charges. Must be ordered in advance by a physician
Emergency Dental Treatment
Up to $1,000 due to accident and up to $100 for acute onset of pain Up to $2,000 due to accident and up to $200 for acute onset of pain
Urgent Care Facility Co-payment
Claims incurred in the U.S.: Up to $25 co-pay for urgent care center. (Copay not applicable when $0 deductible is selected)
Claims incurred in the U.S.: No co-payment.
Claims incurred in the U.S.: Up to $50 co-pay for urgent care center. (Copay not applicable when $0 deductible is selected)
Claims incurred in the U.S.: No co-payment.
Accidental Death & Dismemberment
Under age 18 up to $5,000 lifetime maximum and age 18 to 69 up to $50,000 lifetime maximum. $250,000 maximum benefit any one family or group Under age 18 up to $5,000 lifetime maximum and age 18 to 69 up to $50,000 lifetime maximum. $250,000 maximum benefit any one family or group
Emergency Medical Evacuation
Up to $1,000,000 lifetime maximum Up to $1,000,000 lifetime maximum
Return of Minor Children
Up to $50,000 Up to $50,000
Repatriation of Remains
Up to $50,000 Up to $50,000
Emergency Reunion
Up to $100,000, subject to a maximum of 15 days Up to $100,000, subject to a maximum of 15 days
Terrorism
Up to $50,000 lifetime maximum Up to $50,000 lifetime maximum
Political Evacuation
Up to $100,000 lifetime maximum Up to $50,000 lifetime maximum
Trip Interruption
Up to $10,000 Up to $10,000
Hospital Indemnity
Up to $100 per day for 5 days for inpatient hospitalization Up to $100 per day for 5 days for inpatient hospitalization
Lost Baggage
Up to $500 Up to $1,000
Stolen Passport or Visas
Up to $100 Up to $100
Personal Liability
Up to $10,000 lifetime maximum
$10,000 third person injury
$10,000 third person property
$2,500 related third person property
Up to $10,000 lifetime maximum
$10,000 third person injury
$10,000 third person property
$2,500 related third person property
Natural Disaster
Up to $250 a day for 5 days Up to $100 a day for 5 days
Emergency Eye Exam
Up to $150 ($50 deductible per occurrence) Up to $150 ($50 deductible per occurrence)
Crisis Response Rider
Up to $100,000 per certificate period, $10,000 for Natural Disaster Evacuation Up to $100,000 per certificate period, $10,000 for Natural Disaster Evacuation
Border Entry Protection
Up to $500 Not Covered
Optional Add-On Benefits
  • Intercollegiate or Interscholastic Sports Rider up to $20,000.
  • Hazardous Activities Rider up to the overall maximum limit.
  • Accidental death & dismemberment buy ups up to $100,000.
  • Intercollegiate or Interscholastic Sports Rider up to $20,000.
  • Hazardous Activities Rider up to the overall maximum limit.
  • Accidental death & dismemberment buy ups up to $100,000.

Travel Insurance Services Worldmed plan summary

Insurance Provider
Plan Life
  • 5 days to 364 days

Policy Maximum?
  • $500,000, $1,000,000 or $2,000,000
Deductible Options?
  • $0, $250, $500, $1,000, or $2,500 per certificate period

What is the eligibilty to buy Worldmed plan Eligibility?
Worldmed plan Eligibility
  • Coverage for travelers coming to and from the United States
underwriters Worldmed insurance Underwriter
  • Lloyd's of London - Syndicate 4141
AVI customer service

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Worldmed insurance Rating
  • AM Best Rating: "A" (Excellent)

Travel Insure - Provider network and how to find hospital or doctor?

Travel Insure maintains a wide network of health care providers. You may use any doctor or hospital when you need medical care. You may call the Emergency Assistance Company to help you locate a doctor or hospital.

WorldMed Inbound Plan:

In US there are 2 options: First Health care network and United health care.
You may go to your choice of provider in the U.S. However, the coinsurance will be waived for visitors to the U.S. if expenses are incurred within the PPO network.
You need to check your insurance card to find any one of the below 2 logos:
First Health Care Provider Network    United Healthcare Provider Network

WorldMed Outbound Plan:

Traveling Outside the US: Equian International Provider Network
Equian International Provider Network
If you are traveling outside the U.S. then click here

Travel Insure travel insurance Links

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